Arkansas Credit Union Cabot AR | Affordable Vehicle Loans & Checking Accounts

Introduction

Welcome to Arkansas, your trusted partner in financial services located at 100 S Rockwood Dr, Cabot, AR 72023. Established in 1956, our credit union has grown to support over 161,865 members with a commitment to providing personalized banking solutions tailored to your needs. With total assets of $2,587,599,319 and total deposits reaching $106,377,498, we are dedicated to ensuring your financial well-being. At Arkansas, we believe in the power of community and strive to make a positive impact on the lives of our members. Our experienced team, led by CEO Rodney Showmar and Board President Jon Moore, works diligently to provide exceptional service and innovative products like auto loans, personal loans, and credit cards with rewards. While you can conveniently visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: P.O. Box 9, Jacksonville, AR 72078. Whether you are looking for assistance with loans where we currently have a total of 95,821 active loans or simply seeking reliable banking services through online and mobile platforms our goal is to make your experience seamless and enjoyable. We also offer a range of services including basic drive-thru banking and ATM access for quick transactions. Join us today in making the most of your financial journey! For more information or to speak with one of our friendly representatives, give us a call at 501-982-1000**. Visit our website at www.afcu.org for details about membership eligibility and how you can start benefiting from being part of our community-focused credit union.

Branch History & Mission

Commitment to Innovation

As technology advances, so do we. Our commitment to digital innovation ensures that members enjoy modern conveniences like online banking and mobile payment options while still receiving personalized service at our branch. We prioritize accessibility for everyone by maintaining ADA compliance throughout our facilities.

Join Us!

At Arkansas, you're not just another account holder; you're part of a family that values your financial health and well-being. We invite you to experience the difference with us. Whether you are looking for a new checking account or need assistance with a loan application, our dedicated team is ready to help you achieve your goals. Join us today at Arkansas and discover how we can support your financial journey! For more information or assistance, please call us at 501-982-1000 or visit us online at www.afcu.org.

Our Journey

Located at 100 S Rockwood Dr, our branch has served as a cornerstone for the local community for decades. With roots deep in Cabot, we have witnessed the city's growth and transformation, adapting our services to meet the evolving needs of our members. Over the years, we have expanded our offerings significantly and now proudly manage total assets of over $2.5 billion. This growth is a testament to our dedication to providing excellent financial services and fostering lasting relationships with our members. While members can visit us at 100 S Rockwood Dr, official correspondence should be sent to P.O. Box 9, Jacksonville, AR 72078. Our team is always here to assist you during our operating hours: Monday through Thursday from 9:00 a.m. to 5:00 p.m., and Friday from 9:00 a.m. to 6:00 p.m., with convenient drive-thru services available as well.

Our Mission

Our mission at Arkansas is simple yet impactful: to provide personalized financial solutions that empower individuals and strengthen communities. We strive to enhance the financial well-being of each member by offering a comprehensive range of services including personal banking, auto loans, mortgage refinancing, and business banking solutions. We believe that supporting our community goes beyond just banking; it's about building connections. Through various partnerships and outreach efforts, we actively engage in local initiatives that promote education, health, and economic development in Cabot and surrounding areas.

Branch Location & Accessibility

Call to Action

If you have any questions or want to learn more about how we can assist you, feel free to give us a call at 501-982-1000. We invite you to stop by the Arkansas Cabot Branch today we look forward to serving you!

Nearby Landmarks and Accessibility

Located near the heart of Cabot, our branch is just a stone's throw away from popular spots like the Cabot Community Center and the local library. This makes it easy to combine your banking errands with other activities in town. We offer ample parking right outside our doors, ensuring you can visit us without any hassle. Our facility is ADA compliant, featuring ramps and accessible entrances for everyone.

Operating Hours

We know your time is valuable. That's why we're open Monday through Thursday from 9:00 a.m. to 5:00 p.m., and on Fridays from 9:00 a.m. to 6:00 p.m. If you prefer banking on the go, take advantage of our drive-thru service, available during these hours as well.

Services Offered

At Arkansas, we provide a variety of services designed to meet your personal and business banking needs. From checking and savings accounts to auto loans and mortgages, we've got you covered. Our ATM is always available for quick cash withdrawals or balance checks, making it even easier to manage your finances on the move. While members can visit us at 100 S Rockwood Dr, official correspondence should be sent to P.O. Box 9, Jacksonville, AR 72078 if needed.

Member Eligibility

Becoming a member of Arkansas is like stepping into a community where your financial well-being is our priority. If you're looking to join us, you'll find that eligibility is quite simple and welcoming. We invite individuals who live, work, or worship in the areas we serve, as well as their family members. This means that whether you're a long-time resident of Cabot or just starting out in the area, you're likely to qualify! Our mission is to support each member with personalized services and benefits tailored to your needs. To learn more about the specific criteria for membership, feel free to visit our eligibility page for the latest updates. Once you see how easy it is to join, you can start opening an account by visiting our account opening page. If you have any questions or need assistance, don't hesitate to call us at (501) 982-1000. We look forward to welcoming you to our Arkansas family at 100 S Rockwood Dr Cabot Ar 72023!

Business Banking & Commercial Services

Merchant Services

In addition to loans, our merchant services offer practical solutions for everyday business needs. Picture this: you're at a trade show, making sales on the spot. Our payment processing solutions ensure you can accept credit cards easily and securely, giving you more time to focus on what matters growing your business. Located conveniently at 100 S Rockwood Dr Cabot Ar 72023 in Cabot, AR, we invite you to explore how our services can help you thrive. Reach us at (501) 982-1000 for personalized assistance!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $780 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $265,732,167, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

If you're a business owner, we haven't forgotten about you! Our business banking services, including merchant services and business loans, can help your company thrive. From streamlining payments to securing funds for growth, we're here every step of the way.

Connect With Us

Our team at Arkansas is ready to assist you with any questions or needs you may have regarding these services. Feel free to reach out by calling us at (501) 982-1000 or stop by during our operating hours: Monday through Thursday from 9:00 a.m. - 5:00 p.m., and Friday from 9:00 a.m. - 6:00 p.m. Experience the difference at Arkansas where your financial well-being is our priority! Join us today and discover how we can help you achieve your financial goals!

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why at Cabot Branch, we prioritize digital banking features such as online and mobile banking. You can easily check balances, transfer funds, and pay bills right from your phone or computer. Plus, our ATM and cash withdrawal services ensure that accessing your money is never a hassle whether it's through one of our ATMs or via our drive-thru service for quick transactions. With basic drive-thru banking available for deposits, withdrawals, and simple transactions, visiting us is easier than ever. You can also take advantage of basic ATM access for balance checks and withdrawals when you're on the go.

Personal Banking

When it comes to personal banking, we offer various options tailored just for you. Our checking and savings accounts make managing your money straightforward, with features that help you save while enjoying easy access to your funds. If you're considering purchasing a new car or need financing for an existing vehicle, our auto loans and vehicle financing options are designed with competitive rates that suit different budgets. For those looking to invest in a home, our mortgage loans and refinancing services are here to guide you through the process. We understand that life can be unpredictable, which is why our personal loans and debt consolidation services can provide the support you need during challenging times. And let's not forget about our credit cards with rewards, which allow you to earn benefits on your everyday purchases.

Digital & Online Banking

Key Features

Our online banking platform at https://www.afcu.org/ allows you to check balances, transfer money, and pay bills with just a few clicks. Whether you're at home or on the go, your bank is right in your pocket. You can also set up e-statements for quick access to your account statements without the clutter of paper. Plus, with electronic signature authorization, signing important documents has never been easier. For those who prefer mobile banking, our user-friendly mobile application offers the same great features right from your smartphone. Enjoy the convenience of mobile payments, allowing you to make quick transactions without needing cash or cards. And if you need to send money to friends or family, our person-to-person transfer feature makes it simple and fast.

Security and Support

Your security is our top priority. Our online banking services are equipped with advanced security measures to keep your personal information safe. You can confidently bank online knowing that we take every precaution to protect your data. At Arkansas, we believe that managing your finances should be accessible and straightforward. Our digital tools empower you to take control of your money whenever you need it. If you have questions or need assistance, our friendly team is always here to help. Explore all that digital banking has to offer by visiting us at https://www.afcu.org/ today!

Financial Strength

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Arkansas is your trusted partner. Visit us at 100 S Rockwood Dr Cabot Ar 72023 or call (501) 982-1000 to learn more about how we can help you achieve your financial goals.

Dedicated Team

We also take pride in having 423 full-time employees and 1 part-time employees ready to assist you with all your banking needs. Our knowledgeable team is here to provide personalized service tailored to your unique situation. In addition, our net shares amounting to $8,444,525 demonstrate our ability to lend funds effectively while maintaining a healthy balance sheet. With a total of 279,600 deposit accounts, we have built a strong member base that trusts us with their finances.

Lending Capacity

Our lending capacity is significant, with $38,947 in used auto loans and $2,248,644,272 in total loans and leases available to support your financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for all our members.

Member-Centric Approach

Members' savings are secured through $704,304,887 in share certificates and $336,844,156 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members' interests. With non-member deposits totaling $213,511,839, we ensure our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks. We have $236,159,191 in undivided earnings that allow us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better.

Solid Financial Health

With a net worth of $239,314,152, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation supports our ability to serve you effectively. Our net worth ratio of $924 demonstrates a robust capital base that ensures we can continue providing loans, competitive savings rates, and uninterrupted services even during uncertain economic times. This means you can trust us to manage your finances wisely.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $869,331,261 in used vehicle loans and $240,898,494 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to make your auto financing experience smooth and straightforward.

Business Financing

For business owners, our outstanding commercial loans totaling $265,732,167 provide the capital needed to grow and expand. We understand that every business has unique needs, so we work closely with you to create a financing plan that suits your specific situation.

Eligibility and Refinancing Options

We believe everyone should have access to affordable financing options. If you're interested in any of our loan products, be sure to check out our eligibility guidelines at http://www.afcu.org/membership/ . Additionally, if you are considering refinancing existing loans, we can assist you with options that may lower your payments or improve your terms. At Arkansas, our dedicated team is here to support you through the entire lending process. Feel free to visit us at 100 S Rockwood Dr Cabot Ar 72023, call us at (501) 982-1000, or explore more about our services on our website: https://www.afcu.org/ . Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're committed to providing transparent information and reliable service as part of our mission to serve our community's financial needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $178,046,943, make buying or refinancing simple. We aim to guide you through every step of the process, ensuring you have access to the resources you need to secure your dream home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $50,073,694 in loans helping members manage their finances effectively. This option is perfect for those looking for a way to consolidate debt or cover unexpected expenses without collateral requirements.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This trusted loan comparison tool is designed to help users easily navigate their options and make informed decisions about borrowing. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to transparency means users receive fair and reliable offers. One of the key benefits of using LendMesh is its focus on Verified Data. Loan offers are sourced exclusively from legitimate financial institutions, ensuring transparency in the options presented. Additionally, LendMesh does not feature Sponsored Listings; lenders are not prioritized based on paid promotions. The goal is to provide unbiased results that truly reflect the current market. Users also benefit from Real-Time Rate Comparisons. With up-to-date loan rates from multiple institutions, individuals can quickly assess their choices and find the best rates suited to their needs. Thousands of users trust LendMesh for loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback underscores the effectiveness and reliability of LendMesh as a tool for making sound financial decisions. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

ARKANSAS FEDERAL CREDIT UNION - Cabot, AR

Type of Loan Offerings

Home Equity Loans

Personal Loans