Arrha Enfield CT Credit Union | Quick Drive-Thru Banking & ATM Services

Introduction

Welcome to Arrha, your trusted credit union located at 231 Hazard Ave, Enfield, CT 06082. Since our establishment in 1929, we have been dedicated to serving our community and providing financial solutions tailored to meet the unique needs of our members. With a strong commitment to fostering financial well-being, we are proud to support over 9,643 members who rely on us for their banking needs. At Arrha, our total assets amount to an impressive $150,459,324, showcasing our stability and dedication to responsible management. We also boast $7,405,960 in total deposits, which reflects the trust our members place in us. Our ability to provide loans is backed by a robust portfolio with 5,090 loans and leases currently active. Led by our CEO Michael Ostrowski and Board President Todd Cieplinski, we strive for excellence in customer service and community involvement. Our experienced team of 27 employees is here to assist you with every financial journey you undertake. Whether you're seeking personal loans or exploring business financing options our net member business loan balance stands at $13,176,019 we're here for you. While members can visit us at our branch location for essential services including basic drive-thru banking and ATM services, official correspondence should be sent to our mailing address at 231 Hazard Avenue, Enfield, CT 6082. We invite you to explore all that Arrha has to offer by visiting our website at arrhacu.com. If you have any questions or need assistance, don't hesitate to reach out by calling us at 860-698-0969. Join us today and experience the difference of being part of a community-focused credit union!

Branch History & Mission

Join Us Today

We invite you to become part of the Arrha family. Experience the benefits of membership and discover how we can help you navigate your financial journey with personalized care and attention. Whether you're looking for loans or simply need advice on managing your finances better, we are here for you every step of the way. Feel free to reach out at 860-698-0969 or visit us online at arrhacu.com for more information. Let's grow together!

Our Journey

Arrha was founded on the belief that everyone deserves access to reliable financial services. From our humble beginnings nearly a century ago, we have continuously adapted to meet the changing needs of our members. Significant milestones include expanding our range of services and embracing technology to enhance member experience. Today, we offer online banking options and mobile applications that allow you to manage your finances conveniently from anywhere. Our commitment to service extends beyond transactions; it is about building relationships within our community. We are proud of our drive-thru service that provides easy access for busy individuals and families, making banking simple and efficient. We also maintain a strong presence in local outreach efforts, partnering with various organizations to support community development initiatives.

Our Mission

At Arrha, our mission is straightforward: We strive to provide accessible financial solutions while fostering a sense of belonging among our members. We believe that by empowering individuals through education and tailored financial products, we can help them achieve their dreams whether that's buying a home, starting a business, or saving for future goals. While members can visit us at 231 Hazard Ave for all their banking needs, official correspondence should be sent to our mailing address at 231 Hazard Avenue, Enfield, CT 6082. Our dedicated team is here to assist you during operating hours designed around your schedule.

Branch Location & Accessibility

Accessibility Features

At Arrha, we strive to make your banking experience as smooth as possible. Our facility is designed with accessibility in mind, featuring ADA-compliant ramps and ample parking. You'll find our drive-thru banking service particularly convenient for quick deposits and withdrawals without leaving your vehicle.

Operating Hours

We understand that life can get busy! That's why our operating hours are designed to fit around your schedule. Feel free to give us a call at 860-698-0969 if you have any questions about our services or hours.

Services Offered

Our branch may not have ATM availability, but we do provide essential drive-thru banking services for basic transactions such as deposits and withdrawals. We pride ourselves on offering personalized service that meets your needs right at the counter. So why wait? Come visit us at Arrha today! Whether you need assistance with your account or want to learn more about how we can help you achieve your financial goals, we're here for you. We look forward to welcoming you soon!

Member Eligibility

Becoming a member of Arrha is like joining a family that truly cares about your financial well-being. Located at 231 Hazard Ave Enfield Ct 06082, we welcome anyone who lives, works, worships, or attends school in the area. It's our way of ensuring that our community is served with dedication and support. To see if you meet the eligibility criteria, you can check out the details at http://www.arrhacu.com/become-a-member . Joining us is simple! By becoming a member, you gain access to a range of financial products and services designed to help you succeed. Plus, you'll be part of a cooperative where your voice matters. If you have any questions or need assistance, feel free to reach out to us at (860) 698-0969. We're excited to help you start your journey with Arrha!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine streamlining your payment processes while enhancing customer satisfaction. Our merchant services allow you to accept payments effortlessly, whether in-store or online. This means more time focusing on what you do best running your business while we handle the transaction details. Explore how Arrha can be a trusted partner on your road to success. Let's turn your vision into reality! For more information, visit us at 231 Hazard Ave Enfield Ct 06082 or call us at (860) 698-0969.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $42 in commercial loans for our members, helping businesses scale and succeed. - Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $11,641,800, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Banking Made Easy

Our branch offers essential services that cater to the everyday banking needs of our community. With ATM Services Only, members can access their accounts conveniently. Whether you're making a deposit or checking your balance, our ATM is available for quick transactions when you need them most. For those who prefer face-to-face interactions, our Basic Drive-Thru Banking is an excellent option. This service allows for deposits, withdrawals, and other simple transactions without leaving your vehicle. Imagine pulling up during your lunch break or on your way home from work banking has never been easier!

Join Us Today!

Your financial journey starts with us! If you are not yet a member of Arrha, consider becoming part of our community today. Visit us at 231 Hazard Avenue in Enfield or call us at 860-698-0969 for more information on membership eligibility and how we can serve you better. We're excited to assist you in achieving your financial goals!

Supporting Your Financial Journey

At Arrha, we believe in empowering our members with the tools they need to succeed financially. We offer various personal banking solutions tailored to different lifestyles and needs. Whether you're looking to save for a new car, plan a vacation, or simply manage your daily expenses, we're here to help guide you along the way. In addition to traditional banking services, our online platform provides access to features like online banking and person-to-person payments. This means you can transfer money to friends or family effortlessly or check your account from the comfort of home anytime you wish.

Digital & Online Banking

Go Mobile

For those on the go, we have a user-friendly mobile application available. It allows you to manage your accounts from the palm of your hand! Whether you're making a deposit or checking your account balance, everything is just a tap away. Although mobile payments aren't offered at this time, our app ensures you can still perform essential banking tasks seamlessly.

Key Features

Our online banking system is not just convenient; it's also packed with features that make your financial life simpler. You can check balances, transfer funds, and pay bills with just a few clicks. If you need to send money to friends or family, our person-to-person transfer feature makes it quick and hassle-free.

Security You Can Trust

Security is a top priority for us. While we do not currently offer electronic signature authorization, rest assured that all transactions made through our online banking are protected by the latest security measures. Your peace of mind matters to us.

Stay Informed

With e-statements available, you can opt for paperless statements delivered right to your inbox. This not only keeps your information organized but also helps reduce clutter at home. At Arrha, we're committed to providing you with an accessible and straightforward way to manage your finances. Join us today and discover how easy banking can be!

Financial Strength

Growing Membership Base

We currently serve a growing community with 13,445 total share accounts. This number shows the trust our members place in us with their finances. Furthermore, net shares available for lending stand at $1,372,969, reinforcing our ability to support your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Arrha is your trusted partner. Visit us at 231 Hazard Ave Enfield Ct 06082 or call (860) 698-0969 to learn more about how we can help you achieve your financial goals.

Member Savings and Investments

Members' savings are secured through $34,632,094 in share certificates and $6,332,265 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $10,846,942, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Despite challenges, our $-50,288 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 25 full-time employees and 2 part-time employees who are dedicated to ensuring that our branches are always ready to serve you with a knowledgeable team.

Our Financial Health

With a net worth of $13,184,679, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is further highlighted by our net worth ratio of $876, which demonstrates that we have the capital necessary to continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Earnings and Loan Capacity

Our commitment to serving you is reflected in our $13,171,160 in undivided earnings. These funds allow us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $2,296 in used auto loans and $110,531,150 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Loan Offering

Additional Services

If you are considering refinancing options or want to learn more about eligibility requirements for any of our loans, we encourage you to reach out. Our team is ready to assist you with personalized guidance tailored to your unique situation. For more information or to get started on your loan application today, please call us at 860-698-0969 or visit us at 231 Hazard Ave Enfield Ct 06082. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let Arrha be your partner in achieving your financial dreams!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We've already issued over $8,858,181 in used vehicle loans and $2,391,000 in new vehicle loans, helping members get on the road with confidence. Whether you're eyeing a brand-new model or a reliable used vehicle, we have financing solutions that work for you.

Business Loans

For business owners seeking growth opportunities, our outstanding commercial loans totaling $11,641,800 provide the capital needed to expand operations or invest in new projects. We know how crucial it is for businesses to have reliable funding sources.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. With $15,559,113 in Junior Lien 1-4 Family Residential Properties loans available, we're here to guide you through the process every step of the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $494,500 in loans helping members manage their finances effectively, our credit cards provide an accessible way to cover everyday expenses while building your credit history.

Loan Aggregator

Accurate Loan Comparisons

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Benefits of Using LendMesh

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ARRHA CREDIT UNION - Enfield, CT