Jonesboro AR Credit Union | Best Auto Loans & Personal Banking

Introduction

Welcome to Arkansas, your trusted financial partner located at 3313 E Johnson Ave, Jonesboro, AR 72405. Since our establishment in 1956, we have proudly served our community, growing together with over 161,865 members who rely on us for their financial needs. At Arkansas, we understand that banking is not just about numbers; it's about building relationships and fostering a sense of belonging. Our commitment to providing exceptional service has allowed us to amass a total of $2,587,599,319 in assets. This strength enables us to offer a wide range of services tailored to our members' needs. From personal banking solutions like checking and savings accounts to auto loans and mortgages, we are here to help you achieve your financial goals. While you can visit us at our branch location for all your banking needs, please note that official correspondence should be sent to our mailing address: 117500 Cantrell Road, Little Rock, AR 72221. Led by our dedicated CEO Rodney Showmar and Board President Jon Moore, we have built a team of 424 employees who are passionate about supporting you. Our knowledgeable staff is always ready to assist you in navigating your financial journey. Whether you're looking for loans totaling over 95,821 or deposits amounting to $106,377,498, we're here to ensure you feel confident every step of the way. Our strong net worth of $239,314,152 reflects our stability and dedication to serving our members effectively. We invite you to explore the various services we offer through our website afcu.org. If you have any questions or need assistance, don't hesitate to call us at 501-457-0351 during our convenient hours from 9 a.m. to 5 p.m., Monday through Friday. Join us today and experience the difference that comes with being part of the Arkansas family!

Branch History & Mission

Community Focus

Our commitment goes beyond traditional banking; it extends into community development. We are proud supporters of local initiatives that promote education, health, and economic growth in Jonesboro and surrounding areas. By being involved in events and partnerships within the community, we aim to create lasting relationships that benefit everyone. While you can visit us at 3313 E Johnson Ave Jonesboro Ar 72405, please note that any official correspondence should be directed to our mailing address at 117500 Cantrell Road, Little Rock, AR 72221 if it differs from your visit location. We invite you to experience all that Arkansas has to offer. With operating hours from 9 a.m. to 5 p.m., Monday through Friday, you can stop by or give us a call at (501) 457-0351 for assistance. Join us today and become part of a vibrant community where your financial goals are supported every step of the way!

Our Mission

At Arkansas, our mission is clear: to enhance the financial well-being of our members through excellent service and support. We believe that strong communities are built on mutual trust and respect. That's why we actively engage in outreach programs and partnerships that benefit local organizations and help those in need. We understand that our success is tied closely to the prosperity of our members. Whether it's providing financial education or offering tailored loan options, we strive to make a positive impact on everyone we serve.

Our Story

Since our inception, Arkansas has remained dedicated to fostering strong relationships with our members and supporting the community. Our journey began in 1956 with a simple mission: to provide accessible financial services that empower individuals and families. Throughout the decades, we have adapted to meet the changing needs of our members while staying true to our core values of integrity, service, and community engagement. Over time, we have expanded our services significantly. Today, we offer a variety of personal and business banking options including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. We also prioritize modern banking conveniences such as online and mobile banking to ensure our members can manage their finances easily.

Branch Location & Accessibility

Accessibility Features

At our Jonesboro branch, we prioritize accessibility for all members. Our facility is designed to meet ADA standards, ensuring that everyone can easily access our services. There are ample parking spaces available, including designated spots for those with disabilities. Whether you're visiting us in person or using our drive-thru service, we strive to make your experience as smooth as possible.

Call to Action

While official correspondence should be sent to our mailing address at 117500 Cantrell Road, Little Rock, AR 72221, we invite you to visit us at our Jonesboro branch for all your banking needs. Have questions? Don't hesitate to call us at 501-457-0351. We look forward to welcoming you into the Arkansas family!

Operating Hours & Services

We understand that your time is valuable. That's why our lobby hours are set from 9 a.m. to 5 p.m., Monday through Friday, allowing you flexibility throughout your week. Our dedicated team is ready to assist you with a range of services tailored to meet your needs from personal checking and savings accounts to auto loans, mortgage financing, and credit cards with rewards. If you're on the go, take advantage of our drive-thru banking for quick deposits and withdrawals without leaving your vehicle. Plus, we offer ATM access for cash withdrawals and balance inquiries at your convenience.

Member Eligibility

At Arkansas, we believe in building a community where everyone feels welcome and supported. Becoming a member is easier than you might think! If you live, work, or worship in the area, you're likely eligible to join us. We also welcome family members of current members, which means that joining can extend to those close to you. Once you're a member, you'll enjoy a range of benefits like competitive rates on loans and savings accounts, personalized service, and access to various financial products designed just for you. To learn more about the specific eligibility criteria, feel free to check out our detailed guide at http://www.afcu.org/membership/ . And if you're ready to take the next step toward membership or have questions, don't hesitate to reach out to us at (501) 457-0351. We're here to help you navigate the process smoothly!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $780 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $265,732,167, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services make transactions easy for your business. Imagine a busy Saturday at your local shop customers are lined up, and you want to provide them with a smooth checkout experience. With our point-of-sale systems and payment processing solutions, you can accept various payment methods effortlessly. This means happier customers and faster sales! Whether you're launching a startup or managing an established company, Arkansas is here to support your journey. Visit us at 3313 E Johnson Ave Jonesboro Ar 72405 in Jonesboro, AR or call us at (501) 457-0351 to learn more about how we can help your business grow!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash quickly? Our ATMs are available for easy withdrawals and balance checks whenever you need them. Plus, with drive-thru service at our branch location, completing simple transactions has never been more convenient. At Arkansas, we're committed to making banking accessible for everyone in Jonesboro and beyond. Explore all our services today by visiting us at Jonesboro Branch or calling us at (501) 457-0351. Let us assist you in achieving your financial goals!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing options can help you get behind the wheel without breaking the bank. We offer flexible terms and competitive rates, making it easier for you to drive off in the vehicle of your choice.

Business Banking

For entrepreneurs and business owners, we provide comprehensive business banking services including merchant services and business loans. We understand the challenges of running a business, so we're here to help with financing options that fuel growth and innovation.

Credit Cards with Rewards

Make everyday purchases more rewarding with our credit cards! Enjoy benefits like cashback on purchases, travel rewards, and more. With flexible repayment options, managing your credit card has never been easier.

Mortgage Loans & Refinancing

Buying a home is one of the biggest decisions you'll ever make. Our mortgage loans are designed to guide you through this process, offering various options tailored to fit your financial situation. If you're considering refinancing, we can help you explore ways to lower your monthly payments or access cash from your home's equity.

Online & Mobile Banking

In today's fast-paced world, convenience is key. Our online and mobile banking services allow you to manage your accounts anytime and anywhere. From transferring funds to checking balances, everything is just a few taps away on your smartphone or computer.

Personal Banking

Whether you're looking to open a checking or savings account, our personal banking services cater to all your needs. Imagine having easy access to your funds while earning interest on your savings. We offer competitive rates and features that fit your lifestyle, ensuring that managing your money is both convenient and rewarding.

Personal Loans & Debt Consolidation

Sometimes life throws unexpected expenses your way, and that's where our personal loans come in handy. Whether you need funds for home repairs or medical bills, we have solutions that can help ease the burden. Additionally, if you're juggling multiple debts, our debt consolidation services could simplify things by combining them into one manageable payment.

Digital & Online Banking

E-Statements and Mobile Features

Say goodbye to paper clutter! Our e-statements feature allows you to receive your monthly statements electronically, which not only helps the environment but also ensures your financial information is always at your fingertips. Plus, if you're looking for a convenient way to make payments, our mobile payments option lets you pay bills directly from your smartphone. For those who prefer using their mobile devices, we have a user-friendly mobile application available for download. With our app, you can easily manage your accounts on the go. It offers features like person-to-person transfers, so sending money to friends or family is as easy as a few taps on your screen.

Online Banking Services

With our 24/7 online banking services, you can access your accounts anytime, anywhere. Simply visit https://www.afcu.org/ to get started. From checking your balances to transferring funds, everything is just a click away. You can even authorize transactions using our electronic signature feature, making it simple and secure to handle your banking needs without visiting a branch.

Security and Accessibility

Your security is our top priority. We employ robust measures to keep your information safe while providing an accessible experience. Our digital banking tools are designed for ease of use, allowing you to manage your finances confidently. At Arkansas, we believe that banking should fit into your lifestyle seamlessly. With our digital and online banking services, you'll enjoy real-time account management and the peace of mind that comes from knowing you're in control of your financial future. Join us today and experience the convenience of modern banking!

Financial Strength

Commitment to Growth

With $236,159,191 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial needs with $38,947 in used auto loans and $2,248,644,272 in total loans and leases.

Growing Member Base

Total Share Accounts stand at 279,600, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments total $8,444,525. This reflects our dedication to maintaining a robust financial position while putting our members first. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Arkansas is your trusted partner. Visit us at 3313 E Johnson Ave Jonesboro Ar 72405 or call (501) 457-0351 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $704,304,887 in share certificates and $336,844,156 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $213,511,839, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 423 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $239,314,152, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $924 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $869,331,261 in used vehicle loans and $240,898,494 in new vehicle loans already helping members get on the road. We provide flexible terms to make the purchasing process easier, whether you're buying new or pre-owned.

Business Loans

For business owners, our outstanding commercial loans totaling $265,732,167 provide the capital needed to grow and expand. We are committed to supporting local businesses with tailored financing solutions designed to meet unique needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $178,046,943, make buying or refinancing simple. We work with you to find solutions that fit your financial situation, ensuring that homeownership is within reach.

Refinancing Options

If you're considering refinancing your current loans, we can help explore options that might lower your monthly payments or reduce your interest rates. Speak with one of our team members for personalized advice on eligibility and available refinancing options. For any questions or assistance with applying for a loan, feel free to reach out to us at (501) 457-0351 or visit us at our branch located at 3313 E Johnson Ave Jonesboro Ar 72405 in Jonesboro, AR. Our dedicated team is ready to assist you during our operating hours from 9 a.m. to 5 p.m., Monday through Friday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're here to help you achieve your financial aspirations!

Unsecured Credit Card Loans

Managing expenses is crucial for financial health. We also offer flexible terms on unsecured credit card loans, with a total of $50,073,694 in loans helping members manage their finances effectively. With competitive interest rates and easy access to funds, our credit cards help you stay on top of your budget.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that the offers you see are fair and transparent, allowing you to compare loans confidently.

ARKANSAS FEDERAL CREDIT UNION - Jonesboro, AR

Type of Loan Offerings

Home Equity Loans

Personal Loans