Van Buren AR Credit Union | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Arkansas, your trusted financial partner in the heart of Van Buren, located at 2008 Fayetteville Rd, Van Buren, AR 72956. Established in 1956, we have proudly served our community for over six decades, fostering a sense of belonging and trust among our 161,865 members. At Arkansas, we believe that banking should be personal and accessible. As you step into our branch, you'll find a dedicated team led by CEO Rodney Showmar and Board President Jon Moore, both committed to providing exceptional service. Our hardworking staff of 424 employees is here to assist you with all your financial needs. We take pride in our strong financial foundation, boasting total assets of $2,587,599,319 and total deposits amounting to $106,377,498. With a net worth of $239,314,152 and cash in hand at $19,590,080, we are well-equipped to support your financial aspirations. While members can visit us at our branch location, official correspondence should be sent to our mailing address at PO Box 9, Jacksonville, AR 72078. Whether you're looking for personal banking solutions like checking accounts and auto loans or business banking services such as merchant services and business loans, Arkansas is here for you. We invite you to explore the many ways we can help you achieve your financial goals. Reach out to us today at 501-533-2020, or visit our website at afcu.org for more information. Join us in making a difference in the community your journey starts here!

Branch History & Mission

Community Commitment

Arkansas is not just about banking; it's about building relationships. We actively engage with our community through outreach programs and partnerships that make a difference in people's lives. From sponsoring local events to providing financial education workshops, we strive to uplift those around us. While members can visit us at 2008 Fayetteville Rd Van Buren Ar 72956, official correspondence should be sent to PO Box 9, Jacksonville, AR 72078 if needed. If you're ready to experience the benefits of being part of a credit union that truly cares about its members, we invite you to join us today! Visit our website at www.afcu.org for more information on how you can become a member or learn more about our services. Together, let's build a brighter financial future!

Our Mission

Our mission is simple yet profound: to provide exceptional financial services while fostering a strong sense of community. We believe that banking should be about more than just transactions; it should empower individuals and families to achieve their financial goals. Whether you're looking for personal banking solutions like checking accounts and auto loans or business services such as merchant accounts and business loans, we are here to guide you every step of the way. We understand that accessibility is key. That's why we offer convenient operating hours from 9:00 a.m. to 5:00 p.m., Monday through Thursday, and until 6:00 p.m. on Fridays. For added convenience, our branch features both ATM availability and drive-thru banking services, making it easier for you to manage your finances on the go.

Branch Location & Accessibility

Welcome to the Arkansas Van Buren Branch, conveniently located at 2008 Fayetteville Rd, right in the heart of Van Buren, AR. Whether you're visiting us for personal banking needs or looking for assistance with loans, our branch is designed to make your experience smooth and enjoyable. Our location is easily accessible, with ample parking available for your convenience. Plus, we have ADA-compliant features to ensure everyone can comfortably access our services. If you're in the area, you might recognize us as being close to local landmarks like the beautiful Creekmore Park, making your visit not just a financial errand but an opportunity to enjoy the surroundings. While our branch address is where you can come to see us in person, please note that official correspondence should be sent to our mailing address: PO Box 9, Jacksonville, AR 72078. We know that your time is valuable! That's why we are open Monday through Thursday from 9:00 a.m. to 5:00 p.m., and on Fridays we extend our hours until 6:00 p.m. This way, you have more flexibility to visit us at a time that works best for you. At the Arkansas Van Buren Branch, we offer a range of services tailored to meet your needs. Whether you need assistance with checking and savings accounts, auto loans, or even credit card options with rewards, our friendly staff is here to help. We also provide essential drive-thru banking services for quick deposits and withdrawals. Additionally, if you prefer self-service banking, we have ATM availability on-site for your convenience. Just swing by whenever you need cash or want to check your balance! If you have any questions or need further assistance, don't hesitate to give us a call at 501-533-2020. We look forward to welcoming you into our branch soon!

Member Eligibility

Becoming a member of Arkansas is like opening the door to a welcoming community that truly cares about your financial well-being. If you live, work, or worship in the area, you're likely already eligible to join us! We embrace individuals from all walks of life, making it easy for you to connect with our services and enjoy the benefits that come with membership. At Arkansas, we offer a range of financial products tailored to your needs, from checking and savings accounts to loans and credit cards. If you want more details on our eligibility criteria, feel free to visit this link. Opening an account is simple! Just give us a call at (501) 533-2020 or visit our website for more information on how to get started. We're here to help you every step of the way, ensuring that your journey with us is smooth and rewarding. Your financial future matters, and at Arkansas, we're dedicated to supporting you in achieving your goals. Come see us at 2008 Fayetteville Rd Van Buren Ar 72956, where we look forward to welcoming you into our family!

Business Banking & Commercial Services

Merchant Services That Make a Difference

Imagine running your business smoothly with reliable merchant services that handle transactions effortlessly. At Arkansas, we offer merchant solutions that ensure you can focus on what you do best serving your customers. Our services help streamline payments, making it easier for you to manage finances while enhancing customer satisfaction. Located at 2008 Fayetteville Rd Van Buren Ar 72956 in Van Buren, AR, we're here to help your business thrive. Contact us at (501) 533-2020 to learn more about how our tailored services can meet your specific needs.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $780 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $265,732,167, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Digital Convenience

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking features, allowing you to manage your accounts anytime, anywhere. With options like mobile payments and person-to-person transfers, staying on top of your finances has never been easier. Need cash on the go? Our ATM & Cash Withdrawal Services ensure that you're never far from accessing your money. Plus, with basic drive-thru banking available for deposits and withdrawals at our location, you can enjoy quick service without leaving your vehicle.

Get Started Today!

We invite you to explore all that Arkansas has to offer. Whether you're visiting us at our branch in Van Buren or checking out our online resources at Van Buren Branch, we are here to help you achieve your financial goals. For more information or assistance, don't hesitate to call us at (501) 533-2020. Join us today and experience banking made easy!

Personal Banking Solutions

For individuals seeking reliable banking options, we offer Personal Banking services that include checking and savings accounts tailored to fit your lifestyle. Imagine having easy access to your funds while earning interest on your savings our accounts are designed with you in mind. You can also take advantage of our Credit Cards with Rewards, which allow you to earn points for everyday purchases. If you're considering buying a new car or refinancing your current vehicle, our Auto Loans & Vehicle Financing solutions make the process simple and straightforward. We understand that purchasing a home is one of the most significant investments you'll ever make; that's why we provide Mortgage Loans & Refinancing options that help you find the right fit for your budget and needs.

Support for Your Financial Goals

When life throws unexpected expenses your way, our Personal Loans & Debt Consolidation services can help you regain control. Whether it's funding a special project or consolidating debt, we're here to assist you every step of the way. For business owners, we know that managing finances can be challenging. Our Business Banking services include merchant services and business loans designed to support your growth and success.

Digital & Online Banking

Key Features for Your Convenience

Our online banking platform provides a user-friendly experience that allows you to check balances, pay bills, and transfer funds with just a few clicks. You can also enjoy the convenience of e-statements, which are available whenever you need them. No more waiting for paper statements; everything is right at your fingertips. For those who prefer mobile banking, our mobile application lets you manage your accounts on the go. Whether you're shopping or traveling, you can take advantage of mobile payments to make transactions quickly and securely. Plus, with person-to-person transfer options, sending money to friends or family has never been easier.

Security You Can Trust

Your security is our top priority. We offer electronic signature authorization for safe document handling, ensuring that your personal information remains protected during all transactions. This way, you can have peace of mind knowing that your data is secure while using our digital services. At Arkansas, we aim to provide you with accessible tools that simplify banking in today's fast-paced world. With easy navigation and real-time account management, staying on top of your finances has never been more straightforward. Experience the future of banking today by visiting us at https://www.afcu.org/!

Financial Strength

Commitment to Service

Our operational efficiency shines through with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 423 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With net shares amounting to $8,444,525, these funds are available for lending and investments that directly benefit our community. We also have a strong member base with 279,600 total share accounts that trust us with their finances.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Arkansas is your trusted partner. Visit us at 2008 Fayetteville Rd Van Buren Ar 72956 or call (501) 533-2020 to learn more about how we can help you achieve your financial goals.

Reinvesting for Growth

With $236,159,191 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant as well; with $38,947 in used auto loans and $2,248,644,272 in total loans and leases, we're here to support your financial goals across various sectors.

Secure Savings Options

Members' savings are secured through $704,304,887 in share certificates and $336,844,156 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $213,511,839, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Capital Foundation

With a net worth of $239,314,152, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $924 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $869,331,261 in used vehicle loans and $240,898,494 in new vehicle loans already helping members get on the road. Whether you are interested in financing a brand-new vehicle or a reliable used one, we have flexible terms that can fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $265,732,167 provide the capital needed to grow and expand your business. Our team understands the unique challenges businesses face and is committed to offering tailored financing solutions. Additionally, if you're considering refinancing options, we can help assess your eligibility and explore ways to lower your monthly payments or shorten your loan term. If you have any questions or need assistance with finding the right loan product for you, don't hesitate to reach out! You can contact us at (501) 533-2020 during our operating hours from 9:00 a.m. - 5:00 p.m., Monday through Thursday, and until 6:00 p.m. on Fridays. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us today or check out our website for more information!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $178,046,943, make buying or refinancing simple. We aim to provide competitive rates and personalized service to guide you through the mortgage process smoothly.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $50,073,694 in loans helping members manage their finances effectively. This option can be ideal for those looking to consolidate debt or cover unexpected expenses without tying up assets.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in the information presented. - No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results that put the user first. - Real-Time Rate Comparisons: The platform offers up-to-date loan rates from multiple institutions, allowing users to make informed decisions based on current market conditions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback underscores the effectiveness and reliability of the service. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means that users receive fair and transparent offers, ensuring they are comparing apples to apples when it comes to loan options.

Arkansas