Arizona Central Credit Union Tucson AZ | Best Auto Loans & Business Banking

Introduction

Welcome to Arizona Central, your trusted partner in financial growth and community support, located at 2150 W Ina Rd, Tucson, AZ 85741. Since our establishment in 1939, we have dedicated ourselves to empowering our members through comprehensive banking solutions tailored to meet their unique needs. With a robust membership base of 56,648, we pride ourselves on being a cornerstone of the Tucson community. At Arizona Central, we understand that financial decisions can be daunting. That's why we offer a wide range of services including checking and savings accounts, auto loans, mortgage financing, personal loans, credit cards with rewards, and business banking options. Our commitment to you is reflected in our impressive total assets of $691,479,317 and total deposits amounting to $30,547,844. With a solid net worth of $64,024,516, we ensure that your finances are in safe hands. Our leadership team is here to serve you: led by CEO Greg Harden and Board President Mark Denke, we strive for excellence every day. Our team of 170 employees is dedicated to providing personalized service and support whether you're accessing our online banking services or visiting us in person during our convenient operating hours. While members can visit us at our branch location for face-to-face assistance or to use our drive-thru services, official correspondence should be sent to the same address: 2150 W INA RD, TUCSON, AZ 85741. Join us at Arizona Central as we continue making a positive impact in the lives of our members and the broader community. Ready to take the next step? Call us today at 602-264-6421 or explore more about what we offer at azcentralcu.org. We look forward to supporting your financial journey!

Branch History & Mission

At Arizona Central, we pride ourselves on a rich legacy that began in 1939. Since our inception, we've been dedicated to serving the Tucson community and fostering financial well-being among our members. With a total membership of over 56,000 individuals, we continue to grow and adapt to meet the evolving needs of our members. Located at 2150 W Ina Rd, Tucson, AZ 85741, our branch is easily accessible and is close to various local landmarks that make it a convenient stop for all your banking needs. Whether you're looking for personal banking options or business solutions, we are here to support you every step of the way. Our mission is simple yet powerful: to provide exceptional financial services while being an active participant in community development. We understand that strong communities lead to thriving individuals and families. That's why we focus not only on banking but also on outreach programs that empower our members with financial education and resources. Over the years, we have achieved significant milestones, including accumulating total assets of approximately $691 million. This growth reflects our commitment to sound financial practices and member satisfaction. Our services include checking and savings accounts, auto loans, mortgage refinancing, personal loans, credit cards with rewards, and business banking options. We have embraced modern technology to ensure that banking with us is convenient and efficient. Members can enjoy online banking through our website azcentralcu.org, as well as mobile payment options and electronic signatures for a smooth experience. Additionally, we maintain ADA compliance across our facilities to ensure accessibility for all members. Our branch features both ATM availability and drive-thru banking for those who prefer quick transactions without leaving their vehicle. With operating hours from Monday through Friday (and Wednesday opening at 10 AM), we strive to be available when you need us most. As part of our ongoing commitment to community service, we actively partner with local organizations to provide resources and support where it's needed most. This helps us reinforce the belief that together we can create a brighter future for everyone in Tucson. We invite you to join Arizona Central today! Experience firsthand the benefits of being part of a credit union that truly cares about its members and the community at large. For more information or assistance, please call us at 602-264-6421. Let's build a better tomorrow together!

Branch Location & Accessibility

Call to Action

We invite you to visit us at Arizona Central on W Ina Rd for all your banking needs. Have questions? Feel free to give us a call at 602-264-6421; we're always happy to help! Experience the difference of personalized service today!

Nearby Landmarks and Accessibility

Situated near the bustling Ina Road, our location is just a stone's throw away from popular spots like the Tucson Mall and the beautiful Rillito River Park. This makes it easy to fit a visit into your day while running errands or enjoying a leisurely outing. We have ample parking available for our members, ensuring that your visit is hassle-free. Plus, our facility is ADA-compliant with ramps and accessible features so that everyone can enjoy seamless banking.

Operating Hours and Services

At Arizona Central, we want to make banking as easy as possible. Our lobby hours are designed to accommodate your schedule: we're open from 9 AM to 5:30 PM on Monday, Tuesday, Thursday, and Friday. On Wednesdays, we welcome you from 10 AM to 5:30 PM. Need cash outside of these hours? No problem! We offer ATM services for quick withdrawals and balance checks whenever you need them. Our friendly staff is here to assist you with a variety of services including checking and savings accounts, auto loans, mortgage options, personal loans, and even business banking solutions. If you prefer banking from home, our online and mobile banking services provide flexibility at your fingertips.

Member Eligibility

At Arizona Central, we believe that everyone deserves a financial partner who truly cares. Becoming a member is simple and welcoming! If you're living, working, or attending school in our community, you're likely eligible to join us at our branch located at 2150 W Ina Rd Tucson Az 85741. We embrace individuals from all walks of life, whether you're looking for personal banking services, loans, or just a supportive community. To learn more about the specific criteria for membership, please check out our detailed eligibility information at . Opening an account with us is just as easy. You can start your journey toward financial well-being by giving us a call at (602) 264-6421 or visiting our website for more information on how to open an account. We're here to support you every step of the way as you take advantage of the benefits that come with being part of the Arizona Central family!

Business Banking & Commercial Services

Merchant Services That Make Transactions Smooth

Imagine running your shop without worrying about payment hassles. Our merchant services simplify transactions for you and your customers. From point-of-sale solutions to online payment processing, we help streamline your sales process so you can focus on what you do best growing your business. Located at 2150 W Ina Rd Tucson Az 85741, Tucson, AZ 85741, we invite you to explore how our business banking and commercial services can fuel your success. For more information, call us at (602) 264-6421 or visit our website at https://www.azcentralcu.org/.

Tailored Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $61 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $11 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $68,269,044, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For our business members, we provide essential banking services such as merchant services and business loans. Whether you're just starting out or looking to expand, we have the tools necessary to help your business thrive.

Convenient Access

Accessing your money has never been easier with our ATM and cash withdrawal services available throughout the area. For those who prefer face-to-face interactions, our drive-thru banking allows you to conduct simple transactions without leaving your vehicle. Whether you're looking for basic banking services or more complex financial products, Arizona Central is here for you. Feel free to reach out at 602-264-6421 if you have any questions about how we can assist you with your financial journey. Ready to take the next step? Visit us today or explore more about our services online at Arizona Central. We look forward to helping you achieve your financial goals!

Home Financing

If you're ready to buy a home or refinance your existing mortgage, we provide mortgage loans with various options that cater to different financial situations. Our knowledgeable staff can help guide you through the process so you feel confident every step of the way.

Loans for Personal Needs

In addition to home and auto loans, we also offer personal loans for those unexpected expenses or debt consolidation needs. These can be great tools for getting back on track financially.

Personal Banking Solutions

Our personal banking services include checking and savings accounts tailored for everyday needs. Imagine having the convenience of managing your finances right from your smartphone with our online and mobile banking options. You can easily check balances, transfer funds, and even make deposits without stepping foot in the branch. When it comes to financing a new car or truck, our auto loans and vehicle financing solutions make it easy to drive away in the vehicle of your dreams. We offer competitive rates and flexible terms to suit your budget.

Rewarding Credit Cards

Don't forget about our credit cards with rewards! Using them for everyday purchases can earn you points that can be redeemed for travel, merchandise, or even cashback.

Digital & Online Banking

Key Features

Our online banking includes electronic signature authorization, making it simple for you to sign documents securely from the comfort of your own space. Plus, with e-statements available, you can say goodbye to paper clutter and access your account statements electronically whenever you need them. For those who prefer mobile transactions, our mobile application allows for quick payments through mobile payments. You can even send money directly to friends or family with our person-to-person transfer feature no cash needed!

Security & Accessibility

We prioritize your security while ensuring ease of use. Our platform features robust security measures that protect your information and give you peace of mind. Plus, if you're ever in doubt about a transaction or need assistance, our support team is just a phone call away at (602) 264-6421. With all these tools at your disposal, managing your finances has never been easier. Join us at Arizona Central today and discover how our digital and online banking services can make life simpler!

Financial Strength

At Arizona Central, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We want to reassure you that your financial future is in capable hands. With a net worth of $64,024,516, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $922 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $84,753,804 in share certificates and $172,238,441 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $60,980,048 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $7,811 in used auto loans and $580,161,361 in total loans and leases. Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 166 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 100,936, showing a strong and growing member base that trusts us with their finances. For performance insights and financial data sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results, you can feel confident about your partnership with us. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Arizona Central is your trusted partner. Visit us at 2150 W Ina Rd Tucson Az 85741 or call (602) 264-6421 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $131,397,618 in used vehicle loans and $156,333,615 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or getting a reliable used one, our team is here to guide you through the process and find the right loan that fits your budget.

Business Financing

For business owners looking for capital to grow and expand, we have outstanding commercial loans totaling $68,269,044 available. These loans are designed to support your business needs and help you take that next step towards success.

Credit Card Loans

Managing finances can be challenging at times. That's why we also offer flexible terms on unsecured credit card loans, with a total of $8,662,765 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards that can benefit your everyday spending.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $98,800,693, making it easier for you to settle into your dream home without the stress of complicated financing. If you're considering refinancing your current mortgage, we can help you explore eligibility options that may save you money.

Summary

Our branch located at 2150 W Ina Rd, Tucson, AZ 85741 is ready to assist you with any questions regarding our loan offerings. You can reach us at 602-264-6421 during our operating hours: Monday, Tuesday, Thursday, and Friday from 9 AM to 5:30 PM; Wednesday from 10 AM to 5:30 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you navigate your financial journey contact us today!

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Arizona Central