Artesian Albany GA Credit Union | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Artesian, your trusted financial partner in Albany, GA! Located at 100 Flint Ave, our credit union has been serving the community since 1950. With a commitment to providing personalized financial services, we proudly support our 3,288 members with an array of products tailored to meet their needs. At Artesian, we understand that each member's journey is unique. That's why we offer a variety of services, including checking and savings accounts, auto loans, mortgage financing, and more. With total assets amounting to an impressive $32,662,985 and total deposits reaching $5,139,533, we are here to ensure your money works hard for you. Our dedicated team of 9 employees, led by CEO Matthew Lawson and Board President Roderick Weaver, Sr, strives to create a welcoming environment where you feel valued and understood. Whether you're looking for guidance on loans or simply want to open a new account, we're ready to assist you every step of the way. While members can visit us at 100 Flint Ave, official correspondence should be sent to P O Box 428, Albany, GA 31702-0428. We invite you to explore our website at artesianfcu.org for more information about our services or give us a call at 229-436-0869. Join us today and discover how Artesian can help you achieve your financial goals!

Branch History & Mission

Community Engagement

Over the years, Artesian has actively engaged in various community outreach efforts. From sponsoring local events to supporting educational programs, we are dedicated to giving back to Albany and its surrounding areas. We recognize that our success is intertwined with the well-being of the communities we serve. In addition to traditional banking hours Monday through Tuesday and Thursday through Friday from 8:30 AM to 4:30 PM, and Wednesday until 1:00 PM we also offer convenient ATM services and drive-thru banking for quick transactions. This ensures that whether you're making deposits or withdrawals, your experience is smooth and efficient.

Join Us!

As we continue to grow and adapt in an ever-changing world, we invite you to become part of the Artesian family. Whether you're looking for personal loans or business banking solutions, we have something for everyone. Explore the benefits of membership today by visiting our website or calling us at 229-436-0869. Together, let's build a brighter financial future!

Our Mission

At Artesian, our mission is simple yet profound: we aim to provide exceptional financial services while fostering a supportive environment for our members. We believe in the power of community and strive to make a positive impact through our initiatives. Our dedicated team works diligently to ensure that each member receives personalized attention and guidance on their financial journey. We take pride in offering transparent services with total assets amounting to over $32,662,985. Our commitment goes beyond numbers; it's about the relationships we build with our members. As part of our mission, we focus on providing ADA-compliant facilities so everyone can access our services comfortably.

Branch Location & Accessibility

Accessibility and Parking

At Artesian, we prioritize accessibility for all our members. Our branch features ADA-compliant facilities and ramps for easy access. Ample parking is available right outside the entrance, ensuring a hassle-free visit no matter when you come by.

Call to Action

We invite you to visit us at the Artesian branch today! Come experience a friendly atmosphere where your financial needs are our priority. Your community credit union is here for you!

Operating Hours

We know your time is valuable! That's why our lobby hours are tailored to fit busy schedules: join us Monday, Tuesday, Thursday, and Friday from 8:30 AM to 4:30 PM, and on Wednesday from 8:30 AM to 1:00 PM. Whether you're coming in for personal banking or need assistance with loans or credit cards, our dedicated staff is ready to serve you during these convenient hours.

Services Offered

Artesian offers a variety of banking services designed to meet your needs. From checking and savings accounts to auto loans and mortgage refinancing, we've got you covered! Need cash? Our ATM services are available for quick withdrawals or balance checks whenever you need them. Plus, take advantage of our drive-thru banking for simple transactions without leaving your vehicle. If you're seeking personalized service or have questions about our offerings, don't hesitate to reach out. You can give us a call at (229) 436-0869 we're always happy to assist!

Member Eligibility

Becoming a member of Artesian is like joining a warm, welcoming family that's dedicated to your financial well-being. If you live, work, worship, or attend school in the Albany area, you're already on your way to enjoying the benefits of membership. At Artesian, we aim to make banking easier and more personal for everyone. You can find more about our eligibility criteria at this link, where we've laid out everything you need to know in a simple and straightforward way. Once you see that you qualify, opening an account is a breeze! Just swing by our branch at 100 Flint Ave Albany Ga 31701 or give us a call at (229) 436-0869 for any questions. We're here to help you every step of the way, making sure you feel supported as you take this exciting step towards better financial health with Artesian. Join us today and experience the difference that community-focused banking can make!

Business Banking & Commercial Services

Merchant Services That Matter

In today's fast-paced marketplace, efficient payment processing is key. Our merchant services help streamline transactions, allowing you to focus on what matters most growing your business. Imagine providing your customers with easy payment options while keeping track of sales effortlessly. This means less time worrying about finances and more time on customer engagement. Located at 100 Flint Ave, Albany, GA 31701, our branch is here to serve your business banking needs. Contact us at (229) 436-0869 to learn how we can support your goals!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM and Drive-Thru Services

Need cash in a hurry? With our ATM and cash withdrawal services, accessing your money is quick and easy. Plus, if you prefer face-to-face transactions but want the convenience of staying in your car, our drive-thru banking allows you to complete deposits, withdrawals, and other simple transactions without leaving your vehicle. At Artesian, we're committed to making banking as accessible as possible for all our members. Our friendly staff is always ready to assist you with any questions or concerns. Ready to take the next step? Call us today at (229) 436-0869 or visit us at 100 Flint Ave Albany Ga 31701 in Albany, GA. Join us at Flint Branch, where we're more than just a credit union we're your partner in financial success!

Credit Cards and Business Banking

For those who prefer to earn rewards on their purchases, our credit cards with rewards program offers great benefits tailored just for you. If you're a business owner, we also provide comprehensive solutions through our business banking services, including merchant services and business loans designed to fuel your growth.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features, allowing you to access your accounts anytime, anywhere. Whether you want to check your balance, transfer funds, or pay bills from the comfort of your home, we've made it simple and secure.

Personal Banking Solutions

When it comes to managing your day-to-day finances, our personal banking services have got you covered. We offer checking and savings accounts that make it easy to save for future dreams or simply manage your everyday expenses. For those looking to purchase a new vehicle or refinance an existing loan, our auto loans and vehicle financing options provide competitive rates and flexible terms. Whether you're buying your first car or upgrading to something newer, we're here to help. If you're considering home ownership or looking for better mortgage terms, our mortgage loans and refinancing services will guide you through the process with ease. And if unexpected expenses arise, our personal loans and debt consolidation options can provide the relief you need without added stress.

Digital & Online Banking

Key Features

Our services include e-statements, which provide a convenient way to receive your account statements electronically saving you paper and keeping everything organized. You can also take advantage of person-to-person transfers, making it simple to send money to friends or family without any hassle. For those who prefer mobile banking, our user-friendly mobile application is available for download, putting all your banking needs right at your fingertips. Whether you're out shopping or relaxing at home, managing your finances has never been easier.

Security You Can Trust

We prioritize your security with every transaction. While we currently do not offer electronic signature authorization, rest assured that all our online services are designed with multiple layers of protection to keep your information safe. In summary, whether you're using a desktop or mobile device, Artesian's digital and online banking services provide you with accessible, secure options for managing your money effectively. Join us today and experience the ease of modern banking!

Financial Strength

Member Savings

Members' savings are secured through $10,824,866 in share certificates and $141,476 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $245,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our current net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 9 full-time employees, ensuring our branch is always ready to serve you with a knowledgeable and committed team.

Reinvestment in Your Future

With $3,593,844 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Currently holding $21,899,829 in total loans and leases supports your financial goals across various sectors. This includes 683 used auto loans, showcasing our commitment to helping you secure the financing you need.

Solid Foundation

With a net worth of $3,593,844, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.00% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Partnership

Total Share and Deposit Accounts stand at 6,685, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending amount to $2,933,447, demonstrating our capacity to support your borrowing needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Artesian is your trusted partner. Visit us at 100 Flint Ave Albany Ga 31701 or call 229-436-0869 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $12,710,195 in used vehicle loans and $4,849,095 in new vehicle loans already helping members get on the road. We provide flexible terms and straightforward processes to ensure you can drive away with confidence.

Business Loans

For business owners, while there are currently no outstanding commercial loans available through our branch, we encourage entrepreneurs to reach out for potential future offerings that may help provide the capital needed for growth and expansion. At Artesian, we're committed to helping our members navigate their borrowing options efficiently. If you're interested in refinancing or want to learn more about eligibility for any of our products, feel free to reach out. You can contact us at (229) 436-0869 or visit us at 100 Flint Ave, Albany GA 31701. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We invite you to explore how our loan products can help you achieve your financial dreams today!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Currently, we have no Junior Lien 1-4 Family Residential Properties loans available, but our team is ready to assist you through every step of the mortgage process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. Although currently there are no unsecured credit card loans issued at this time, we can guide you on how to manage your finances effectively through various options.

Loan Aggregator

Ensuring Accurate Comparisons

LendMesh prioritizes accuracy in its loan comparisons through several key features: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency for every user. - No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that truly serve the needs of borrowers. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can make informed decisions tailored to their financial situations. Thousands of users trust LendMesh for their loan comparisons. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how LendMesh can make a significant impact on your financial journey. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

ARTESIAN FEDERAL CREDIT UNION - Albany, GA