Ark Valley Credit Union El Dorado KS | Affordable Auto Loans & Business Banking

Introduction

Welcome to Ark Valley, your trusted financial partner in El Dorado, Kansas! Located at 1407 W Central Ave, our branch has proudly served the community since 1955. With a strong commitment to our members, we have grown to support nearly 10,000 members and manage total assets of over $54 million. Our focus is on delivering personalized service and building lasting relationships. At Ark Valley, we understand that your financial needs are unique. Whether you're looking for a checking account, an auto loan, or mortgage refinancing, we're here to help you every step of the way. Our total loans stand at 3,323, demonstrating our dedication to providing the funding you need to achieve your dreams. As a member-focused credit union, we take pride in offering competitive rates and low fees, ensuring you get the most value from your banking experience. Our experienced team of 15 employees, led by CEO Kim Anneler and Board President James Reichle, is committed to serving you with integrity and respect. We believe in giving back to the community, fostering economic growth while helping our members thrive. While you can visit us at 1407 W Central Ave, official correspondence should be sent to our mailing address: 1407 W Central Ave, El Dorado, KS 67042-2222. If you have questions or want to learn more about our services like online banking, mobile payments, and ATM access feel free to reach out at (316) 320-1777. Join us at Ark Valley today as we continue to build a brighter financial future together! For more information about membership eligibility and services, check out our website at arkvalleycu.org. We look forward to welcoming you!

Branch History & Mission

Community Commitment

Our branch is equipped with modern conveniences such as ATM availability and drive-thru banking services for those on the go. With operating hours from 9 AM to 5 PM Monday through Friday, we are here to serve you when you need us most. We prioritize accessibility and inclusivity; all facilities meet ADA compliance standards. While members can visit us at 1407 W Central Ave, official correspondence should be sent to 1407 W Central Ave, El Dorado, KS 67042-2222 if different from the branch address. As we look ahead, we continue to embrace digital advancements in banking with options like online banking and mobile payments. Our goal is to ensure that every member feels valued and supported regardless of how they choose to engage with us.

Join Us!

Whether you're looking for personal loans or business banking services, Ark Valley is here for you every step of the way. We invite you to become part of our family today! Experience firsthand how we can help you achieve your financial goals while being an active participant in building a stronger community together. For more information or to get started on your journey with us, please call us at 316-320-1777 or visit our website at arkvalleycu.org. Your future begins here!

Our Mission

At Ark Valley, our mission is clear. We aim to enhance the lives of our members through comprehensive financial services while also making a positive impact in the community. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we are dedicated to meeting your financial needs. Our commitment extends beyond transactions; we strive to foster relationships built on trust and respect. We believe that banking should be more than just numbers. It should be about people helping people. This philosophy drives us to support local initiatives and partnerships that uplift our community. We actively engage in outreach efforts, offering resources and programs designed to empower individuals and families.

Branch Location & Accessibility

Accessibility Features

We prioritize accessibility for all our members. Our branch is equipped with ADA-compliant features and ramps to ensure everyone can visit us comfortably. Plus, we offer ample parking space so you can park without hassle.

Banking Hours

We're open Monday through Friday from 9 AM to 5 PM, making it easy for you to fit us into your busy schedule. Whether you're looking to open a new account or need assistance with existing services, our dedicated team is ready and waiting during these hours.

Call to Action

Ready to experience exceptional service? We invite you to visit us at the Ark Valley branch in El Dorado or give us a call at 316-320-1777. We can't wait to assist you!

Services Offered

At Ark Valley, we provide a range of services tailored to meet your needs. From personal checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. Need cash? Our ATM is available for quick withdrawals and balance checks. And if you prefer the convenience of drive-thru banking, we've got that too! You can handle deposits and withdrawals without leaving your car.

Member Eligibility

At Ark Valley, we believe that everyone deserves a supportive community to help them reach their financial goals. Becoming a member is simple and welcoming! If you live, work, or worship in Butler County or nearby areas, you're likely eligible to join us. We invite individuals from all walks of life to experience the benefits of membership, which include access to personalized financial services and a range of products designed just for you. You can find more details about eligibility on our website at arkvalleycu.org/become-a-member. Opening an account with us is straightforward and can be done either online or in-person at our branch located at 1407 W Central Ave, El Dorado, KS 67042. If you have any questions or need assistance during the process, feel free to give us a call at 316-320-1777. We're here to support you every step of the way as you take this exciting step toward joining our Ark Valley family!

Business Banking & Commercial Services

Lending Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services are designed to simplify payment processing for your business. Imagine quickly accepting payments from customers without hassle whether they're using cards or mobile wallets. Our services not only streamline transactions but also enhance customer satisfaction, allowing you to focus on what matters most: running your business. Visit us at 1407 W Central Ave El Dorado Ks 67042 in El Dorado, KS, or call us at (316) 320-1777 to learn how we can support your business banking needs!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash? Our ATM services allow for quick withdrawals and balance checks without stepping inside the branch. Plus, our drive-thru service provides added convenience for deposits and withdrawals during business hours. At Ark Valley located at 1407 W Central Ave El Dorado KS 67042, we're committed to providing exceptional service every day of the week from 9 AM to 5 PM, Monday through Friday. For any inquiries or assistance, don't hesitate to call us at 316-320-1777. We invite you to explore all that we offer at arkvalleycu.org. Join us today and experience personalized banking designed around you!

Auto Loans & Vehicle Financing

Dreaming of a new car? Our Auto Loans & Vehicle Financing make it easier than ever to hit the road. With competitive rates and flexible terms, you can find the perfect loan that fits your budget. We work closely with you to ensure that financing your vehicle is as straightforward as possible.

Business Banking

If you're a business owner, you'll appreciate our Business Banking services which include merchant services and business loans tailored for small businesses. We understand how important it is to have reliable banking solutions that support growth and stability in your enterprise.

Credit Cards with Rewards

Looking for a credit card that gives back? Our Credit Cards with Rewards let you earn points on everyday purchases. Enjoy benefits like cash back or travel rewards while managing your spending effectively.

Mortgage Loans & Refinancing

Buying a home is one of the biggest decisions you'll make. Our Mortgage Loans & Refinancing services provide you with options that suit your financial goals. Whether you're a first-time homebuyer or looking to refinance an existing mortgage for better rates, our experienced team will guide you through each phase, ensuring you feel confident in your choices.

Online & Mobile Banking

With our Online & Mobile Banking, managing your accounts has never been easier. Access everything from fund transfers to bill payments right from the palm of your hand, anytime and anywhere.

Personal Banking

For those who want to keep their finances simple and effective, our Personal Banking options are designed just for you. We provide checking and savings accounts that are easy to access and manage online or through our mobile app. Imagine checking your balance while waiting in line or transferring funds with just a few taps on your phone this is the convenience we strive to offer.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's where our Personal Loans & Debt Consolidation come into play. We offer loans that help you cover personal expenses or consolidate existing debts into one manageable payment, making it easier for you to regain control over your finances.

Digital & Online Banking

Convenient Online Access

With our online banking services available 24/7 at https://arkvalleycu.org/ , you can check balances, pay bills, and transfer funds anytime, anywhere. You no longer need to worry about rushing to the bank during business hours. Our platform is user-friendly and allows for real-time account management, giving you peace of mind.

Enhanced Security Features

Your security is our top priority. With electronic signature authorization available, you can safely sign documents from the comfort of your home. We also provide e-statements, helping you reduce paper clutter while keeping your financial records organized and secure.

Go Mobile

For those who prefer banking on-the-go, our mobile application offers all the features of online banking right at your fingertips. You can enjoy mobile payments, making transactions easier than ever. Plus, with person-to-person transfers, sending money to friends or family is as simple as a few taps on your phone.

Join Us Today

If you're ready to experience hassle-free banking, explore our digital services today! At Ark Valley, we're committed to providing you with accessible and convenient banking solutions tailored to meet your needs. Visit us online at https://arkvalleycu.org/ and take the first step towards smarter banking!

Financial Strength

A Trusted Partner

Net Shares available for lending stand at $1,273,195, reinforcing our commitment to supporting our members' needs. Total Share Accounts are currently at 15,531, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ark Valley is your trusted partner. Visit us at 1407 W Central Ave El Dorado Ks 67042 or call (316) 320-1777 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $3,810,397 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is evident in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 13 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $6,369,371 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $1,145 in used auto loans and $33,495,837 in total loans and leases.

Strong Financial Health

With a net worth of $7,487,536, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,384 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $14,099,879 in used vehicle loans and $3,974,095 in new vehicle loans already helping members get on the road. We also provide refinancing options to help you lower your monthly payments and save on interest.

Credit Lines and Credit Cards

For those looking for flexibility in managing finances, we offer total credit lines amounting to $2,750,000 and flexible terms on unsecured credit card loans. Our total of $623,269 in unsecured credit card loans helps members effectively manage their everyday expenses while enjoying added rewards.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,746,306, make buying or refinancing simple. We are committed to guiding you through each step of the process so you can feel confident in your decision.

Refinancing Options

If you're considering refinancing any of your existing loans be it an auto loan or mortgage we're here to help. Our team will work with you to explore eligibility options that could lead to lower rates or better terms tailored to your situation. We pride ourselves on providing personalized service and competitive rates to our members. Discover how our loan products can support your financial journey by visiting us today or checking out our website at arkvalleycu.org. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let Ark Valley be your partner in achieving all your financial goals!

Loan Aggregator

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ARK VALLEY CREDIT UNION - El Dorado, KS