Armstrong Associates Ford City PA Credit Union | Affordable Auto Loans & Business Banking

Introduction

At Armstrong Associates, we take pride in being a trusted financial partner for our community in Ford City, PA. Established in 1958, our commitment to serving our members has only grown stronger over the years. With a total membership of 7,972, we are dedicated to providing personalized banking solutions that cater to your unique needs. Our branch is located at 414 Ford St, Ford City, PA 16226. While we welcome you to visit us there, please note that any official correspondence should be sent to PO Box 191, Ford City, PA 16226. With assets totaling an impressive $73,982,784 and total deposits of $7,478,284, we have the financial strength to support your goals, whether you're looking for auto loans or personal banking services. Our experienced team of 18 employees works diligently under the leadership of CEO Lisa Haverkost and Board President Peter Hess to ensure you receive top-notch service every time you walk through our doors. We believe in building lasting relationships with our members and supporting local initiatives that enrich the community. From auto loans to mortgage refinancing and business banking services, we're here to help you navigate your financial journey. Ready to learn more? Visit us online at myaafcu.com or give us a call at 724-763-1172. We're excited to assist you with all your financial needs!

Branch History & Mission

At Armstrong Associates, we take pride in our rich history and commitment to serving the community. Founded in 1958, our branch has grown from a small credit union into a vital financial institution located at 414 Ford St, Ford City, PA 16226. Over the years, we have expanded our services and membership, currently supporting 7,972 members and managing assets totaling $73,982,784. Our mission is clear: to provide accessible financial services while fostering strong community ties. We believe that everyone deserves a chance to achieve their financial goals. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, we are here to help. While members can visit us at 414 Ford St, official correspondence should be sent to PO Box 191, Ford City, PA 16226, ensuring that your communications reach us without delay. Our operating hours are convenient: Monday through Thursday from 9:00 AM to 4:30 PM and Friday from 9:00 AM to 6:00 PM. At Armstrong Associates, we strive to meet modern banking needs with digital advancements such as online banking and mobile payments. Our commitment extends beyond traditional banking; we actively engage in community outreach programs that make a real difference. Whether it's partnering with local organizations or offering educational workshops, we aim to uplift those around us. We are also proud of our shared service center availability, making it easier for our members to access essential services when needed. Although we do not currently offer ATM or drive-thru services, our friendly staff is always ready to assist you in person during business hours. Join us at Armstrong Associates and experience the difference of being part of a credit union that truly cares about its members and community. Together, let's build a brighter financial future! For more information or to become a member, visit our website at Armstrong Associates or call us at 724-763-1172 today!

Branch Location & Accessibility

Welcome to Armstrong Associates, your friendly neighborhood credit union located at 414 Ford St in Ford City, PA. We're not just a financial institution; we're a part of the community, dedicated to providing convenient and accessible banking services for all our members. Whether you're stopping by to open an account or seeking advice on loans, our branch is easy to find and welcoming to all. Situated near local landmarks like the Ford City Park, our location is perfect for a quick visit after enjoying some time outdoors. We understand how important accessibility is, which is why our branch is designed with ADA compliance in mind, featuring ramps and ample parking to make your visit comfortable. Our operating hours are tailored to fit your busy schedule: we're here Monday through Thursday from 9:00 AM to 4:30 PM and Friday from 9:00 AM to 6:00 PM. This means you can drop by during lunch breaks or after work without any hassle. While we currently do not offer ATM services or drive-thru banking, we do have shared service center availability, making it easier for you to handle basic transactions like deposits and withdrawals. Should you need any assistance or have questions about our services like personal banking, auto loans, or online banking feel free to give us a call at 724-763-1172. Our friendly team is eager to help you with all your financial needs. We invite you to visit us soon and see what Armstrong Associates can do for you!

Member Eligibility

At Armstrong Associates, we believe that everyone deserves access to financial services that empower them. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in the Armstrong County area, you're already eligible to join our community. We embrace individuals from all walks of life because we know that diversity strengthens us. By becoming a member at Armstrong Associates, you'll not only gain access to a range of personalized banking services but also enjoy lower fees and better interest rates compared to traditional banks. Ready to take the next step? You can easily open an account by visiting us at 414 Ford St, Ford City, PA 16226, or by giving us a call at 724-763-1172 for more information. For detailed eligibility criteria, check out our website at http://www.myaafcu.com#membership-section. Join us today and experience the benefits of being part of a supportive financial family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions that cater to various needs.

Merchant Services

Managing payments should be straightforward. Our merchant services simplify transactions, allowing you to focus on what you do best running your business. With easy payment solutions and reliable support, we help ensure your operations run smoothly. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses. Join us at Armstrong Associates, located at 414 Ford St Ford City Pa 16226, and discover how we can help you achieve your business goals. For more information, call us at (724) 763-1172.

Comprehensive List Of Services

Additional Services

At Armstrong Associates, we also provide ATM and cash withdrawal services for added convenience. If you're a member of a partner credit union, feel free to take advantage of basic shared branch transactions like deposits and withdrawals during your visits. Whether you're managing personal finances or running a business, we're here to help make banking easy and accessible. If you have questions about any of our services or want to learn more about how we can assist you today, please don't hesitate to reach out at (724) 763-1172. Join us at Ford City Office where your financial wellness is our priority! Explore all the ways we can support you by visiting us in person or checking out our website at https://www.myaafcu.com/. We look forward to serving you!

Business Banking Services

For our business members, Armstrong Associates provides essential banking services that can help you thrive. From merchant services that make transactions smoother to business loans designed for growth, we are dedicated to supporting local entrepreneurs and businesses in our community.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features. With just a few taps on your smartphone or clicks on your computer, you can manage your accounts from anywhere. Our online platform allows for easy bill pay, fund transfers, and even person-to-person payments making banking simpler than ever.

Personal Banking Solutions

Our personal banking services are designed with your everyday needs in mind. You can open a checking or savings account that fits your lifestyle, allowing you to manage your finances effortlessly. If you're considering purchasing a vehicle, our auto loans and vehicle financing options make it easy to get behind the wheel without breaking the bank. For those looking to buy a home, we offer mortgage loans and refinancing solutions that can simplify the process and save you money over time. Do you need extra cash for an unexpected expense? Our personal loans can provide quick access to funds, while our debt consolidation options can help streamline your payments and reduce stress. Plus, don't forget about our credit cards with rewards they offer great benefits for everyday purchases.

Digital & Online Banking

Key Features for Your Convenience

One of the standout features is our electronic signature authorization. This allows you to complete transactions quickly and securely from the comfort of your home. No more paper forms or unnecessary trips to the branch! Plus, with e-statements available, you can keep track of your account activity while reducing clutter. Are you always on the go? Our mobile application makes it easy to manage your accounts right from your smartphone. You can view balances, make transfers, and even set up mobile payments so paying for things is as simple as a few taps on your screen. If you need to send money to friends or family, our person-to-person transfer feature lets you do that instantly without any hassle.

Security You Can Trust

Your security is our top priority. We use advanced security measures to ensure that your information stays safe while you bank online. Whether you're accessing accounts through our website or mobile app, rest assured that we're committed to protecting your data. With all these features combined, managing your finances has never been easier or more accessible. Explore everything Armstrong Associates has to offer by visiting us online at https://www.myaafcu.com/ today!

Financial Strength

Commitment to Reinvestment

With $7,775,205 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment ensures that we can continue to grow while providing valuable services tailored to your needs.

Growing Member Base

Total Share Accounts: 13,244, showing a strong and growing member base that trusts us with their finances. This growth is a testament to the trust you've placed in us as your financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Armstrong Associates is your trusted partner. Visit us at 414 Ford St Ford City Pa 16226 or call (724) 763-1172 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $1,916,362 in share certificates, offering stable and rewarding financial growth opportunities. Although we do not have money market shares at this time, our focus remains on prioritizing our members' needs above all else.

Operational Efficiency

Our operational efficiency is showcased by a steady net income of $78,080, which allows us to keep offering competitive loan rates and solid financial products for our members. Our dedicated team consists of 18 full-time employees who are always ready to assist you with any questions or concerns.

Strong Financial Health

With a net worth of $9,267,414, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is further reflected in our net worth ratio of 12.51%, which demonstrates our ability to provide loans and competitive savings rates even during uncertain economic times.

Supporting Your Financial Goals

Our lending capacity supports members' financial goals across various sectors, with $721 in used auto loans and $38,627,290 in total loans and leases available for your needs. This diverse portfolio reflects our dedication to helping you achieve what matters most.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $10,528,469 in used vehicle loans and $9,072,754 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, we have flexible options available for every budget.

Credit Lines

For those who need additional financial flexibility, we provide credit lines with a total availability of $2,000,000. This option allows you to borrow as needed while keeping interest payments manageable.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $2,329,339, making buying or refinancing simple. We provide personalized support throughout the process to ensure you find a solution that fits your unique situation.

Refinancing and Eligibility Options

If you're considering refinancing any existing loans or want to check your eligibility for one of our products, feel free to reach out. We are here to help you navigate through all options and find what works best for your financial journey. If you have any questions or would like more information about our loan offerings at Armstrong Associates located at 414 Ford St Ford City PA 16226, don't hesitate to contact us at 724-763-1172. Our friendly team is ready to assist you during our operating hours: Monday-Thursday from 9:00 am - 4:30 pm and Friday from 9:00 am - 6:00 pm. Explore how Armstrong Associates can support your financial needs today!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $3,808,694 in loans helping members manage their finances effectively. These cards can be a great way to handle unexpected expenses or consolidate debt without putting up collateral.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to accuracy means users can trust that the information they receive reflects the most current rates available in the market.

ARMSTRONG ASSOCIATES FEDERAL CREDIT UNION - Ford City, PA

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