Armstrong Co. Federal Emp. Kittanning PA Credit Union | Low Mortgage Rates & Top Auto Loans

Introduction

Welcome to Armstrong Co. Federal Emp., your trusted partner in financial well-being since 1969. Nestled in the heart of Kittanning, PA, at 201 N Mckean St, we proudly serve a community of over 2,172 members with a commitment to personal service and local investment. Our strong foundation is backed by total assets of $17,193,624 and deposits reaching $1,922,649, reflecting our dedication to fostering financial growth for individuals and families alike. At Armstrong Co. Federal Emp., we believe that banking should be accessible and tailored to your needs. Whether you're looking for checking accounts, auto loans, or business banking solutions, our experienced team is here to guide you every step of the way. Under the leadership of our CEO Sandra Garris and Board President James Robinson, we strive to create a welcoming environment where your financial goals are prioritized. While members can visit us at our branch location, official correspondence should be sent to P O Box 210, KITTANNING, PA 16201 if needed. With a staff of four dedicated employees ready to assist you, we are here during lobby hours from Monday through Thursday from 9:00 AM to 4:00 PM and Fridays from 8:30 AM to 4:30 PM. Join us as we continue to make a positive impact in our community by offering competitive loan options totaling 506 loans issued and focusing on personalized services that cater specifically to your financial journey. We invite you to reach out via phone at 724-548-8722 or explore more about our offerings on our website at www.acfcu.org. Experience the difference with Armstrong Co. Federal Emp. where your financial future matters!

Branch History & Mission

At Armstrong Co. Federal Emp., we take pride in our rich history and the lasting impact we have made in Kittanning, PA, since our establishment in 1969. Our journey began with a simple yet powerful mission: to serve our community with accessible and affordable financial services. Over the years, we have grown alongside our members, building trust and relationships that go beyond banking. Located at 201 N McKean St, Kittanning, PA 16201, our branch has become a familiar landmark for many in the area. We are dedicated to supporting local families and businesses by offering a wide range of financial products that cater to their needs. Whether it's helping individuals secure auto loans or providing essential banking services, we strive to make a positive difference in our community. As of now, we proudly serve over 2,172 members, managing total assets amounting to $17,193,624. This growth reflects not just our commitment to sound financial practices but also the loyalty of our members who believe in what we do. Our operating hours are convenient for everyone Monday through Thursday from 9:00 AM to 4:00 PM and Friday from 8:30 AM to 4:30 PM ensuring that we're here when you need us. Our mission is clear: we aim to empower our members by providing exceptional financial services while fostering community support. We believe that when we uplift each other, we build a stronger foundation for all. In addition to traditional banking services like checking accounts, savings accounts, auto loans, and mortgages, we actively engage in outreach programs aimed at enhancing the quality of life in Kittanning and surrounding areas. While members can visit us at 201 N McKean St, official correspondence should be sent to P O Box 210, KITTANNING, PA 16201. Although we currently do not offer ATM or drive-thru services, our team is always ready to assist you directly with any inquiries or support you may need at 724-548-8722. In an era where digital advancements are rapidly changing the way we bank, Armstrong Co. Federal Emp. remains committed to ensuring accessibility for everyone. While we're working towards enhancing our digital offerings, we maintain personal connections that matter most. Join us on this journey as we continue to grow and adapt while staying true to our roots. Experience the benefits of being part of the Armstrong Co. Federal Emp. family today!

Branch Location & Accessibility

Convenient Access and Services

At Armstrong Co. Federal Emp., we understand that banking should fit into your busy life. That's why we offer flexible operating hours: Monday through Thursday from 9:00 AM to 4:00 PM, and Friday from 8:30 AM to 4:30 PM. Whether you need to open a new account, apply for a loan, or simply ask a question, our dedicated staff is here to assist you during these times. While visiting our branch, you'll find ample parking available, along with features designed for everyone's comfort and accessibility. We ensure that our location meets ADA compliance standards, so all members can easily access our services without any hassle.

Reach Out Anytime

If you have questions or need assistance outside of our regular hours, feel free to give us a call at 724-548-8722. Our team is always ready to help you with personal banking needs such as checking and savings accounts, auto loans, and more. While members can visit us at 201 N Mckean St, official correspondence should be sent to P O Box 210, KITTANNING, PA 16201 if needed. We invite you to come by and experience the welcoming atmosphere of Armstrong Co. Federal Emp. We look forward to serving you!

Member Eligibility

At Armstrong Co. Federal Emp., we believe that everyone deserves a chance to be part of a supportive financial community. Becoming a member is not just about opening an account; it's about joining a family that prioritizes your financial well-being. To become eligible for membership, you typically need to be an employee or a retiree of specific organizations or businesses within our community, along with their immediate family members. This means if you have a loved one who works with us, you can easily take advantage of our member benefits too! For more detailed information on eligibility criteria, feel free to visit this link. Opening your account at our Kittanning branch located at 201 N Mckean St is simple and straightforward. We're here to guide you through the process and answer any questions you may have along the way. You can reach us at 724-548-8722 during our operating hours, which are Monday through Thursday from 9:00 AM to 4:00 PM and Friday from 8:30 AM to 4:30 PM. Join us today and experience the many advantages of being part of Armstrong Co. Federal Emp.!

Business Banking & Commercial Services

Commercial Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

In addition to loans, we offer comprehensive merchant services that make it easier for you to manage payments. Imagine having the ability to accept payments seamlessly at your store or online our services provide just that. This means faster transactions and happier customers, all contributing to your bottom line. Visit us at 201 N Mckean St, Kittanning, PA 16201, or call us at 724-548-8722 to discover how we can assist your business today!

Comprehensive List Of Services

Accessibility You Can Trust

While we currently do not have ATM or drive-thru services available, our team is always ready to assist you during lobby hours Monday through Thursday from 9:00 AM to 4:00 PM and Friday from 8:30 AM to 4:30 PM. For any inquiries or assistance, feel free to reach out to us at 724-548-8722. At Armstrong Co. Federal Emp., we believe in empowering our members with the tools they need for financial success. Whether you're opening an account or exploring loan options, we're here for you every step of the way. Visit us today and discover how our comprehensive services can make a positive difference in your financial journey!

Banking at Your Fingertips

In today's fast-paced world, convenience is key. That's why we offer online and mobile banking services that allow you to manage your accounts from anywhere at any time. Whether it's checking balances, transferring funds, or paying bills, our digital tools ensure you have everything you need right at your fingertips.

Financing Your Dreams

If you're looking to purchase a vehicle, our auto loans and vehicle financing options can help make that dream a reality. With competitive rates and friendly service, we aim to make the car-buying process as smooth as possible. And if you're thinking about buying a home, our mortgage loans and refinancing services can guide you through the steps, helping you secure the best terms available.

Personal Banking Made Easy

We understand that managing your finances can be challenging. That's why we offer personal banking services that include checking and savings accounts tailored to fit your lifestyle. Whether you're saving for a vacation or managing everyday expenses, our accounts are designed to provide you with flexibility and control over your money.

Rewards That Matter

Our credit cards with rewards program gives you the chance to earn points on your everyday purchases. This means that not only can you manage spending easily, but you can also enjoy benefits like cash back or travel rewards making every transaction work for you!

Simplifying Borrowing

Life sometimes throws unexpected expenses your way, which is why we also offer personal loans and debt consolidation solutions. These products are designed to give you quick access to funds when you need them most, allowing you to manage debts more effectively.

Supporting Local Businesses

For local entrepreneurs, we provide tailored business banking solutions, including merchant services and business loans. Our goal is to support the growth of businesses in our community by offering financial products that cater specifically to their unique challenges.

Digital & Online Banking

Key Services

Our online banking platform at Armstrong Co. Federal Emp. allows you to stay in control of your money without the hassle of traditional banking hours. While we currently do not offer mobile applications or e-statements, our person-to-person transfer feature lets you easily send money to friends or family with just a few clicks making it perfect for quick payments or splitting bills. We prioritize security in all our digital services. Even though we don't utilize electronic signature authorization at this time, rest assured that your information is protected as you navigate through our services. You can bank with confidence knowing that your data is kept safe.

User-Friendly Experience

We believe in making banking accessible for everyone. Our website provides a straightforward interface, allowing you to manage your accounts effortlessly. Whether you're checking balances or scheduling transfers, our user-friendly design helps you accomplish tasks quickly and efficiently. For those who prefer a more hands-on approach, feel free to reach out to us during our lobby hours from Monday to Thursday from 9:00 AM to 4:00 PM and Friday from 8:30 AM to 4:30 PM at our branch located at 201 N Mckean St, Kittanning, PA 16201. While we're continuously looking to expand our digital offerings including mobile payments and enhanced online features we are committed to ensuring that every member has the tools they need for effective financial management today. Embrace the convenience of digital banking with Armstrong Co. Federal Emp.!

Financial Strength

Commitment to Growth and Innovation

With $2,255,702 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $283,5751 in total loans and leases.

Growing Member Base

With a total of 2,682 share accounts, we have a strong and growing member base that trusts us with their finances. This reflects the community's confidence in our ability to manage their funds responsibly. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Armstrong Co. Federal Emp. is your trusted partner. Visit us at 201 N Mckean St Kittanning Pa 16201 or call 724-548-8722 to learn more about how we can help you achieve your financial goals.

Member Savings and Resources

Members' savings are secured through $0 in share certificates and $0 in money market shares, which may offer stable growth opportunities as our offerings expand. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0 net income, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $2,415,189, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 14.04% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. With over $616,898 in used vehicle loans and $1,313,815 in new vehicle loans already helping members get on the road, you can trust us to provide flexible financing options tailored to your needs. Whether you're looking for financing on a brand-new model or a reliable used vehicle, we have you covered.

Credit Lines and Personal Loans

We also offer a total of $750,000 in credit lines that can help you manage your finances effectively. Whether it's for unexpected expenses or planned purchases, our credit lines provide the flexibility you need. Additionally, we have flexible terms on unsecured credit card loans totaling $134,300, allowing members to handle their finances with ease. At Armstrong Co. Federal Emp., we believe in making borrowing straightforward and beneficial for our members. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. For questions about our loan offerings or to discuss how we can assist you further, don't hesitate to call us at 724-548-8722. Our friendly team is ready to help you find the right loan product for your financial situation!

Mortgage Options

Thinking about homeownership? Our mortgage options make buying or refinancing simple and accessible. While we currently do not have junior lien family property loans available, we are always exploring ways to better serve our community's housing needs. If you're considering refinancing your existing mortgage or exploring eligibility options for future opportunities, feel free to reach out for more information.

Loan Aggregator

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