Arizona Financial Credit Union

Nestled in the heart of Phoenix, Arizona Financial Credit Union at 2650 W Ross Dr is your community-focused partner dedicated to turning your financial goals into reality. Whether you’re seeking some of the best auto loans and vehicle financing to get behind the wheel of your dream car or exploring low mortgage rates to purchase or refinance your home, this branch offers tailored solutions designed with your needs in mind. Open Monday through Thursday from 9 AM to 5 PM, Fridays until 6 PM, and Saturdays from 9 AM to 1 PM, members enjoy convenient drive-thru banking alongside on-site ATM services for quick cash withdrawals and simple transactions.
Serving over 170,000 members with assets exceeding $3.3 billion, Arizona Financial provides a full range of personal banking options including top-rated checking and savings accounts built for everyday convenience. Business owners can also benefit from merchant services and flexible business loans, while individuals enjoy credit cards loaded with rewards and personal loans geared toward debt consolidation. Robust online and mobile banking platforms make managing your finances effortless anytime, anywhere.
Visit Arizona Financial Credit Union in Phoenix today to explore competitive auto financing or mortgage options crafted just for you. Experience local service that understands your unique financial journey—contact us for personalized guidance on your next step!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
Fixed Rate Home Equity Loan
6.75 %
5 Yrs
$15,000
home equity
Fixed Rate Home Equity Loan
7 %
7 Yrs
$15,000
home equity
Fixed Rate Home Equity Loan
7.25 %
10 Yrs
$15,000
home equity
Fixed Rate Home Equity Loan
7.5 %
15 Yrs
$30,000
home equity
Fixed Rate Home Equity Loan
8 %
20 Yrs
$40,000
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Fixed apr
10.75 - 13.25 %
3 - 5 Yrs
$5,000
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
60 Months
5.54 %
5 Yrs
Auto
72 Months
5.94 %
6 Yrs
Auto
84 Months
6.59 %
7 Yrs

Introduction

Welcome to Arizona Financial, your trusted partner in achieving financial well-being since 1936. Located at 2650 W Ross Dr, Phoenix, AZ 85027, our Deer Valley Branch is dedicated to serving the needs of our community with a personal touch. As part of a growing family with over 170,199 members and assets totaling $3,362,168,017, we pride ourselves on providing exceptional service and support for all your banking needs. At Arizona Financial, we understand that financial choices can be overwhelming. That's why our experienced team is here to guide you through every step of your financial journey. Whether you're looking for auto loans, mortgages, or personal banking solutions, we have options tailored just for you. With total deposits reaching $411,850,826 and a robust loan portfolio of 94,007, we are committed to not only helping you achieve your goals but also ensuring that your money works for you. Our leadership team, including CEO Amy Hysell and Board President William Greene, embodies our dedication to transparency and community engagement. We strive to maintain strong relationships with our members and prioritize their satisfaction above all else. For any official correspondence, while members can visit us at our branch location, please direct mail to the same address: 2650 W. Ross Drive, Phoenix, AZ 85027. With a friendly atmosphere and various services available including online and mobile banking visiting us is always convenient. If you're ready to take control of your financial future or have questions about our services, don't hesitate to reach out! Call us today at 602-683-1850 or explore more about us online at Arizona Financial. Your journey toward financial success starts here!

Branch History & Mission

Arizona Financial has a proud legacy of serving the community since its establishment in 1936. With nearly nine decades of experience, we have grown from a small credit union into a trusted financial partner for over 170,000 members. Our Deer Valley Branch, located at 2650 W Ross Dr, Phoenix, AZ 85027, embodies our commitment to providing accessible and reliable banking services. Throughout the years, we have achieved significant milestones that reflect our dedication to our members and the community. From expanding our total assets to over $3.36 billion to offering a wide range of services including personal banking, auto loans, and business financing, Arizona Financial continues to evolve while staying true to its core mission: to empower our members financially and support local initiatives. Our mission statement is simple yet impactful: We strive to enhance the financial well-being of our members while fostering community connections. This means not only offering exceptional financial products but also engaging in outreach efforts that uplift and strengthen the neighborhoods we serve. Whether it's sponsoring local events or partnering with organizations focused on community development, Arizona Financial is dedicated to making a positive difference. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address at 2650 W. Ross Drive, Phoenix, AZ 85027. We are proud to offer convenient services such as ATM access and drive-thru banking for ease of use. As we move forward in an increasingly digital world, Arizona Financial embraces advancements that make banking simpler and more accessible for everyone. Our online and mobile banking platforms allow members to manage their finances on-the-go, ensuring they have the tools they need right at their fingertips. Join us in celebrating our history and mission! Experience the benefits of being part of a credit union that truly values its members and community. Visit us today or reach out at 602-683-1850 to learn how you can become part of the Arizona Financial family. Together, let's build a brighter financial future!

Branch Location & Accessibility

Accessibility and Features

Our branch is designed with accessibility in mind. You'll find ample parking available, making it easy for everyone to visit us. We are proud to comply with ADA standards, featuring ramps and accessible entrances so all members can enjoy our services without hassle.

Call to Action

We invite you to come in and meet our dedicated team who are ready to assist you with all your banking needs. Have questions? Feel free to give us a call at (602) 683-1850. Your journey towards better financial health starts here at Arizona Financial!

Operating Hours

We understand that life can get busy! That's why we offer flexible operating hours to accommodate your schedule. Visit us Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. Whether you're stopping by for a quick transaction or need more time for a discussion about your financial goals, we're here when you need us.

Services Offered

At Arizona Financial, we provide a range of services tailored for our members. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have solutions that fit your lifestyle. If you're on the go, take advantage of our ATM availability and drive-thru banking for easy access to cash or simple transactions. While members can visit us at 2650 W Ross Dr Phoenix Az 85027, official correspondence should be sent to 2650 W. Ross Drive, Phoenix, AZ 85027 if it's different from our branch address.

Member Eligibility

Joining the Arizona Financial family means becoming part of a supportive community that values your financial well-being. To become a member of Arizona Financial, you'll need to meet some simple eligibility criteria, which can include living, working, or worshiping in certain areas, as well as being associated with specific organizations. It's all about creating connections that foster trust and collaboration! If you're curious about your eligibility, you can find all the details at this link. Opening an account is straightforward and welcoming. Once you know you qualify, head over to our website or give us a call at (602) 683-1850 for assistance. Our team is here to help guide you through the process and answer any questions you might have. We can't wait for you to experience the benefits of membership at Arizona Financial, where your financial goals take center stage!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $933 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $150 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $625,277,186, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine being able to accept payments seamlessly from your customers while tracking sales effortlessly. Our merchant services allow you to focus on what matters most growing your business. With tools that simplify payment processing, you can offer convenience to your customers while managing your finances more effectively. Located at 2650 W Ross Dr Phoenix Az 85027 in Phoenix, AZ, we invite you to explore how our tailored solutions can empower your business journey. Contact us at (602) 683-1850 or visit us online for more information!

Comprehensive List Of Services

Business Banking Services

If you're a business owner, Arizona Financial has got you covered with our business banking offerings. Our merchant services can help streamline your transactions, while our business loans are designed to support your growth and operational needs.

Cash Access Made Easy

We also recognize the importance of easy access to cash. Our branch includes ATM services for quick withdrawals and balance checks. If you prefer handling transactions in person, our basic drive-thru banking allows for deposits and withdrawals without stepping out of your vehicle. Moreover, if you're a member of partner credit unions, our shared branch transactions enable you to conduct deposits and withdrawals seamlessly.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking options. Whether you want to check your balance on the go or transfer funds between accounts with just a few taps on your smartphone, we've made it simple for you. With features like mobile payments and person-to-person transfers, managing your finances has never been easier.

Join Us Today!

At Arizona Financial, we believe in building lasting relationships with our members through exceptional service and support. Whether you're opening an account or seeking financial advice, we're here for you every step of the way. Ready to explore what we have to offer? Give us a call at 602-683-1850 or visit us at 2650 W Ross Dr, Phoenix, AZ 85027. Experience the difference that dedicated service can make in achieving your financial goals!

Personal Banking Solutions

Our personal banking services include everything from checking and savings accounts to auto loans and vehicle financing. If you're looking to buy a new car or refinance your existing loan, our team is here to help you navigate your options. Additionally, we offer mortgage loans and refinancing opportunities for those ready to invest in their dream home or lower their monthly payments. For those seeking a way to manage debt effectively, our personal loans and debt consolidation services provide flexible solutions tailored to your needs. Plus, with credit cards offering rewards, you can earn benefits while making everyday purchases.

Digital & Online Banking

Accessibility & Support

Our commitment to accessibility means that whether you're at home or on the go, you're always connected to your finances. With real-time account management tools at your fingertips, keeping track of your spending and savings has never been easier. If you have questions or need assistance while using our digital services, don't hesitate to reach out! Our friendly team is here to support you every step of the way. Experience the future of banking with Arizona Financial today visit us online at https://www.arizonafinancial.org/!

Key Features

We know convenience matters. That's why our mobile application makes banking even easier. You can download it on your smartphone to enjoy features like mobile payments, allowing you to pay for goods and services right from your phone. Additionally, if you ever need to send money to friends or family quickly, our person-to-person transfer option has got you covered. Need to sign important documents? With our electronic signature authorization feature, signing paperwork is simple and safe. You can also opt for e-statements to receive your account statements electronically no more paper clutter!

Financial Strength

Member Trust

The strength of our institution is evident in the numbers: Total Share Accounts stand at 526,058, showcasing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $0, further emphasizing our capacity to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Arizona Financial is your trusted partner. Visit us at 2650 W Ross Dr Phoenix Az 85027 or call (602) 683-1850 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Reinvesting in Our Members

With $413,780,632 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We support your financial goals with $15,751 in used auto loans and $1,860,956,306 in total loans and leases. Our operational efficiency is reflected in our $0, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 664 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secured Savings

Members' savings are secured through $412,846,432 in share certificates and $385,082,176 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $977,767, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $413,780,632, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,231 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $290,966,869 in used vehicle loans and $137,135,559 in new vehicle loans already helping members get on the road. We provide flexible terms and quick approvals to make your vehicle purchase as smooth as possible.

Business Financing

For business owners, our outstanding commercial loans totaling $625,277,186 provide the capital needed to grow and expand. Whether you need financing for equipment, inventory, or other operational costs, we are here to support your business's growth.

Credit Lines and Unsecured Loans

For those looking for additional flexibility, we have credit lines available totaling $853,686,956. These are perfect for managing expenses or making unexpected purchases. Additionally, we also offer flexible terms on unsecured credit card loans, with a total of $101,245,307 in loans helping members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $198,892,051, make buying or refinancing simple. We offer personalized assistance throughout the process, ensuring you find a mortgage solution that fits your budget and lifestyle.

Refinancing Options

If you're considering refinancing any existing loans or mortgages, our team can guide you through the eligibility options available to ensure you get the best rates possible. At Arizona Financial, we prioritize transparency and customer service. For more information on our loan products or to discuss your specific financial situation, feel free to contact us at (602) 683-1850 or visit us at our branch located at 2650 W Ross Dr Phoenix Az 85027 in Phoenix, AZ. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial dreams!

Loan Aggregator

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