Little Rock AR Credit Union | Affordable Vehicle Loans & Personal Banking

Introduction

Welcome to Arkansas, your trusted financial partner located at 1001 W Capitol Ave, Little Rock, AR 72201. Established in 1956, we have proudly served our community for decades, growing alongside our members and adapting to their evolving needs. With a total membership of 161,865, we understand the importance of building strong relationships and providing personalized financial services that truly matter. At Arkansas, we are committed to your financial well-being. Our total assets have reached an impressive $2,587,599,319, with total deposits amounting to $106,377,498. We manage a portfolio of loans and leases totaling 95,821, helping you achieve your dreams whether it's purchasing a new vehicle or securing a home. Under the leadership of our CEO, Rodney Showmar, and Board President, Jon Moore, we strive to deliver exceptional service and innovative solutions tailored to your unique financial journey. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: PO Box 9, Jacksonville, AR 72078. Our dedicated team is ready to assist you Monday through Friday from 7:30 a.m. to 5:00 p.m. Feel free to reach out at 501-982-1000 for any questions or assistance you may need. Explore our range of services from checking and savings accounts to auto loans and credit cards on our website here. Join us today as we continue to build a brighter financial future together!

Branch History & Mission

Welcome to the story of Arkansas, a pillar of strength and support in the heart of Little Rock, AR. Established in 1956, our branch has been committed to serving the community for over six decades. With a deep-rooted legacy, we have grown alongside our members, evolving from a small credit union into a trusted financial partner for more than 161,865 members. Located at 1001 W Capitol Ave Little Rock Ar 72201, right near the bustling downtown area, our branch is easy to access for all your banking needs. Whether you are stopping by for a quick transaction or seeking advice on your financial journey, we are here to help. For official correspondence, please send mail to PO Box 9, Jacksonville, AR 72078, if different from our physical location. At Arkansas, our mission is clear: to provide exceptional financial services while fostering strong community ties. We believe that everyone deserves access to affordable banking options, which is why we offer a range of services tailored to meet the diverse needs of our members. From checking and savings accounts to auto loans and mortgages, we aim to empower individuals and families on their path to financial success. Over the years, we have achieved significant milestones, including reaching total assets of $2,587,599,319. Our growth is not just about numbers; it reflects our commitment to providing reliable service and building lasting relationships with our members. With operating hours from 7:30 a.m. to 5:00 p.m., Monday through Friday, we ensure that you can connect with us at your convenience. We also take pride in our modern conveniences such as ATM availability and drive-thru banking services. These features are designed with you in mind, making banking easier and more accessible than ever before. Our dedication extends beyond banking. We actively engage in community outreach efforts and partnerships that uplift those around us. Supporting local initiatives and organizations is part of who we are, as we strive to make a positive impact in Little Rock. As we look forward to the future, we invite you to join us at Arkansas. Experience firsthand how we prioritize your financial well-being while nurturing the community spirit. Together, let's build a brighter tomorrow! For inquiries or assistance, don't hesitate to reach out at (501) 982-1000 or visit us online at https://www.afcu.org/.

Branch Location & Accessibility

Welcome to the Arkansas branch, conveniently located at 1001 W Capitol Ave in Little Rock, AR. Our location is easy to find and offers a friendly atmosphere for all your banking needs. Whether you're a long-time member or visiting for the first time, we're here to help you navigate your financial journey. As you approach our branch, you'll notice we're right near the heart of downtown Little Rock, making it a breeze to stop by while you run errands or enjoy a day out. For those driving in, we have ample parking available, ensuring that you can access our services without any hassle. We also take accessibility seriously; our branch features ADA-compliant ramps and facilities so that everyone can feel welcome. Our lobby hours are designed with your convenience in mind, open Monday through Friday from 7:30 a.m. to 5:00 p.m. Need to make a quick transaction outside these hours? No problem! We offer drive-thru banking for simple transactions like deposits and withdrawals, along with ATM access for cash withdrawals and balance checks anytime you need. While members can visit us at our physical location, please note that official correspondence should be sent to PO Box 9 in Jacksonville, AR, if that's more convenient for you. At Arkansas credit union, we provide a range of services tailored to meet your personal and business banking needs. From checking and savings accounts to auto loans and mortgage refinancing options, our team is ready to assist you every step of the way. If you have any questions or need assistance, don't hesitate to reach out at 501-982-1000. We look forward to seeing you soon!

Member Eligibility

At Arkansas, we believe that joining our community is more than just opening an account; it's about becoming part of a supportive family dedicated to your financial well-being. To become a member, you need to meet certain eligibility criteria, which are quite simple and inclusive! If you live, work, worship, or go to school in the areas we serve, you're likely already eligible. Our goal is to welcome as many people as possible into our community. For a detailed look at the specific eligibility requirements, feel free to check out this link. Once you're ready to take the next step, opening an account with us is a breeze! You can find all the information you need on how to get started at this page. If you have any questions or need assistance along the way, don't hesitate to reach out at (501) 982-1000. We're here for you every step of the way, making sure your journey with us is smooth and enjoyable.

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $780 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $265,732,167, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing. Imagine a busy cafe where customers can pay effortlessly with their cards or mobile wallets while you focus on creating delicious meals. Our services ensure your business runs smoothly, allowing you to serve your customers better. Partner with us at Arkansas and watch your business flourish! For more information, call us at (501) 982-1000 or visit our website at https://www.afcu.org/.

Comprehensive List Of Services

Business Banking

Entrepreneurs will find great support through our business banking services. From merchant services that make payment processing hassle-free to business loans that fuel growth, we are committed to helping local businesses thrive.

Credit Cards with Rewards

For those who enjoy earning rewards on their purchases, our credit cards provide an excellent opportunity. With perks like cashback and travel rewards, using your card becomes more rewarding while helping you build your credit history.

Digital and Mobile Banking

In today's fast-paced world, convenience is key. That's why Arkansas offers robust online and mobile banking solutions. With features like mobile payments, person-to-person transfers, and e-statements, managing your finances has never been easier. Plus, our ATM services ensure you can access cash anytime you need it.

Drive-Thru and ATM Services

For those who prefer in-person interactions but are short on time, our basic drive-thru banking is perfect for quick deposits, withdrawals, and simple transactions. Additionally, our ATMs allow for cash withdrawals and balance checks without needing to enter the branch. At Arkansas, we believe that every member deserves personalized financial services that cater to their unique needs. We invite you to explore all these options at Little Rock Branch. For more details or to get started on any of our services, don't hesitate to contact us or visit our website at https://www.afcu.org/. Your journey toward better financial health starts here!

Personal Banking

When it comes to personal banking, we offer various options tailored to your lifestyle. Our checking and savings accounts help you manage your daily expenses while saving for future goals. Whether you're looking to purchase a new car or consolidate debt, our auto loans and personal loans are designed with competitive rates and flexible terms that fit your budget. If you're thinking about buying a home, consider our mortgage loans and refinancing options. We'll guide you through the process, making it easier than ever to secure the financing you need.

Digital & Online Banking

Easy Online Access

With our online banking platform, accessible at https://www.afcu.org/, you can check your account balances, transfer funds, and pay bills anytime, day or night. We understand that life can be busy, so our 24/7 online banking services ensure that you have the flexibility to manage your finances whenever it suits you.

Mobile Banking Convenience

For those who prefer to bank on their smartphones, our mobile application is available for download. It allows you to do everything from checking transactions to making person-to-person transfers with ease. Plus, if you're out shopping and want to make payments quickly, our mobile payments feature lets you pay securely without fumbling for cash or cards.

Secure Transactions

Security is our top priority at Arkansas. With electronic signature authorization available for various transactions, you can complete tasks confidently knowing that your information is protected. We also offer e-statements for members who want to reduce paper clutter while keeping their financial records organized and accessible.

Your Banking Needs Met

At Arkansas, we strive to provide user-friendly tools that put control in your hands. Whether you're interested in accessing your accounts through our website or using our mobile app, we make it simple for you to stay on top of your finances. Join us today and experience the benefits of modern banking tailored for your lifestyle!

Financial Strength

At Arkansas, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's economic climate, knowing your credit union is strong can provide peace of mind. That's why we are proud to share our financial strength with you. With a net worth of $239,314,152, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $924 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $704,304,887 in share certificates and $336,844,156 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $213,511,839, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $236,159,191 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This dedication is reflected in our lending capacity; with $38,947 in used auto loans and $2,248,644,272 in total loans and leases, we're here to support your financial goals across various sectors. Our operational efficiency is highlighted by our $0, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 423 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 279,600, showing a strong and growing member base that trusts us with their finances. Our net shares (funds available for lending and investments) amount to $8,444,525, which further strengthens our commitment to serving your needs. We invite you to experience the difference at Arkansas, where our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Arkansas is your trusted partner. Visit us at 1001 W Capitol Ave Little Rock Ar 72201 or call (501) 982-1000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Options

We also offer credit lines totaling $1,184,702,272, providing flexibility for those unexpected expenses or projects. If you're considering refinancing any existing loans, our team can assist you in exploring eligibility options and finding the best solution that fits your financial situation. If you're interested in any of our loan products or want more information on eligibility requirements, feel free to reach out at (501) 982-1000 or visit us at 1001 W Capitol Ave Little Rock Ar 72201 in Little Rock, AR. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you achieve your financial goals!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $869,331,261 in used vehicle loans and $240,898,494 in new vehicle loans already helping members get on the road. We provide financing options that cater to both new and used vehicles, ensuring you find the right fit for your needs.

Business Loans

For business owners, our outstanding commercial loans totaling $265,732,167 provide the capital needed to grow and expand. Whether you need funds for equipment, inventory, or operational costs, we have solutions tailored for businesses of all sizes.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $178,046,943, make buying or refinancing simple. Our dedicated team is here to guide you through the process, whether it's your first home or you're looking to refinance an existing mortgage.

Unsecured Credit Card Loans

Managing day-to-day expenses can be easier with our flexible terms on unsecured credit card loans, with a total of $50,073,694 in loans helping members manage their finances effectively. These cards come with various benefits designed to assist you in making purchases while staying within your budget.

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Arkansas