Arizona Financial Credit Union

In the vibrant South Phoenix neighborhood, Arizona Financial’s branch at 15625 S 48th St is more than just a banking spot—it’s a trusted partner in your financial journey. Whether you're looking for some of the best auto loans to get behind the wheel of your next vehicle or exploring low mortgage rates and refinancing options to make homeownership more affordable, this branch offers tailored services designed with your goals in mind. Open Monday through Thursday from 9 AM to 5 PM, Fridays until 6 PM, and Saturdays from 9 AM to 1 PM, members enjoy convenient drive-thru banking and on-site ATM services for quick cash withdrawals, deposits, and simple transactions.
Serving over 170,000 members with assets exceeding $3.3 billion, Arizona Financial provides a full suite of personal banking options including top-rated checking and savings accounts crafted for everyday convenience. Business owners can also access merchant services and business loans while individuals benefit from credit cards with rewards and personal loans focused on debt consolidation. Robust online and mobile banking platforms make managing your finances effortless anytime, anywhere.
Visit Arizona Financial Credit Union at South 48th Street today to explore competitive auto financing or mortgage solutions designed just for you. Experience local service that puts your financial success first—contact us for personalized guidance!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
Fixed Rate Home Equity Loan
6.75 %
5 Yrs
$15,000
home equity
Fixed Rate Home Equity Loan
7 %
7 Yrs
$15,000
home equity
Fixed Rate Home Equity Loan
7.25 %
10 Yrs
$15,000
home equity
Fixed Rate Home Equity Loan
7.5 %
15 Yrs
$30,000
home equity
Fixed Rate Home Equity Loan
8 %
20 Yrs
$40,000
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Fixed apr
10.75 - 13.25 %
3 - 5 Yrs
$5,000
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
60 Months
5.54 %
5 Yrs
Auto
72 Months
5.94 %
6 Yrs
Auto
84 Months
6.59 %
7 Yrs

Introduction

Welcome to Arizona Financial, your trusted partner in financial well-being since 1936. Located at 15625 S 48Th St, Phoenix, AZ 85048, our Ahwatukee Branch is dedicated to serving the community with reliable banking solutions tailored to meet your needs. With over 170,000 members and total assets amounting to an impressive $3,362,168,017, we pride ourselves on being a cornerstone of financial support for families and businesses alike. At Arizona Financial, we believe in empowering our members through personalized service and comprehensive financial products. Whether you're looking to secure a loan our total loans and leases exceed 94,007 or wanting to save for the future with our competitive deposit accounts totaling $411,850,826, we have you covered. Our commitment to excellence is reflected not just in our numbers but also in our approach. With a net worth of $413,780,632 and cash reserves of $35,300,202, we ensure that your money is safe and accessible. Led by CEO Amy Hysell and Board President William Greene, our team of 670 employees is here to assist you every step of the way. We offer a range of services from personal banking to business loans, ensuring that everyone in our community can find what they need. While members can visit us at our branch for friendly face-to-face service, official correspondence should be directed to the same address for convenience. If you're ready to take control of your financial future or simply want more information about our offerings, don't hesitate to reach out. Call us at 602-683-1480, or explore our website at Arizona Financial for more details. Let us help you achieve your financial goals today!

Branch History & Mission

At Arizona Financial, we pride ourselves on a rich legacy of service that dates back to our founding in 1936. Our Ahwatukee Branch, located at 15625 S 48Th St, Phoenix, AZ 85048, has been a cornerstone of the community for decades. With over 170,199 members and total assets exceeding $3.36 billion, our growth reflects our commitment to providing excellent financial services tailored to the needs of our community. Over the years, we have evolved significantly. From humble beginnings as a small credit union, we have grown into a trusted financial partner for many families and businesses in Phoenix and beyond. Our mission is straightforward: to enhance the financial well-being of our members through exceptional service, innovative products, and community engagement. Our branch operates from Monday to Thursday from 9 AM to 5 PM, Fridays until 6 PM, and Saturdays until 1 PM. This accessibility ensures that our members can manage their finances conveniently. Additionally, we offer an ATM on-site and drive-thru banking for quick transactions without needing to leave your vehicle. While members can visit us at 15625 S 48Th St, official correspondence should be sent to 15625 S. 48th Street, Phoenix, AZ 85048. We are proud to be ADA compliant, ensuring that all community members can access our services with ease. As part of our mission, we actively support local initiatives and partnerships that foster community growth and development. Whether it's sponsoring local events or providing financial education programs, Arizona Financial is dedicated to making a positive impact in Phoenix. In this digital age, we've embraced technology by offering online banking services, mobile payments, and e-statements. This makes it easier than ever for our members to manage their accounts anytime and anywhere. Join us at Arizona Financial! Experience firsthand how we prioritize your needs while supporting the broader community. Together, let's build a brighter financial future! For inquiries or assistance, feel free to reach us at 602-683-1480 or visit our website at Arizona Financial.

Branch Location & Accessibility

Accessibility Features

We believe banking should be accessible to everyone. Our branch features ADA-compliant entrances and ramps, ensuring that all members can navigate comfortably. Plus, there's ample parking available right outside, so you won't have to worry about finding a spot.

Operating Hours

Our doors are open for your convenience! Visit us Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. Whether you need assistance with personal banking, auto loans, or mortgage services, our team is ready to help during these hours.

Services Offered

At Arizona Financial, we offer a wide range of services tailored to meet your needs. From checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. We also provide drive-thru banking for quick transactions like deposits and withdrawals, as well as shared services for members of partner credit unions. With an ATM on-site, you can easily access cash anytime. If you prefer online banking, we offer mobile payments and online account management for your convenience. While members can visit us at 15625 S 48th St, official correspondence should be sent to the same address: 15625 S. 48th Street, Phoenix, AZ 85048. We invite you to stop by or call us at 602-683-1480 if you have any questions or need assistance. Come see how we can help make your financial journey smoother!

Member Eligibility

Becoming a member of Arizona Financial is like joining a welcoming family where your financial well-being is our top priority. If you're looking to experience personalized service and community support, we would love to have you on board! Membership is open to anyone who lives, works, worships, or attends school in the areas we serve. This means that if you're part of our vibrant community in Phoenix or surrounding areas, you're likely eligible to join us. Plus, as a member, you'll enjoy benefits like competitive rates on loans and savings accounts, as well as access to a range of financial services tailored just for you. Ready to get started? Opening an account with Arizona Financial is simple and straightforward! Just visit us at our branch located at 15625 S 48Th St Phoenix Az 85048, or give us a call at (602) 683-1480 for more information. You can also find detailed eligibility requirements by visiting https://www.arizonafinancial.org/open-account. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Practical Merchant Services

Beyond loans, we offer merchant services that make everyday transactions easier. Imagine a local café seamlessly processing payments while managing inventory all from one platform. Our services empower business owners to focus on what they do best serving their customers. Visit us at 15625 S 48Th St Phoenix Az 85048, Phoenix, AZ, or give us a call at (602) 683-1480 to explore how we can support your business goals today!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $933 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $150 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $625,277,186, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For small business owners, we understand the importance of reliable banking services. That's why we provide comprehensive business banking solutions, including merchant services and business loans tailored specifically for your needs. We aim to support local businesses by offering the tools necessary for growth and success.

Convenient Access Options

We value your time and convenience. That's why our branch includes essential features such as an ATM for cash withdrawals, along with basic drive-thru banking for quick deposits and transactions. Additionally, you can take advantage of shared branch transactions, which allow you to deposit or withdraw funds even if you're visiting another credit union partner.

Credit Cards and Rewards

Looking for a way to earn rewards while spending? Our credit cards with rewards program offers great benefits for everyday purchases. You can enjoy cashback or points for travel, all while managing your credit wisely.

Personal Banking Solutions

Our personal banking services include various checking and savings accounts designed to help you manage your day-to-day finances effectively. Imagine being able to check your balance or transfer funds with just a few taps on your smartphone through our online and mobile banking options. For those looking to purchase a new car or refinance an existing loan, our auto loans and vehicle financing services can help make that dream a reality. When it comes to buying a home, we offer competitive mortgage loans and refinancing options that cater to first-time buyers as well as seasoned homeowners. If you're facing unexpected expenses or want to consolidate debt, our personal loans and debt consolidation services provide flexible solutions that fit your financial situation.

Stay Connected

In today's fast-paced world, managing your finances should be easy. With our digital banking features like mobile payments, e-statements, and person-to-person transfers, you can stay connected to your money anytime, anywhere. If you're ready to explore how Arizona Financial can enhance your financial journey, give us a call at 602-683-1480 or visit us in person at our Ahwatukee Branch. Our friendly team is here to assist you every step of the way!

Digital & Online Banking

Key Features for Your Convenience

Our online banking platform, accessible at https://www.arizonafinancial.org/, provides a user-friendly interface where you can check balances, transfer funds, and pay bills without the hassle of visiting a branch. If you prefer using your smartphone, don't forget to download our mobile application! It offers all the functionalities of our online banking service right at your fingertips. Need to send money to a friend or family member? Our person-to-person transfer feature makes it quick and simple. Just a few taps on your device, and the money is on its way!

Secure and Accessible

Security is our top priority. We use advanced encryption technology to keep your personal information safe while you bank online. Plus, with electronic signature authorization available, signing documents has never been easier or more secure. Say goodbye to paper statements! With e-statements available, you can receive your financial documents digitally saving trees and keeping everything organized in one place. Finally, if you ever need assistance or have questions about your accounts while using our digital services, our dedicated team is just a phone call away at (602) 683-1480. At Arizona Financial, we're committed to providing accessible and efficient banking solutions that fit your lifestyle. Whether you're at home or on the go, managing your finances has never been so convenient!

Financial Strength

Member Savings and Investment

Members' savings are secured through $412,846,432 in share certificates and $385,082,176 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $977,767, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 664 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Your Benefit

With $413,780,632 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $15,751 in used auto loans and $1,860,956,306 in total loans and leases, our lending capacity supports your financial goals across various sectors.

Solid Financial Health

With a net worth of $413,780,632, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This reflects our commitment to ensuring your money is safe and working for you. Our net worth ratio of $1,231 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trust Built on Growth

Total Share and Deposit Accounts: 526,058, showing a strong and growing member base that trusts us with their finances. This is not just numbers; it's about the community we're building together. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Arizona Financial is your trusted partner. Visit us at 15625 S 48Th St Phoenix Az 85048 or call (602) 683-1480 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $290,966,869 in used vehicle loans and $137,135,559 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable used car, we have financing options that fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $625,277,186 provide the capital needed to grow and expand. We understand how critical funding can be for business success and are here to support your entrepreneurial journey.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $198,892,051, make buying or refinancing simple. We aim to provide flexible terms and competitive rates that can accommodate your unique situation.

Refinancing Options

If you're considering refinancing any existing loans or credit lines for better rates or terms, our team is ready to assist you. We strive to help our members find solutions that enhance their financial well-being. For more information about our loan products or to see if you qualify for one of our offerings, don't hesitate to reach out! You can visit us at our branch located at 15625 S 48Th St Phoenix AZ 85048, or call us at 602-683-1480 during our operating hours: M-Th 9-5 F 9-6 Sat 9-1. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Arizona Financial, we're committed to supporting you every step of the way on your financial journey.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $101,245,307 in loans helping members manage their finances effectively. These cards come with various features designed to make your spending easier and more rewarding.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to accuracy ensures that the offers presented are fair and transparent. Each lender listed on the platform is vetted for reliability, giving you peace of mind in your search for the right loan.

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