Little Rock AR Credit Union | Top Auto Loans & Business Banking

Introduction

Welcome to Arkansas, your trusted financial partner located at 4520 W Markham St, Little Rock, AR 72205. Since our establishment in 1956, we have proudly served over 161,865 members, providing a wide range of services tailored to meet the unique needs of our community. With total assets exceeding $2.59 billion and deposits amounting to $106,377,498, we are committed to ensuring that your financial journey is both secure and rewarding. At Arkansas, we understand that banking is about building relationships. Our dedicated team of 424 employees works tirelessly to provide personalized service and support. Under the leadership of our CEO, Rodney Showmar, and Board President, Jon Moore, we strive to foster an environment where every member feels valued and empowered. While members can visit us at our branch for all their banking needs, official correspondence should be sent to 4520 West Markham Street, Little Rock, AR 72205. We offer a variety of financial products including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. With a solid net worth of $239,314,152 and cash in hand totaling $19,590,080, you can trust us with your financial well-being. We invite you to explore our offerings further by visiting our website at www.afcu.org or calling us at 501-982-1000. Join us today as we continue to make a positive impact in the lives of our members and the greater Little Rock community!

Branch History & Mission

Welcome to Arkansas, a cornerstone of financial support in Little Rock, AR. Since opening our doors in 1956, we have dedicated ourselves to serving the community with a commitment to excellence and integrity. Over the years, our growth has been remarkable, and today, we proudly serve over 161,865 members with total assets exceeding $2,587,599,319. Located at 4520 W Markham St Little Rock Ar 72205, just a stone's throw from local landmarks that make our community vibrant, we aim to be more than just a place for transactions. While members can visit us at 4520 W Markham St Little Rock Ar 72205, official correspondence should be sent to 4520 West Markham Street, Little Rock, AR 72205 if it differs from our branch address. Our mission is simple yet powerful: to provide accessible financial services that empower individuals and families. We believe in fostering financial literacy and supporting our members in achieving their dreams whether that means buying a new home, securing an auto loan, or saving for future goals. Our values center around community support, trust, and collaboration. As technology has evolved, so have we. With innovations like online banking, mobile payments, and e-statements, we ensure that managing finances is convenient and secure for everyone. Our drive-thru banking service makes it easy for members to conduct simple transactions without leaving their vehicles. At Arkansas, we also understand the importance of giving back. Through various partnerships and outreach programs, we actively contribute to local initiatives that uplift our community. We strive to create an inclusive environment where everyone feels welcome and valued. We invite you to experience the difference at Arkansas. Whether you're looking for personal banking solutions or business services, our dedicated team is here to assist you every step of the way. Reach out to us at (501) 982-1000 during our operating hours or explore more about what we offer on our website at Midtown Branch. Join us today and become part of a credit union that truly cares about your financial well-being!

Branch Location & Accessibility

Convenient Access and Features

At our Midtown Branch, parking is readily available, ensuring you can quickly hop in and out. We also prioritize accessibility, featuring ADA-compliant ramps and entrances to make your visit as smooth as possible. If you prefer banking from your car, take advantage of our drive-thru service where you can handle deposits, withdrawals, and simple transactions without leaving your vehicle.

Operating Hours

Our doors are open Monday through Friday from 8:30 AM to 5:00 PM, allowing you plenty of time to stop by before or after work. We understand that your time is valuable, which is why we strive to provide quick and efficient service during these hours.

Services Designed for You

At Arkansas' Midtown Branch, we offer a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Plus, our ATM availability means you can access cash when you need it most. While members can visit us at 4520 W Markham St, official correspondence should be sent to the same address for convenience. If you have any questions or would like more information about our services, don't hesitate to call us at 501-982-1000. We invite you to visit the Arkansas Midtown Branch today! Experience firsthand how we make banking easy and accessible for everyone in Little Rock and beyond.

Member Eligibility

Becoming a member of Arkansas means joining a welcoming community that prioritizes your financial well-being. Here at our branch located at 4520 W Markham St Little Rock Ar 72205, we believe that everyone deserves access to quality financial services, and we're here to help you every step of the way. To be eligible for membership, you simply need to meet certain criteria, which can include living or working in the area or having family members who are already part of our credit union. We invite you to check out the detailed eligibility requirements on our website at http://www.afcu.org/membership/ for the most accurate and up-to-date information. Opening an account with us is straightforward and hassle-free. Whether you're looking for a checking account, savings options, or loans, we have tailored services designed just for you. If you're ready to take the next step towards membership or have any questions, don't hesitate to reach out to us at (501) 982-1000. We're excited to welcome you into our Arkansas family!

Business Banking & Commercial Services

Financing Solutions That Drive Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $780 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $265,732,167, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Simple

Imagine running your business without worrying about payment processing. Our merchant services simplify transactions, allowing you to focus on what matters most serving your customers. From point-of-sale solutions to online payment options, we provide the tools you need to efficiently manage sales and enhance customer satisfaction. Visit us at 4520 W Markham St Little Rock Ar 72205 in Little Rock, AR or call us at (501) 982-1000 to discover how our business banking and commercial services can empower your success today!

Comprehensive List Of Services

Business Banking Services

For our business members, we have comprehensive banking solutions including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we are committed to supporting local businesses with tools that drive growth and success.

Connecting with Us

We invite you to experience all that Arkansas has to offer. Our friendly staff is eager to help answer any questions and guide you through our services. Feel free to reach us at (501) 982-1000 during our operating hours from Monday through Friday between 8:30 AM and 5:00 PM. Explore how we can help simplify your financial life today! Visit us at 4520 W Markham St Little Rock Ar 72205 or check out more information on our website: https://www.afcu.org/ . We look forward to becoming your trusted partner in achieving financial success!

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why at Midtown Branch, we offer robust online and mobile banking features. You can manage your accounts from anywhere with ease transfer funds, pay bills, or check balances right from your smartphone. Our ATM services ensure you have access to cash whenever you need it, while our basic drive-thru banking makes quick transactions easy.

Empowering Your Financial Journey

If you find yourself needing extra funds for unexpected expenses or debt consolidation, our personal loans can provide the relief you need. Additionally, we offer credit cards with rewards that allow you to earn while you spend perfect for everyday purchases or special occasions.

Home Financing Made Easy

When it comes to buying a home, our mortgage loans and refinancing options are tailored just for you. Whether you're a first-time buyer or looking to refinance your existing mortgage for better terms, we provide personalized guidance throughout the process. This way, you can focus on making your house a home.

Personal Banking Solutions

Our personal banking options include checking and savings accounts that cater to different lifestyles and financial goals. For instance, if you're planning a dream vacation or saving for a major purchase, our savings accounts can help you grow your funds with competitive interest rates. We also offer auto loans and vehicle financing that make purchasing a car easier than ever. Imagine driving off in your new vehicle without the stress of complicated financing our team is ready to assist!

Digital & Online Banking

Key Features

We offer a range of features designed for your comfort and security. Our electronic signature authorization allows you to sign documents securely without needing to visit a branch. Enjoy the ease of e-statements, which let you view your account statements digitally, saving paper and clutter while keeping your information secure. For those who like to make payments with just a tap, our mobile payments feature lets you pay quickly using your smartphone. And when it comes to sending money to friends or family, our person-to-person transfer service makes it fast and easy no cash required. Rest assured that all these services are backed by top-notch security measures, ensuring that your personal and financial information stays safe. At Arkansas, we prioritize user-friendly experiences so that every member feels comfortable navigating their accounts. Explore all these digital banking options and more by visiting us online at https://www.afcu.org/ . We're here to help you take control of your finances with ease!

Financial Strength

Commitment to Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 423 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Member Trust

Total Share and Deposit Accounts: 279,600, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $8,444,525. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Arkansas is your trusted partner. Visit us at 4520 W Markham St Little Rock Ar 72205 or call (501) 982-1000 to learn more about how we can help you achieve your financial goals.

Member Savings Protection

Members' savings are secured through $704,304,887 in share certificates and $336,844,156 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $213,511,839, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Better Services

With $236,159,191 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $38,947 in used auto loans and $2,248,644,272 in total loans and leases.

Strong Financial Health

With a net worth of $239,314,152, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $924 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $869,331,261 in used vehicle loans and $240,898,494 in new vehicle loans already helping members get on the road. We also provide refinancing options to make your existing auto loan more manageable.

Business Solutions

For business owners, our outstanding commercial loans totaling $265,732,167 provide the capital needed to grow and expand. We are committed to supporting local businesses with tailored lending solutions that fit your unique needs.

Contact Us

If you're interested in any of these loan options or want to explore eligibility details, feel free to reach out! Visit us at 4520 W Markham St Little Rock Ar 72205 in Little Rock, AR, or call us at (501) 982-1000 for more information. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're excited to help you navigate your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $178,046,943, make buying or refinancing simple. We aim to assist you at every step of the process, ensuring you have the support you need to achieve your dream home.

Unsecured Credit Cards

Managing your finances effectively is essential. We offer flexible terms on unsecured credit card loans, with a total of $50,073,694 in loans available. This can be a great way to handle unexpected expenses or make larger purchases without straining your budget.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This rigorous sourcing guarantees that users receive fair and transparent offers. Every loan comparison is backed by accurate data, ensuring you can trust the information you're using to make important financial decisions.

ARKANSAS

Type of Loan Offerings

Home Equity Loans

Personal Loans