Searcy AR Credit Union | Affordable Vehicle Loans & Checking Accounts

Introduction

Welcome to Arkansas, your trusted financial partner located at 1000 S Main St, Searcy, AR 72143. Established in 1956, our credit union has been dedicated to serving our community for over six decades. With a strong membership base of 161,865 members, we are proud to offer personalized banking solutions that cater to your unique needs. At Arkansas, we believe in empowering our members with the financial tools they need to thrive. We manage total assets of $2,587,599,319, ensuring that your funds are secure and accessible when you need them most. Our commitment to excellence is reflected in our total deposits of $106,377,498 and a net worth of $239,314,152, providing a solid foundation for growth and stability. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to PO Box 9, Jacksonville, AR 72078. Our friendly team is here to help with everything from auto loans where we've funded over 95,821 loans to personal banking services that include checking and savings accounts. Under the leadership of CEO Rodney Showmar and Board President Jon Moore, we strive to make a positive impact in Searcy and beyond. With 424 employees ready to assist you and innovative services like online banking and mobile payments, we ensure that managing your finances is easier than ever. We invite you to explore what Arkansas has to offer by visiting our website at www.afcu.org or calling us at 501-982-1000. Join us on this journey towards financial success your future starts here!

Branch History & Mission

Join Us!

As we continue to grow and adapt to meet the changing needs of our members, we invite you to be part of our story. Whether you're looking for reliable banking options or a supportive community network, Arkansas is here for you. Experience the difference today visit us at our branch or explore membership options online at www.afcu.org. Together, let's build a brighter future!

Our Journey

From our humble beginnings on 1000 S Main St, Searcy AR 72143, Arkansas has evolved significantly. We are not just a credit union; we are part of the fabric of this community. Our journey has been marked by milestones that reflect our dedication to providing accessible financial services. As technology advanced, so did we implementing digital banking solutions and ensuring ADA compliance to make banking easier for everyone. While members can visit us at our branch location for personal assistance or enjoy the convenience of our ATM services and drive-thru banking options, official correspondence should be directed to PO Box 9, Jacksonville, AR 72078 if you need to reach us via mail.

Our Mission

Our mission is straightforward yet profound: to empower individuals and families by offering personalized financial solutions that foster growth and stability. At Arkansas, we believe in making banking a positive experience one that not only meets your needs but also supports your aspirations. We offer a wide range of services including checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. Moreover, we are deeply invested in community outreach initiatives that uplift those around us. By partnering with local organizations and participating in events throughout Searcy and beyond, we strive to create lasting impacts where they matter most.

Branch Location & Accessibility

Accessibility and Convenience

At the Arkansas Searcy Branch, we prioritize accessibility for all members. Our location features ADA-compliant ramps and ample parking to ensure everyone can visit us comfortably. Plus, if you're on the go, our drive-thru banking service allows for quick deposits and withdrawals without having to leave your car.

Get in Touch

We invite you to come by the Arkansas Searcy Branch today or give us a call at 501-982-1000. Our team is eager to assist you with all your banking needs! We look forward to welcoming you into our community-focused environment where your financial well-being is our priority.

Operating Hours

We understand that convenience matters. That's why we offer flexible operating hours: from Monday to Thursday, our lobby is open from 9:00 a.m. to 5:00 p.m., and on Fridays, we extend our hours until 6:00 p.m. Whether you need assistance with personal banking or have questions about loans, our friendly staff is here to help during these times.

Services Offered

Our branch provides a variety of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgages, we are committed to supporting you through every stage of your financial journey. If you're looking for easy access to cash, we have ATM availability right on-site. While members can visit us at 1000 S Main St, official correspondence should be sent to our mailing address: PO Box 9, Jacksonville, AR 72078.

Member Eligibility

Becoming a member of Arkansas is like joining a close-knit family where your financial well-being is our top priority. We welcome anyone who lives, works, worships, or attends school in the areas we serve, so whether you're just starting out or looking to strengthen your financial future, there's a place for you here. Our community is built on trust and support, offering you personalized services that truly cater to your needs. If you want to learn more about the specific eligibility criteria, feel free to check out this link. Opening an account with us is simple and straightforward! Just visit our website to get started on your journey toward better banking. If you have any questions or need assistance, don't hesitate to call us at (501) 982-1000. We're here to help you every step of the way at our branch located at 1000 S Main St Searcy Ar 72143. Join us today and experience the many benefits that come with being part of Arkansas!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer robust merchant services that simplify payment processing for your business. Imagine effortlessly accepting payments from customers whether they prefer credit cards, mobile payments, or online transactions. Our merchant services provide the tools you need to operate efficiently and enhance customer satisfaction. Visit us at 1000 S Main St Searcy Ar 72143 in Searcy, AR or call us at (501) 982-1000 to learn how we can help your business thrive today!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $780 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $265,732,167, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessibility and Support

We understand that convenience matters. That's why we've ensured access through basic ATM services for balance checks and cash withdrawals right when you need them. Our friendly staff is always ready to assist during branch hours: Monday through Thursday from 9:00 a.m. to 5:00 p.m., and Friday from 9:00 a.m. to 6:00 p.m. At Arkansas, we strive not just to meet but exceed your expectations in service delivery. We invite you to visit us at 1000 S Main St Searcy Ar 72143 or give us a call at (501) 982-1000 to learn more about how we can support your financial needs today!

Business Banking

For those who own businesses or are thinking about starting one, Arkansas offers robust business banking services. From merchant services that help you process payments efficiently to business loans designed to fuel your growth, we're here to assist at every step.

Digital Banking Convenience

In today's fast-paced world, having access to your accounts anytime is essential. Our online and mobile banking features allow you to check balances, transfer funds, and pay bills from anywhere. Plus, with ATM availability for quick cash withdrawals and basic drive-thru banking for simple transactions like deposits and withdrawals, we make managing your money easy.

Loans and Credit Options

Sometimes life calls for a little extra financial support, and that's where our personal loans and debt consolidation options come into play. Whether you need funds for unexpected expenses or want to streamline your bills, we provide solutions that work for you. Plus, our credit cards come with rewards, making every purchase more rewarding!

Personal Banking

Managing your finances should be easy and accessible. That's why our personal banking services include checking and savings accounts designed to fit your lifestyle. You can also explore auto loans and vehicle financing options that help you get behind the wheel of your dream car without breaking the bank. If you're considering a new home or refinancing an existing mortgage, our mortgage loans are tailored to meet your unique situation.

Digital & Online Banking

Key Services

With our online banking platform, accessible at https://www.afcu.org/ , you can take control of your accounts anytime, anywhere. Enjoy 24/7 access to check balances, transfer funds, and pay bills without having to visit a branch. Need to send money to a friend? Our person-to-person transfer feature makes it quick and simple. You can also make mobile payments effortlessly, allowing you to shop with confidence knowing your financial information is secure.

Security First

Security is at the core of everything we do at Arkansas. Our robust systems protect your information so you can bank with peace of mind. We prioritize safety while ensuring that our services remain user-friendly and accessible. Experience the benefits of modern banking with us today! With our advanced online tools and dedicated support team ready to assist you whenever needed, managing your money has never felt so effortless. Join us at Arkansas and discover how easy banking can be!

User-Friendly Experience

Our mobile application enhances your banking experience further. Available for download, it puts all the essential services in one place. From checking your e-statements to authorizing transactions with electronic signatures, everything is just a few taps away. Plus, if you're ever concerned about keeping track of your account activity, our e-statements provide a clear overview of your finances while helping reduce paper clutter.

Financial Strength

A Trusted Partner for Your Financial Needs

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. Total Share and Deposit Accounts: 279,600, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Arkansas is your trusted partner. Visit us at 1000 S Main St Searcy Ar 72143 or call (501) 982-1000 to learn more about how we can help you achieve your financial goals.

Commitment to Growth and Service

Our commitment to our members is further reflected in our $236,159,191 in undivided earnings. We reinvest these funds into innovative banking tools, stronger lending options, and enhanced security measures to serve you better. With $38,947 in used auto loans and $2,248,644,272 in total loans and leases, our lending capacity supports members' financial goals across various sectors. We also take pride in having 423 full-time employees and 1 part-time employees. This ensures our branches are always ready to serve you with a knowledgeable, committed team dedicated to your financial success.

Member-Centric Savings Options

Members' savings are secured through $704,304,887 in share certificates and $336,844,156 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $213,511,839, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $239,314,152, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $924 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $869,331,261 in used vehicle loans and $240,898,494 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, our flexible terms can accommodate your budget.

Credit Lines

For those needing ongoing access to funds, our total credit lines amounting to $1,184,702,272 provide the flexibility you may need for unexpected expenses or planned purchases. You can easily tap into these resources whenever necessary.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $178,046,943, make buying or refinancing simple. We provide various mortgage solutions to ensure you find the right fit for your financial situation.

Refinancing Options

If you already have existing loans and are looking for better rates or terms, we encourage you to explore our refinancing options. Our team is here to help assess your current situation and determine how we can assist in lowering your payments or consolidating debt. For any inquiries or assistance with our loan offerings, feel free to reach out to us at (501) 982-1000, or visit us at our branch located at 1000 S Main St Searcy Ar 72143 in Searcy, AR. We're dedicated to helping you find the right loan solution that fits your life. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $50,073,694 in loans helping members manage their finances effectively. These cards come with benefits designed to give you more control over your spending and budgeting.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This rigorous sourcing process guarantees that users receive fair and transparent offers when comparing loans.

ARKANSAS FEDERAL CREDIT UNION - Searcy, AR

Type of Loan Offerings

Home Equity Loans

Personal Loans