Arkansas Superior Credit Union Monticello AR | Best Auto Loans & Business Banking

Introduction

Welcome to Arkansas Superior, your trusted partner in financial services located at 1090 Old Warren Rd, Monticello, AR 71655. Since our establishment in 1957, we have proudly served our community with dedication and care, helping nearly 9,841 members achieve their financial goals. At Arkansas Superior, we believe in building strong relationships with our members while offering personalized banking solutions tailored to meet your needs. Our commitment to excellence is reflected in our impressive total assets of $84,081,237 and a solid net worth of $23,047,613. We take pride in providing an array of financial products such as personal banking accounts, auto loans, mortgages, and business loans. With over 5,758 loans and leases issued, we ensure that our members have the resources they need for every step of their financial journey. While you can visit us at our branch address for all your banking needs, please note that any official correspondence should be directed to 1090 OLD WARREN ROAD, MONTICELLO, AR 71655. Our friendly team is here to assist you with questions or concerns you may have simply give us a call at 870-460-9080. Under the leadership of our CEO, Greg Morman, and Board President Diana Harton, we strive to foster a welcoming environment where everyone feels valued and supported. With a dedicated staff of 24 employees, we're equipped to provide exceptional service whether you're visiting us in person or utilizing our online banking options. Join us today and experience the difference that a community-focused credit union can make! Visit our website at https://www.asfcu.coop to learn more about our services or stop by to chat with one of our team members. We look forward to serving you!

Branch History & Mission

Community Engagement

We actively engage with our community through various outreach programs and partnerships designed to uplift those around us. Whether it's supporting local events or offering financial education workshops, our goal is to make a positive impact on Monticello and its residents.

Modern Banking Solutions

In addition to traditional services, we embrace digital advancements that enhance your banking experience. With features like online banking, mobile applications, and ATM access available at convenient locations, managing your finances has never been easier. As part of our commitment to accessibility, we ensure ADA compliance throughout our facilities so everyone can comfortably enjoy the services we offer. Additionally, our drive-thru banking service allows for quick transactions without leaving your vehicle. If you're looking for a credit union that genuinely cares about your financial future and community involvement, look no further than Arkansas Superior. Join us today and experience firsthand the benefits of being part of our growing family! For more information or assistance, feel free to contact us at 870-460-9080 or visit us online at Arkansas Superior. Together, let's build a brighter financial future!

Our Mission

Our mission is simple yet impactful: to empower our members through excellent financial services while fostering a strong sense of community. We believe that everyone deserves access to affordable banking options and personalized support. At Arkansas Superior, we are not just about numbers; we are about people. We strive to create lasting relationships with our members and work diligently to ensure their financial well-being. While members can visit us at 1090 Old Warren Rd, official correspondence should be sent to 1090 OLD WARREN ROAD, MONTICELLO, AR 71655 if it differs from the branch address.

Branch Location & Accessibility

Welcome to the Arkansas Superior Monticello Branch, your friendly neighborhood credit union located at 1090 Old Warren Rd in beautiful Monticello, AR. Nestled in Drew County, our branch is conveniently situated near local landmarks, making it easy for you to stop by while running errands or enjoying a day out in the community. At our branch, we pride ourselves on providing accessible banking services to all members. Our location features ample parking and ADA-compliant access points, ensuring that everyone can visit us comfortably. Whether you prefer to walk in or use our drive-thru service for quick transactions, we have you covered! We understand that your time is valuable. That's why our lobby hours are designed to fit your busy schedule: we're open from 9 AM to 5 PM on Mondays, Tuesdays, Thursdays, and Fridays, and from 9 AM to 4 PM on Wednesdays. If you need cash or want to check your balance outside of these hours, don't worry! We also have an ATM available for your convenience. If you ever need to send us official correspondence, please note that while you can visit us at our branch address, all mail should be sent to the same location: 1090 Old Warren Road, Monticello, AR 71655. Our team is dedicated to helping you with a wide range of services including personal banking, auto loans, mortgage options, and even business banking solutions. We invite you to drop by or give us a call at 870-460-9080 if you have any questions or need assistance. We look forward to serving you soon!

Member Eligibility

At Arkansas Superior, we believe that everyone deserves a chance to belong to a supportive and caring community. Becoming a member is simple and welcoming! If you live, work, or worship in Drew County or are a family member of an existing member, you're eligible to join us. This means that whether you're looking for a personal checking account, an auto loan, or just a place to save your hard-earned money, you'll find it here with us at 1090 Old Warren Rd, Monticello, AR 71655. We aim to provide all our members with exceptional service and benefits tailored to their needs. For detailed eligibility criteria, feel free to visit our website at http://www.asfcu.coop/membership.html. Getting started is easy! Just give us a call at (870) 460-9080 during our operating hours from Monday through Friday, and we'll guide you through the account opening process. We can't wait to welcome you into our Arkansas Superior family!

Business Banking & Commercial Services

Financing Options That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $5,711, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Success

Imagine having the tools to easily manage transactions and improve cash flow. Our merchant services provide just that. By offering straightforward payment processing solutions, we help you focus on what really matters growing your business. You can accept payments anytime, anywhere, making it easier for your customers to do business with you. Visit us at 1090 Old Warren Rd Monticello Ar 71655 in Monticello, AR, or call us at (870) 460-9080 to discover how we can partner with you for success. Your business deserves the best, and we're here to provide it!

Comprehensive List Of Services

ATM and Drive-Thru Services

Our branch features an ATM for quick cash withdrawals and basic transactions like balance checks. Additionally, enjoy the ease of our Drive-Thru Banking, which allows you to make deposits and withdrawals without leaving your vehicle perfect for busy days when time is of the essence.

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking platforms that allow you to manage your finances on-the-go. You can easily check balances, transfer funds, and pay bills from the comfort of your home or wherever life takes you.

Credit Cards and Business Banking

If rewards matter to you, check out our Credit Cards with Rewards, designed to give back every time you use them. For entrepreneurs, our Business Banking services include Merchant Services & Business Loans, helping you grow and manage your business effectively.

Join Us Today!

At Arkansas Superior, we pride ourselves on being more than just a credit union; we are part of the community. Our friendly staff is ready to assist you with any questions or concerns. Don't hesitate to reach out at (870) 460-9080 if you'd like more information about our services or visit us at http://www.asfcu.coop for additional resources. Experience financial freedom today! Join us at Arkansas Superior where your financial well-being is our priority.

Personal Banking Solutions

We offer a variety of personal banking options designed for everyday needs. Our Checking & Savings Accounts come with no monthly fees and competitive interest rates, making it easy for you to manage your money while saving for the future. If you're considering purchasing a vehicle, our Auto Loans & Vehicle Financing services can guide you through the process with low rates and flexible terms. For those looking to invest in a home, our Mortgage Loans & Refinancing options provide tailored solutions that fit your financial situation. We also understand that life can throw unexpected expenses your way, which is why we offer Personal Loans & Debt Consolidation services to help ease financial burdens.

Digital & Online Banking

Key Features

With our online banking services, you can easily check balances, transfer funds, and pay bills without stepping foot in a branch. Our system offers person-to-person transfers, making it simple to send money to friends or family with just a few clicks. Plus, if you prefer paperless communication, we provide e-statements that keep your financial documents organized and accessible.

Mobile Banking Made Easy

For those who prefer to bank on the go, our mobile application is available for download, giving you the power to manage your accounts right from your smartphone. Although mobile payments aren't available yet, you can still enjoy the convenience of real-time account management and access essential features from wherever you are. In short, whether you're checking your balance or transferring money between accounts, Arkansas Superior makes it easy and secure. Experience all these great features by visiting us at https://www.asfcu.coop/ today!

Security You Can Trust

Your security is our top priority. While we don't currently offer electronic signature authorization for transactions, rest assured that our online banking platform is equipped with robust security measures. You can bank with confidence knowing that your information is protected.

Financial Strength

Growing Together

As of now, we have successfully built a community of trust with 13,925 share accounts, demonstrating the confidence our members have in us. Our net shares available for lending stand at $0, which enhances our ability to support both current and future member needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Arkansas Superior is your trusted partner. Visit us at 1090 Old Warren Rd Monticello Ar 71655 or call (870) 460-9080 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $21,753,833 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. Our commitment extends to supporting your financial goals across various sectors, as shown by our $2,316 in used auto loans and $66,444,110 in total loans and leases.

Member-Centric Savings

Your savings are secured through $12,238,667 in share certificates, offering stable and rewarding financial growth opportunities. Members can also benefit from our focus on you; with non-member deposits at $0, we ensure that our resources are directed toward providing better loan rates, lower fees, and exclusive perks designed for our valued members.

Operational Efficiency

Our operational efficiency is highlighted by our $-$23,794, which enables us to continue offering competitive loan rates and solid financial products for our members. We pride ourselves on having a dedicated team of 22 full-time employees and 2 part-time employees who are always ready to assist you with their expertise.

Solid Financial Health

With a net worth of $23,047,613, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 27.41% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued $29,959,620 in used vehicle loans and $11,080,996 in new vehicle loans to help members get on the road. Whether you're buying new or used, we have flexible financing options tailored for you.

Business Loans

For business owners looking for growth opportunities, our outstanding commercial loans total $5,711, providing essential capital needed to expand your business.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $67,040, ensuring that you can find a plan that fits your budget and timeline.

Refinancing Options

If you're considering refinancing any of your existing loans or want to explore eligibility options for our various products, don't hesitate to reach out. Our knowledgeable staff is here to guide you through the process and find the best solution for your financial situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Arkansas Superior, we're committed to helping you navigate your financial journey with ease and confidence. Visit us today to learn more about how our loan products can assist you in reaching your goals!

Unsecured Credit Card Loans

We also provide flexible terms on unsecured credit card loans. Although currently there are no outstanding unsecured credit card loans available, we encourage you to check back frequently as our offerings may change.

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to using verified data means that you receive fair and transparent offers without hidden agendas.

ARKANSAS SUPERIOR FEDERAL CREDIT UNION - Monticello, AR

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