Affordable Vehicle Loans & Business Banking | Arrowhead Victorville CA Credit Union

Introduction

Welcome to Arrowhead in Victorville, where your financial well-being is our top priority! Located at 12748 Amargosa Rd, Victorville, CA 92392, we have proudly served our community since 1949. With a commitment to providing personalized banking solutions, we have grown to support over 220,694 members and manage an impressive $2,591,940,297 in total assets. At Arrowhead, we understand that every member has unique needs. That's why we offer a wide range of services from checking and savings accounts to auto loans and mortgage refinancing. Our dedicated team of 511 employees, led by CEO Darin Woinarowicz and Board President Tom Potter, works tirelessly to ensure you receive the highest level of service. We believe in transparency and accountability, reflected in our strong financial standing with a net worth of $294,490,140 and cash reserves totaling $109,269,013. Whether you're looking to secure a loan or explore investment options, we're here to help you navigate your financial journey with confidence. While members can visit us at our branch for all your banking needs, official correspondence should be sent to our mailing address: PO Box 4100, Rancho Cucamonga, CA 91730. Don't hesitate to reach out! Give us a call at 909-379-6410 during our lobby hours (Monday through Friday from 9:00 a.m. to 5:00 p.m., and Saturday from 9:00 a.m. to 2:00 p.m.) or visit our website at Arrowhead Credit Union for more information on how we can serve you better. Join us today and experience the Arrowhead difference!

Branch History & Mission

Join Us!

As we continue to grow and adapt, we invite you to become part of our story. Experience the benefits of membership at Arrowhead where your financial success is our priority. Reach out today at 909-379-6410 or visit us online at Arrowhead Credit Union. Together, let's build a brighter future!

Our Evolution

Over the years, Arrowhead has evolved to meet the changing needs of our members while maintaining our core values. From traditional banking services to modern digital solutions, we have embraced advancements that allow us to provide enhanced convenience and accessibility. Our operating hours cater to busy lifestyles open Monday through Friday from 9:00 a.m. to 5:00 p.m., and Saturdays from 9:00 a.m. to 2:00 p.m., ensuring we are available when you need us most. We take pride in offering essential services like personal banking accounts, auto loans, mortgages, and business banking solutions. Our ATM availability provides quick access to funds for those on the go. Although we currently do not offer drive-thru services or shared service centers, our focus remains on delivering quality service directly within our branch.

Our Mission

Arrowhead's mission is straightforward: to empower individuals and families by providing financial services that foster growth and stability. We believe in giving back to our community through various outreach programs and partnerships aimed at improving financial literacy and well-being among residents in Victorville and beyond. While members can visit us at 12748 Amargosa Rd, official correspondence should be sent to PO Box 4100 in Rancho Cucamonga, CA. We are committed to being more than just a financial institution; we strive to be a vital part of your life journey.

Branch Location & Accessibility

Accessibility Features

At Arrowhead, we believe that everyone should have access to banking services. Our branch is ADA compliant, ensuring that all members can navigate our facilities comfortably. Parking is readily available, making your visit as smooth as possible.

Location Highlights

Nestled near popular local spots, our branch is just a stone's throw away from the bustling shopping areas and community centers that make Victorville vibrant. Whether you're heading out for errands or simply enjoying a day in town, you can easily stop by to discuss your banking needs.

Operating Hours

We are here for you during convenient hours: Monday through Friday from 9:00 a.m. to 5:00 p.m., and Saturday from 9:00 a.m. to 2:00 p.m. This gives you plenty of opportunities to stop by whether you're on your way to work or enjoying your weekend.

Services Offered

Our friendly team is ready to assist you with a variety of services tailored to meet your financial goals. From personal banking options like checking and savings accounts to auto loans, mortgages, and even business banking solutions there's something for everyone at Arrowhead. Plus, with ATM availability on-site, you can easily manage cash withdrawals and balance checks at your convenience. While members can visit us at 12748 Amargosa Rd, official correspondence should be sent to PO Box 4100 in Rancho Cucamonga if necessary. We invite you to come by and experience the welcoming atmosphere at Arrowhead! If you have any questions or need assistance before your visit, feel free to call us at 909-379-6410. We look forward to serving you!

Member Eligibility

Welcome to the community at Arrowhead! Becoming a member is an exciting opportunity to be part of a supportive network that prioritizes your financial well-being. To qualify for membership, you simply need to meet a few friendly criteria. If you live, work, or worship in the areas served by Arrowhead, you're likely eligible! We encourage you to check out our detailed eligibility information here for the most up-to-date criteria. Joining is easy and straightforward. Once you've confirmed your eligibility, opening an account is just a few steps away. Whether you're interested in personal banking, loans, or credit cards with rewards, you'll find plenty of options tailored to your needs. If you have any questions or want to get started, feel free to give us a call at (909) 379-6410. We're here to help you every step of the way!

Business Banking & Commercial Services

Financing Options Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $44 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $23 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $31,810,495, we continue to drive economic growth by financing new and expanding businesses.

Practical Merchant Services

In addition to loans, we offer merchant services designed to make transactions easier for you. Imagine having the ability to accept payments seamlessly from your customers whether they're shopping online or in-store. Our solutions help you manage your cash flow effectively while ensuring that you can focus on what matters most: growing your business. Visit us at 12748 Amargosa Rd Victorville Ca 92392 in Victorville, CA, or call us at (909) 379-6410 to learn how we can partner with you on your journey to success!

Comprehensive List Of Services

Easy Access Anytime

With our commitment to convenience, accessing all these services has never been easier. Our team at Arrowhead is here during our operating hours: Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 2:00 PM. You can reach us at (909) 379-6410 if you have any questions or need assistance. In summary, whether you're managing personal finances or running a business, Arrowhead is here for you with a comprehensive suite of services designed for convenience and efficiency. Explore how we can assist you today by visiting us at 12748 Amargosa Rd Victorville Ca 92392 in Victorville, CA!

Flexible Personal Loans

Life can throw unexpected expenses your way, which is why our Personal Loans & Debt Consolidation options are available to help ease financial burdens. Whether it's an emergency repair or consolidating existing debt into one manageable payment, we provide support tailored to your circumstances.

Home Sweet Home

For those considering homeownership or refinancing their current mortgage, our Mortgage Loans & Refinancing services are designed with you in mind. We offer various mortgage solutions that can help turn your dream of owning a home into reality. Our experts are ready to assist you every step of the way, ensuring you understand all available options.

Personal Banking Solutions

Managing your money should be easy and convenient. That's why we offer Personal Banking options, including Checking & Savings Accounts that help you keep track of your finances while earning interest on your savings. Imagine effortlessly checking your balance or making transfers right from your smartphone with our user-friendly Online & Mobile Banking features. You can also benefit from easy access to cash through our ATM services.

Rewarding Credit Options

Enjoy shopping and traveling even more with our Credit Cards with Rewards. These cards not only provide convenience but also allow you to earn points on purchases that can be redeemed for exciting rewards. It's just another way we aim to enhance your banking experience.

Support for Businesses

For local businesses, we offer specialized Business Banking services including Merchant Services & Business Loans. We understand the unique challenges businesses face and strive to provide the tools necessary for growth and success.

Vehicle Financing Made Simple

Thinking about getting a new car? Our Auto Loans & Vehicle Financing options make it simple and straightforward. Whether you're buying new or used, we can guide you through the financing process so you can hit the road without worry. Plus, with competitive rates and flexible terms, you'll find an option that fits perfectly into your budget.

Digital & Online Banking

Key Features of Our Digital Banking Services

We know that time is valuable, which is why our electronic signature authorization allows you to complete important documents quickly without the hassle of printing or mailing. Plus, with e-statements available, you can say goodbye to paper clutter and access your financial statements whenever you need them. Need to send money to a friend or family member? Our person-to-person transfer feature makes it as easy as a few taps on your phone. And if you're on the go, our mobile application brings all these features directly to your smartphone. With mobile payments also available, paying for everyday purchases is quick and simple. Your security is our top priority. All our digital banking services are backed by robust security measures to ensure that your personal information remains protected. You can enjoy peace of mind knowing that while you're managing your finances online, we are working hard to keep them secure. At Arrowhead, we believe in making banking easier for you. Experience the convenience of real-time account management and explore all the benefits of our digital banking services today!

Financial Strength

Growing Member Trust

Total Share and Deposit Accounts: 313,456, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $1,090,268 reflect our commitment to maintaining liquidity while supporting your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Arrowhead is your trusted partner. Visit us at 12748 Amargosa Rd Victorville Ca 92392 or call (909) 379-6410 to learn more about how we can help you achieve your financial goals.

Investment in Growth

With $284,134,764 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $30,369 in used auto loans and $1,406,990,448 in total loans and leases.

Operational Efficiency

Our operational efficiency is highlighted by our $0 which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 463 full-time employees and 48 part-time employees who are dedicated to serving you with a knowledgeable team.

Secure Savings Options

Members' savings are secured through $398,487,572 in share certificates and $198,421,178 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $294,490,140, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,135 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $580,124,808 in used vehicle loans and $322,523,339 in new vehicle loans already helping members get on the road. We offer flexible terms and competitive interest rates to make your vehicle purchase as smooth as possible.

Business Loans

For business owners, our outstanding commercial loans totaling $31,810,495 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to improve an existing one, our team is here to help navigate your options.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $123,050,214, make buying or refinancing simple. We provide resources and support throughout the mortgage process to ensure you feel confident every step of the way.

Refinancing Options

If you're considering refinancing any existing loans or credit lines, we encourage you to reach out. We can discuss eligibility options that may lower your monthly payments or help you secure better terms overall. At Arrowhead, we prioritize transparent lending practices backed by performance insights and financial data sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. No matter what your financial journey looks like, we are dedicated to providing you with quality service and support tailored to your needs. Visit us today or give us a call!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $94,624,205 in loans helping members manage their finances effectively. These cards are designed to give you access to funds when you need them most without requiring collateral.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a focus on transparency and reliability, LendMesh aims to help users make informed decisions about their borrowing options. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment guarantees that users receive fair and transparent offers, allowing them to compare rates with confidence. The benefits of using LendMesh are clear: - Verified Data: Loan offers come from legitimate financial institutions, ensuring transparency in what you see. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users have access to up-to-date loan rates from multiple institutions, helping them make informed choices quickly. Thousands of users trust LendMesh for loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Testimonials like this highlight how LendMesh can positively impact your financial decisions. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

ARROWHEAD FEDERAL CREDIT UNION