At Ark Valley, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to providing reliable services that help you achieve your financial dreams. Our financial health is reflected in our
net worth of $7,487,536, which allows us to offer better rates, lower fees, and enhanced member services. This strong foundation is crucial for ensuring the long-term success of our credit union and, more importantly, your financial well-being. Our
net worth ratio of $1,384 showcases a solid capital base that ensures we can continue providing loans, competitive savings rates, and uninterrupted services even during challenging economic times. This is vital because it means your money is safeguarded and working hard for you. Members' savings are secured through
$3,810,397 in share certificates, offering stable and rewarding growth opportunities. While we have
$0 in money market shares, these options allow you to grow your savings while enjoying peace of mind. Unlike traditional banks, we prioritize our members. With non-member deposits at
$0, our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks tailored just for our members. With
$6,369,371 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve you better. Our commitment to improving member services reflects our ongoing dedication to supporting your financial needs. Our lending capacity is robust with
$1,145 in used auto loans and
$33,495,837 in total loans and leases available for various needs whether you're buying a car or financing other personal projects. This flexibility makes it easier for you to reach your goals. While we currently reflect a
net income of $0, this showcases our operational efficiency, allowing us to keep offering competitive loan rates and solid financial products tailored for you. We also take pride in having
13 full-time employees and
2 part-time employees who are always ready to assist you with their knowledge and dedication. Your satisfaction is our priority. With net shares totaling
$1,273,195, we're equipped with funds available for lending and investments that can further benefit you as a member of Ark Valley. Our total share accounts stand at
15,531, indicating a strong community of members who trust us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ark Valley is your trusted partner. Visit us at 1515 N Summit St Arkansas City Ks 67005 or call (620) 442-8210 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at:
https://www.ncua.gov , based on the latest results.
