Affordable Vehicle Loans & Business Banking | Arizona Financial CU Phoenix AZ

Introduction

Welcome to Arizona Financial, your trusted partner in achieving financial well-being since 1936. Located at 1505 E Southern Ave, Phoenix, AZ 85040, we are proud to serve our growing community of 170,199 members with a commitment to personalized banking solutions. Our branch is not just about numbers; it's about relationships and community impact. At Arizona Financial, we understand that your financial journey is unique. With total assets exceeding $3.36 billion and total deposits of $411,850,826, we offer a range of services tailored to meet your needs from personal banking and auto loans to business financing and online banking solutions. We're here to help you navigate life's financial moments with confidence. Under the leadership of our dedicated CEO, Amy Hysell, and Board President, William Greene, our team of 670 employees is focused on creating a welcoming atmosphere where you can feel secure in your financial decisions. While members can visit us at our branch for all their banking needs, official correspondence should be sent to 1505 E. Southern Avenue, Phoenix, AZ 85040. We invite you to explore the many ways we can assist you on your financial path. Whether you're looking for competitive loan options or seeking advice on savings strategies, our knowledgeable staff is ready to support you every step of the way. Feel free to reach out at 602-683-1780 or visit us online at Arizona Financial for more information or to open an account today! Your financial future starts here with us!

Branch History & Mission

Join Us

As we look towards the future, we invite you to become part of the Arizona Financial family. Experience firsthand how our member-focused approach can benefit you financially while contributing positively to our community. Whether you're looking for a new account or seeking advice on loans or investments, we're here for you every step of the way. Visit us today or check out our website at Arizona Financial to learn more about how we can help you achieve your dreams!

Our Journey

Arizona Financial began its journey with a mission to provide affordable financial services to individuals and families in our community. Over the years, we have expanded our offerings to include personal banking services such as checking and savings accounts, auto loans, mortgage loans, personal loans, credit cards, and business banking solutions. Our commitment to innovation has led us to embrace digital advancements like online and mobile banking, making it easier for our members to manage their finances anytime and anywhere. We opened our doors at a time when access to financial services was limited for many people. Through dedication and hard work, we have built a strong foundation that emphasizes community support and member satisfaction. Today, we continue to uphold these values by fostering relationships based on trust and transparency.

Our Mission

At Arizona Financial, our mission is simple yet profound: to empower our members by providing them with the financial tools they need to achieve their goals while also giving back to the community we serve. We strive not only to be your go-to source for financial services but also a resource for education and support. Our team is committed to creating an inclusive environment where every member feels valued. We actively participate in community outreach initiatives that promote financial literacy and help those in need. By partnering with local organizations and supporting various causes, we aim to uplift our community and make a positive impact. While you can visit us at 1505 E Southern Ave for all your banking needs, official correspondence should be sent to the same address for convenience. We are open Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM. Additionally, we offer drive-thru services and ATM access for your convenience.

Branch Location & Accessibility

Accessibility and Parking

At our branch, we prioritize accessibility for all members. Our facility is ADA compliant, featuring ramps and designated parking spots to ensure everyone can visit comfortably. You'll find ample parking available, making it a breeze to drop by whenever you need assistance.

Get in Touch!

Have questions or want more information? Don't hesitate to call us at 602-683-1780. We're here to help you with all your financial needs! Come visit us today at Arizona Financial your community credit union!

Operating Hours and Services

We understand that life can get busy, so we've designed our operating hours to fit your schedule. Visit us Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM. Whether you need help with personal banking, auto loans, or credit cards with rewards, our friendly staff is here to guide you every step of the way. Additionally, we offer drive-thru banking for those quick transactions like deposits and withdrawals. For members of partner credit unions, our shared services allow for basic transactions too! Plus, with ATM availability on-site, accessing your cash is quick and easy. While members can visit us at 1505 E Southern Ave, official correspondence should be sent to the same address for consistency.

Member Eligibility

At Arizona Financial, we believe that everyone deserves access to a supportive financial community. Joining us as a member is simple and welcoming! If you live, work, worship, or attend school in Maricopa County, you're already eligible to become part of our family. We're dedicated to helping our members thrive by offering a range of financial services tailored to your needs, from personal banking to auto loans and beyond. To get started, just visit us at 1505 E Southern Ave Phoenix Az 85040 or check out our easy account opening process online at https://www.arizonafinancial.org/open-account . If you have any questions along the way, feel free to reach out at (602) 683-1780. For more detailed eligibility criteria, don't forget to visit https://www.arizonafinancial.org/open-account . We can't wait to welcome you into the Arizona Financial community!

Business Banking & Commercial Services

Financing Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $933 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $150 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $625,277,186, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work

Imagine being able to accept payments seamlessly while managing your cash flow effectively. Our merchant services provide you with the tools needed to process transactions easily, ensuring you can focus on what matters most running your business. From card processing to online payment solutions, we help simplify your financial operations so you can thrive. Located at 1505 E Southern Ave Phoenix Az 85040 in Phoenix, AZ, we invite you to explore how our tailored solutions can empower your business journey. Call us at (602) 683-1780 to learn more!

Comprehensive List Of Services

Accessibility and Support

At Arizona Financial, we prioritize member accessibility. Our branch features basic drive-thru banking for quick deposits, withdrawals, and simple transactions without leaving your car. Additionally, if you're a member of a partner credit union, enjoy the convenience of basic shared branch transactions right here at our location. We invite you to experience all that we have to offer at Arizona Financial. For more information or to speak with one of our friendly representatives, give us a call at 602-683-1780 or visit us online at Arizona Financial. Join us today and take the first step towards achieving your financial dreams!

Business Banking

For entrepreneurs and small businesses, we offer comprehensive business banking solutions including merchant services and business loans. We understand that running a business comes with its own set of challenges; that's why we're here to support you every step of the way.

Credit Options

Need some extra cash? Our personal loans and debt consolidation services can assist you in managing expenses or consolidating existing debts into one manageable payment. Plus, don't forget about our credit cards with rewards, which provide not just purchasing power but also benefits that add value to your everyday spending.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why Arizona Financial provides robust online and mobile banking options. You can easily manage your accounts from anywhere using our user-friendly platform. Need cash? Our network of ATMs ensures easy access for withdrawals and balance checks whenever you need it.

Personal Banking

For individuals and families, our personal banking services are designed with you in mind. Open a checking or savings account that fits your lifestyle and helps you manage your finances effectively. If you're thinking about purchasing a vehicle, our auto loans and vehicle financing options offer competitive rates and flexible terms to help you drive away in no time. And if homeownership is on your horizon, explore our mortgage loans and refinancing solutions tailored to help you achieve your home goals.

Digital & Online Banking

Key Services

Our online banking service allows you to check balances, transfer funds, and pay bills without stepping foot in a branch. You can also enjoy the peace of mind that comes with our electronic signature authorization, making it simple and secure to handle important documents from home. Plus, with e-statements available, you can go green while keeping track of your financial activities effortlessly.

Mobile Banking Features

For those on the go, our mobile application brings banking right to your smartphone. With features like mobile payments and person-to-person transfers, sending money to friends or paying for that coffee is quick and hassle-free. Whether you're out running errands or relaxing at home, you'll have real-time access to your accounts wherever you are. We prioritize security in every transaction. Our systems are designed with advanced safety measures so you can bank confidently. All these features combine to make managing your money as straightforward as possible. Experience the ease of digital banking at Arizona Financial today! Whether through our website or mobile app, we're here to help you take control of your finances whenever and wherever you need it.

Financial Strength

Growing Member Trust

Total Share and Deposit Accounts: 526,058, showing a strong and growing member base that trusts us with their finances. This collective trust is what drives us to continually improve our services. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Arizona Financial is your trusted partner. Visit us at 1505 E Southern Ave Phoenix Az 85040 or call (602) 683-1780 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $412,846,432 in share certificates and $385,082,176 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $977,767, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 664 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Your Benefit

With $413,780,632 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $15,751 in used auto loans and $1,860,956,306 in total loans and leases.

Solid Financial Health

With a net worth of $413,780,632, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,231 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $290,966,869 in used vehicle loans and $137,135,559 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates tailored to fit your budget.

Credit Lines

For added flexibility in managing expenses, consider our credit lines totaling $853,686,956. These products allow you to borrow as needed while only paying interest on what you use.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $198,892,051, make buying or refinancing simple. We know that securing a mortgage can feel overwhelming; that's why our dedicated team is ready to guide you through the process and answer any questions you may have.

Refinancing Options

If you're looking to lower your monthly payments or access cash from existing equity in your home or vehicle, we also offer refinancing options across many of our loan products. Explore how refinancing can benefit you by speaking with one of our knowledgeable representatives. At Arizona Financial, we pride ourselves on being more than just a lender; we are a partner in your financial journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore our loan offerings today and see how we can assist you on your path toward financial success! For more information or to apply online, visit Arizona Financial.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $101,245,307 in loans helping members manage their finances effectively. These cards come with no collateral requirements and can be a great option for those looking to build or improve their credit scores.

Loan Aggregator

Benefits of Using LendMesh

LendMesh offers several key benefits: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in the options presented. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, enabling them to make better financial choices. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights the effectiveness of LendMesh in helping borrowers save money. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to accuracy ensures that users receive fair and transparent offers. Each loan comparison reflects genuine rates and terms provided by legitimate lenders.

ARIZONA FINANCIAL CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans