Arkansas Credit Union Benton AR | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Arkansas, your trusted financial partner located at 1114 Highway 35 N, Benton, AR 72019. Since our establishment in 1956, we have proudly served our community with a commitment to providing exceptional banking services tailored to meet the needs of our 161,865 members. As a member-focused credit union, we understand that your financial well-being is paramount, and we strive to foster an environment of trust and support. At Arkansas, we take pride in our robust financial health, boasting total assets of $2,587,599,319 and total deposits reaching $106,377,498. Our strong net worth of $239,314,152 reflects our dedication to stability and growth for all our members. With over 42 employees led by CEO Rodney Showmar and Board President Jon Moore, we are committed to creating a welcoming atmosphere where you can achieve your financial goals. While members can visit us at the Benton branch for personal banking services including checking and savings accounts, auto loans, mortgages, and more official correspondence should be sent to our mailing address: PO BOX 9, Jacksonville, AR 72078. Our dedicated team is here to assist you from 8:30 AM to 5:00 PM (M-F). Whether you're looking for advice on loans or seeking ways to enhance your savings strategy, we invite you to reach out at 501-982-1000 or explore our website at afcu.org for more information. Together, let's build a brighter financial future!

Branch History & Mission

At the heart of Benton, Arkansas, lies the inspiring journey of Arkansas, a credit union that has proudly served its community since 1956. Established with a vision to provide accessible and reliable financial services, our branch has grown tremendously over the years. From humble beginnings to becoming a cornerstone of support for over 161,865 members, Arkansas exemplifies commitment and community spirit. Located at 1114 Highway 35 N, Benton, AR 72019, we are easily reachable and close to local landmarks that make us a convenient stop for your banking needs. Our modern facilities feature an ATM and drive-thru services, allowing members to manage their finances with ease. We understand that every interaction counts, which is why we strive to offer personalized service during our operating hours from 8:30 AM to 5:00 PM, Monday through Friday. The mission of Arkansas is clear: we aim to empower our members by providing exceptional financial services while fostering community growth. We believe in supporting not just individual financial goals but also the well-being of our entire community. This commitment is reflected in our diverse offerings including personal banking solutions such as checking and savings accounts, auto loans, mortgage loans, business banking options, and much more. As we look back on our history, we celebrate not only our financial achievements like accumulating total assets of $2,587,599,319 but also the relationships we've built along the way. Our dedication to ADA compliance ensures that all members can access our services comfortably. Moreover, we continuously embrace digital advancements such as online and mobile banking to better serve our members' needs in today's fast-paced world. Throughout the years, we have partnered with local organizations to give back through various outreach programs aimed at uplifting those around us. Whether it's through financial literacy workshops or community events, Arkansas believes in making a positive impact beyond banking. Join us at Arkansas, where your financial journey matters. Experience the benefits of being part of a credit union that prioritizes its members' success while actively contributing to the Benton community. To learn more about membership or to get started today, visit us online or call us at (501) 982-1000. Together, let's build a brighter future!

Branch Location & Accessibility

Get in Touch!

We invite you to come see us soon! If you have any questions before your visit or need assistance with anything specific, don't hesitate to give us a call at 501-982-1000. Our team is eager to help you navigate all your banking needs while ensuring a positive experience every time you walk through our doors. Visit the Arkansas Credit Union Benton Branch today and discover how we can support your financial journey!

Nearby Landmarks and Accessibility

Located just off Highway 35, our branch is easily accessible from several main roads and is close to local landmarks that make finding us a breeze. If you're near the Saline Memorial Hospital or the beautiful Benton Community Park, you're just minutes away from our location! We offer ample parking spaces and ensure that our facilities are ADA compliant, so everyone can comfortably visit us.

Operating Hours and Services

We understand that convenience matters, which is why we're open Monday through Friday from 8:30 AM to 5:00 PM. During these hours, you can take advantage of our full range of personal banking services including checking and savings accounts, auto loans, mortgage options, and credit cards with rewards. Plus, we have an ATM on-site for quick cash withdrawals and basic transactions. For those who prefer drive-thru banking, we also offer this service to make your visits even easier. Just pull up to our drive-thru window for deposits, withdrawals, and other simple transactions without leaving your vehicle. While members can visit us at 1114 Highway 35 N, official correspondence should be sent to PO BOX 9 in Jacksonville, AR.

Member Eligibility

At Arkansas, we believe that joining our community should feel like stepping into a warm and welcoming space where everyone can thrive. Becoming a member is simple! If you live, work, worship, or attend school in the area, you're likely eligible to join us. We're dedicated to providing financial services tailored to your needs, whether it's opening a checking account or applying for a loan. Plus, as a member of Arkansas, you'll enjoy benefits such as lower fees, better rates, and personalized service that puts you first. For more detailed information about eligibility requirements, feel free to check out our website at http://www.afcu.org/membership/ . If you're ready to take the next step, visit us online to start the account opening process here: http://www.afcu.org/apply-credit-card/ . Should you have any questions or need assistance, don't hesitate to give us a call at (501) 982-1000. We're excited to welcome you into our family at Arkansas located at 1114 Highway 35 N Benton Ar 72019!

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $780 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $265,732,167, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Needs

In addition to loans, our merchant services make it easy for you to accept payments and manage transactions efficiently. Imagine your busy café on a Saturday morning our point-of-sale solutions ensure quick checkouts, allowing you to focus on what matters most: serving your customers. Located at 1114 Highway 35 N Benton Ar 72019 in Benton, AR, we invite you to explore how our tailored financial products can help your business thrive. Contact us today at (501) 982-1000 to learn more about our offerings!

Comprehensive List Of Services

Accessibility Features

At Benton Branch, we prioritize convenience in everything we do. Our ATM services allow for quick cash withdrawals and balance checks without stepping into the branch. With our drive-thru banking option, making deposits or withdrawals is as easy as a quick stop in your car. Whether it's through our online portal or mobile application, managing your finances has never been simpler. You can set up e-statements for easy tracking of your transactions while also enjoying person-to-person payment features that let you send money securely to friends or family.

Business Banking

If you're a business owner, our business banking services include merchant services and business loans that can help you grow your enterprise. We recognize that running a business comes with its challenges, which is why we're here to support you with financial solutions that work for you.

Join Us!

We invite you to explore all that Arkansas has to offer. With our comprehensive range of services tailored for both individuals and businesses, we're confident you'll find exactly what you're looking for right here in Benton. For more information about opening an account or applying for a loan, give us a call at (501) 982-1000 or visit us at https://www.afcu.org/ . Your financial journey starts here!

Loans and Financing

Need a new car? Our auto loans and vehicle financing options are straightforward and tailored to fit your budget. We strive to get you behind the wheel without hassle. If you're considering homeownership or want to refinance an existing mortgage, our mortgage loans offer competitive rates and flexible terms designed just for you. For those unexpected expenses or larger purchases, we also provide personal loans and debt consolidation options to help you regain control over your finances. With our credit cards featuring rewards programs, you can earn points on everyday purchases while enjoying the convenience of cashless transactions.

Personal Banking

Our personal banking services are designed with you in mind. We offer checking and savings accounts that cater to various lifestyles and goals. Whether you're saving for a dream vacation or managing day-to-day expenses, you'll find the right account for your needs. Plus, our online and mobile banking features make it easy for you to access your accounts anytime and anywhere. You can check balances, transfer funds, and even make payments with just a few taps on your phone.

Digital & Online Banking

Key Features for Your Convenience

With 24/7 online banking services, you can check your account balances, view transaction history, and pay bills anytime, anywhere. Our user-friendly mobile application makes it easy to manage your finances right from your smartphone. Plus, if you're always on the move, our mobile payments feature lets you make purchases quickly and securely without needing cash or cards. We also provide electronic signature authorization, which simplifies the process of completing important documents from the comfort of your home. This is perfect for those busy days when visiting a branch isn't possible. And for those who prefer going paperless, e-statements are available to help you keep track of your finances while reducing clutter.

Stay Connected with Easy Transfers

Need to send money to a friend? Our person-to-person transfer service allows you to send money quickly and easily with just a few taps on your phone. It's all about making banking easier and more accessible for you. At Arkansas, we prioritize security alongside convenience. You can rest assured that your information is protected with advanced security measures. Enjoy real-time account management and stay in control of your financial journey with ease. Explore all these features today by visiting https://www.afcu.org/ and see how our digital banking services can enhance your banking experience!

Financial Strength

At Arkansas, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial strength is robust, providing you with the confidence to save, borrow, and plan for your future. With a net worth of $239,314,152, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $924 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $704,304,887 in share certificates and $336,844,156 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $213,511,839, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $236,159,191 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $38,947 in used auto loans and $2,248,644,272 in total loans and leases. Our financial health is reflected in our operations as well. Our $0 indicates operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 423 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $8,444,525. Total Share Accounts: 279,600, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Arkansas is your trusted partner. Visit us at 1114 Highway 35 N Benton Ar 72019 or call (501) 982-1000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $869,331,261 in used vehicle loans and $240,898,494 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to make your car-buying experience smooth and straightforward.

Business Loans

For business owners, our outstanding commercial loans totaling $265,732,167 provide the capital needed to grow and expand your business. We understand the challenges of running a business and are dedicated to supporting local entrepreneurs with tailored lending solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $178,046,943, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance your existing mortgage, our team is here to guide you through every step of the process.

Refinancing Options

If you're considering refinancing any existing loans, we can help determine eligibility options that best fit your circumstances. Our goal is to ensure you have access to favorable terms that suit your financial situation. At Arkansas, we prioritize transparency and ease of access for all our members. You can reach us at (501) 982-1000 for more information about our loan offerings or visit us at 1114 Highway 35 N Benton Ar 72019, Benton, AR. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore our loan products today and see how we can assist you in achieving your financial aspirations!

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $50,073,694 in loans helping members manage their finances effectively. These cards come with various benefits and rewards, making them ideal for everyday purchases or larger expenses when you need that extra financial cushion.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures that all offers are fair and transparent. By using verified data, users can trust that they are seeing legitimate loan options without hidden fees or misleading terms.

Benefits of Using LendMesh

LendMesh stands out in the crowded marketplace for several reasons: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You won't find any questionable lenders here. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means you see all your options fairly, not just those willing to pay for visibility. - Real-Time Rate Comparisons: Rates are updated continuously from multiple institutions, helping users make informed decisions based on current market conditions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights how effective the platform can be in finding substantial savings. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

ARKANSAS

Type of Loan Offerings

Home Equity Loans

Personal Loans