Lrafb AR Credit Union | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Arkansas, your trusted partner in financial growth and community support! Located at 779 6Th St, Lrafb, AR 72099, our branch has been serving members since 1956. With a strong commitment to helping you achieve your financial goals, we proudly serve over 161,865 members and manage total assets of $2,587,599,319. At Arkansas, we believe that everyone deserves access to quality financial services. Whether you're looking for personal banking options like checking and savings accounts or need financing for a new vehicle or home, we have tailored solutions just for you. Our dedicated team is here to guide you every step of the way. You can trust our leadership under the guidance of CEO Rodney Showmar and Board President Jon Moore, who ensure we remain focused on meeting your needs. With a total of 424 employees, we are always ready to provide personalized service. While members can visit us at our branch location, official correspondence should be sent to PO Box 9, Jacksonville, AR 72078. We invite you to explore our website at afcu.org for more information on membership eligibility and to discover all the services we offer. Feel free to reach out by phone at 501-982-1000 during our lobby hours from 7:30 a.m. to 5:00 p.m., Monday through Friday. Join us today as we strive to empower our community and help each member thrive financially!

Branch History & Mission

Join Us

With operating hours from Monday to Friday between 7:30 a.m. and 5:00 p.m., we're ready to assist you when it's convenient for you. Plus, enjoy the convenience of our drive-thru banking service and ATM availability for quick transactions. Join us at Arkansas and discover how we can help you achieve your financial goals while fostering a sense of belonging in our vibrant community. Experience firsthand why more than 161,000 members trust us as their financial home. For inquiries or assistance, don't hesitate to call us at (501) 982-1000 or visit our website at Little Rock Air Force Base Branch. Together, let's build a brighter future!

Our Journey

Originally founded to serve those connected to the Little Rock Air Force Base, Arkansas has evolved significantly over the years. From our humble beginnings, we have established ourselves as a trusted financial partner for families and businesses alike. Our location at 779 6Th St, Lrafb, AR 72099 places us within easy reach of local landmarks and residents, ensuring that we remain accessible to all who seek our services. As we expanded our offerings beyond basic banking, we embraced technological advancements to enhance member experience. Today, we provide a comprehensive suite of services including personal banking, auto loans, mortgage refinancing, credit cards with rewards, and business banking solutions. Our commitment to digital accessibility is reflected in features like online banking, mobile payments, and e-statements making it easier for members to manage their finances anytime and anywhere.

Our Mission

At Arkansas, our mission goes beyond just providing financial services. We believe in building strong relationships within our community by supporting local initiatives and outreach programs. Whether it's through partnerships with schools or organizing community events, we strive to make a meaningful impact that enriches lives. We prioritize understanding our members' needs offering personalized solutions designed with your best interests in mind. Our dedicated team is here to guide you through your financial journey with compassion and expertise. While members can visit us at 779 6Th St Lrafb Ar 72099, official correspondence should be sent to PO Box 9, Jacksonville, AR 72078.

Branch Location & Accessibility

Accessibility and Parking

At our Arkansas branch, we prioritize accessibility. The facility is ADA compliant with ramps and designated parking spots available for those who need them. You'll find ample parking to make your visit hassle-free.

Get in Touch

If you have any questions or need assistance, don't hesitate to call us at 501-982-1000. Our friendly staff is always ready to help you navigate your financial journey. We invite you to visit us soon and discover how we can serve you better!

Operating Hours

We understand that life can get busy! That's why we're open Monday through Friday from 7:30 a.m. to 5:00 p.m., making it convenient for you to stop by before or after work or during lunch breaks.

Services Offered

Our Arkansas branch offers a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have solutions designed for everyone. Plus, with ATM availability and drive-thru banking services, managing your finances has never been easier!

Member Eligibility

Becoming a member of Arkansas means joining a friendly community that truly cares about your financial well-being. To be eligible, you need to be connected to our community in some way. This could mean living or working in the area, or even being related to someone who is already a member. It's all about fostering connections and building relationships! You can find more detailed eligibility criteria by visiting this link. Once you confirm that you meet the requirements, opening an account is a breeze. Just head over to our account opening page for easy instructions, or give us a call at (501) 982-1000 if you have any questions. We're here to help you every step of the way, ensuring that your journey into membership is as smooth and welcoming as possible!

Business Banking & Commercial Services

Merchant Services Made Easy

In addition to loans, we offer comprehensive merchant services that simplify payment processing for your business. Imagine having a reliable partner who ensures you can accept payments effortlessly whether it's through card swipes at your storefront or mobile payments on the go. Our services help you focus on what you do best: running your business. Located conveniently at 779 6Th St Lrafb Ar 72099 in Lrafb, AR, we're here to help you thrive. Contact us today at (501) 982-1000 to learn more about how we can assist your business!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $780 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $265,732,167, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Accessing your money should be hassle-free. With our ATM services, you can withdraw cash or check balances anytime. Plus, our basic drive-thru banking allows for quick deposits and withdrawals without leaving your car. At Arkansas, we're not just about transactions; we're about building relationships with our members. If you have questions about any of our services or want assistance choosing what's best for you, don't hesitate to reach out! You can call us at (501) 982-1000 or visit us during our lobby hours from 7:30 a.m. to 5:00 p.m., Monday through Friday. Join us today at Little Rock Air Force Base Branch where your financial journey begins!

Auto Loans & Vehicle Financing

Thinking about getting a new car? Our auto loans and vehicle financing options make it easy for you to drive away in the vehicle of your dreams. We offer competitive rates and flexible terms, ensuring that you find a solution that fits your budget. Whether it's a brand-new model or a reliable used car, we've got you covered.

Business Banking

For our business members, we offer comprehensive business banking solutions, including merchant services and business loans. We understand the challenges businesses face and are committed to providing resources that can help them thrive.

Credit Cards with Rewards

Our credit cards with rewards allow you to earn benefits while making everyday purchases. From cash back on groceries to travel rewards for your adventures, there's something for everyone.

Mortgage Loans & Refinancing

Buying a home is one of the biggest decisions you'll make. At Arkansas, we provide mortgage loans and refinancing options to help you navigate this important step. Our knowledgeable staff will assist you in finding the right loan that fits your financial situation, making homeownership more accessible than ever.

Online & Mobile Banking

In today's fast-paced world, convenience matters. That's why we offer robust online and mobile banking services. With these tools, you can check balances, transfer funds, pay bills, and even apply for loans right from your phone or computer whenever it suits you.

Personal Banking

We understand that everyone has different banking needs. That's why we offer personal banking solutions including checking and savings accounts designed to help you manage your day-to-day finances with ease. Our accounts come with features that make it simple for you to track your spending and save for future goals.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or looking to consolidate debt, our personal loans can provide the support you need. With straightforward application processes and flexible repayment terms, we aim to relieve some of the financial stress in your life.

Digital & Online Banking

Key Features to Enhance Your Banking Experience

Our mobile application makes banking even easier. You can deposit checks, manage your accounts, and make payments all from the palm of your hand. Plus, with our mobile payments feature, you can pay for purchases quickly and securely without the need for cash or cards. If you ever need to send money to friends or family, our person-to-person transfer service allows you to do just that with ease. No more writing checks or worrying about cash; just a simple click and it's done! We also provide electronic signature authorization for added convenience when managing important documents. This means you can sign forms and agreements digitally without having to visit a branch. Additionally, e-statements are available so you can go paperless while keeping track of your financial activities effortlessly.

Security and Accessibility

Your security is our top priority. Our digital banking services come equipped with advanced security features that protect your information while ensuring an easy user experience. You can feel confident knowing that your accounts are safe as you manage them online. At Arkansas, we strive to make banking accessible for everyone. Our user-friendly interface is designed for all members whether you're tech-savvy or just getting started with online banking. Embrace the ease of managing your finances today by exploring our digital banking options! For more information, visit us at https://www.afcu.org/ or give us a call at (501) 982-1000.

Financial Strength

At Arkansas, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a strong commitment to your financial well-being, we ensure that our resources are dedicated to serving you best. With a net worth of $239,314,152, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $924 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $704,304,887 in share certificates and $336,844,156 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $213,511,839, we ensure that our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks. With $236,159,191 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $38,947 in used auto loans and $2,248,644,272 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 423 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $8,444,525. Total Share Accounts: 279,600, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Arkansas is your trusted partner. Visit us at 779 6Th St Lrafb Ar 72099 or call (501) 982-1000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $869,331,261 in used vehicle loans and $240,898,494 in new vehicle loans already helping members get on the road. We provide straightforward financing options that make it easy to choose the vehicle you want without breaking the bank.

Business Loans

For business owners, our outstanding commercial loans totaling $265,732,167 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance an existing one, our tailored solutions are designed to support your business's unique requirements.

Financing Options

If you're considering refinancing, we can help determine if you're eligible for better rates or terms that suit your current financial situation. Our experienced team will work closely with you to find solutions that fit your budget and lifestyle. At Arkansas, we pride ourselves on providing personalized service and guidance. If you have questions about any of our loan products or would like more information on how we can assist you further, please don't hesitate to reach out at (501) 982-1000. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step toward achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $178,046,943, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance your current mortgage, our team is here to guide you through every step of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $50,073,694 in loans helping members manage their finances effectively. This option can be ideal for those who need quick access to funds without tying up collateral.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency throughout the comparison process. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that serve your best interests. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, which empowers them to choose options that align with their financial needs. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effective and user-friendly the service is for anyone looking to secure a better rate. Compare real-time loan offers today at LendMesh and find the best rates for your needs. --- Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This approach guarantees that users receive fair and transparent offers. Each loan comparison reflects current market conditions, allowing you to make informed decisions based on reliable information.

ARKANSAS

Type of Loan Offerings

Home Equity Loans

Personal Loans