Ascend Credit Union Cookeville TN | Affordable Auto Loans & Business Banking

Introduction

Welcome to Ascend in Cookeville, where we are proud to serve our community with trust and dedication. Established in 1951, our credit union has grown significantly, now boasting a membership of over 246,410 individuals who rely on us for their financial needs. Located at 1265 Interstate Dr Ste 107, Cookeville, TN 38501, we are committed to providing exceptional banking services tailored to you. At Ascend, we understand that each member's journey is unique. With total assets exceeding $4.38 billion and deposits totaling $265.6 million, we ensure that your money is safe and secure while also offering competitive rates on loans. In fact, we've extended more than 142,709 loans to help our members achieve their dreams whether it's purchasing a new vehicle or buying a home. Our leadership team, led by CEO Matthew Jernigan and Board President Mark Rigney, is dedicated to fostering a positive experience for all members. We value transparency and community involvement, which drives us to continually enhance our offerings. With an impressive net worth of $612.9 million and cash in hand amounting to $42.4 million, we remain financially strong and prepared to meet your needs. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO BOX 1210, TULLAHOMA, TN 37388. We invite you to explore our range of services including personal banking, auto loans, mortgages, and online banking options all designed with you in mind. Ready to take the next step? Call us at 931-454-4700 or visit our website at ascend.org today! Let's work together towards your financial goals.

Branch History & Mission

A Legacy of Growth

Since opening our doors at 1265 Interstate Dr Ste 107, Cookeville, TN 38501, we've focused on fostering financial stability and empowerment within our community. As we evolved through the years, we have consistently prioritized our members' needs, offering a wide range of services including personal banking, auto loans, mortgage refinancing, and business banking solutions. Today, our total assets stand impressively at $4,385,619,742, reflecting our solid foundation and growth. While members can visit us at 1265 Interstate Dr Ste 107, official correspondence should be sent to PO BOX 1210, TULLAHOMA, TN 37388. This attention to detail ensures that all communication is handled smoothly and efficiently.

Community Connections

Our partnerships with local organizations strengthen our outreach efforts. By actively participating in community events and programs, we aim to support local initiatives that enhance the quality of life for residents in Cookeville and beyond. We believe that together we can build a brighter future. With access to an ATM and no drive-thru service at this branch location, we still ensure that your banking needs are met promptly. Our team is always ready to assist you with any questions or concerns you might have.

Join Us!

We invite you to experience the benefits of being part of Ascend. Whether you're looking for a new bank or need assistance with your financial goals, we're here for you every step of the way. Together, let's build a prosperous future! For more information about membership or services offered by Ascend, please call us at 931-454-4700 or visit our website at ascend.org. Join us on this journey toward financial wellness because when you succeed, we all succeed!

Our Mission

At Ascend, our mission is simple yet powerful: to provide accessible financial services while uplifting our community. We believe that everyone deserves a chance at financial success and security. Whether it's helping someone buy their first car or providing resources for small businesses to thrive, we are dedicated to making a positive impact in the lives of those we serve. We take pride in ensuring our facilities are ADA compliant and that we continually enhance digital advancements for our members' convenience. With features like online banking and mobile payments available, we make managing finances easy and secure.

Branch Location & Accessibility

Nearby Landmarks and Accessibility

Nestled near the bustling Interstate Drive area, our branch is easy to find and reach. You can spot us just a stone's throw away from popular local spots, making it a breeze to pop in for any of your banking needs. We also ensure that our facility is ADA compliant, featuring ramps and accessible entrances so everyone can visit comfortably.

Operating Hours

While specific operating hours may vary, rest assured that we're open during the week to accommodate your schedule. You can always reach us at 931-454-4700 if you have questions or need assistance.

Services Offered

At our Cookeville branch, we offer a wide range of financial services tailored to meet your needs. From checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. Plus, our ATM availability means you can access your funds whenever you need them. While we currently do not provide drive-thru banking or shared services, our friendly staff is always here to assist you inside.

Visit Us Today!

We invite you to come by and experience the welcoming atmosphere at Ascend's Cookeville branch. Whether you're looking to open an account or simply want to chat about your financial goals, we're here for you. Feel free to stop in anytime or give us a call we look forward to serving you!

Member Eligibility

At Ascend, we believe that everyone deserves a chance to be part of a community that supports their financial well-being. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in the area, you're likely eligible to join our family. Our membership is designed to include anyone who has a connection to our vibrant community, so if you feel that bond, we want you with us! Joining Ascend comes with many advantages, such as access to personalized banking services and competitive loan rates. Plus, you'll be part of a supportive network that values its members' needs and aspirations. To get started, simply visit us at our branch located at 1265 Interstate Dr Ste 107 Cookeville Tn 38501 or check out our detailed eligibility criteria online at https://ascend.org/eligibility. If you have any questions, feel free to give us a call at (931) 454-4700. We can't wait for you to join us on this exciting journey!

Business Banking & Commercial Services

Lending Options Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $334 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $248,054,406, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

In addition to loans, our merchant services simplify transactions so you can focus on what really matters running your business. Imagine effortlessly accepting payments from customers via card or mobile options, all while managing your finances with ease. This practical approach helps streamline operations and improve cash flow, allowing you to concentrate on growing your enterprise. Located at 1265 Interstate Dr Ste 107 Cookeville Tn 38501 in Cookeville, TN, we are here to partner with you every step of the way. Reach out today at (931) 454-4700 to discover how our business banking and commercial services can elevate your success!

Comprehensive List Of Services

Digital Convenience at Your Fingertips

In today's fast-paced world, convenience is key. That's why we have embraced modern technology to enhance your banking experience. With our online and mobile banking, managing your finances is easy no matter where life takes you. Whether it's checking balances, transferring funds, or paying bills, everything is just a few clicks away. Plus, our ATM services allow for quick cash withdrawals and balance checks whenever you need them.

Join Us Today!

At Ascend, we believe in building lasting relationships with our members through exceptional service and community involvement. If you're ready to take control of your finances or need assistance with any of our services, don't hesitate to reach out! Call us at (931) 454-4700, visit us at 1265 Interstate Dr Ste 107 Cookeville Tn 38501, or explore more about what we offer online at Cookeville. We look forward to serving you!

Personal Banking Made Easy

Managing your finances can be simple and rewarding with our personal banking services. We offer checking and savings accounts that cater to various lifestyles, ensuring you can easily save for future goals or manage daily expenses. For those looking to drive their dreams home, our auto loans and vehicle financing options are designed to make purchasing a car both accessible and affordable. With flexible terms and competitive rates, getting behind the wheel has never been easier. If you're thinking about owning a home or refinancing an existing mortgage, our mortgage loans provide personalized solutions to help you navigate the process smoothly. And for those unexpected expenses or consolidating debt, our personal loans are here to support your financial health without overwhelming you with stress.

Rewards That Matter

Don't forget about our credit cards with rewards! These cards not only help you manage your spending but also earn you points on everyday purchases. Imagine earning rewards every time you shop it's just one more way we help our members get more from their money.

Supporting Local Businesses

For entrepreneurs and business owners, Ascend offers comprehensive business banking services including merchant services and business loans. We understand that running a business comes with its own set of challenges, and we're here to support your growth with tailored solutions that suit your unique needs.

Digital & Online Banking

Enhanced Convenience

Need to send money quickly? Our person-to-person transfer feature allows you to send funds instantly to friends or family with just their email or phone number. And if you're out shopping, take advantage of our mobile payments feature that lets you pay using your phone no need for cash or cards. At Ascend, we understand that managing finances can sometimes feel overwhelming. That's why we're committed to providing accessible and easy-to-use tools that help you keep track of everything in real-time. Whether you're at home or on the go, our digital banking options make it simple to stay connected with your money. Experience the ease and security of modern banking today with Ascend!

Key Features

Our online banking services are available 24/7, allowing you to manage your accounts on your schedule. You can check balances, transfer funds, and pay bills without the hassle of visiting a branch. And if you prefer using your smartphone, our mobile application brings all these features right to your fingertips, making banking on-the-go easier than ever. Security is a top priority for us. We utilize electronic signature authorization, so you can sign documents safely online without needing to print or mail anything. Plus, with e-statements available, you'll receive your account statements electronically saving paper and time while keeping your information secure.

Financial Strength

Dedicated Team

We take pride in having 631 full-time employees and 12 part-time employees who are always ready to serve you with a knowledgeable, committed team. Whether you're visiting us or calling at (931) 454-4700, you will find support from professionals dedicated to helping you succeed.

Growing Together

With a total of 473,445 share accounts, we have built a strong and growing member base that trusts us with their finances. Our net shares amounting to $3,904,557 indicate funds readily available for lending and investment opportunities. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ascend is your trusted partner. Visit us at 1265 Interstate Dr Ste 107 Cookeville Tn 38501 or call (931) 454-4700 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $1,166,758,318 in share certificates and $380,916,232 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,696,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our success is also evident in our $28,762,850, which reflects our operational efficiency. This allows us to keep offering competitive loan rates and solid financial products designed with your needs in mind.

Reinvestment for Growth

With $573,821,285 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment means your funds are working hard for you while we continue improving our services.

Solid Financial Health

With a net worth of $612,924,490, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,397 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

Our robust lending capacity is reflected in the $44,784 in used auto loans and $3,127,764,056 in total loans and leases available to our members. This wide range of loan options supports various financial goals from purchasing vehicles to managing larger investments.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $916,754,883 in used vehicle loans and $381,140,541 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring you have access to the funds needed for your next purchase.

Business Financing

For business owners, our outstanding commercial loans totaling $248,054,406 provide the capital needed to grow and expand. Whether you need funds for inventory, equipment, or other business expenses, our team can assist you in finding a solution that works for you.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $176,442,249, make buying or refinancing simple. We are here to guide you through the process and help you secure a loan that fits your budget.

Refinancing Options

If you're considering refinancing existing loans for better terms or lower payments, we can help with that too. Our team will walk you through eligibility options and potential savings. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you're ready to explore your loan options further or have questions about eligibility, feel free to reach out to us at (931) 454-4700 or visit us at 1265 Interstate Dr Ste 107 Cookeville Tn 38501 in Cookeville, TN. We're here to help you take the next step toward financial success!

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $86,587,770 in loans helping members manage their finances effectively. This option provides an easy way to handle unexpected costs or larger purchases without breaking the bank.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This guarantees that all offers presented are fair and transparent, allowing users to trust the information they receive.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can feel confident knowing that the options they see are genuine. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means you'll see all available options without any hidden agendas. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, LendMesh equips users with the latest information necessary to make well-informed choices about their borrowing needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This feedback highlights how LendMesh can significantly impact users' financial outcomes by simplifying their search for better rates. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ascend

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

A Legacy of Growth

Community Connections

Join Us!

Our Mission

Branch Location & Accessibility

Nearby Landmarks and Accessibility

Operating Hours

Services Offered

Visit Us Today!

Member Eligibility

Business Banking & Commercial Services

Lending Options Tailored for Growth

Merchant Services That Work for You

Comprehensive List Of Services

Digital Convenience at Your Fingertips

Join Us Today!

Personal Banking Made Easy

Rewards That Matter

Supporting Local Businesses

Digital & Online Banking

Enhanced Convenience

Key Features

Financial Strength

Dedicated Team

Growing Together

Member-Focused Savings

Operational Efficiency

Reinvestment for Growth

Solid Financial Health

Supporting Your Financial Goals

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Refinancing Options

Unsecured Credit Card Loans

Loan Aggregator

Accurate Loan Comparisons

Benefits of Using LendMesh

Join Our Community