Little Rock AR Credit Union | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Arkansas at our West Little Rock Branch, located conveniently at 1221 S Shackleford Rd, Little Rock, AR 72211. Since our establishment in 1956, we have proudly served our community, building trust and reliability through personalized financial services tailored to meet the unique needs of our members. With a commitment to fostering financial wellness, we are honored to support over 161,865 members with a range of offerings designed for every stage of life. At Arkansas, we understand that your financial journey is personal. With total assets exceeding $2.58 billion and total deposits reaching $106,377,498, we ensure your money is not just safe but also working hard for you. Our lending capacity is robust, with total loans and leases standing at 95,821, allowing us to provide flexible solutions whether you're looking for auto loans, mortgages, or personal loans. We are more than just a credit union; we are a part of the community. Our dedicated team of 424 employees works tirelessly under the leadership of CEO Rodney Showmar and Board President Jon Moore to deliver exceptional service and support. We believe in making banking accessible and straightforward, which is why we offer online and mobile banking options for your convenience. While you can visit us at our branch for personalized service, any official correspondence should be sent to our mailing address at PO Box 9, Jacksonville, AR 72078. We invite you to reach out to us at 501-982-1000 with any questions or to learn more about how we can assist you on your financial path. Join us today and discover why Arkansas is trusted by so many in the community! Visit our website at afcu.org or come see us in person we look forward to serving you!

Branch History & Mission

Welcome to Arkansas, a cornerstone of the community in Little Rock, AR. Since opening our doors in 1956, we have proudly served our members with dedication and a commitment to financial wellness. With over 161,865 members and total assets reaching an impressive $}, we have grown alongside our community, adapting to meet the changing needs of those we serve. Located at 1221 S Shackleford Rd Little Rock Ar 72211, our branch is easily accessible and close to several local landmarks, making it a convenient stop for your banking needs. Whether you're coming in for personal banking services or to chat about loans, we're here to help. If you need to send us official correspondence, please use our mailing address: PO Box 9, Jacksonville, AR 72078. At Arkansas, our mission goes beyond providing traditional financial services; it's about making a positive impact on the lives of our members and the broader community. We believe that everyone deserves access to quality financial resources, which is why we offer a range of services from checking accounts and auto loans to mortgage refinancing and business banking solutions. Our goal is to empower individuals and families with the tools they need for financial success. We are also proud of our commitment to innovation. Our online and mobile banking options ensure that you can manage your finances anytime, anywhere. Plus, with ADA compliance in place, we strive to make all our services accessible for everyone. Community outreach is at the heart of what we do. Through partnerships with local organizations, we actively support initiatives that uplift those around us. From educational workshops to charitable events, we are dedicated to giving back and fostering a spirit of collaboration within Little Rock. As you explore what Arkansas has to offer, remember that we're more than just a credit union; we're your neighbors who care about your financial journey. Join us today and experience the benefits of being part of a community-focused institution that truly values its members. For any inquiries or assistance, feel free to reach out at (501) 982-1000 during our operating hours: Monday through Friday from 9:00 a.m. to 6:00 p.m. Join us at Arkansas where your financial well-being is our top priority!

Branch Location & Accessibility

Accessibility Features

At Arkansas, we prioritize making banking easy for everyone. Our branch includes ADA-compliant features such as ramps and designated parking spots for individuals with disabilities. Plus, there's plenty of parking available for all visitors.

Banking Hours

We know that life can get busy, so we've designed our hours to fit your schedule. Our lobby is open Monday through Friday from 9:00 a.m. to 6:00 p.m., ensuring you have ample time to take care of your banking needs.

Services Offered

Our branch offers a variety of services tailored just for you! Whether you're looking to open a checking account, apply for an auto loan, or explore mortgage options, we've got you covered. With ATM availability and drive-thru banking options, handling transactions has never been easier. If you have questions or need assistance, don't hesitate to reach out! You can give us a call at 501-982-1000 or stop by during business hours. We can't wait to welcome you into our Arkansas family!

Member Eligibility

At Arkansas, we believe that everyone deserves a chance to thrive in a supportive community, and becoming a member is the first step towards financial empowerment. If you're looking to join us at our Little Rock location on 1221 S Shackleford Rd Little Rock Ar 72211, you'll be pleased to know that membership is open to individuals who live, work, or worship in our community. We welcome those who are family members of existing members too! It's really that simple to get started on your journey with us. Joining Arkansas not only grants you access to our wide range of financial products and services but also allows you to be part of a caring community focused on your success. To learn more about the specific eligibility requirements, feel free to check out our detailed information at http://www.afcu.org/membership/ . Once you're ready, opening an account is straightforward just visit us or reach out at (501) 982-1000 for assistance. We can't wait to welcome you into our family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $780 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $265,732,167, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify your day-to-day operations. Imagine being able to process payments quickly and efficiently, giving your customers a smooth checkout experience. Whether you're running a retail shop or a service-based business, our merchant solutions are tailored to meet your needs. Located at 1221 S Shackleford Rd Little Rock Ar 72211 in Little Rock, AR, we invite you to reach out at (501) 982-1000 for more information on how we can help your business succeed today!

Comprehensive List Of Services

Business Banking

For entrepreneurs and business owners, we know how important it is to manage finances effectively. Our business banking services include merchant services that make transactions smoother for both you and your customers. We also offer business loans tailored to help your company grow and thrive.

Convenience Services

Accessibility is key at West Little Rock Branch. With ATM services available for quick cash withdrawals and balance checks, plus basic drive-thru banking for easy deposits and withdrawals, we aim to save you time in your busy day. Plus, our drive-thru service allows for simple transactions without leaving your vehicle.

Digital Banking Features

In today's world, convenience often means digital access. That's why we emphasize features like electronic statements and person-to-person payments that make managing money more straightforward than ever before. Our mobile application ensures you're always connected to your accounts wherever life takes you. As part of our commitment to quality service, we're here to support our members from opening accounts to finding the right loan products. If you're curious about any of these offerings or want personalized assistance, don't hesitate to reach out! Call us at (501) 982-1000 or visit us at 1221 S Shackleford Rd Little Rock Ar 72211 today. We invite you to explore everything Arkansas has to offer you'll find that we're more than just a credit union; we're a partner in helping you achieve financial wellness!

Loans and Credit

Personal loans are also available for those unexpected expenses or when you need a little extra cash for projects around the house. We even offer debt consolidation options that can simplify your finances by combining multiple debts into one manageable monthly payment. If rewards are what you seek, consider our credit cards. They not only provide access to credit but also come with attractive rewards programs that give back as you spend.

Personal Banking

Starting with personal banking, we offer checking and savings accounts that fit various lifestyles. Imagine easily accessing your funds through our online and mobile banking services. With just a few taps on your smartphone, you can check your balance, transfer money, or pay bills without stepping foot outside your home. When it comes to financing your dreams, our auto loans and vehicle financing options provide competitive rates that put you behind the wheel of your dream car without breaking the bank. If you're looking to purchase a home or refinance an existing mortgage, our mortgage loans are designed to guide you through every step of the process.

Digital & Online Banking

Accessibility and Ease-of-Use

Our goal is to make banking accessible for everyone. With user-friendly interfaces and real-time account management tools, you'll have complete control over your finances. Need help? Our customer support is just a phone call away at (501) 982-1000. At Arkansas, we're committed to providing a safe, simple, and convenient banking experience. Dive into the world of digital banking today!

Key Features

Our digital banking platform includes features that prioritize your security and convenience. You can authorize transactions easily with electronic signature authorization, ensuring that your sensitive information remains protected. Additionally, we provide e-statements, so you can view your account statements online without the hassle of paper documents. Need to send money quickly? Our person-to-person transfer service lets you share funds with friends or family in just a few taps on your smartphone. And if you're someone who enjoys the ease of contactless payments, you'll love our mobile payments feature, allowing you to make purchases directly from your device.

Financial Strength

Growing Membership Trust

Total Share Accounts stand at 279,600, showing a strong and growing member base that trusts us with their finances. Net Shares (funds available for lending and investments) amount to $8,444,525, reflecting our sound investment strategies. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Arkansas is your trusted partner. Visit us at 1221 S Shackleford Rd Little Rock Ar 72211 or call (501) 982-1000 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $704,304,887 in share certificates and $336,844,156 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $213,511,839, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 423 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $236,159,191 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors, reflected by our $38,947 in used auto loans and $2,248,644,272 in total loans and leases.

Solid Financial Health

With a net worth of $239,314,152, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $924 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Loan Options

For those looking for more than just auto or mortgage loans, we have various other lending options available. Whether it's personal loans for debt consolidation or business loans to support your entrepreneurial ventures, we are here to assist you. If you're considering refinancing any existing loans, our team can guide you through eligibility options to see if it makes sense for your financial situation. At Arkansas, we pride ourselves on offering personalized service tailored to meet each member's specific needs. If you'd like to learn more about any of our loan products or discuss which option might be best for you, don't hesitate to reach out at (501) 982-1000 or visit us at 1221 S Shackleford Rd Little Rock Ar 72211 in Little Rock, AR. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $869,331,261 in used vehicle loans and $240,898,494 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring you can find the right fit for your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $178,046,943, make buying or refinancing simple. We help you navigate the mortgage process so you can focus on creating memories in your new home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $50,073,694 in loans helping members manage their finances effectively. Our credit cards come with benefits that can help you make everyday purchases easier while keeping your spending under control.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can trust that the information they receive is accurate and reliable. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means every user sees the same information, allowing for true comparison shopping. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. Whether you're looking for a mortgage, an auto loan, or personal financing, LendMesh provides the latest rates at your fingertips. Thousands of users trust LendMesh for loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight LendMesh's effectiveness in helping individuals secure better financial options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

ARKANSAS

Type of Loan Offerings

Home Equity Loans

Personal Loans