Jacksonville AR Credit Union | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Arkansas, your trusted financial partner right here in Jacksonville! Located at 2424 Marshall Rd, Jacksonville, AR 72076, our branch has been serving the community since 1956. With a strong commitment to our members, we proudly support over 161,865 individuals and families who call Arkansas their financial home. At Arkansas, we understand that every dollar counts. That's why we manage assets totaling an impressive $2,587,599,319. Our dedicated team, led by CEO Rodney Showmar and Board President Jon Moore, is here to provide you with personalized banking solutions tailored to your needs. Whether you're looking for auto loans or mortgage refinancing, we're ready to assist you with over 95,821 loans and leases already granted. Your trust in us is reflected in our robust financial health: we maintain total deposits of $106,377,498, a net worth of $239,314,152, and cash in hand amounting to $19,590,080. We're not just about numbers; we're about making a positive impact in our community through responsible lending and exceptional service. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to P.O. Box 24410, Little Rock, AR 72221. We invite you to explore the wide range of services we offer from personal banking options like checking accounts and credit cards with rewards to business banking solutions that help local enterprises thrive. Our commitment goes beyond transactions; it's about building lasting relationships within our community. Ready to take the next step? Call us today at 501-982-1000 or visit our website at www.afcu.org to learn more about how Arkansas can serve you better!

Branch History & Mission

Welcome to the Arkansas credit union, where a rich legacy and a commitment to community shine brightly. Established in 1956, our Jacksonville Branch has grown alongside its members, evolving into a trusted financial partner for countless individuals and families in the area. Located at 2424 Marshall Rd, Jacksonville, AR 72076, we are proud to serve our community with integrity and dedication. Over the years, our branch has achieved significant milestones. Today, we proudly support over 161,000 members and manage total assets exceeding $2.58 billion. This impressive growth reflects our focus on providing valuable financial services tailored to the needs of our members. From personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing, we are here to help you navigate your financial journey. Our mission at Arkansas is simple yet profound: to empower our members by offering exceptional financial services while fostering community growth and well-being. We believe that when our members thrive, so does the community. That's why we actively engage in outreach programs and partnerships that uplift those around us. Whether it's providing financial literacy workshops or supporting local charities, we strive to make a positive impact beyond just banking. While members can visit us at 2424 Marshall Rd Jacksonville Ar 72076, official correspondence should be sent to P.O. Box 24410, Little Rock, AR 72221 if needed. Our convenient operating hours ensure you have access to essential banking services when you need them our lobby is open from 9:00 a.m. to 5:00 p.m., Monday through Thursday, and until 6:00 p.m. on Fridays. Additionally, we offer drive-thru banking services for quick transactions. In today's digital world, we are committed to enhancing your banking experience through online and mobile banking options. With features such as mobile payments and e-statements available, managing your finances has never been easier or more efficient. Join us at Arkansas Credit Union today! Experience firsthand the benefits of membership in a cooperative that genuinely cares about its members and community. Together, let's build a brighter financial future for Jacksonville and beyond! If you have any questions or need assistance, don't hesitate to reach out at 501-982-1000.

Branch Location & Accessibility

Accessibility Features

Our branch is designed with your needs in mind. We offer plenty of parking spaces, including accessible spots for those who require them. If you need assistance, rest assured that our team is ready to help you navigate the building comfortably. With ADA-compliant features such as ramps and wide doorways, we strive to make your visit smooth and hassle-free.

Call to Action

Have questions or want to learn more about what we offer? Don't hesitate to give us a call at 501-982-1000. We look forward to welcoming you into our Arkansas Credit Union family!

Operating Hours & Services

We understand that life can be busy, which is why our lobby hours are designed to fit your schedule. You can visit us Monday through Thursday from 9:00 a.m. to 5:00 p.m., and on Fridays, we extend our hours until 6:00 p.m. For those on the go, our drive-thru service opens early at 8:30 a.m. during the week! Whether you're looking to open a checking account, apply for an auto loan, or simply need cash from our ATM (which is available on-site), we're here for you. While members can visit us at 2424 Marshall Rd Jacksonville Ar 72076, please note that any official correspondence should be sent to P.O. Box 24410 in Little Rock, AR.

Member Eligibility

Becoming a member of Arkansas means joining a welcoming community that truly cares about your financial well-being. At our branch located at 2424 Marshall Rd Jacksonville Ar 72076, we're here to support you every step of the way. If you're wondering whether you're eligible, it's quite simple! We invite anyone who lives, works, worships, or attends school in our local area to join us. Additionally, family members of existing members are always welcome too. You can find more detailed eligibility criteria by visiting this link. Joining is easy and rewarding! Once you confirm your eligibility, head over to our account opening page at this site to get started. If you have any questions or need assistance, feel free to call us at (501) 982-1000. We're excited to help you take this important step towards better banking!

Business Banking & Commercial Services

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine being able to accept payments easily from your customers, whether they're using cards or mobile wallets. Our services help streamline transactions, allowing you to focus on what truly matters growing your business. Visit us at 2424 Marshall Rd Jacksonville Ar 72076 in Jacksonville, AR, or call us at (501) 982-1000 to learn more about how our business banking and commercial services can empower your success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $780 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $265,732,167, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Drive-Thru Services

When it comes to accessing your money quickly, our ATM and cash withdrawal services are readily available for all members. Our drive-thru banking offers basic services such as deposits and withdrawals for those who prefer face-to-face interactions but want the convenience of staying in their vehicle. At Arkansas, we believe in making banking simple and accessible for everyone in the community. If you're looking for a friendly team ready to assist you with all your financial needs, give us a call at (501) 982-1000 or visit us today! We invite you to explore all the ways we can help you achieve your financial goals at Jacksonville Branch!

Business Banking

For entrepreneurs and small business owners, Arkansas provides specialized business banking services. Our merchant services simplify payment processing so you can focus on growing your business. Additionally, our business loans are designed to help fund expansion or cover operational costs.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer online and mobile banking features that allow you to manage your accounts anytime, anywhere. With options like mobile payments, person-to-person transfers, e-statements, and electronic signature authentication, managing your finances has never been easier.

Personal Banking

Our personal banking services start with checking and savings accounts that help you manage your day-to-day expenses and savings goals. If you're planning to buy a new car, our auto loans and vehicle financing options are tailored to fit your budget, ensuring you can hit the road without worry. For those thinking about home ownership or refinancing, our mortgage loans provide competitive rates that can save you money over time. Sometimes life throws unexpected expenses your way, which is why we offer personal loans and debt consolidation solutions. These services can help ease financial stress and put you back on track. To reward our members for their loyalty, we also offer credit cards with rewards that let you earn as you spend.

Digital & Online Banking

Mobile Banking Features

We know that life moves quickly, which is why our mobile application brings banking right to your fingertips. With features like mobile payments and person-to-person transfers, sending money to friends or paying for purchases is simple and fast. Plus, you'll have 24/7 access to your accounts through our online banking services, so you can manage your money whenever it suits you.

Online Banking Services

Explore our robust online banking platform at https://www.afcu.org/ . Here, you can check balances, transfer funds, pay bills, and even set up e-statements to stay organized all with the reassurance of top-notch security measures. You can also take advantage of electronic signature authorization, making it easier than ever to sign documents without the hassle of printing or mailing.

Security and Accessibility

Security is a priority for us at Arkansas. We implement advanced measures to protect your information while ensuring that our services remain user-friendly. Whether you're accessing e-statements or using our mobile application, you can rest easy knowing that your data is safe. In today's busy world, having reliable access to your financial information is essential. At Arkansas, we aim to make banking easy and efficient so you can focus on what really matters your life. Visit us online at https://www.afcu.org/ and experience the convenience of modern banking today!

Financial Strength

Commitment to Innovation

With $236,159,191 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $38,947 in used auto loans and $2,248,644,272 in total loans and leases.

Member-Centric Growth

Members' savings are secured through $704,304,887 in share certificates and $336,844,156 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $213,511,839, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 423 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $239,314,152, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $924 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Community Trust

Total Share and Deposit Accounts stand at 279,600, showcasing a strong and growing member base that trusts us with their finances. With net shares available for lending and investments totaling $8,444,525, you can feel confident knowing your money is working hard for you. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Arkansas is your trusted partner. Visit us at 2424 Marshall Rd Jacksonville Ar 72076 or call (501) 982-1000 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $869,331,261 in used vehicle loans and $240,898,494 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates, making it easier for you to drive away in the vehicle you want.

Business Financing

For business owners, our outstanding commercial loans totaling $265,732,167 provide the capital needed to grow and expand your business operations. Whether it's investing in new equipment or managing cash flow, we have solutions designed specifically for small businesses. At Arkansas, we're dedicated to supporting our community by providing accessible loan options that fit various financial needs. We encourage potential borrowers to explore refinancing options if they are looking for better rates or terms on existing loans. If you're interested in learning more about eligibility requirements, please visit our membership page at http://www.afcu.org/membership/ . For personalized assistance, feel free to reach out to us at (501) 982-1000, or visit us at our branch located at 2424 Marshall Rd Jacksonville Ar 72076 in Jacksonville, AR. Let's work together towards your financial success! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Credit Lines and Unsecured Loans

For those looking to manage their finances more effectively, we also offer flexible terms on unsecured credit card loans, with a total of $50,073,694 in loans helping members maintain control over their spending. Additionally, our credit lines can provide you with the flexibility to cover unexpected expenses or larger purchases without breaking the bank.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $178,046,943, make buying or refinancing simple. Whether you are a first-time buyer or looking to refinance your current mortgage, our team is here to guide you through every step of the process.

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to accuracy guarantees that users receive fair and transparent offers without hidden fees or misleading information.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. Users can trust that they are viewing accurate information. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means you get a clear view of all available options without any influence from advertising dollars. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can make informed decisions quickly. This feature allows you to act fast when you find the right offer. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials reflect the effectiveness and reliability of this tool in helping individuals secure better financial deals. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

ARKANSAS

Type of Loan Offerings

Home Equity Loans

Personal Loans