Best Auto Loans & Business Banking | Arizona Financial CU Surprise AZ

Introduction

Community Commitment

At Arizona Financial, we strive to make a positive impact in Surprise and surrounding areas. Our team of 670 employees is not just here to provide services; they are dedicated to enhancing the lives of our members through education and support. Led by CEO Amy Hysell and Board President William Greene, our leadership emphasizes transparency and trustworthiness in every interaction. While you can visit us at our branch for personal banking needs such as checking accounts, auto loans, mortgages, and credit cards with rewards, you can also reach out via phone at 602-683-1750 or explore our website at arizonafinancial.org for more information about opening an account or accessing online services. Whether you're looking to save for a dream vacation or need financing for your next vehicle purchase, we're here to guide you every step of the way. Join us today and experience the difference that comes from being part of a credit union that truly cares about its members!

Branch History & Mission

Welcome to the Arizona Financial Surprise Branch, a beacon of community spirit and financial empowerment since it first opened its doors in 1936. Nestled at 15460 N Reems Rd in Surprise, AZ, our branch has grown alongside the local community, adapting to meet the needs of our members for decades. Over the years, we have expanded our offerings and services, now proudly serving a robust membership base of over 170,000 individuals who trust us with their financial journeys. At Arizona Financial, we believe in more than just banking; we are committed to making a positive impact in the lives of our members and our community. Our mission is simple yet profound: to provide exceptional financial services while supporting the growth and well-being of the communities we serve. We understand that each member's needs are unique, which is why we offer a wide range of products including personal banking solutions like checking and savings accounts, auto loans, mortgage options, and business banking services. As a member-focused credit union, we take pride in our commitment to accessibility and convenience. Our operating hours from Monday through Thursday are 9 AM to 5 PM and on Fridays from 9 AM to 6 PM, providing ample opportunity for you to connect with us. While we currently do not offer drive-thru service, our ATM is available for your cash withdrawal needs. Additionally, we provide shared service center access so that you can conduct basic transactions easily. While members can visit us at our main address for all their banking needs, official correspondence should be sent to the same location: 15460 N Reems Rd, Surprise, AZ 85374. This close-knit relationship with our members is what drives us forward. In today's digital world, Arizona Financial is committed to ensuring that technology enhances your banking experience. We offer online banking and mobile app access for easy management of your finances from anywhere. Whether it's paying bills or transferring funds, you can do it all at your fingertips. Moreover, our dedication to community outreach has always been integral to who we are. We partner with local organizations and initiatives that reflect our values of support and empowerment. By investing in education and community development programs, we strive to uplift those around us. Join us at Arizona Financial Surprise Branch where your financial goals become our mission. Experience firsthand how we combine personalized service with community dedication because when you thrive, we all thrive together. Connect with us today at 602-683-1750 or visit our website for more information on how you can become part of this vibrant community!

Branch Location & Accessibility

Convenient Access and Amenities

When you visit us, you'll find ample parking available to make your trip hassle-free. Our branch is designed to be accessible for everyone, featuring ADA-compliant entrances and ramps to ensure that all members can easily access our services. While you're here, feel free to use our ATM for quick cash withdrawals or balance checks it's available for your convenience.

Get in Touch!

We invite you to come by and experience the welcoming atmosphere at Arizona Financial's Surprise Branch. If you have any questions or need assistance before your visit, give us a call at 602-683-1750. We're here for you every step of the way!

Operating Hours

We're open Monday through Thursday from 9 AM to 5 PM and on Friday from 9 AM to 6 PM, making it easy for you to stop by during your busy week. Whether you're looking to open a new account, apply for an auto loan, or simply ask questions about our services, our friendly staff is here to help.

Services Offered

At Arizona Financial's Surprise Branch, we offer a variety of banking solutions tailored to meet your needs. From checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. Plus, if you need assistance with basic transactions as a member of a partner credit union, we provide shared branch services for your convenience. If you're unable to visit us in person or prefer online banking options, don't worry! You can manage your accounts anytime through our online platform or mobile app.

Member Eligibility

Welcome to the wonderful community at Arizona Financial! We believe that everyone deserves access to financial services that empower them, and becoming a member is simple and welcoming. To qualify for membership, you'll need to meet certain criteria, which can be easily found on our website at https://www.arizonafinancial.org/open-account. Generally, individuals who live, work, or worship in the area are eligible to join us. This means if you're part of our vibrant local community in Surprise, Arizona, we'd love to have you on board! Once you're ready to become a member, opening an account is a breeze. You can start the process online or visit us in person at our branch located at 15460 N Reems Rd Surprise Az 85374. If you have any questions or need assistance along the way, feel free to give us a call at (602) 683-1750. We're here to help you take this exciting step toward better financial health with all the benefits that come from being part of Arizona Financial!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to lending, we offer merchant services that simplify transactions and enhance customer experiences. Imagine a local coffee shop using our point-of-sale systems to manage sales seamlessly while gaining insights into customer preferences. Our services ensure that you can focus on what matters most running your business. Located at 15460 N Reems Rd Surprise Az 85374 in Surprise, AZ, we're here to help you take the next step. Reach out at (602) 683-1750 or visit us online at Arizona Financial to learn more about how we can support your business aspirations!

Tailored Lending Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $933 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $150 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $625,277,186, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Made Easy

For local entrepreneurs and business owners, we offer dedicated business banking services, including merchant services and business loans. We understand the challenges of running a business, and we're here to support your growth with tailored solutions that fit your needs.

Convenient Access & Support

Accessing your accounts has never been easier with our robust online and mobile banking platforms. You can check balances, transfer funds, and even pay bills all from the comfort of your home or on-the-go! Additionally, our ATM services ensure that you can withdraw cash whenever necessary without any hassle. We also provide basic shared branch transactions for partner credit union members, making it easy to manage deposits and withdrawals across different locations. At Arizona Financial, we are more than just a credit union; we are part of your community. Our friendly staff is always ready to assist you with any questions or concerns you might have. If you're interested in learning more about how we can help meet your financial goals or if you're ready to open an account, don't hesitate to reach out! Call us today at (602) 683-1750 or visit us online at Surprise Branch. Join us in embracing a brighter financial future together!

Flexible Loan Options

Life can be unpredictable, and sometimes you need a little extra financial support. Our personal loans and debt consolidation services can help ease financial burdens by providing the funds you need when you need them most. Plus, with our credit cards with rewards, you can earn points on everyday purchases turning spending into savings.

Personal Banking Solutions

Managing your personal finances should be straightforward and convenient. That's why we offer a variety of checking and savings accounts designed to fit your lifestyle. With easy online access and mobile banking features, you can keep track of your finances anytime, anywhere. Need to finance a new car? Our auto loans and vehicle financing options make it simple to get behind the wheel without breaking the bank. For those thinking about homeownership, explore our mortgage loans and refinancing solutions that can help you secure the best rates possible.

Digital & Online Banking

Effortless Transactions

Want to send money to friends or family? Our person-to-person transfers make it hassle-free! Whether it's splitting a dinner bill or sending a birthday gift, you can quickly send money without any extra fees. And for those who enjoy using their phones for payments, our mobile payments feature lets you make purchases directly from your device no need to carry cash or cards. With these features and more, managing your finances has never been easier. Join us at Arizona Financial today and take advantage of our user-friendly digital banking services that keep you in control of your money!

Key Features for Your Convenience

Our online banking platform allows you to view account balances, transfer funds, and pay bills with just a few clicks. Plus, if you're on the go, our mobile application makes it even simpler to stay connected. Whether you're checking your balance during lunch or making a payment while waiting in line, you have all the tools you need right at your fingertips. Security is crucial when it comes to online transactions. At Arizona Financial, we provide electronic signature authorization to ensure that your digital interactions are safe and secure. You can also opt for e-statements, allowing you to receive and manage your account statements digitally saving paper and time!

Financial Strength

At Arizona Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand how important it is for you to feel confident in your financial institution, and we're proud to share the solid foundation that supports our services. With a net worth of $413,780,632, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1231 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $412,846,432 in share certificates and $385,082,176 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $977,767, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $413,780,632 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals across various sectors with $15,751 in used auto loans and $1,860,956,306 in total loans and leases available to help you achieve your dreams. While our net income stands at $0, it reflects our commitment to operational efficiency rather than profit maximization. This enables us to continue offering competitive loan rates and solid financial products tailored for our members. We also take pride in having 664 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. The trust placed in us by our growing member base is evident with a total of 526,058 share accounts, demonstrating the confidence you have in Arizona Financial. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Arizona Financial is your trusted partner. Visit us at 15460 N Reems Rd Surprise AZ 85374 or call 602-683-1750 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $290,966,869 in used vehicle loans and $137,135,559 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that make it easy for you to drive away in the vehicle you desire.

Business Loans

For business owners, our outstanding commercial loans totaling $625,277,186 provide the capital needed to grow and expand your business ventures. We understand the unique challenges that businesses face and aim to support your growth every step of the way. At Arizona Financial, we also provide refinancing options for many of our loan products. This means if you're looking to lower your monthly payments or interest rates on existing loans, we're here to help. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan offerings today and see how we can assist you in achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $198,892,051, making buying or refinancing simple. We offer various options tailored to meet your needs and help you navigate the path toward owning your own home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $101,245,307 in loans helping members manage their finances effectively. These credit cards come with rewards and can be an excellent tool for budgeting and spending control.

Loan Aggregator

Why Trust LendMesh?

- Verified Data: All loan offers are sourced from legitimate financial institutions. This approach guarantees that you receive trustworthy information when making decisions. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results that help you find the best deal. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can make informed choices quickly and easily. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight how LendMesh can deliver tangible benefits to its users. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Arizona Financial Credit Union

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans