Bryant AR Credit Union | Affordable Vehicle Loans & Business Banking

Introduction

At Arkansas, we believe in the power of community and the importance of trust in your financial journey. Located at 115 Harvest Dr, Bryant, AR 72022, our Bryant Branch has been a cornerstone of support since it opened its doors in 1956. With a dedicated membership of over 161,865 individuals, we pride ourselves on creating lasting relationships and providing exceptional service tailored to your needs. While members can visit us at our branch, official correspondence should be sent to PO Box 9, Jacksonville, AR 72078. We are here to empower you with financial solutions that truly make a difference. Our total assets exceed $2.58 billion, and we manage approximately $106 million in deposits demonstrating our strong commitment to safeguarding your hard-earned money. Led by our CEO, Rodney Showmar, and Board President, Jon Moore, our team of 424 employees is dedicated to serving you with integrity and expertise. Whether you're looking for personal banking options like checking accounts or loans, or business services such as merchant accounts and loans, Arkansas is equipped to meet your needs. Our wide range of services includes auto loans, mortgage refinancing, credit cards with rewards, and more helping you achieve your financial goals with confidence. With a robust portfolio that includes over 95,000 loans and leases, we ensure that our members have access to the resources they need for growth and success. We invite you to visit us at the Bryant Branch or give us a call at 501-982-1000 during our convenient hours from 9:00 a.m. to 6:00 p.m., Monday through Friday. Let us partner with you on your financial journey today! For more information about membership or services, explore our website at www.afcu.org.

Branch History & Mission

A Journey Through Time

From its inception, Arkansas aimed to provide reliable financial services tailored to the needs of its members. The branch is conveniently located at 115 Harvest Dr, Bryant, AR 72022, making it accessible for all community members. Over the years, Arkansas has not only expanded its offerings but also embraced innovation. Our focus on digital advancements ensures that members can access their accounts anytime through online banking and mobile applications. Our journey is marked by significant milestones that reflect our commitment to our members and the communities we serve. Each year brings new opportunities to enhance our services and deepen our community ties. Whether it's supporting local events or partnering with organizations that uplift our neighbors, Arkansas believes in making a tangible difference.

Community Engagement

Arkansas takes pride in its community outreach efforts. We actively engage with local schools and organizations to promote financial literacy and support initiatives that benefit those around us. This commitment extends beyond financial transactions; we strive to be a trusted partner in achieving your goals. As we look forward, we invite you to join us on this journey. Experience the difference with Arkansas credit union where your financial health is our priority! Visit us today or call us at 501-982-1000 for more information about becoming a member and enjoying all the benefits we have to offer!

Our Mission

At Arkansas, our mission is clear: we are dedicated to providing exceptional financial services while nurturing strong community bonds. We believe that everyone deserves access to quality banking options whether it's personal banking through checking and savings accounts or assistance with auto loans and mortgages. Our goal is not just to meet financial needs but to empower our members through education and support. While members can visit us at 115 Harvest Dr, official correspondence should be sent to PO Box 9, Jacksonville, AR 72078. We offer various services such as ATM access and drive-thru banking for convenience. Our operating hours are Monday through Friday from 9:00 a.m. to 6:00 p.m., ensuring that we are here when you need us.

Branch Location & Accessibility

Welcome to the Arkansas Bryant Branch, your friendly neighborhood credit union located at 115 Harvest Dr, Bryant, AR 72022. Nestled in the heart of Saline County, our branch is conveniently situated near popular local spots like the Bryant Park and the local Walmart, making it easy for you to stop by while running errands or enjoying a day out. At Arkansas, we believe that banking should be accessible for everyone. Our branch features ample parking and is fully compliant with ADA standards to ensure that all members can easily access our services. Whether you prefer visiting us in person or taking advantage of our drive-thru service for quick transactions, we've got you covered. We're here for you Monday through Friday from 9:00 a.m. to 6:00 p.m., offering a range of personal banking services including checking and savings accounts, auto loans, mortgage options, and more. Plus, enjoy the convenience of our ATM available on-site for those quick cash withdrawals or balance checks. While members can visit us at 115 Harvest Dr, official correspondence should be sent to our mailing address at PO Box 9, Jacksonville, AR 72078. If you have any questions or need assistance, feel free to call us at 501-982-1000. We look forward to welcoming you into our branch soon!

Member Eligibility

Becoming a member of Arkansas is like stepping into a welcoming community where your financial well-being is the top priority. At our branch located at 115 Harvest Dr Bryant Ar 72022, we invite anyone who lives, works, worships, or goes to school in our local area to join us. It's a simple and inclusive process! Whether you're looking for personal banking services, auto loans, or just a supportive financial partner, you'll find it all here. To learn more about the specific eligibility requirements, feel free to check out our detailed criteria at http://www.afcu.org/membership/. If you're ready to open an account, visit us at http://www.afcu.org/apply-credit-card/, or give us a call at (501) 982-1000. We can't wait to welcome you into our family!

Business Banking & Commercial Services

Merchant Services That Work for You

In today's fast-paced market, efficient payment processing is crucial. Our merchant services simplify transactions for your business, allowing you to focus on what you do best serving your customers. Imagine being able to accept payments anytime and anywhere, enhancing customer satisfaction while boosting your sales. Located at 115 Harvest Dr Bryant Ar 72022 in Bryant, AR, we're dedicated to providing personalized service that fits your unique needs. Call us at (501) 982-1000 or visit us to discover how our business banking solutions can empower your growth!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $780 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $265,732,167, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

If you're a business owner, we understand the importance of having reliable banking services. Our Business Banking solutions include Merchant Services & Business Loans, designed to help you manage your operations efficiently and grow your business.

Commitment to Service

At Arkansas, we pride ourselves on being accessible and helpful. With friendly staff available during lobby hours from 9:00 AM to 6:00 PM Monday through Friday, we're here to assist you with any questions or transactions you may have. To learn more about how we can support your financial journey or if you're ready to open an account, give us a call at (501) 982-1000 or visit us online at Bryant Branch. We look forward to serving you!

Credit Cards with Rewards

We believe in rewarding our members, which is why we offer Credit Cards with Rewards. Enjoy benefits that can turn your everyday spending into savings on future purchases perfect for those who like to make the most out of their money.

Digital Convenience

In today's fast-paced world, convenience is key. That's why we provide robust Online & Mobile Banking features that allow you to access your accounts anytime, anywhere. You can perform tasks such as making transfers, checking balances, and even sending money to friends with our Person-to-Person payment service. Need cash? Our branch offers ATM & Cash Withdrawal Services, ensuring easy access to your funds when you need them most. Plus, our Drive-Thru Banking allows for quick deposits and withdrawals without leaving your car ideal for busy days!

Personal Banking

Whether you're opening your first checking account or saving for future goals, our personal banking services have you covered. We offer Checking & Savings Accounts that help you manage your day-to-day finances easily. If you're looking to purchase a new car or refinance an existing loan, our Auto Loans & Vehicle Financing options provide competitive rates and flexible terms. For those considering buying a home, our Mortgage Loans & Refinancing services can guide you through the process smoothly. And if you find yourself needing extra funds for personal projects or debt consolidation, our Personal Loans are designed to help you achieve your financial goals without stress.

Digital & Online Banking

Key Features

Our online banking platform, available at https://www.afcu.org/, provides 24/7 access to your accounts. You can check balances, view transaction history, and manage your finances anytime you need. Plus, with our mobile application, banking is literally at your fingertips! Need to send money to a friend? Our person-to-person transfer feature allows for quick and easy transactions without any hassle. If you're out shopping and want to make payments directly from your phone, our mobile payments option has you covered.

Security and Ease of Use

We prioritize your security. With electronic signature authorization available, you can sign documents securely without the need for paper forms. And if you prefer to go green, our e-statements provide a simple way to receive your account statements electronically saving both time and paper. Our services are designed with you in mind. From real-time account management to easy navigation, we strive to make your banking experience as smooth as possible. So whether you're checking your balance or transferring funds, rest assured that you'll have everything you need right at your fingertips. Explore all these features and more by visiting https://www.afcu.org/ today!

Financial Strength

At Arkansas, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, you want to feel confident in where you place your hard-earned money. That's why we are proud to share our solid financial standing with you. With a net worth of $239,314,152, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This strength is reflected in our net worth ratio of $924, demonstrating a solid capital foundation. It ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $704,304,887 in share certificates and $336,844,156 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $213,511,839, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to your financial wellbeing extends beyond just savings. With $38,947 in used auto loans and $2,248,644,272 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Additionally, our $236,159,191 in undivided earnings allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. We also take pride in having 423 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our operational efficiency is highlighted by our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Arkansas is your trusted partner. Visit us at 115 Harvest Dr Bryant Ar 72022 or call (501) 982-1000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $869,331,261 in used vehicle loans and $240,898,494 in new vehicle loans already helping members get on the road. We believe that financing should be straightforward and accessible, which is why we provide competitive terms on our auto loans.

Business Loans

For business owners, our outstanding commercial loans totaling $265,732,167 provide the capital needed to grow and expand. We understand that every business has unique needs, so we tailor our solutions to fit your specific situation.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $178,046,943, make buying or refinancing simple. Whether you're looking for your first home or want to refinance your existing mortgage, our team is here to guide you through every step of the process.

Refinancing Options

If you're considering refinancing any of your current loans for better rates or terms, our team is ready to assist you with eligibility options that could save you money over time. We're committed to finding solutions that work best for you. Whether it's an auto loan, mortgage, credit card, or business loan, Arkansas is here to support you every step of the way. For more information about our loan products or assistance with the application process, feel free to reach out at (501) 982-1000 or visit us at 115 Harvest Dr Bryant Ar 72022 in Bryant, AR. Your financial journey starts here!

Unsecured Credit Card Loans

Managing everyday expenses can sometimes require extra support. That's where our flexible terms on unsecured credit card loans come into play, with a total of $50,073,694 in loans helping members manage their finances effectively. Our credit cards come with various benefits and rewards that can enhance your purchasing power while keeping your budget in check.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, which fosters trust and transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions its primary goal is to provide unbiased results. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates across multiple institutions, enabling informed decision-making. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This highlights the tool's effectiveness in helping individuals secure better financing options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Comparisons

LendMesh guarantees accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. These standards are based on the latest results (Source: https://www.ncua.gov), ensuring that all offers displayed are fair and transparent.

Arkansas