Arkansas Credit Union Conway AR | Best Auto Loans & Business Banking

Introduction

Welcome to the Arkansas Credit Union at 2895 Dave Ward Dr, Conway, AR 72034! Since our establishment in 1956, we have proudly served our community with a commitment to providing financial solutions that meet the diverse needs of our members. With over 161,000 members and total assets exceeding $2.58 billion, we are dedicated to helping you achieve your financial goals. At Arkansas Credit Union, we believe in building lasting relationships with our members. Our friendly team, led by CEO Rodney Showmar and Board President Jon Moore, is here to guide you through all your banking needs. Whether you're looking for personal banking options like checking and savings accounts, or need assistance with auto loans and mortgages, we've got you covered. While members can visit us at our branch location, official correspondence should be sent to our mailing address: P.O. Box 9, Jacksonville, AR 72078. Feel free to reach out to us at (501) 982-1000 for any inquiries or assistance. With total deposits of $106 million, net worth of $239 million, and cash in hand amounting to over $19 million, we ensure that your money is safe and accessible. Our commitment extends beyond banking; we actively contribute to the local community and strive to make a positive impact on the lives of our members. Ready to take the next step? Visit our website at www.afcu.org or stop by the branch today! We look forward to serving you and helping you thrive financially.

Branch History & Mission

Community Focus

While members can visit us at our branch location in Conway, official correspondence should be sent to P.O. Box 9 in Jacksonville if needed. We take pride in being more than just a bank; we are your neighbors and partners in progress. Our team is here for you during our operating hours from Monday through Friday, 9:00 a.m. to 6:00 p.m., ready to assist you with any questions or needs you may have. With features like drive-thru banking and ATM availability, accessing your finances has never been easier. We also embrace digital advancements such as online banking and mobile payments, ensuring that you have convenient access wherever you are. As we look toward the future, we invite you to join our growing family at Arkansas. Experience firsthand how we're not just about numbers but about people your aspirations matter to us! Whether you're looking for financial advice or simply need assistance with your accounts, we are here for you every step of the way. Come visit us today or explore more about membership opportunities at our website. Together, let's build a brighter financial future!

Our Mission

At Arkansas, our mission is centered around the belief that everyone deserves access to financial tools and resources that empower them. We strive to create a welcoming environment where members can achieve their financial goals whether that's opening a checking account, securing an auto loan, or planning for retirement. We understand that every member's journey is unique, and we are dedicated to offering personalized services that meet those needs. In addition to providing essential banking services like personal loans and credit cards with rewards, we are deeply committed to giving back to our community. Through various outreach programs and partnerships with local organizations, we aim to make a positive impact on the lives of those around us.

Branch Location & Accessibility

Accessibility and Features

Our branch is designed with your convenience in mind. We offer plenty of parking space and ensure that our facilities are ADA compliant, so everyone can easily access our services. If you're short on time or prefer not to enter the building, take advantage of our drive-thru banking service. It's perfect for quick deposits and withdrawals without leaving your car.

Connect with Us

We invite you to stop by or give us a call at 501-982-1000 if you have any questions or need assistance. Our dedicated staff looks forward to welcoming you into our Arkansas Credit Union family!

Operating Hours

We understand that your time is valuable. That's why we're open Monday through Friday from 9:00 a.m. to 6:00 p.m., allowing you to visit us at times that work best for you.

Services Offered

At Arkansas Credit Union, we provide a wide range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and credit cards with rewards our team is ready to assist you every step of the way. Plus, we have an ATM on-site for easy cash withdrawals and balance checks.

Member Eligibility

Joining Arkansas is like becoming part of a family that truly cares about your financial well-being. If you live, work, or attend school in the area, you're likely eligible for membership! We welcome individuals from all walks of life to enjoy our supportive community and the many benefits we offer. Our members have access to a range of financial services designed to help you succeed, from checking and savings accounts to auto loans and credit cards. For detailed eligibility criteria, feel free to visit us at http://www.afcu.org/membership/. Getting started with your membership is simple and straightforward. Just give us a call at (501) 982-1000, or if you're ready to open an account, you can easily start the process online by visiting http://www.afcu.org/apply-credit-card/. Come by our branch located at 2895 Dave Ward Dr Conway Ar 72034, and let's embark on this journey together!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer comprehensive merchant services that simplify payment processing for businesses. Imagine running a café where customers can pay seamlessly with their cards or mobile wallets while you focus on crafting delicious coffee. Our merchant services provide that ease, allowing you to concentrate on what matters most growing your business. Visit us at 2895 Dave Ward Dr Conway Ar 72034 in Conway, AR or give us a call at (501) 982-1000 to learn more about how our business banking services can help your venture thrive. Together, let's pave the way for your success!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $780 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $265,732,167, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

If you're a business owner, Arkansas is here for you too. Our business banking services include merchant services and business loans designed to support your enterprise's growth. We know how important it is for businesses to have reliable financial partners, which is why we strive to offer solutions that cater specifically to your needs.

Credit Cards and Rewards

Don't forget about our credit cards with rewards! These cards allow you to earn points on every purchase, giving you something back for spending that you would do anyway. It's a simple way to make your money work harder for you.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking options. You can manage your accounts from anywhere using our secure platform check balances, transfer funds, or pay bills with just a few clicks. We also offer ATM and cash withdrawal services at our branch and through an extensive network of ATMs, ensuring you're never far from accessing your funds.

Drive-Thru and ATM Access

For those quick transactions or if you're on the go, our drive-thru banking allows you to handle deposits and withdrawals without leaving your car. Plus, basic ATM access means you can quickly check balances or withdraw cash whenever needed. At Arkansas, we're committed to supporting all aspects of your financial journey. For questions about any of our services or to get started today, please call us at (501) 982-1000. Visit us at West Conway Branch, where we're excited to help you achieve your financial goals!

Personal Banking Services

Our personal banking services are designed with your everyday needs in mind. You can open checking and savings accounts that fit your lifestyle, making it easy to manage your money. If you're thinking about buying a car, our auto loans and vehicle financing options offer competitive rates to help you get on the road without breaking the bank. For those considering homeownership or refinancing an existing mortgage, our mortgage loans are structured to provide flexibility and peace of mind. We also offer personal loans and debt consolidation solutions that can help streamline your finances, giving you more control over your budget.

Digital & Online Banking

Key Features of Our Online Banking Services

Our online banking platform, available at https://www.afcu.org/, allows you to take control of your finances with just a few clicks. You can view account balances, transfer funds, and pay bills without stepping foot in a branch. Plus, with 24/7 online banking services, you can access your accounts whenever it suits you best. For those who prefer managing their money via mobile devices, our mobile application is ready for download. With this app, you can enjoy features like person-to-person transfers, making it easy to send money to friends and family in real time. If you're looking for quick ways to make payments, our mobile payments feature ensures that transactions are swift and secure.

Security You Can Trust

Security is a cornerstone of our digital services. With electronic signature authorization available at Arkansas, signing important documents is quick and safe. You can also choose to receive e-statements instead of paper statements, helping you keep track of your financial activities while reducing clutter. At Arkansas, we prioritize making banking not just easy but also safe for our members. Our user-friendly platform ensures that navigating through your accounts feels natural and straightforward. In today's fast-paced world, having reliable digital banking options is essential. We invite you to explore all the conveniences offered through our online banking at https://www.afcu.org/ and experience how simple managing your finances can be!

Financial Strength

Growing Member Base

We boast a healthy member base with 279,600 total share accounts, reflecting the trust our community places in us. This trust fuels our mission to provide exceptional financial services tailored for your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Arkansas is your trusted partner. Visit us at 2895 Dave Ward Dr Conway Ar 72034 or call (501) 982-1000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Investment in Growth

With $236,159,191 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, with $38,947 in used auto loans and $2,248,644,272 in total loans and leases supporting members' financial goals across various sectors.

Member-Centric Resources

Members' savings are secured through $704,304,887 in share certificates and $336,844,156 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $213,511,839, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency shines through with a net income of $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 423 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Position

With a net worth of $239,314,152, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $924 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $869,331,261 in used vehicle loans and $240,898,494 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates so you can drive away with confidence.

Business Loans

For business owners, our outstanding commercial loans totaling $265,732,167 provide the capital needed to grow and expand. We understand that running a business comes with its own set of challenges, and our dedicated team is ready to support you with tailored financing solutions. At Arkansas, we believe in making borrowing straightforward and accessible for everyone. Whether you're applying for a personal loan or considering refinancing your mortgage, we are here to assist you every step of the way. For more information on eligibility options or to start your application process today, please visit us at 2895 Dave Ward Dr Conway Ar 72034, call us at (501) 982-1000, or check out our website at https://www.afcu.org/. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $178,046,943, make buying or refinancing simple. We're here to assist you at every step of the way, from application to closing. Explore how our refinancing options can also help lower your monthly payments.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $50,073,694 in loans helping members manage their finances effectively. Enjoy the convenience and security that comes with having access to funds when you need them most.

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