North Little Rock AR Credit Union | Best Auto Loans & Personal Banking

Introduction

Welcome to Arkansas, your trusted financial partner located at 4848 N Hills Blvd, North Little Rock, AR 72116. Since our establishment in 1956, we have proudly served our community with a commitment to providing exceptional financial services tailored to meet the needs of our members. With a thriving membership base of 161,865 individuals and total assets exceeding $2.5 billion, we are dedicated to fostering financial growth and stability for everyone who walks through our doors. At Arkansas, we understand that each member's journey is unique. That's why we offer a range of services designed to support your personal and business financial goals from checking and savings accounts to auto loans, mortgage financing, and credit cards with rewards. Whether you're looking for a new vehicle or planning for the future, we have options that can help you succeed. Our leadership team, led by CEO Rodney Showmar and Board President Jon Moore, is passionate about making a positive impact in our community. With a strong workforce of 424 employees, we're always here to provide personalized assistance and expert advice whenever you need it. While members can visit us at our North Little Rock branch, official correspondence should be sent to our mailing address: P.O. Box 9, Jacksonville, AR 72078. Join us today and discover how Arkansas can empower your financial journey! For more information or to speak with one of our friendly representatives, give us a call at 501-982-1000 or visit our website at www.afcu.org. Let's build a brighter financial future together!

Branch History & Mission

Join Us

With operating hours designed for your convenience Monday through Thursday from 9:00 a.m. to 5:00 p.m., and Fridays until 6:00 p.m. and features like drive-thru banking and ATM availability, we're here to serve you better every day. We invite you to experience what sets Arkansas apart by becoming a member today! Discover how we can help you achieve your financial goals while being part of a supportive community. For more information or to open an account, please visit our website or call us at 501-982-1000. Together, let's build a brighter financial future!

Mission Statement

At Arkansas, our mission is clear: to improve the financial well-being of our members while fostering a sense of community and support. We believe in making banking simple and accessible for everyone. This means not only offering competitive rates but also being actively involved in local outreach programs that strengthen the communities we serve. We partner with local organizations to support various initiatives aimed at improving education and economic stability in North Little Rock and surrounding areas. These efforts underscore our commitment to giving back and ensuring that every member feels valued. While members can visit us at 4848 N Hills Blvd for all their banking needs, official correspondence should be sent to P.O. Box 9, Jacksonville, AR 72078 if different from our branch address.

Our Evolution

From humble beginnings, Arkansas has evolved into a vital financial institution within the community. We started with a commitment to provide affordable financial services and have continuously expanded our offerings to meet the changing needs of our members. Today, we provide a variety of services including personal banking accounts, auto loans, mortgage options, and business banking solutions. Our growth is not just measured in numbers; it reflects our dedication to enhancing the lives of those we serve. As we adapted to advancements in technology, we introduced online and mobile banking services that empower our members to manage their finances anytime and anywhere. We also ensure that all our facilities are ADA compliant so that everyone can access our services without barriers.

Branch Location & Accessibility

Operating Hours

We know your time is valuable! That's why we offer flexible operating hours to fit your busy schedule. Our lobby hours are Monday through Thursday from 9:00 a.m. to 5:00 p.m., and we extend our service on Fridays until 6:00 p.m. For those who prefer drive-thru banking, we're open Monday through Friday from 8:30 a.m. to 6:00 p.m., providing you with the convenience you deserve.

Services Offered

At our North Little Rock Branch, you can enjoy a wide range of services designed to meet your financial goals. From checking and savings accounts to auto loans and mortgages, we've got you covered. Our drive-thru allows for quick deposits and withdrawals, while our ATM is available for cash access whenever you need it. If you're interested in more personalized services or have questions about what we offer, feel free to give us a call at 501-982-1000. Our dedicated team is here to assist you every step of the way. We invite you to stop by the Arkansas North Little Rock Branch today! Let us show you how easy and enjoyable banking can be when it's done right.

Member Eligibility

At Arkansas, we believe that everyone deserves a chance to join a community that truly cares. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in the North Little Rock area or have an immediate family member who does, you're likely eligible to join our family. We understand how important it is to have a financial partner who puts your needs first, and that's exactly what we strive to be. You can find more detailed eligibility criteria by visiting our website at http://www.afcu.org/membership/ . Once you're ready to take the next step towards membership, opening an account is easy! Just reach out to us at (501) 982-1000 or visit our account opening page at http://www.afcu.org/apply-credit-card/ . Whether you need help with everyday banking or planning for your future, Arkansas is here to support you every step of the way. Join us today and experience the benefits of being part of a caring community!

Business Banking & Commercial Services

Merchant Services That Make Sense

Imagine being able to accept payments easily while managing transactions on-the-go. Our merchant services provide practical tools to streamline your operations. Whether you need point-of-sale systems or online payment solutions, we ensure you have the resources to serve your customers efficiently. Visit us at 4848 N Hills Blvd North Little Rock Ar 72116 or give us a call at (501) 982-1000 to discover how our business banking and commercial services can help turn your vision into reality!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $780 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $265,732,167, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're planning to buy a new car or refinance an existing loan, our auto loans offer competitive rates that fit your budget. Picture driving off in your dream vehicle without the worry of high payments. Our team is here to guide you through the financing process, making it straightforward and stress-free.

Business Banking Services

For our business members, we offer comprehensive banking solutions designed to support growth and efficiency. Our business loans and merchant services will help streamline operations so that you can focus on what truly matters: running your business successfully.

Convenient Access Options

We understand the importance of convenience in today's fast-paced world. That's why we provide ATM services for quick cash withdrawals and balance checks as well as drive-thru banking for simple transactions without leaving your vehicle. With these options available at North Little Rock Branch, managing your finances has never been easier. At Arkansas, we are proud to serve our members with dedication and care. If you have any questions about our services or need assistance, feel free to reach out at (501) 982-1000 or visit us today! Let's work together toward achieving your financial dreams!

Credit Cards with Rewards

Our credit cards come with rewards that can benefit you every time you swipe! From cashback offers to travel points, imagine earning while you spend whether it's for groceries, gas, or everyday purchases.

Mortgage Loans & Refinancing

Homeownership is a significant milestone, and we want to help you achieve it with our mortgage loans. Whether you're buying your first home or looking to refinance, we provide personalized service tailored to your situation. Think about settling into a cozy home where memories are made all while knowing you've secured the best possible rate.

Personal Banking Solutions

Whether you're looking to open a checking or savings account, we've got you covered. Our personal banking services make managing your money easy and convenient. Imagine having quick access to your funds anytime you need them, whether for daily expenses or saving for that special vacation. With our online and mobile banking features, you can check balances, transfer funds, and pay bills right from your phone.

Personal Loans & Debt Consolidation

Sometimes life throws unexpected expenses your way. Our personal loans can help cover those costs or assist with debt consolidation, allowing you to simplify payments and reduce interest rates. You can focus on getting back on track financially without feeling overwhelmed by multiple debts.

Digital & Online Banking

Key Services

One of the standout features of our online banking is the ability to view and manage your accounts in real-time. Whether you're checking your balance, paying bills, or transferring funds, everything is just a few clicks away. Plus, with e-statements available, you can keep track of your transactions without the clutter of paper statements. We also offer electronic signature authorization, which means you can sign important documents right from your device. This feature enhances security and saves you time by eliminating the need for in-person visits.

Mobile Banking Experience

For those on the go, our mobile application makes banking even easier. You can take advantage of mobile payments to make purchases directly from your phone. Want to send money to a friend? Our person-to-person transfer feature allows for quick and easy money transfers between members. With all these services at your fingertips, managing your finances has never been simpler or more secure. Whether you're at home or out and about, Arkansas ensures that banking is convenient and accessible for everyone. Enjoy the peace of mind that comes with knowing you have control over your finances whenever you need it!

Financial Strength

Growing Community Trust

With total share accounts reaching 279,600, it's clear that our member base trusts us with their finances. Additionally, net shares available for lending stand at $8,444,525, showcasing our commitment to supporting your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Arkansas is your trusted partner. Visit us at 4848 N Hills Blvd North Little Rock Ar 72116 or call (501) 982-1000 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

Our commitment to growth is reflected in our $236,159,191 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. With $38,947 in used auto loans and $2,248,644,272 in total loans and leases, our lending capacity supports your financial goals across various sectors.

Operational Efficiency

Our ability to operate effectively is highlighted by our $0, which reflects our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 423 full-time employees and 1 part-time employees ready to assist you with knowledgeable service.

Secure Savings Options

Members' savings are secured through $704,304,887 in share certificates and $336,844,156 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $213,511,839, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $239,314,152, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $924 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $869,331,261 in used vehicle loans and $240,898,494 in new vehicle loans already helping members get on the road. Whether you prefer a brand-new model or a reliable used vehicle, we have options tailored to fit your needs.

Credit Lines and Unsecured Loans

In addition to auto and mortgage loans, we also offer substantial credit lines totaling $1,184,702,272. This flexibility allows members to access funds as needed without taking out separate loans for every expense. We also provide flexible terms on unsecured credit card loans, with a total of $50,073,694 in loans helping members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $178,046,943, make buying or refinancing simple. We provide flexible terms and competitive rates to ensure you find the right fit for your financial situation.

Refinancing Options

If you're considering refinancing any of your existing loans, our team is here to help you navigate your options. We aim to make the process straightforward and beneficial for you. Our branch is located at 4848 N Hills Blvd North Little Rock Ar 72116, North Little Rock, AR, and you can reach us at (501) 982-1000 for more information on our loan products or to discuss how we can assist you further. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Arkansas, we're committed to providing our members with transparent and accessible financial solutions tailored to their individual needs.

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ARKANSAS

Type of Loan Offerings

Home Equity Loans

Personal Loans