Ark Valley Credit Union Winfield KS | Affordable Auto Loans & Business Banking

Introduction

Welcome to the Ark Valley at our Winfield Branch, located at 1222 Main St, Winfield, KS 67156. Established in 1955, we have proudly served our community for decades, building trust and fostering relationships with nearly 10,000 members. At Ark Valley, we are not just a financial institution; we are your dedicated partner in achieving financial well-being. With total assets exceeding $54 million and total deposits of $5,791,237, our commitment to sound financial management is evident. We are here to help you with all your banking needs, from personal checking and savings accounts to auto loans and mortgages. Currently, we have facilitated over 3,323 loans and leases, showcasing our dedication to providing accessible credit solutions for everyone. Led by our CEO, Kim Anneler, and Board President, James Reichle, our team of 15 employees is committed to delivering personalized service. Our staff is ready to assist you during our operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 5 PM, and Saturday from 9 AM to noon. While members can visit us at our branch address for all banking services, official correspondence should be sent to the same mailing address: 1222 Main St, Winfield, KS 67156-4323. At Ark Valley Credit Union, we understand that financial decisions can shape your future. That's why we're here to empower you with the tools and support you need. Whether you're looking to open a new account or apply for a loan, we invite you to reach out. Call us today at 620-229-8338 or explore more about our services on our website at arkvalleycu.org. Let's take this journey together toward your financial goals!

Branch History & Mission

Welcome to the Ark Valley Credit Union's Winfield Branch, a place where community spirit and financial support come together. Since our doors opened in 1955, we have been dedicated to serving the residents of Winfield, KS, and surrounding areas. Located at 1222 Main St, Winfield, KS 67156, our branch has grown alongside our members, forging lasting relationships built on trust and mutual success. Over the years, Ark Valley has evolved significantly. With a total membership of nearly 9,992 individuals and total assets reaching $54,099,322, we have worked diligently to meet the diverse needs of our community. Our mission is simple: to provide accessible financial services while making a positive impact in the lives of our members. We believe in empowering individuals through education and support, ensuring everyone can achieve their financial goals. Our commitment to you goes beyond traditional banking. We understand that today's world requires more than just basic services; it demands innovation and accessibility. That's why we offer online and mobile banking options, allowing you to manage your finances from anywhere. You can also enjoy the convenience of ATM access and drive-thru banking for quick transactions. While members can visit us at 1222 Main St, official correspondence should be sent to 1222 Main St, Winfield, KS 67156-4323 if it differs from our branch address. Our team is here during operating hours Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to noon to assist with everything from personal banking needs to business services. At Ark Valley Credit Union, we're not just about numbers; we're about people. Through various outreach programs and partnerships within the community, we strive to uplift those around us. Whether it's supporting local events or providing financial literacy workshops, our goal is to foster a sense of belonging and opportunity for all. Join us today! Experience firsthand the warmth of a community-focused credit union that truly cares about your financial journey. Together, we can build a brighter future for you and your family right here in Winfield. For more information or assistance, feel free to contact us at 620-229-8338 or visit our website at arkvalleycu.org. Let's embark on this journey together!

Branch Location & Accessibility

Accessibility Features

Our branch is designed with accessibility in mind. We have ample parking available, including designated spots for those with disabilities. Our facility complies with ADA standards, featuring ramps and wide doorways to ensure everyone can comfortably access our services.

Connect With Us

Ready to experience personalized service? Give us a call at 620-229-8338 or stop by today! Our team looks forward to welcoming you and helping you achieve your financial goals right here in Winfield. Come see how easy banking can be with Ark Valley!

Operating Hours

We understand that life gets busy! That's why we're here to serve you during convenient hours. Our lobby is open Monday through Friday from 9 AM to 5 PM, and on Saturdays, our drive-thru is available from 9 AM until noon. This flexibility allows you to manage your banking around your schedule.

Services Offered

At the Ark Valley Winfield Branch, we offer a range of services tailored to meet your financial needs. Whether you're looking for personal banking options like checking and savings accounts, or need assistance with auto loans and mortgage refinancing, our friendly staff is ready to help. We also provide online and mobile banking services so you can bank on-the-go! Plus, if you prefer handling transactions quickly, take advantage of our drive-thru service for deposits and withdrawals without leaving your vehicle. And yes, we do have an ATM available for your convenience!

Member Eligibility

Joining the Ark Valley community means becoming part of a supportive family where your financial goals are nurtured and celebrated. To become a member of Ark Valley, you simply need to meet a few friendly eligibility criteria. Generally, anyone who lives, works, worships, or attends school in Cowley County can apply for membership. It's all about building connections and supporting our local community! For more detailed information about eligibility, feel free to check out our resource at arkvalleycu.org/become-a-member. Once you're ready to take this exciting step, opening an account is as easy as pie! Just visit us at 1222 Main St, Winfield, KS 67156, or give us a call at 620-229-8338 for any questions. We're here to help you every step of the way in making your financial journey smoother and brighter!

Business Banking & Commercial Services

Business Loan Options

Imagine being able to invest in the latest equipment, hire skilled staff, or open a new location without financial stress. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced world, having reliable payment solutions is crucial for any business. Our merchant services simplify transactions, allowing you to focus on what you do best running your business. From card processing to online payment solutions, we help streamline your operations and enhance customer satisfaction. Visit us at 1222 Main St Winfield Ks 67156 in Winfield, KS, or call us at (620) 229-8338 to learn how we can support your business growth!

Comprehensive List Of Services

Accessible In-Branch Services

For those who prefer face-to-face interactions, our branch offers basic drive-thru banking for quick deposits and withdrawals. You can easily take care of simple transactions without leaving your car! Our friendly team is here to assist you during our operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 5 PM, and Saturday from 9 AM to noon. At Ark Valley, we're not just about numbers; we're about building relationships within our community. If you have questions or want more information about any of our services, don't hesitate to reach out at 620-229-8338 or visit us online at arkvalleycu.org. Join us today and experience a better way of banking!

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking features that allow you to check balances, transfer funds, and pay bills from anywhere at any time. Plus, with our ATM services available for cash withdrawals and balance checks, getting cash when you need it is easier than ever.

Flexible Loan Options

Life can throw unexpected expenses your way. That's why we offer personal loans and debt consolidation solutions to give you the financial relief you need when it matters most. Our credit cards with rewards add even more value by allowing you to earn points on your everyday purchases. For business owners, our business banking services, including merchant services and business loans, are designed to help you grow and manage your enterprise efficiently.

Personal Banking Solutions

We understand that managing finances can be challenging, which is why we offer personal banking options like checking and savings accounts that fit your lifestyle. Imagine having a simple way to keep track of your money while earning interest on your savings. With us, you can also access auto loans and vehicle financing to help you get behind the wheel of your dream car without the stress of complicated paperwork. If you're considering buying a home or refinancing your current mortgage, our mortgage loans can help make that process smoother. We guide you through each step so you feel confident in making such an important decision.

Digital & Online Banking

Key Features

With e-statements available at Yes, you can say goodbye to paper clutter and keep track of your finances more easily. Enjoy the peace of mind that comes with knowing your statements are just a click away, accessible whenever you need them. Need to send money quickly? Our person-to-person transfer feature makes it simple to send funds directly to friends or family without any hassle. And for those who prefer using their phones, our mobile application is available for download, putting all these services right in your pocket. You can also take advantage of mobile payments through your smartphone, making it easier than ever to make purchases on the go. Whether you're shopping in-store or online, our secure mobile payment options ensure that your transactions are safe and straightforward. At Ark Valley, we strive to provide accessible and efficient banking solutions tailored for you. Experience the convenience of managing your finances digitally while enjoying the security that comes with our trusted services!

Financial Strength

At Ark Valley, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to maintaining a strong financial foundation so that you can trust us with your savings and loans. With a net worth of $7,487,536, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 13.84% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $3,810,397 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $6,369,371 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals across various sectors with $11,495,879 in used auto loans and $33,495,837 in total loans and leases. Our $0 net income reflects our operational efficiency during this period but does not hinder our commitment to provide competitive loan rates and solid financial products for you. We also take pride in having 13 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team. Net Shares (funds available for lending and investments) stand at $1,273,195, while the total number of share accounts has reached 15,531, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ark Valley is your trusted partner. Visit us at 1222 Main St Winfield Ks 67156 or call 620-229-8338 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $14,099,879 in used vehicle loans and $3,974,095 in new vehicle loans already helping members get on the road. We provide flexible financing options for both new and used vehicles, ensuring that you find the right fit for your budget.

Credit Lines

In addition to our other loan offerings, we provide access to credit lines totaling $2,750,000. This gives you the flexibility to cover unexpected expenses or manage cash flow without having to take out a separate loan. If you're considering refinancing or exploring eligibility options for any of these products, don't hesitate to reach out. Our team is here to assist you in understanding what options are available and how they can work for you. For more information about our loan offerings or to discuss your specific needs, feel free to call us at 620-229-8338 or visit us at 1222 Main St Winfield KS 67156. We're ready to help you take the next step towards achieving your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,746,306, make buying or refinancing simple. We aim to guide you through every step of the process, making it easier for you to secure your dream home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $623,269 in loans helping members manage their finances effectively. These credit cards come with competitive interest rates and rewards programs that can help you make the most out of your spending.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach guarantees that all offers are fair and transparent, allowing users to make informed choices without hidden agendas.

Ark Valley