Arlington Municipal MA Credit Union | Low Mortgage Rates & Auto Loans

Introduction

Welcome to the Arlington Municipal Federal Credit Union, your trusted financial partner since 1954. Located at 730 Massachusetts Ave, Arlington, MA 02476, we have proudly served our community for decades, nurturing a strong bond with our members and fostering financial well-being. At Arlington Municipal, we believe in putting people first. With a total membership of 946 and assets amounting to an impressive $9,637,485, our commitment to providing personalized financial services is evident in every interaction. We offer a variety of services tailored to meet your needs, including checking and savings accounts, auto loans, mortgage loans, personal loans, and more. Our goal is to empower you on your financial journey. Led by our dedicated CEO, Robert Mahoney, and Board President Robert Jefferson, our team of five employees works diligently to ensure that you receive the highest level of service. We're proud to maintain a net worth of $2,629,658, reflecting our stability and dedication to serving you better. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 730 Massachusetts Ave., Arlington, MA 2476. We are here for you during our lobby hours from Monday to Wednesday from 8 AM to 4 PM, Thursday from 8 AM to 7 PM, and Friday from 8 AM to 12 PM. Whether you're looking for reliable banking solutions or expert advice on loans and investments, we're here to help. Reach out today at 781-316-3144 or explore more about us at our website. Join us in making a positive impact in our community while achieving your financial goals!

Branch History & Mission

Join Us

We invite you to experience the benefits of being part of Arlington Municipal Federal Credit Union. Whether you're looking for a new account or need assistance with loans and financing options, we're here for you every step of the way. Join us today and become part of a family dedicated to your financial well-being! For more information or inquiries, feel free to reach out at 781-316-3144 or visit us online at www.arlfcu.org. Together, let's build a brighter future!

Our Evolution

Over the decades, Arlington Municipal has expanded its offerings and enhanced its services to meet the evolving needs of our members. With total assets reaching an impressive $9,637,485, we are proud to support our community through personal banking solutions including checking and savings accounts, auto loans, mortgages, and credit cards with rewards. We have also embraced modern banking trends with online and mobile banking options that make managing finances easier than ever. Our physical presence in Arlington is complemented by a commitment to accessibility. Although we do not offer drive-thru service or ATMs at this time, we ensure that our branch hours Monday through Wednesday from 8 AM to 4 PM, Thursday from 8 AM to 7 PM, and Friday from 8 AM to 12 PM make it convenient for members to visit us for their banking needs.

Our Mission

At Arlington Municipal Federal Credit Union, our mission goes beyond just providing financial services. We aim to empower our members through education and support while contributing positively to the community. Our focus on member satisfaction drives us to offer personalized services tailored to individual needs. We believe that when our members thrive, so does our community. While members can visit us at our branch address of 730 Massachusetts Ave., official correspondence should be sent to the same location as it serves as both our branch and mailing address. As part of our community outreach efforts, we partner with local organizations and participate in events that strengthen ties within Arlington. This reinforces our belief in giving back and supporting those around us.

Branch Location & Accessibility

Accessibility Features

Our branch ensures accessibility for everyone, featuring ramps and ADA-compliant facilities so that all members of our community can comfortably visit us. Parking is available nearby, making it hassle-free for you to stop in anytime during our operating hours.

Operating Hours

We understand that life gets busy, so we offer flexible hours to accommodate your schedule. Our lobby is open from Monday to Wednesday from 8 AM to 4 PM, Thursday from 8 AM to 7 PM, and Friday from 8 AM to 12 PM. This means you have plenty of opportunities throughout the week to come in and meet your banking needs.

Services Offered

At Arlington Municipal Federal Credit Union, we provide a range of services designed for both personal and business banking. From checking and savings accounts to auto loans and mortgage refinancing, we aim to support your financial goals every step of the way. Additionally, while we currently do not have ATM services or drive-thru banking available, our online and mobile banking options allow you the convenience of managing your finances from anywhere. If you're interested in learning more or would like assistance today, feel free to give us a call at 781-316-3144 or stop by our branch. We look forward to serving you!

Member Eligibility

Becoming a member of Arlington Municipal means joining a warm and welcoming community where your financial needs are truly understood. If you're looking to be part of something special, eligibility is straightforward. Residents, workers, or students in the Arlington area can easily become members. It's all about connecting with individuals who share similar interests and goals, making it easy for everyone to benefit from our services. To explore the specific criteria and see if you qualify, you can check out more details. Joining us at Arlington Municipal not only opens the door to a variety of financial products but also offers personalized service that larger banks often overlook. The process of opening an account is designed to be simple and friendly just give us a call at (781) 316-3144, or stop by our branch located at 730 Massachusetts Ave Arlington Ma 02476 during our operating hours. We're here to help you every step of the way!

Business Banking & Commercial Services

Merchant Services That Make a Difference

Imagine running your business without worrying about payment processing. Our merchant services simplify transactions, letting you focus on what you do best serving your customers. From secure credit card processing to easy online payment options, we provide tools that enhance your operational efficiency and customer satisfaction. Located at 730 Massachusetts Ave Arlington Ma 02476 in Arlington, MA, we are here to partner with you on your journey. Let's work together to turn your business dreams into reality! For more information, give us a call at (781) 316-3144 or visit our website at Arlington Municipal Federal Credit Union.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing options help you get behind the wheel with competitive rates and flexible terms. Imagine driving off in your dream car while knowing you're getting the best deal possible!

Business Banking

For local entrepreneurs, we offer comprehensive business banking services including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we have the tools to help you succeed.

Credit Cards with Rewards

Who doesn't love rewards? With our credit cards, you earn points for every dollar spent whether it's on groceries or travel. This means you can enjoy benefits while managing your everyday expenses effectively.

Mortgage Loans & Refinancing

For those looking to buy a home or refinance an existing mortgage, Arlington Municipal provides tailored solutions to make the process smooth and straightforward. Our mortgage loans come with various options designed to fit your budget and goals. Picture yourself in a home that meets your family's needs without breaking the bank.

Online & Mobile Banking

In today's fast-paced world, convenience is key. Our robust online and mobile banking platforms empower you to manage all aspects of your finances from the palm of your hand. From checking account balances to making transfers or paying bills all at your fingertips. At Arlington Municipal, we're here for you every step of the way, ensuring that access to financial services is easy and enjoyable. If you have any questions or would like more information about any of our offerings, feel free to reach out! Call us at (781) 316-3144 or visit us online at Arlington Municipal Federal Credit Union today!

Personal Banking

Whether you're just starting out or planning for retirement, our personal banking services have you covered. We offer checking and savings accounts that fit your lifestyle. You can easily manage your finances online or through our mobile app, making it convenient to check balances, transfer funds, and pay bills anytime, anywhere.

Personal Loans & Debt Consolidation

Life can be unpredictable, and sometimes you need extra cash for unexpected expenses. Our personal loans can help cover these costs with ease. Additionally, if you're juggling multiple debts, consider our debt consolidation services that simplify payments and potentially lower interest rates.

Digital & Online Banking

Key Services Available

With our user-friendly online banking platform, you can easily keep track of your finances by visiting https://www.arlfcu.org/. Our 24/7 online banking service allows you to check balances, transfer funds, and pay bills anytime, anywhere. You can also enjoy the benefit of e-statements, which means you can view your statements electronically saving paper and making it easy to stay organized. For those who love using their smartphones, we offer a mobile application that puts all these features right in your pocket. You can make person-to-person transfers quickly and securely, so sending money to friends or family is just a few taps away. While mobile payments aren't available yet, the convenience of our app ensures that you're always connected to your financial information.

Security and Accessibility

Your security is our top priority. Although we currently do not offer electronic signature authorization for documents, we continuously strive to protect your sensitive information through advanced security measures. Our goal is to create a safe environment where you can manage your money confidently. Overall, our digital and online banking services at Arlington Municipal are designed with you in mind. Enjoy real-time account management from the comfort of your home or while you're out running errands. Experience the ease of managing your finances today!

Financial Strength

At Arlington Municipal, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to maintaining the highest standards of financial strength to serve our community effectively. With a net worth of $2,629,658, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 27.29% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $0 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $2,596,251 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is clear with $119 in used auto loans and $8,956,250 in total loans and leases; our lending capacity supports members' financial goals across various sectors. Our $15,144 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 0 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 955, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Arlington Municipal is your trusted partner. Visit us at 730 Massachusetts Ave Arlington Ma 02476 or call (781) 316-3144 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,087,479 in used vehicle loans and $1,673,966 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to make your car-buying experience smooth and affordable.

Credit Lines

If you require additional funds for unexpected expenses or projects, we also offer credit lines with a total of $500,000 available to assist you. This flexibility can help you manage cash flow effectively without stress.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,367,724, make buying or refinancing simple. We are here to help guide you through the process and find the right mortgage solution for your needs.

Refinancing Options

If you're already a member but need better rates on existing loans or wish to consolidate debts, ask us about refinancing options. We're committed to finding solutions that suit your financial situation. For more information about any of these loan products or to discuss your eligibility options, please reach out to us at (781) 316-3144. Our team is dedicated to providing personalized service tailored just for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us at 730 Massachusetts Ave Arlington Ma 02476 or check out our website at https://www.arlfcu.org for more details!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans; however, currently there are no outstanding amounts in this category. If you're looking for ways to effectively manage your finances or consolidate debt, our team is ready to assist with tailored solutions.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers when comparing loans. Each listing reflects current rates, so you can trust that the information is accurate.

ARLINGTON MUNICIPAL FEDERAL CREDIT UNION - Arlington, MA

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