Ascend Credit Union Columbia TN | Affordable Auto Loans & Business Banking

Introduction

Welcome to Ascend, your trusted financial partner located at 981 W James M Campbell Blvd, Columbia, TN 38401. Established in 1951, we have proudly served our community for over seven decades, fostering a welcoming environment where our 246,410 members can thrive financially. With total assets of $4,385,619,742 and total deposits reaching $265,625,424, we are committed to providing exceptional service and support. At Ascend, we understand the importance of reliable banking options. That's why we offer a wide range of services including personal banking accounts, auto loans, mortgage financing, and business banking solutions. Our dedicated team of 643 employees, led by CEO Matthew Jernigan and Board President Mark Rigney, works tirelessly to ensure that every member feels valued and supported. While you can visit us at our branch location in Columbia for all your banking needs, official correspondence should be directed to our mailing address: 981 W. James Campbell Blvd., Columbia, TN 38401. Whether you're looking to open an account or explore loan options our friendly staff is here to assist you. With a strong net worth of $612,924,490 and cash readily available amounting to $42,418,329, you can trust that your finances are in capable hands. We also maintain a robust loan portfolio with over 142,709 loans and leases, ensuring that we can meet the diverse needs of our members. Ready to take the next step? We invite you to visit our website at ascend.org or give us a call at 800-342-3086. Experience the Ascend difference today!

Branch History & Mission

Community Focus

We believe that being part of a community means giving back. That's why we've forged partnerships with local organizations and initiated outreach programs that truly make a difference in people's lives. Whether it's supporting local schools or participating in charity events, our commitment goes beyond just numbers. As we look forward to the future, we invite you to join us at Ascend. Become part of a credit union that cares about its members and strives to make an impact daily. Experience firsthand how our values align with your financial goals. Reach out today by calling us at (800) 342-3086 or visit us online at Columbia for more information on how we can assist you on your financial journey!

Our Mission

At Ascend, our mission is simple yet profound: to empower our members through exceptional financial services while fostering a strong sense of community support. We understand that life can be unpredictable, which is why we provide personalized solutions whether it's for auto loans, mortgages, or everyday banking needs. Our dedicated team works hard to make banking accessible and beneficial for everyone. While members can visit us at 981 W James M Campbell Blvd Columbia Tn 38401, official correspondence should be sent to 981 W. James Campbell Blvd., Columbia, TN 38401. Our operating hours are designed with your convenience in mind: Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 5:30 PM, and Saturday from 8:00 AM to noon. Plus, enjoy the ease of drive-thru banking during extended hours.

Branch Location & Accessibility

Convenient Access and Amenities

At Ascend, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps, ensuring that everyone can easily access our services. Parking is available right outside the entrance, making your visit as smooth as possible. We know that your time is valuable, which is why our operating hours are designed to fit your busy schedule. Visit us Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 5:30 PM, and Saturday from 8:00 AM until noon. For those who prefer drive-thru banking, our drive-up service is available Monday through Thursday from 8:00 AM to 5:00 PM and on Friday from 7:30 AM to 5:30 PM.

Services Tailored for You

Ascend offers a variety of services that cater to both personal and business banking needs. From checking and savings accounts to auto loans and mortgage financing, we strive to provide solutions that suit every member's financial journey. We also have an ATM on-site for quick cash withdrawals and balance checks whenever you need them. Our team is dedicated to offering personalized support, so don't hesitate to call us at 800-342-3086 if you have any questions or need assistance with your account. We invite you to stop by Ascend in Columbia today! Experience firsthand how we can help you achieve your financial goals with ease and confidence.

Member Eligibility

At Ascend, we believe that everyone deserves the chance to be part of a supportive community, and joining us is easier than you might think! To become a member at our branch located at 981 W James M Campbell Blvd Columbia Tn 38401, all you need is to meet a few simple criteria. If you're a resident, employee, or student in our local area or have family members who are already members, you're likely eligible to join us. We welcome individuals from all walks of life, making it possible for you to take advantage of the many benefits we offer, like competitive rates on loans and personalized service tailored just for you. For more detailed eligibility information, feel free to check out our guidelines at https://ascend.org/eligibility. Opening an account with us is a breeze! You can find everything you need to get started by visiting this link: https://ascend.org/scholarships. If you have any questions or need assistance along the way, don't hesitate to call us at (800) 342-3086. We're here to help and look forward to welcoming you into the Ascend family!

Business Banking & Commercial Services

Merchant Services That Make Transactions Easy

In today's fast-paced world, efficient payment processing can set your business apart. At Ascend, we offer merchant services that simplify transactions for you and your customers. Picture this: a busy Saturday afternoon at your store, and your customers are checking out seamlessly thanks to our reliable payment solutions. This means happier customers and smoother operations for you. Located at 981 W James M Campbell Blvd Columbia Tn 38401 in Columbia, TN, we're here to help your business thrive. Reach out today at (800) 342-3086 to learn how we can partner with you on your path to success!

Tailored Loan Options for Your Business

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $334 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $248,054,406, we continue to drive economic growth by financing new and expanding businesses. Imagine being able to invest in new equipment or hire additional staff without financial stress. Our tailored loan options can provide the flexibility you need to make those important decisions.

Comprehensive List Of Services

Business Banking Services

If you're a business owner, you'll appreciate our comprehensive Business Banking services. From Merchant Services that simplify payment processing to Business Loans designed to fuel growth, we've got what you need to succeed.

Credit and Debt Management

At Ascend, we also offer Personal Loans & Debt Consolidation options that can assist you in managing existing debt or funding important projects. With personalized support, you'll find solutions tailored just for you. Don't forget about our Credit Cards with Rewards program! Enjoy benefits like cash back and travel rewards while making everyday purchases easier.

Digital Banking Convenience

To make banking even easier, we provide robust Online & Mobile Banking features. Access your accounts anytime from anywhere pay bills, transfer funds, and check balances right from your smartphone or computer. You'll also benefit from our convenient ATM & Cash Withdrawal Services along with basic drive-thru banking for deposits and withdrawals.

Get Started Today!

Ready to explore all that Ascend has to offer? Visit us at 981 W James M Campbell Blvd Columbia Tn 38401 in Columbia, TN, or give us a call at (800) 342-3086. Our friendly team is eager to assist you with any questions and help you get started on your financial journey today! For more information about our services, feel free to check out our website at Columbia.

Personal Banking Solutions

Our personal banking services include Checking & Savings Accounts designed to fit various lifestyles and goals. Imagine easily managing your finances while saving for that dream vacation or your child's education. With our competitive interest rates, you can watch your savings grow over time. When it comes to financing, we provide Auto Loans & Vehicle Financing that can help you get behind the wheel of a reliable car without breaking the bank. Whether you're buying new or used, our team will work with you to find the best loan option available. For those considering home ownership or refinancing, our Mortgage Loans & Refinancing services make the process straightforward and stress-free. We understand that purchasing a home is one of the biggest decisions you'll make, and our knowledgeable staff is here to guide you through each phase.

Digital & Online Banking

Accessibility Made Simple

We know that life can get busy. That's why we provide tools that help streamline your banking experience. With real-time account management capabilities through our app and website, tracking your spending or making quick adjustments is simple and straightforward. In short, Ascend is committed to providing modern banking solutions that fit your lifestyle. Enjoy peace of mind knowing that whether you're scheduling a payment or checking your balance, our robust digital services are here to support you every step of the way. Explore all that we have to offer today!

Key Features for Your Convenience

Managing your finances has never been easier! You can opt for e-statements to reduce paper clutter and stay organized. Our mobile application offers an intuitive interface where you can easily check balances, deposit checks remotely, and even make person-to-person transfers to friends or family with just a few taps. Are you someone who loves to use mobile payments? At Ascend, we've got you covered! Our mobile payments feature allows you to pay securely using your smartphone, giving you freedom and flexibility in how you handle transactions.

Financial Strength

Commitment to Growth

Our commitment to our members is further reflected in our $573,821,285 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. With $44,784 in used auto loans and $3,127,764,056 in total loans and leases, our lending capacity supports your financial goals across various sectors.

Growing Member Base

Total Share and Deposit Accounts: 473,445, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $3,904,557. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ascend is your trusted partner. Visit us at 981 W James M Campbell Blvd Columbia Tn 38401 or call (800) 342-3086 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member Savings Are Secure

Members' savings are secured through $1,166,758,318 in share certificates and $380,916,232 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,696,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $28,762,850 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 631 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $612,924,490, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,397 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Offerings

For those interested in business opportunities, our outstanding commercial loans totaling $248,054,406 provide the capital needed to grow and expand. Additionally, if you're looking for lines of credit, we have options available with a total of $1,235,591,472 ready for our members. If you're considering refinancing options or would like more information about eligibility requirements for any of our loan products, please don't hesitate to reach out. We are dedicated to making financing accessible and straightforward for all our members. Visit us at 981 W James M Campbell Blvd Columbia Tn 38401 in Columbia, TN, or call us at (800) 342-3086 to discuss how we can help you take the next step towards your financial aspirations. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $916,754,883 in used vehicle loans and $381,140,541 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have competitive rates and flexible terms available.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $176,442,249, allowing you to invest in your future with confidence. Our team is here to guide you through every step of the mortgage process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $86,587,770 in loans helping members manage their finances effectively. With no collateral required and competitive interest rates, our credit cards provide a convenient way to handle unexpected expenses or make everyday purchases.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. LendMesh ensures accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This guarantees that users receive fair and transparent offers. One of the key benefits of using LendMesh is its commitment to verified data. All loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. Additionally, LendMesh does not feature sponsored listings; lenders are not prioritized based on paid promotions. The platform's goal is to provide unbiased results to empower users in their decision-making process. With real-time rate comparisons, users can access up-to-date loan rates from multiple institutions, allowing them to make informed choices tailored to their financial needs. Thousands of users trust LendMesh for loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ascend

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Community Focus

Our Mission

Branch Location & Accessibility

Convenient Access and Amenities

Services Tailored for You

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Make Transactions Easy

Tailored Loan Options for Your Business

Comprehensive List Of Services

Business Banking Services

Credit and Debt Management

Digital Banking Convenience

Get Started Today!

Personal Banking Solutions

Digital & Online Banking

Accessibility Made Simple

Key Features for Your Convenience

Financial Strength

Commitment to Growth

Growing Member Base

Member Savings Are Secure

Operational Efficiency

Solid Financial Health

Loan Offering

Additional Offerings

Auto Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Join Our Community