Arsenal Florissant MO Credit Union | Best Auto Loans & ATM Access

Introduction

Welcome to Arsenal, your trusted financial partner in Florissant, MO. Located at 14305 New Halls Ferry Rd, we have been serving our community since 1948 with a strong commitment to providing personalized banking solutions tailored to meet your needs. With over 31,500 members and total assets of $422,532,498, we pride ourselves on being a reliable resource for all your financial goals. At Arsenal, we understand that life can be unpredictable. That's why we offer a wide range of services including personal banking, auto loans, mortgages, credit cards with rewards, and business banking options. Whether you're looking to finance a new car or save for your dream home, our team is here to guide you every step of the way. While members can visit us at 14305 New Halls Ferry Rd, official correspondence should be sent to 14305 New Halls Ferry Rd, Florissant, MO 63033-1600. Our dedicated staff of 103 employees, led by CEO Linda Allen and Board President Gary Dierks, ensures that you receive top-notch service whenever you reach out to us. With total deposits amounting to $14,690,727 and net worth standing at $32,250,039, Arsenal is not just a credit union; we're a part of the fabric of this community. We encourage everyone to take advantage of our online and mobile banking services for easy access to your accounts anytime, anywhere. Ready to start your journey with us? Give us a call at 314-962-6363 or visit our website at arsenalcu.com today! Join us as we continue to make a positive impact in Florissant and beyond.

Branch History & Mission

A Legacy of Service

Located at 14305 New Halls Ferry Rd, Florissant, MO 63033, our branch has been a cornerstone for local families and businesses alike. We understand that financial needs vary widely, which is why we've tailored our services to meet the diverse requirements of our community. From personal banking options like checking and savings accounts to auto loans and mortgage financing, we strive to offer products that truly benefit our members. While members can visit us at this address for all their banking needs, official correspondence should be sent to the same location for convenience.

Community Engagement and Support

Our commitment to the community is evident through various outreach programs and partnerships designed to give back. We actively participate in local events and initiatives that promote financial literacy and well-being among residents. Additionally, with features like ADA compliance and digital advancements such as online banking and mobile payments, we ensure that all members can access our services easily.

Join Us Today!

As we continue to grow and adapt to meet the needs of our members in Florissant and beyond, we invite you to become part of the Arsenal family. Experience firsthand the benefits of joining a credit union that prioritizes your financial health while making a positive impact on the community. Whether you're looking for straightforward banking solutions or wish to engage with us on a deeper level through community initiatives, Arsenal is here for you. For more information or to open an account today, please call us at 314-962-6363 or visit our website. Together, let's build a brighter financial future!

Our Mission Statement

Our mission extends beyond just providing financial services; we are dedicated to uplifting the community we serve. We believe in empowering individuals through education and support while offering competitive rates and personalized service. At Arsenal, we recognize that every member's success is part of our collective achievement.

Branch Location & Accessibility

Comprehensive Services Just Around the Corner

At Arsenal Credit Union, we offer a variety of services tailored to meet your financial needs. From personal checking and savings accounts to auto loans and mortgages, we have solutions that fit your lifestyle. Our drive-thru service allows you to handle simple transactions like deposits and withdrawals without leaving your car. Plus, if you're a member of another credit union that partners with us, feel free to utilize our shared services for basic transactions. If you have questions or need assistance, don't hesitate to give us a call at 314-962-6363. We look forward to welcoming you at Arsenal Credit Union your trusted partner in achieving financial success!

Convenient Access and Amenities

At Arsenal, we understand the importance of accessibility. Our branch is designed with features that make banking easy for everyone, including ADA-compliant entrances and ramps. Plus, we offer ample parking space so you can visit us without worrying about finding a spot. While members can visit us at our branch address, any official correspondence should be sent to the same address: 14305 New Halls Ferry Rd, Florissant, MO 63033-1600.

Operating Hours Tailored for You

We want to make banking as convenient as possible. Our lobby hours are open from Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 2:00 PM. For those who prefer drive-thru banking, we're here for you Monday through Friday from 8:00 AM to 6:00 PM. Whether you're making a quick deposit or discussing loan options, we're ready to serve you during these hours.

Member Eligibility

Becoming a member of Arsenal feels like joining a warm and welcoming family where your financial well-being is our priority. If you live, work, worship, or attend school in the local community, you're already eligible to join us! We believe in providing everyone an opportunity to be part of our supportive community, where you can enjoy all the benefits we offer from competitive loan rates to personalized service. For more detailed eligibility criteria, feel free to check out our website at http://www.arsenalcu.com/about/membership/. Opening an account is a breeze! Just visit us at our branch located at 14305 New Halls Ferry Rd Florissant Mo 63033, or you can conveniently start the application process online by following this link: https://app.consumer.meridianlink.com/apply.aspx?enc=kw21wblm1yxpjjabdozad_jyzy_r2ehjr_clicwn6ft5q7tqaihbibawfjrzmqoiht_vyrndzbz4ulto0rdelg. If you have any questions or need assistance, don't hesitate to reach out to us at (314) 962-6363. We're here to help you every step of the way as you embark on your journey with Arsenal!

Business Banking & Commercial Services

Merchant Services That Empower

In addition to loans, we offer robust merchant services tailored for your day-to-day operations. Imagine being able to process payments seamlessly, manage transactions effortlessly, and access real-time insights into your sales all from one place. This support allows you to focus on what you do best: growing your business. Visit us at 14305 New Halls Ferry Rd Florissant Mo 63033 in Florissant, MO, or call us at (314) 962-6363 to learn more about how our business banking and commercial services can help you achieve your goals. Let's work together to turn your vision into reality!

Tailored Financing Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $115 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $59,226,052, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

If you're a business owner, you'll appreciate our comprehensive Business Banking services. From Merchant Services that simplify transactions to tailored Business Loans, we support local businesses every step of the way.

Convenient Access and Support

We strive to make banking as convenient as possible. Our branch includes an ATM for quick cash withdrawals, and our Drive-Thru service is perfect for simple transactions like deposits and withdrawals without leaving your vehicle. For members of partner credit unions, we also offer basic shared branch transactions for added convenience.

Credit Options for Every Need

When unexpected expenses arise, our Personal Loans & Debt Consolidation services can help ease the burden. We work with you to find a solution that fits your budget. Plus, our Credit Cards with Rewards allow you to earn points on everyday purchases that can be redeemed for exciting rewards.

Get Started Today!

Ready to take advantage of all that Arsenal has to offer? Visit us at 14305 New Halls Ferry Rd Florissant Mo 63033, call us at (314) 962-6363, or explore more about our services on our website at North Branch. Whether you're opening a new account or seeking financial advice, we're here to help you achieve your goals with ease and confidence!

Personal Banking Solutions

We understand that managing your finances can sometimes feel overwhelming. That's why we offer Personal Banking options that include Checking and Savings Accounts designed to fit your lifestyle. You can easily access your accounts through our Online & Mobile Banking platforms, allowing you to check balances, transfer funds, and pay bills from anywhere. For those in need of additional funds, our Auto Loans & Vehicle Financing provide competitive rates and flexible terms. Imagine cruising down the road in your new car without the stress of high payments! Our Mortgage Loans & Refinancing options also make homeownership achievable by offering low-interest rates and personalized service.

Digital & Online Banking

Key Services

With just a few clicks, you can access your accounts through our online banking portal at https://arsenalcu.com/. From checking balances to transferring money, everything you need is right at your fingertips. Enjoy the convenience of 24/7 online banking services that allow you to manage your finances whenever it suits you best. Our electronic signature authorization makes it simple for you to sign documents securely online. This means no more waiting for paperwork to arrive in the mail just quick and easy transactions that save you time. Plus, with e-statements available, you'll receive your account statements electronically, reducing paper waste while keeping your information organized.

Mobile Features

For those who prefer using their smartphones, our mobile application provides all the features you love from online banking in a portable format. With mobile payments, making purchases has never been easier simply tap and go! You can also easily send money to friends and family through our person-to-person transfer feature. Every transaction is safeguarded with advanced security measures so you can bank confidently without worrying about your personal information. Our commitment to protecting your data is unwavering, allowing you to focus on what really matters: managing your money efficiently. Whether you're checking balances, paying bills, or transferring funds, Arsenal makes it simple and secure. Join us today and experience the ease of modern banking!

Financial Strength

At Arsenal, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to ensuring your peace of mind with our robust financial health, so you can focus on what matters most in your life. With a net worth of $32,250,039, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 763 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $83,232,566 in share certificates and $121,253,663 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $7,851,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $36,408,611 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $6,809 in used auto loans and a total of $299,531,862 in loans and leases. While our current net income stands at -$5,072,607, it reflects the challenges we've faced recently. However, it also highlights our commitment to investing in the future of our credit union and its members. We also take pride in having 95 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts have reached an impressive 67,282, showing a strong and growing member base that trusts us with their finances. This trust is essential as we strive to provide exceptional service tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Arsenal is your trusted partner. Visit us at 14305 New Halls Ferry Rd Florissant Mo 63033 or call 314-962-6363 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $110,361,640 in used vehicle loans and $24,894,788 in new vehicle loans already helping members get on the road. Whether you need financing for a new or used vehicle, we have options that fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $59,226,052 provide the capital needed to grow and expand your business. We are committed to supporting local businesses and fostering economic growth within our community. At Arsenal Credit Union, we also understand that life can bring unexpected changes. If you're considering refinancing existing loans or exploring eligibility options for any of our products, we're here to help you navigate those decisions easily. You can reach us at 314-962-6363 for more information on how we can assist you today. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. No matter what stage you're at in your financial journey, Arsenal is dedicated to providing personalized service and competitive rates to help you succeed. Visit us today!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $32,582,432, ensuring you have access to affordable housing solutions.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $8,461,906 in loans helping members manage their finances effectively, our credit card products come with features designed to enhance your purchasing power while keeping your budget in check.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that you receive fair and transparent offers when comparing loans.

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions. This guarantees that the information you are viewing is accurate and trustworthy. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The platform's focus is solely on providing unbiased results, allowing users to see all available options fairly. - Real-Time Rate Comparisons: The platform updates loan rates regularly, ensuring that you have access to the latest information. This helps you make timely and informed decisions about your borrowing needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Take control of your financial future today. Compare real-time loan offers at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Arsenal