Arkansas Best Credit Union Fort Smith AR | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to Arkansas Best, your trusted partner in financial well-being since 1960! Located at 3501 Old Greenwood Rd, Fort Smith, AR 72903, we are dedicated to serving our community with personalized banking solutions tailored to meet your unique needs. With a strong membership base of over 11,989 members and total assets amounting to $146,278,386, we pride ourselves on being a reliable choice for both personal and business banking. At Arkansas Best, we understand that financial success is built on trust and commitment. Our leadership team, led by CEO Norma Meares and Board President Calvin Mastin, is passionate about creating a welcoming environment where you can feel confident managing your finances. Whether you're looking for a new auto loan, savings account, or mortgage options, our experienced staff is here to guide you every step of the way. While members can visit us at our branch location, official correspondence should be sent to PO BOX 17020, Fort Smith, AR 72917. We invite you to explore our range of services including checking and savings accounts, personal loans, credit cards with rewards, and more. With total deposits exceeding $4,301,375 and a net worth of $21,285,080, we are well-positioned to support your financial journey. Our dedicated team of 32 employees works tirelessly to ensure that you receive exceptional service during our lobby hours from 8:00 AM to 5:00 PM (CST) and drive-thru service available until 6:00 PM (CST) on weekdays. Ready to take control of your financial future? Visit us today or give us a call at (479) 649-2060. At Arkansas Best, we're not just a credit union; we're your community partner in success! For more information about our services or to become a member, check out our website at abfcu.org.

Branch History & Mission

At Arkansas Best, we take pride in our rich history and commitment to serving our members in Fort Smith, Arkansas. Since opening our doors in 1960, we have continuously evolved to meet the changing needs of our community. Nestled at 3501 Old Greenwood Rd, Fort Smith, AR 72903, our branch has become a cornerstone for financial support and guidance. From humble beginnings, Arkansas Best has grown to serve over 11,989 members, reflecting our dedication to providing exceptional financial services. Our total assets now stand at an impressive $146,278,386, showcasing the trust placed in us by our community. We believe that every member's journey is unique, and we strive to offer tailored solutions that empower them to achieve their financial goals. Our mission is clear: we exist to enhance the financial well-being of our members while fostering a sense of community. We aim to provide not just banking services but also valuable resources that help individuals and families thrive. Whether it's through personal banking options like checking and savings accounts, auto loans, or mortgages, we are committed to being a reliable partner on your financial journey. While members can visit us at 3501 Old Greenwood Rd Fort Smith Ar 72903, official correspondence should be sent to PO BOX 17020, Fort Smith, AR 72917 if necessary. Our branch operates with convenience in mind, offering lobby hours from 8:00 AM - 5:00 PM (CST) Monday through Friday and drive-thru service available from 7:30 AM - 6:00 PM (CST) during the same days. We understand that accessibility is key; thus, we are proud to provide ADA-compliant facilities and customer-centric initiatives aimed at making banking easier for everyone. Although we currently do not have ATM services on-site, our drive-thru banking allows for quick transactions without leaving your vehicle. Community outreach is at the heart of what we do. We actively seek partnerships with local organizations and engage in initiatives that uplift those around us. Whether it's sponsoring local events or supporting educational programs, Arkansas Best is dedicated to making a positive impact beyond just banking. Join us today at Arkansas Best and discover how we can assist you with personalized financial solutions designed for your needs. Experience the difference of a credit union that truly cares about its members and community. Together, let's build a brighter financial future!

Branch Location & Accessibility

Accessibility Features

We take pride in making our branch accessible for everyone. Our facilities are compliant with ADA standards, featuring ramps and designated parking spaces for those who need them. Your comfort and ease of access are important to us.

Call to Action

Ready to experience exceptional service? We invite you to visit us at Arkansas Best or give us a call at 479-649-2060. Our friendly staff is eager to assist you with all your banking needs!

Nearby Landmarks and Parking

Located near popular local spots, our branch is just a stone's throw away from the bustling Fort Smith city center, making it a convenient stop for both residents and visitors alike. You'll find ample parking available on-site, so you can easily pop in without worrying about where to leave your vehicle.

Operating Hours

We understand that life can be busy, which is why we offer flexible operating hours to fit your schedule. Visit us Monday through Friday from 8:00 AM to 5:00 PM for lobby services or take advantage of our drive-thru service available from 7:30 AM to 6:00 PM on weekdays. We want to ensure that banking with us is as convenient as possible.

Services Offered

At Arkansas Best, we provide a range of services tailored to meet your financial needs. From personal banking like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. If you're looking for business solutions, we offer merchant services and business loans too! Our drive-thru facility makes it easy for you to handle deposits and withdrawals without leaving your car.

Member Eligibility

Becoming a member of Arkansas Best is like joining a close-knit family where your financial well-being is our top priority. If you live, work, worship, or attend school in Sebastian County, you're already on the right path to becoming part of our community. Additionally, if you have a family member who is already a member, you're also eligible! Membership at Arkansas Best means access to a range of benefits designed with you in mind, including competitive rates on loans and savings accounts, personalized service, and various financial products tailored to fit your needs. Opening an account is easy and welcoming. Simply visit us at our branch located at 3501 Old Greenwood Rd Fort Smith Ar 72903 or give us a call at (479) 649-2060 for more information. You can also check out the detailed eligibility criteria by visiting http://www.abfcu.org/about-us#membership. Ready to start your journey? You can begin the account opening process online through this link: https://abfcu.symapp.jhahosted.com/. We look forward to welcoming you into our community!

Business Banking & Commercial Services

Practical Merchant Services

Imagine having a partner that simplifies payment processing so you can focus on what you do best running your business. Our merchant services offer practical benefits like streamlined payment acceptance and improved cash flow management. With these tools at your disposal, you'll be better equipped to serve your customers and grow your revenue. No matter where you are on your business journey, Arkansas Best is here to help you succeed. Visit us at 3501 Old Greenwood Rd Fort Smith Ar 72903 in Fort Smith, AR or call us at (479) 649-2060 to learn more about how we can support your business goals today!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no member commercial loans funded, we recognize the importance of providing flexible financing solutions for all local entrepreneurs. We also support the broader business community with $0 in non-member commercial loans, ensuring that even those outside our membership can access essential resources to thrive.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

When it's time to hit the road, Arkansas Best has you covered with competitive auto loans and vehicle financing options. Picture yourself cruising in a new car without the stress of overwhelming payments. Our friendly loan officers can help you find the right financing solution that fits your budget.

Business Banking

For local businesses looking for support, our business banking services include merchant services and business loans tailored to help you thrive. We understand the challenges of running a business and aim to provide financial solutions that empower growth.

Convenient Access

At Arkansas Best, convenience is key. With features like online banking, mobile payments, and person-to-person transfers, managing your finances has never been easier. You can also rely on our drive-thru service for quick deposits or withdrawals without leaving your vehicle. Feel free to reach out at 479-649-2060 if you have any questions or want more details about any of these services. Our doors are open from 8:00 AM to 5:00 PM (CST) Monday through Friday, with extended drive-thru hours from 7:30 AM to 6:00 PM (CST). Join us at Arkansas Best today your trusted partner in achieving all your financial goals! For more information about our services or to become a member, visit us at www.abfcu.org.

Credit Cards with Rewards

With our credit cards featuring rewards, every purchase brings you closer to exciting perks. From cashback offers to travel benefits, using our credit card can enhance your everyday spending while rewarding you for it.

Mortgage Loans & Refinancing

If you're thinking about buying a home or refinancing an existing mortgage, we offer tailored mortgage loans that suit different lifestyles and financial situations. Our team is ready to guide you through the process so you can focus on making memories in your new home.

Personal Banking

Whether you're opening your first checking account or managing savings for future goals, our personal banking options are built with you in mind. We offer checking and savings accounts that provide flexibility and ease of access. Imagine having your finances organized in one place our online and mobile banking platforms make it simple to manage your money anytime, anywhere.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's why we provide personal loans and debt consolidation options to help you regain control over your finances. Whether it's for a major purchase or consolidating high-interest debt into one manageable payment, we're here to help you navigate those choices.

Digital & Online Banking

Key Features

Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick. You can send funds directly from your account without the hassle of cash or checks. Plus, with mobile payments enabled, making purchases has never been easier just tap and pay! For added convenience, we offer electronic signature authorization. This means you can sign documents securely without needing to visit a branch. Also, if you're looking to go paperless, e-statements are available so you can view your account statements online whenever you need them. Security is our top priority. Our online banking services include advanced security measures to keep your information safe while you enjoy easy access to your accounts. With real-time account management, you're always in control of your financial decisions. At Arkansas Best, we are committed to providing accessible and efficient banking solutions that fit into your lifestyle. Explore all our digital offerings today and see how they can enhance your banking experience!

Financial Strength

At Arkansas Best, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to ensuring your funds are safe and that you have access to the services you need, when you need them. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $21,285,080, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,451 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $38,198,633 in share certificates, offering stable and rewarding financial growth opportunities. While we currently do not have money market shares, our focus remains on maximizing value for our members. Unlike traditional banks, we prioritize our members; with non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $20,888,838 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is impressive; with $1,374 in used auto loans and $59,690,548 in total loans and leases, we support our members' financial goals across various sectors. While our net income currently stands at $0, it reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 31 full-time employees and 1 part-time employees ready to serve you with a knowledgeable, committed team. Net Shares available for lending and investments stand at $13,408,428, showcasing our commitment to ensuring that funds are efficiently utilized for the benefit of our member base. With a total of 22,919 accounts, it's clear that more people trust us with their finances every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Arkansas Best is your trusted partner. Visit us at 3501 Old Greenwood Rd Fort Smith Ar 72903 or call (479) 649-2060 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $22,125,267 in used vehicle loans and $15,250,356 in new vehicle loans already helping members get on the road. We cater to both new and used vehicles, ensuring you find financing that fits your budget.

Credit Lines

For those looking for extra flexibility in their finances, we offer total credit lines amounting to $4,500,000. This option allows you to access funds when needed while only paying interest on what you use. It's a smart way to handle variable expenses without the pressure of traditional loan repayments. At Arkansas Best located at 3501 Old Greenwood Rd Fort Smith AR 72903, our dedicated team is ready to assist you every step of the way. For more information or to discuss your eligibility for any of these loan products including refinancing options please call us at 479-649-2060 during our operating hours from 8:00 AM - 5:00 PM (CST) Monday through Friday and Drive-Thru service available from 7:30 AM - 6:00 PM (CST) Monday through Friday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you navigate your financial path with ease!

Mortgage Options

Thinking about homeownership? Our mortgage options make buying or refinancing straightforward. Currently, we do not offer Junior Lien 1-4 Family Residential Properties loans; however, if you have questions about alternative options or refinancing possibilities, our team is here to guide you.

Unsecured Credit Card Loans

Managing finances can be challenging, but with our flexible terms on unsecured credit card loans totaling $6,759,559, we provide solutions that make it easier. Whether you need to consolidate debt or cover unexpected expenses, our credit card offerings can help keep your finances on track.

Loan Aggregator

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Arkansas Best