ARRHA CREDIT UNION - West Springfield, MA

Welcome to Arrha, your trusted financial partner located at 63 Park Avenue, West Springfield, MA 01089. Since our establishment in 1929, we have proudly served our community by providing a variety of financial services designed to meet the needs of our 9,643 members. Our commitment to you is reflected in our robust financial standing, with total assets reaching an impressive $150,459,324 and total deposits amounting to $7,405,960. At Arrha, we understand that each member's journey is unique. That's why we offer tailored solutions including personal banking options like checking and savings accounts, auto loans, mortgage loans, personal loans, and even credit cards with rewards. For businesses, we provide essential services such as merchant services and business loans. No matter your financial needs, our dedicated team is here to help you navigate them with confidence. Under the leadership of our CEO Michael Ostrowski and Board President Todd Cieplinski, our team of 27 employees works diligently to ensure you receive personalized service. We are proud of our strong net worth of $13,184,679, which showcases our stability and ability to support your financial goals. While members can visit us at our branch location for face-to-face assistance during lobby hours from Monday to Friday, 9 AM - 5 PM (and drive-thru service available from 7:30 AM), we also offer online banking services for your convenience. We invite you to experience the Arrha difference. Whether you're looking for guidance on loans or simply want to open a new account, don't hesitate to reach out! Call us today at 413-562-4092 or explore more about what we offer on our website: http://www.arrhacu.com . Your financial success is our priority!

Welcome to Arrha, your friendly neighborhood credit union located at 63 Park Avenue in West Springfield, MA! We are dedicated to serving our members with accessible banking solutions right in the heart of Hampden County. Our branch is conveniently situated near popular landmarks, making it easy for you to stop by while running errands or enjoying a day out in the community. At Arrha, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps, ensuring everyone can visit us comfortably. Parking is available nearby, allowing you to access our services without any hassle. Our doors are open Monday through Friday, with lobby hours from 9 AM to 5 PM and drive-thru service starting as early as 7:30 AM until 5 PM. Whether you prefer coming inside or using our drive-thru for quick transactions, we are here to meet your banking needs. For added convenience, we also offer ATM services right at our location. You can easily access cash or check your balance any time of day! If you need assistance or have questions about our offerings like personal banking accounts, auto loans, or credit cards don't hesitate to call us at 413-562-4092. While members can visit us at 63 Park Avenue for all their banking needs, official correspondence should be sent to the same address. We look forward to welcoming you into our branch soon!

Welcome to the Arrha community, where we believe that everyone deserves access to personalized financial services. Becoming a member of Arrha is simple and open to many! If you live, work, or worship in Hampden County, you're already on your way to joining us. Additionally, family members of current Arrha members can also apply. This means that whether you're looking for a friendly place to manage your savings or seeking loans that fit your lifestyle, you'll find it here at Arrha. For more detailed information about eligibility, feel free to check out our website at http://www.arrhacu.com/become-a-member . Opening an account with us is an easy process designed with you in mind. You can get started by visiting our branch located at 63 Park Ave, West Springfield, MA 01089, or simply give us a call at 413-562-4092. We are excited to welcome you into our community and help you achieve your financial goals!

At Arrha, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We pride ourselves on our robust financial health, which allows us to serve our community effectively. With a net worth of $13,184,679, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $876 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $34,632,094 in share certificates and $6,332,265 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $10,846,942, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. We also have $13,171,160 in undivided earnings, allowing us to reinvest in innovative banking tools and stronger lending options to serve our members better. With $2,296 in used auto loans and $110,531,150 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our $-50,288, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 25 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $1,372,969. Total Share and Deposit Accounts: 13,445, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Arrha is your trusted partner. Visit us at 63 Park Ave West Springfield Ma 01089 or call (413) 562-4092 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.