Hot Springs AR Credit Union | Quick Personal Loans & ATM Access

Introduction

Welcome to Arkansas at our Hot Springs Branch, where your financial well-being is our top priority! Located at 3948 Central Ave Ste F, Hot Springs, AR 71913, we have proudly served our community since 1956. With a total membership of 161,865 and assets exceeding $2.5 billion, we are dedicated to providing reliable banking solutions tailored just for you. At Arkansas, we believe in the power of community. That's why we're committed to helping you achieve your financial goals, whether it's securing an auto loan or managing your savings. With $106,377,498 in total deposits and a net worth of $239,314,152, we ensure that your money is safe and sound. Our team of 424 employees, led by CEO Rodney Showmar and Board President Jon Moore, is here to support you every step of the way. While members can visit us at our branch location for personal assistance, official correspondence should be sent to our mailing address: PO Box 9, Jacksonville, AR 72078. Our friendly staff is always ready to assist you during lobby hours from Monday to Friday, ensuring that all your banking needs are met with care. Explore a world of financial opportunities with us today! Whether you're looking for personal banking services or business loans, we're here to help. Feel free to give us a call at 501-982-1000 or visit us online at afcu.org for more information. Join us on this journey towards financial success!

Branch History & Mission

Commitment to Community

At Arkansas, we believe that banking is about more than just transactions; it's about building relationships. Our team is dedicated not only to providing exceptional financial services but also to actively participating in community outreach programs that make a real difference. We partner with local organizations to support initiatives ranging from education to wellness, ensuring that we contribute positively to the vibrant community around us. While you can visit us at our branch for all your banking needs, official correspondence should be directed to PO Box 9, Jacksonville, AR 72078 if you're looking for postal communication.

Looking Ahead

As we continue to grow and adapt to the needs of our members, our mission remains unchanged: to provide reliable financial solutions while fostering community spirit. Join us at Arkansas and experience how being part of a credit union makes a difference in your life. Whether you're opening an account or applying for a loan, we are here every step of the way. For more information or assistance, don't hesitate to call us at 501-982-1000. We invite you to be part of our story together, let's build a brighter financial future!

Our Journey

From the very beginning, our mission has been clear: to empower individuals and families by providing them with accessible financial services tailored to their needs. What started as a humble endeavor has transformed into a thriving branch that remains deeply rooted in its values. Our location at 3948 Central Ave Ste F, Hot Springs, AR 71913 is more than just an address; it's a community hub where dreams take flight, whether through home ownership, vehicle financing, or everyday banking needs.

Services Designed for You

We understand that in today's fast-paced world, convenience matters. That's why we offer features like online and mobile banking, ATMs for easy access to funds, and drive-thru services for quick transactions. Our commitment extends beyond traditional banking; we're here to help you navigate your financial journey with personalized service and guidance.

Branch Location & Accessibility

Operating Hours

We're here for you during the week! Our lobby hours run from 9:00 a.m. to 5:00 p.m., Monday through Thursday, and we extend our hours until 6:00 p.m. on Fridays. Whether you need assistance with personal banking services or have questions about loans, our friendly team is ready to help.

Services Available

At the Arkansas Hot Springs Branch, we offer a range of services tailored to meet your needs. Enjoy the convenience of our drive-thru banking for quick deposits and withdrawals without leaving your car. Plus, with ATM availability on-site, accessing your funds has never been easier. Feel free to give us a call at 501-982-1000 if you have any questions or want to learn more about what we can do for you. We invite you to stop by soon and see how we can assist you with your financial journey!

Visit Us

While members can visit us at our physical location, official correspondence should be sent to PO Box 9, Jacksonville, AR 72078 if you need to reach out by mail. We are dedicated to providing a welcoming and accessible banking experience for everyone. Our branch features ADA-compliant access and convenient parking options to ensure you can get in and out with ease.

Member Eligibility

Becoming a member of Arkansas is like joining a family that truly cares about your financial well-being. If you live, work, worship, or attend school in the area, you're already on the right path to eligibility! We also welcome immediate family members of current members, making it easy for everyone to benefit from our community-focused services. At Arkansas, located at 3948 Central Ave Ste F Hot Springs Ar 71913, we pride ourselves on offering personalized banking experiences that cater to your unique needs, whether it's saving for a dream vacation or financing your first car. The process of becoming a member is simple and inviting. Just visit our website for detailed eligibility criteria at http://www.afcu.org/membership/ , and you'll find everything you need to get started. Once you're ready, opening an account is just as easy check out the straightforward steps outlined at http://www.afcu.org/apply-credit-card/ . Should you have any questions along the way, feel free to reach out to us at (501) 982-1000. We're here to help you every step of the way!

Business Banking & Commercial Services

Business Loans Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $780 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $265,732,167, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine easily accepting payments from customers through various methods be it credit cards or mobile payments making transactions smoother and enhancing customer satisfaction. This convenience not only saves time but also allows you to focus on what you do best: running your business. Located at 3948 Central Ave Ste F Hot Springs Ar 71913 in Hot Springs, AR, we're here to provide the resources you need for success. Reach out today at (501) 982-1000 to learn more about how we can partner with you on your journey!

Comprehensive List Of Services

Business Services

For entrepreneurs and business owners in the area, our Business Banking services include essential tools like Merchant Services and Business Loans. We understand how crucial it is for businesses to have reliable financial support, and we're committed to helping you succeed.

Connect With Us

At Arkansas, our goal is to provide comprehensive financial solutions while maintaining exceptional member service. If you have any questions about our offerings or want to learn more about how we can assist you on your financial journey, don't hesitate to reach out! Call us at (501) 982-1000 or visit us at 3948 Central Ave Ste F Hot Springs Ar 71913 in Hot Springs, AR. Experience the difference today by exploring all that we have to offer! For more information about membership and accounts, visit us online at Hot Springs Branch. Your financial success starts here!

Convenient Access

To make banking even easier for you, we provide various access points including ATM & Cash Withdrawal Services, as well as basic drive-thru banking options for quick deposits and withdrawals. If you're in a hurry but need banking assistance, our drive-thru service is ready to help with all simple transactions efficiently.

Credit Options

Managing debt can be challenging, which is why our Personal Loans & Debt Consolidation options are designed to help simplify your finances. Whether you need funds for unexpected expenses or want to consolidate existing debts into one manageable payment, we're here to assist. Don't forget about our Credit Cards with Rewards, which offer benefits that can enhance your everyday spending. With every purchase, you earn points that can be redeemed for travel, merchandise, or cash back making each transaction rewarding.

Personal Banking Solutions

Navigating personal finances can be daunting, but at Arkansas, we make it easier for you. Our Checking & Savings Accounts are tailored to help you manage your day-to-day expenses and save for future goals. You can easily access your accounts through our Online & Mobile Banking services, allowing you to check balances, transfer funds, and pay bills from the comfort of your home or on the go. When it comes to financing your next vehicle, look no further than our Auto Loans & Vehicle Financing options. We offer competitive rates that fit your budget, making it simple to drive away in the car of your dreams. Additionally, if you're considering buying a home or refinancing an existing mortgage, our Mortgage Loans & Refinancing services provide flexible terms that suit various lifestyles.

Digital & Online Banking

Key Features

With our 24/7 online banking services, you can check your balance, transfer funds, and pay bills whenever it suits you. If you're someone who values quick access to your finances, you'll appreciate our mobile application, which is available for download. It's user-friendly and packed with features that make banking on the go a breeze. Need to send money to a friend? Our person-to-person transfer feature allows you to do this instantly without any hassle. Plus, with our electronic signature authorization, signing documents has never been easier or more secure no need for printing or scanning.

Security and Accessibility

Your security is our top priority. We utilize advanced technology to ensure your information remains protected while you enjoy the convenience of digital banking. Additionally, opting for e-statements means you can view your account statements securely online instead of waiting for them in the mail helping both the environment and your convenience. At Arkansas, we believe that managing your money should fit into your lifestyle. With mobile payments enabled, you can make purchases directly from your phone, allowing for fast checkouts wherever you are. In summary, with our robust digital banking options, including easy access to accounts through https://www.afcu.org/ , e-statements availability, and secure mobile payments, you're equipped with all the tools necessary to manage your finances efficiently. Experience the ease of banking from anywhere today!

Financial Strength

Growing Together

Total Share and Deposit Accounts: 279,600, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $8,444,525. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Arkansas is your trusted partner. Visit us at 3948 Central Ave Ste F Hot Springs Ar 71913 or call (501) 982-1000 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $236,159,191 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $38,947 in used auto loans and $2,248,644,272 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $704,304,887 in share certificates and $336,844,156 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $213,511,839, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 423 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $239,314,152, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $924 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. We have already issued $869,331,261 in used vehicle loans and $240,898,494 in new vehicle loans, helping members get on the road with ease. Whether you're eyeing a reliable used vehicle or a brand-new model, our financing solutions can help turn your automotive dreams into reality.

Credit Lines

Our credit lines total $1,184,702,272, offering you an easy way to access funds when needed. This option allows for flexibility in managing unexpected costs or planning ahead for larger purchases, making it an excellent choice for those who want quick access to cash without taking on a traditional loan.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $178,046,943. These loans are designed to make buying or refinancing simple and accessible. We believe everyone should have the chance to own their own home, and our mortgage specialists are here to guide you through every step of the process.

Refinancing Options

If you're considering refinancing any existing loans, we can assist you with that too. Our team will help evaluate your current situation and find the best options available for you. For any questions or if you're ready to explore these loan offerings further, don't hesitate to reach out! You can contact us at (501) 982-1000, or visit us at our branch located at 3948 Central Ave Ste F Hot Springs Ar 71913 in Hot Springs, AR. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're here to help you take that next step toward achieving your financial aspirations!

Unsecured Credit Card Loans

Managing everyday expenses is easier with our flexible unsecured credit card loans. We currently have $50,073,694 in loans available, providing members with the freedom to manage their finances effectively without tying up valuable assets. Enjoy competitive rates and terms that suit your lifestyle.

Loan Aggregator

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Ensuring Accurate Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to transparency means you can trust that the offers you see are fair and reflective of current market conditions.

ARKANSAS

Type of Loan Offerings

Home Equity Loans

Personal Loans