Sherwood AR Credit Union | Best Auto Loans & Business Banking

Introduction

Welcome to Arkansas, your trusted partner in financial growth and community support! Located at 301 E Kiehl Ave, Sherwood, AR 72120, our branch has been serving the local community since 1956. As a proud member of the Arkansas Federal Credit Union family, we are committed to helping our 161,865 members achieve their financial goals. At Arkansas, we understand that banking is more than just numbers it's about building relationships and investing in our community. With total assets of $2,587,599,319 and total deposits reaching $106,377,498, we are financially strong and ready to assist you with your needs. Our dedicated team works hard to provide quality services such as personal banking, auto loans, mortgages, and business banking solutions. Our leadership team is here for you! Under the guidance of CEO Rodney Showmar and Board President Jon Moore, we strive to create an environment where every member feels valued. Whether you're looking for a new loan or simply need assistance managing your finances, our experienced staff is available to help. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO BOX 9, Jacksonville, AR 72078. Feel free to reach out to us at 501-982-1000 for any inquiries or visit our website at afcu.org for more information. Join us today and experience the difference that a community-focused credit union can make in your life! We invite you to stop by or call us anytime during our operating hours: Monday through Thursday from 8:30 AM to 5 PM and Friday from 8:30 AM to 6 PM. Together, let's build a brighter financial future!

Branch History & Mission

At Arkansas, we take great pride in our rich history and the mission that drives us every day. Established in 1956, our branch has grown alongside the Sherwood community, evolving to meet the changing needs of our members. From our humble beginnings to becoming a trusted financial partner for over 161,000 members, we have always focused on providing exceptional service and support. Located at 301 E Kiehl Ave, Sherwood, AR 72120, our branch is easily accessible and close to local landmarks that make it a central hub for financial services in the area. While members can visit us at this address, official correspondence should be sent to PO BOX 9, Jacksonville, AR 72078 if necessary. Our mission is simple yet impactful: to empower our members through comprehensive financial services while fostering a sense of community. We believe that banking should be more than just transactions; it should be about building relationships. Whether it's offering personal banking solutions like checking and savings accounts or providing auto loans and mortgage options, we are dedicated to helping our members achieve their financial goals. In addition to traditional banking services, we have embraced digital advancements to ensure that our members can manage their finances conveniently and securely. Our online banking platform and mobile application provide easy access to account information and services such as person-to-person payments and e-statements. We also offer ADA-compliant facilities so that everyone can benefit from our services. At Arkansas, we understand the importance of giving back to the community. Over the years, we've partnered with local organizations and participated in various outreach programs aimed at improving the lives of those around us. Our commitment extends beyond banking; we strive to make a positive impact in Sherwood and its surrounding areas. As we look toward the future, we remain committed to serving you with integrity and dedication. Join us today and experience the benefits of being part of a credit union that truly cares about your financial well-being! For more information or assistance, feel free to reach out to us at 501-982-1000 during our operating hours: Monday through Thursday from 8:30 AM - 5:00 PM and Friday until 6:00 PM. Let's build a brighter financial future together!

Branch Location & Accessibility

Banking Services Designed for You

At Arkansas, we offer a wide range of services tailored to fit your financial needs. From personal checking and savings accounts to auto loans and mortgage options, we have solutions that cater to everyone. Enjoy the ease of drive-thru banking for quick deposits or withdrawals, as well as ATM access available right on-site. While members can visit us at 301 E Kiehl Ave Sherwood Ar 72120, official correspondence should be sent to PO BOX 9 in Jacksonville, AR 72078. We invite you to come in and discover how we can help with all your banking needs! Stop by or give us a call today we look forward to welcoming you into the Arkansas family!

Convenient Access and Amenities

Parking is ample and accessible, ensuring that you can easily find a spot when you visit. Our facility meets ADA compliance standards, featuring ramps for those who need them. Whether you're here for personal banking or to discuss financing options, you'll find our staff ready to assist you every step of the way.

Operating Hours That Fit Your Schedule

We understand that life can get busy, which is why our doors are open during convenient hours. Visit us Monday through Thursday from 8:30 AM to 5:00 PM, and on Fridays until 6:00 PM. Need help outside of these hours? You can always reach us at (501) 982-1000 for assistance.

Member Eligibility

At Arkansas, we believe in creating a welcoming community where everyone can thrive. Becoming a member is not just about opening an account; it's about joining a family that supports you every step of the way. To be eligible for membership, you simply need to live, work, worship, or attend school in our local area, or have a family member who is already part of our credit union. This means that if you're connected to our vibrant community in Sherwood and beyond, you're likely eligible! For full details on eligibility criteria, feel free to visit our website at http://www.afcu.org/membership/ . Opening your account with us is straightforward and designed to be as friendly as possible. You can start the process online or visit us in person at our branch located at 301 E Kiehl Ave Sherwood Ar 72120. If you have any questions or need assistance, don't hesitate to give us a call at (501) 982-1000. We're excited to help you take this important step towards securing your financial future!

Business Banking & Commercial Services

Merchant Services

Managing payments shouldn't be a hassle, which is where our merchant services come into play. Imagine having a reliable partner that makes transactions smooth and straightforward, from card processing to mobile payments. Our services enable you to focus on what matters most growing your business while we handle the details. Visit us at 301 E Kiehl Ave Sherwood Ar 72120 in Sherwood, AR or call us at (501) 982-1000 to learn more about how we can help elevate your business!

Comprehensive List Of Services

Additional Services

Our branch also provides essential services such as basic drive-thru banking for deposits and withdrawals. If you're ever in a hurry or prefer not to enter the branch, our drive-thru service is designed for ease of access. At Arkansas, we strive to make banking simple and accessible. Whether you're visiting us at 301 E Kiehl Ave Sherwood Ar 72120 or reaching out by phone at (501) 982-1000, our friendly staff is ready to assist you with any questions or concerns about our offerings. For more information about how we can serve you better or to explore specific services in detail, don't hesitate to visit us online at Sherwood - Branch. We invite you to join our community today!

Business Banking

For our business members, we have robust business banking services, including merchant services and business loans. We know that running a business requires flexibility and support, so we're here to help you achieve your goals.

Credit Cards & Rewards

We also offer credit cards with rewards, perfect for those who want to earn while they spend. Whether it's cash back on everyday purchases or travel points for your next adventure, our credit cards come with benefits tailored to enhance your experience.

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why we emphasize our online and mobile banking features. With just a few clicks or taps on your smartphone, you can manage your accounts, pay bills, and even send money with our person-to-person transfer service. Plus, our ATMs are available for quick cash withdrawals and balance checks whenever you need them.

Personal Banking Services

When it comes to managing your finances, we offer personal banking options that fit your lifestyle. Our checking and savings accounts provide a secure place for your money while helping you earn interest. Need a new car? Our auto loans and vehicle financing services make it easy to get behind the wheel without breaking the bank. If you're looking for a home, our mortgage loans and refinancing options can guide you through the process, making homeownership more accessible. For those unexpected expenses or consolidating debt, our personal loans can be a great solution.

Digital & Online Banking

Key Features

With our online banking platform available at https://www.afcu.org/ , you can check balances, transfer funds, and pay bills anytime, anywhere. Our 24/7 online banking services ensure that you're always connected to your finances, so you never have to worry about missing a payment or tracking down important information. Plus, our user-friendly interface makes it simple for everyone, regardless of tech skills. For those who prefer using their smartphones, our mobile application is available for download. It offers all the features you need right in the palm of your hand. You can make person-to-person transfers effortlessly, allowing you to send money to friends or family without any hassle. And if you want even more convenience, our mobile payments feature lets you pay securely with just a tap.

Security and Accessibility

Your security is our priority. We provide electronic signature authorization for added peace of mind when completing transactions online. Additionally, e-statements are available to help you keep track of your finances in a paperless manner good for you and the environment! With these features combined, managing your accounts has never been easier or more secure. From daily banking tasks to unexpected expenses, Arkansas is here to support you every step of the way with innovative solutions that make banking simple and efficient. Embrace the future of banking today with Arkansas!

Financial Strength

Commitment to Growth

With $236,159,191 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $38,947 in used auto loans and $2,248,644,272 in total loans and leases available for your needs.

Member-Centric Resources

Your savings are secure with us! Members' savings are backed by $704,304,887 in share certificates and $336,844,156 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members; with non-member deposits at $213,511,839, we ensure our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 423 full-time employees and 1 part-time employees ready to assist you with knowledgeable service.

Solid Financial Health

With a net worth of $239,314,152, we maintain robust financial health, allowing us to provide better rates, lower fees, and enhanced member services. Our net worth ratio of $924 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trusted Partner for Your Financial Journey

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Arkansas is your trusted partner. Visit us at 301 E Kiehl Ave Sherwood Ar 72120 or call (501) 982-1000 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $869,331,261 in used vehicle loans and $240,898,494 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, our team is here to guide you through the process.

Business Financing

For business owners, our outstanding commercial loans totaling $265,732,167 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to improve an existing one, we have financing solutions tailored for you.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $178,046,943, make buying or refinancing simple. We can help you explore different financing options and find the one that best suits your needs.

Refinancing Options

If you're considering refinancing any of your current loans, we have options available that could help lower your payments or reduce your interest rate. Speak with one of our knowledgeable loan officers to learn more about eligibility and how we can assist you in making the best financial decisions. At Arkansas, we're dedicated to offering supportive financial solutions for all aspects of life. For more information about our loan products or to speak with one of our representatives, please call us at (501) 982-1000. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $50,073,694 in loans helping members manage their finances effectively. Our credit cards come with various rewards and benefits that can enhance your purchasing power while keeping your budget in check.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

LendMesh guarantees accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that all offers are fair and transparent, giving users peace of mind as they explore their options.

ARKANSAS

Type of Loan Offerings

Home Equity Loans

Personal Loans