Arkansas Health Center Credit Union Benton AR | Affordable Auto Loans & Business Banking

Introduction

Welcome to Arkansas Health Center Federal Credit Union, your trusted financial partner since 1953. Located at 6701 Highway 67 Bldg 67, Benton, AR 72015, we have proudly served our community for decades, providing a range of personal and business banking services designed with you in mind. With over 1,097 members, we focus on building relationships that matter, ensuring that each individual feels valued and supported. At Arkansas Health Center FCU, our commitment to excellence is reflected in our strong financial foundation. With total assets amounting to an impressive $9,526,782 and total deposits reaching $1,432,371, we stand ready to support your financial journey. Our dedicated team is led by CEO Donna Thomason and Board President Shelia Holicer, who work tirelessly to maintain a welcoming environment for all members. Whether you're looking for auto loans, mortgage refinancing, or personal banking options, we're here to help you achieve your financial goals. While you can visit us at our branch location, please note that official correspondence should be sent to the same address: 6701 Highway 67 Bldg 67, Benton, AR 72015. With a focus on community impact and member satisfaction, we invite you to explore our offerings online at ahcfcu.com or give us a call at 501-860-0590. Together, let's take the next step towards a brighter financial future!

Branch History & Mission

Commitment to Community

At Arkansas Health Center Federal Credit Union, we take pride in not just being a financial institution but also an active participant in the Benton community. Our outreach efforts include partnerships with local organizations and events that promote financial literacy and support those in need. We understand that when we invest in our community's well-being, we all thrive together. As technology continues to advance, we remain dedicated to improving your experience through online banking options that allow you to manage your finances conveniently. While we currently do not offer ATMs or drive-thru banking services at this branch, our online banking platform ensures you can access your account anytime from anywhere.

Join Us Today

As we look towards the future, Arkansas Health Center Federal Credit Union remains committed to nurturing relationships with our members and supporting the community around us. We invite you to visit us during our operating hours Monday and Friday from 9:00 AM to 4:30 PM and Tuesday through Thursday from 9:00 AM to 4:00 PM and see how we can help you with your financial journey. If you're ready to experience the benefits of being part of a credit union that truly cares about its members and their success, consider joining us today! For more information about membership eligibility or how to open an account with us, please call us at 501-860-0590 or visit our website. Your future starts here at Arkansas Health Center Federal Credit Union!

Our Journey

Since opening our doors, Arkansas Health Center has evolved significantly. Initially founded to support health center employees and their families, we have expanded our membership eligibility to include anyone who lives or works in Saline County. Over the years, we have achieved remarkable milestones, including accumulating total assets of nearly $9.5 million and providing various financial services tailored to meet our members' needs. Our mission is clear: to empower our members by offering affordable financial solutions while fostering a sense of community. We believe that everyone deserves access to quality banking services without the high fees often associated with traditional banks. Whether you're looking for checking accounts, auto loans, or personal loans, we're here to help you achieve your financial goals.

Branch Location & Accessibility

Accessibility and Convenience

At Arkansas Health Center, we understand that accessibility matters. Our location offers ample parking for all our visitors. While we currently do not have drive-thru services or ATM availability on-site, our friendly staff is always ready to assist you inside the branch during our operating hours: Monday and Friday from 9:00 AM to 4:30 PM, and Tuesday through Thursday from 9:00 AM to 4:00 PM. Whether you're looking to open a personal account, inquire about auto loans, or explore our mortgage options, you can count on our dedicated team for personalized service. We ensure that everyone can access our services comfortably and efficiently.

Visit Us Today!

We invite you to stop by the Arkansas Health Center today! If you have any questions or would like more information about our offerings, feel free to call us at 501-860-0590. Let us help you take the next step toward achieving your financial goals!

Member Eligibility

Becoming a member of Arkansas Health Center is like joining a caring family that prioritizes your financial well-being. If you're connected to the healthcare community in Arkansas, whether you work for or are a retiree from one of the local health centers, or if you're related to someone who does, you can easily join us. We welcome those who live, work, worship, or attend school in Saline County too! The benefits of membership include access to personalized financial services designed with your needs in mind. You can find more detailed eligibility criteria by visiting this link. Getting started is simple! Just stop by our branch at 6701 Highway 67 Bldg 67 Benton Ar 72015, where our friendly staff is ready to assist you. You can also call us at (501) 860-0590 for any questions about opening an account and to learn more about the exciting opportunities we offer. Join us today and experience the difference of being part of Arkansas Health Center!

Business Banking & Commercial Services

Merchant Services That Make a Difference

In addition to loans, our merchant services can streamline your operations. Imagine having the tools you need to accept payments easily from customers. Whether it's through credit card processing or mobile payments, our services can help you manage transactions efficiently, allowing you to focus on what truly matters growing your business. Located at 6701 Highway 67 Bldg 67 Benton Ar 72015 in Benton, AR, we're here to partner with you every step of the way. Reach out at (501) 860-0590 to learn more about how we can help your business thrive!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new vehicle? Our auto loans and vehicle financing options are tailored to help you drive away with the car of your dreams. We understand that buying a car is a big decision, so we offer flexible terms and competitive rates. You can focus on choosing the right car while we take care of the financing.

Business Banking Services

At Arkansas Health Center, we don't forget about business owners! Our business banking services include merchant services and business loans designed to support local enterprises in achieving their goals. We know how vital small businesses are to our community; let us help yours thrive!

Credit Cards with Rewards

If you enjoy earning rewards while spending, check out our credit card options. With benefits tailored to suit different lifestyles, you'll accumulate points or cash back on purchases that matter most to you. It's like getting rewarded just for using your card!

Mortgage Loans & Refinancing

For those ready to buy their first home or refinance an existing mortgage, we provide comprehensive mortgage solutions. Our experienced staff will guide you through every step of the process, ensuring you find the best loan for your situation. Picture yourself settling into your new home, supported by a mortgage plan designed just for you.

Online & Mobile Banking

To make banking even more convenient, Arkansas Health Center Federal Credit Union offers robust online and mobile banking solutions. Manage your accounts from anywhere pay bills, transfer funds, or check balances with just a few clicks or taps on your phone. For any questions or assistance with our services, feel free to reach out at (501) 860-0590 during our operating hours: Monday and Friday from 9:00 AM to 4:30 PM; Tuesday through Thursday from 9:00 AM to 4:00 PM. In conclusion, whether you're looking for personal banking solutions or business support, Arkansas Health Center is here for you. Explore all the possibilities today! For more information on how to become a member or open an account, visit us at our website. Your financial journey starts here!

Personal Banking Solutions

Whether you're looking to open a checking or savings account, we've got you covered with our personal banking options. Imagine having the perfect account to manage your day-to-day expenses or save for that special occasion. At Arkansas Health Center Federal Credit Union, our accounts come with competitive rates and features that make managing your money easier than ever.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, and that's where our personal loans come into play. Whether it's for medical bills, education costs, or consolidating debt into one manageable payment, we offer solutions that fit your financial picture. With clear terms and reasonable interest rates, finding relief has never been easier.

Digital & Online Banking

Key Features

One of the standout features is our e-statements availability. Say goodbye to paper clutter and enjoy instant access to your statements online. It's not only eco-friendly but also helps you stay organized. While we currently don't offer mobile payments or a dedicated mobile application, our online banking service ensures that all your essential banking tasks are just a click away. Although electronic signature authorization isn't available right now, rest assured that our platform prioritizes security to keep your information safe. You can trust us for secure transactions and peace of mind while managing your finances. For those who want to send money quickly, person-to-person transfers are not currently offered, but we're always looking for ways to enhance our services based on member feedback. Join us at Arkansas Health Center and experience the convenience of modern banking through our digital services. Whether you're checking in on your savings or planning your next big purchase, we've got you covered every step of the way!

Financial Strength

A Strong Financial Foundation

With a net worth of $1,390,463, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,460 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Commitment to Our Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment is further reflected in our $1,242,876 in undivided earnings, which allows us to reinvest in innovative banking tools and stronger lending options.

Efficient Operations

Our operational efficiency is evident in our $147,587, allowing us to continue offering competitive loan rates and solid financial products for our members. We pride ourselves on having 3 full-time employees ready to assist you, along with additional part-time staff as needed.

Growing Together

We're proud to serve a growing member base with a total of 1,788 share accounts. This indicates strong trust from our community as they choose us for their financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Arkansas Health Center is your trusted partner. Visit us at 6701 Highway 67 Bldg 67 Benton Ar 72015 or call (501) 860-0590 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $268,465 in share certificates, offering stable and rewarding financial growth opportunities. While we do not have money market shares at this time, our focus remains on providing you with options that suit your needs.

Supporting Your Financial Goals

Our lending capacity supports members' financial goals across various sectors with $183 in used auto loans and $6,464,029 in total loans and leases. This diverse portfolio enables us to cater to different needs while ensuring responsible lending practices.

Loan Offering

Additional Support

If you're considering refinancing options or want more information on eligibility requirements for any of our loan products, please don't hesitate to reach out. Our dedicated staff is available at (501) 860-0590 during our operating hours: Monday and Friday from 9:00 AM to 4:30 PM, and Tuesday through Thursday from 9:00 AM to 4:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're here to provide personalized service and support throughout your borrowing journey. Visit us at 6701 Highway 67 Bldg 67, Benton AR 72015 or check out our website at ahcfcu.com for more information about our loan offerings and how we can help meet your financial needs.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $3,552,177 in used vehicle loans and $1,472,045 in new vehicle loans already helping members get on the road. We offer competitive interest rates and flexible terms that make financing a vehicle straightforward and stress-free.

Credit Lines and Unsecured Loans

For those who need extra flexibility, we provide total credit lines of $275,000, ensuring you have access to funds when unexpected expenses arise. Additionally, we also offer unsecured credit card loans designed to help manage finances effectively. While there are currently no unsecured credit card loans issued, our team is here to assist you with any inquiries regarding future offerings.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. While we currently do not have Junior Lien 1-4 Family Residential Properties loans available, our experienced team can guide you through alternative solutions for home financing.

Loan Aggregator

Accurate Loan Comparisons

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Benefits of Using LendMesh

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ARKANSAS HEALTH CENTER FEDERAL CREDIT UNION - Benton, AR