North Little Rock AR Credit Union | Best Auto Loans & Business Banking

Introduction

Welcome to Arkansas, your trusted partner in financial growth and community support since 1956. Located conveniently at 12211 Maumelle Blvd, North Little Rock, AR 72113, we are proud to serve our 161,865 members with a commitment to transparency and member satisfaction. With total assets of $2,587,599,319 and total deposits reaching $106,377,498, we are equipped to provide you with the financial resources you need. At Arkansas, we understand that every member's journey is unique. Whether you're looking for personal banking options like checking accounts or auto loans, or business services including loans and merchant solutions, we have tailored products designed just for you. Our dedicated team of 424 employees, led by CEO Rodney Showmar and Board President Jon Moore, is here to assist you every step of the way. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to our mailing address: PO BOX 9, Jacksonville, AR 72078. Our commitment goes beyond numbers; we strive to make a positive impact in our community through responsible lending and personalized service. Whether it's helping families achieve their dreams or supporting local businesses with a net member business loan balance of $335,083,156, we're here for you. If you're ready to take the next step in your financial journey or simply want to learn more about what we offer, don't hesitate to reach out! Give us a call at 501-982-1000 or explore our website at www.afcu.org today!

Branch History & Mission

Welcome to Arkansas in North Little Rock, AR! Established in 1956, our branch has a proud history of serving the community with dedication and care. From our humble beginnings, we have grown to become a trusted financial partner for over 161,865 members, offering a wide range of services that cater to the needs of individuals and families alike. Located at 12211 Maumelle Blvd North Little Rock Ar 72113, we are ideally situated near local landmarks that make it easy for you to visit us. While you can always reach us here, please note that official correspondence should be sent to our mailing address at PO BOX 9, Jacksonville, AR 72078 if different. Our mission is clear: we strive to provide excellent financial services while fostering a supportive environment for our members. At Arkansas, we believe in empowering our community through financial education, affordable banking solutions, and personalized service. Our total assets currently stand at an impressive $}, reflecting our commitment to sound financial practices and growth. As we evolved over the years, we have embraced technology and innovation to enhance member experiences. We offer modern conveniences like online banking, mobile payments, and ATM access ensuring that your banking needs are met wherever you are. For those who prefer face-to-face interactions, we also provide convenient drive-thru banking options for deposits and withdrawals during our operating hours: Monday to Thursday from 8:30 AM to 5:00 PM, and Friday until 6:00 PM. Our commitment extends beyond just banking; we're deeply rooted in community support. Through various partnerships and outreach initiatives, we strive to uplift those around us, making a real difference in the lives of our members. Join us at Arkansas today! Experience firsthand how we can help you achieve your financial goals while being part of a caring community. For more information or to speak with one of our friendly team members, call us at (501) 982-1000 or visit our website at Maumelle. Together, let's build a brighter financial future!

Branch Location & Accessibility

Call to Action

We invite you to stop by and experience the warm atmosphere at Arkansas. Our team is eager to help you navigate your financial journey. If you have any questions or would like more information before your visit, feel free to give us a call at (501) 982-1000. We look forward to welcoming you soon!

Operating Hours

At Arkansas, we understand that your time is valuable. That's why we offer convenient banking hours. Our lobby is open from 8:30 AM to 5:00 PM Monday through Thursday, and on Fridays, we extend our hours until 6:00 PM. Whether you need assistance with personal banking, auto loans, or simply want to chat about your financial goals, our friendly staff is here for you.

Services Offered

We provide a wide range of services designed with you in mind. From checking and savings accounts to mortgage loans and credit cards with rewards, we've got everything you need under one roof. Plus, if you're on the go, take advantage of our ATM availability and drive-thru banking for quick transactions like deposits and withdrawals.

Member Eligibility

Joining the Arkansas family means stepping into a welcoming community that truly cares about your financial well-being. Membership is open to anyone who lives, works, worships, or attends school in Pulaski County, Arkansas. Whether you're new to the area or have been here for years, we'd love to have you with us. By becoming a member at Arkansas, you gain access to a range of benefits, including personalized service and competitive rates on loans and savings accounts. Getting started is simple! You can find all the details about membership eligibility by visiting this link. If you're ready to open an account, just head over to our account opening page or give us a call at (501) 982-1000. We're located at 12211 Maumelle Blvd North Little Rock Ar 72113, and we can't wait to welcome you into our community!

Business Banking & Commercial Services

Financing Options That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $780 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $265,732,167, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Tailored for You

In addition to loans, we offer merchant services designed to simplify your payment processes. Imagine having the ability to accept payments anytime, anywhere, giving your customers more options while boosting your sales potential. Our tools enable you to manage transactions efficiently, ensuring that you spend less time on paperwork and more time focusing on your customers. Ready to take your business to the next level? Visit us at 12211 Maumelle Blvd North Little Rock Ar 72113 in North Little Rock, AR, or give us a call at (501) 982-1000. Let's explore how we can support your journey!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash quickly? Our network of ATMs ensures you have easy access to cash withdrawals right when you need them. Plus, our basic drive-thru banking allows for quick deposits and simple transactions without leaving your vehicle. At Arkansas, we strive to create an inviting environment where members feel valued and supported in their financial journey. For more information about any of these services or how we can assist you further, don't hesitate to reach out at (501) 982-1000 or visit us online at Maumelle. Your financial well-being is our priority!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our Auto Loans & Vehicle Financing options are designed with competitive rates and flexible terms. Whether you're buying a new vehicle or refinancing an existing loan, we aim to make the process as smooth as possible.

Business Banking

For our local entrepreneurs, we provide robust Business Banking solutions including merchant services and business loans. We understand the unique challenges faced by small businesses and are committed to helping them thrive through tailored financial support.

Credit Cards with Rewards

Enjoy shopping? With our Credit Cards with Rewards, every purchase can earn you points towards exciting rewards. This service not only offers convenience but also enhances your spending power while rewarding you along the way.

Mortgage Loans & Refinancing

Homeownership is a significant milestone, and we're here to help you achieve it. Explore our Mortgage Loans & Refinancing services that cater to first-time buyers and seasoned homeowners alike. Our team will guide you through the various mortgage options available, ensuring you find the perfect fit for your financial goals.

Online & Mobile Banking

In today's fast-paced world, having access to banking on-the-go is crucial. Our Online & Mobile Banking features allow you to manage your accounts from anywhere at any time. From checking balances to transferring funds, everything is just a click away.

Personal Banking

We understand that managing your finances is essential. That's why we offer Personal Banking services that include checking and savings accounts designed to help you save and manage your money effectively. Our friendly staff is always ready to assist you in choosing the best account that fits your lifestyle.

Personal Loans & Debt Consolidation

If you're looking for extra funds for personal projects or need assistance with debt management, our Personal Loans & Debt Consolidation services can provide the support you need. We offer straightforward terms that can help simplify your financial situation.

Digital & Online Banking

Key Services

With our online banking platform, accessible at https://www.afcu.org/, you can handle all your banking needs anytime, anywhere. From checking your balance to transferring funds, everything is just a few clicks away. We also offer e-statements, making it simple to stay organized without the clutter of paper. You can say goodbye to waiting for physical statements in the mail! If you prefer using your smartphone, our mobile application allows you to bank right from your device. You can make mobile payments effortlessly and even transfer money directly to friends or family through our person-to-person transfer feature. It's fast and convenient perfect for those unexpected moments when cash isn't an option.

Security and Convenience

Your security is our top priority. We utilize electronic signature authorization to ensure that your transactions are safe and sound. Plus, with 24/7 online banking services available, you have control over your accounts whenever you need it. At Arkansas, we believe in making banking accessible for everyone. Our user-friendly interface is designed with you in mind, allowing for real-time account management without any hassle. Explore the future of banking today at https://www.afcu.org/ and discover how our digital services can simplify your life!

Financial Strength

Commitment to Reinvestment

With $236,159,191 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors, with $38,947 in used auto loans and $2,248,644,272 in total loans and leases.

Growing Member Base

Total Share and Deposit Accounts: 279,600, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $8,444,525. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Arkansas is your trusted partner. Visit us at 12211 Maumelle Blvd North Little Rock Ar 72113 or call (501) 982-1000 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $704,304,887 in share certificates and $336,844,156 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $213,511,839, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 423 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $239,314,152, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $924 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $869,331,261 in used vehicle loans and $240,898,494 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure you get the best deal possible on your next vehicle purchase.

Business Financing

If you're a business owner, our outstanding commercial loans totaling $265,732,167 provide the capital needed to grow and expand your operations. We understand that businesses often require tailored financing solutions, and we're here to support you with options that suit your unique needs.

Contact Us

If you'd like to learn more about our loan offerings or discuss which option might be right for you, don't hesitate to reach out. You can visit us at 12211 Maumelle Blvd North Little Rock Ar 72113, North Little Rock AR 72113, or give us a call at (501) 982-1000. We're here to assist you during our operating hours: Monday through Thursday from 8:30 AM - 5:00 PM and Friday until 6:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Arkansas, we're committed to providing affordable and accessible financial solutions tailored just for you.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $178,046,943, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance your current mortgage, our dedicated team is ready to guide you through every step of the process.

Refinancing Options

For those considering refinancing their current loans or mortgages, we have competitive options available. This could be an opportunity to lower your monthly payments or access cash from your equity. Be sure to ask about eligibility options when you contact us.

Unsecured Credit Card Loans

For those looking to manage their expenses more effectively, we also offer flexible terms on unsecured credit card loans, with a total of $50,073,694 in loans helping members navigate their finances. Our credit cards come with various benefits designed to fit your lifestyle while providing you with the purchasing power you need.

Loan Aggregator

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Arkansas