Arizona Central Credit Union Phoenix AZ | Convenient ATM Access & Quick Withdrawals

Introduction

Welcome to Arizona Central, where we believe in putting our members first! Located at 2020 N Central Ave Ste 200, Phoenix, AZ 85004, we have been serving the community since 1939. With a strong commitment to providing quality financial services, our credit union has grown to support over 56,648 members with a total asset value of $691,479,317. At Arizona Central, we take pride in being more than just a financial institution. We are your neighbors and friends, dedicated to helping you achieve your financial goals. Our leadership team, headed by CEO Greg Harden and Board President Mark Denke, ensures that we maintain a member-centric approach in everything we do. We are here to help you with a variety of services tailored to meet your needs. From convenient ATM access to personal loans and savings accounts, our offerings are designed to empower you financially. As of now, we have granted 28,851 loans and leases while holding total deposits of $30,547,844. While members can visit us at our branch for assistance and inquiries, official correspondence should be sent to our mailing address: PO Box 11650, Phoenix, AZ 85061. If you have any questions or would like to learn more about how Arizona Central can assist you on your financial journey, don't hesitate to call us at 602-264-6421. Join us today and experience the difference of banking with a credit union that truly cares! Visit us online at Arizona Central for more information.

Branch History & Mission

Join Us

As we look toward the future, Arizona Central remains dedicated to enhancing your financial journey. With innovative products and community outreach programs, we're here for you every step of the way. We invite you to join us and experience firsthand the benefits of being part of a credit union that cares about its members and their communities. Together, let's build a stronger tomorrow! Visit us online at Arizona Central for more information or stop by today!

Our Journey

Over the years, Arizona Central has achieved significant milestones that reflect our dedication to excellence. We have steadily increased our total assets to an impressive ${total_assets}, allowing us to provide robust services tailored to meet the needs of our diverse membership. The journey has been one of growth and adaptation, embracing digital advancements while maintaining the personal touch that our members value. As we evolved, we also made it our mission to ensure that everyone has access to quality financial services. From offering essential ATM services available right here at our branch to ensuring ADA compliance in all our facilities, we strive to create an inclusive environment. Although we do not currently have drive-thru services, our commitment to accessibility remains strong.

Our Mission

At Arizona Central, our mission is simple yet profound: to empower our members through reliable financial solutions while fostering community growth. We believe that when individuals are financially healthy, communities thrive. This belief drives us to engage actively with local organizations and initiatives that uplift those around us. Our focus on member-centric initiatives means you can expect personalized service whether you're visiting us in person during our operating hours of 9:00 AM to 5:30 PM from Monday through Friday or reaching out by phone at (602) 264-6421 on Saturdays from 10:00 AM to 2:00 PM for lending solutions. While members can visit us at 2020 N Central Ave Ste 200 Phoenix Az 85004, official correspondence should be sent to PO Box 11650, Phoenix, AZ 85061 if different. We encourage everyone in the Phoenix area and beyond to explore what Arizona Central has to offer.

Branch Location & Accessibility

Nearby Landmarks and Accessibility

Situated near popular landmarks, including the bustling downtown area and local parks, our branch is easy to find. Parking is available nearby, ensuring that you can visit us without any hassle. We also take pride in being ADA compliant, featuring accessible ramps and entrances for all members of our community.

Operating Hours

Our lobby hours are welcoming from 9:00 AM to 5:30 PM, Monday through Friday, so you can easily fit your banking needs into your busy schedule. If you need assistance from our Solution Center or Lending Team, they are available by phone on Saturdays from 10:00 AM to 2:00 PM.

Services Offered

At Arizona Central, we offer essential services tailored to meet your needs. While we have ATM services available for withdrawals and balance checks right at your fingertips, we also provide personalized support during regular hours. Although we currently do not have a drive-thru service or shared service center, our dedicated staff is always ready to help with any inquiries you may have. Whether you're looking to open an account or simply want to chat about your options, don't hesitate to reach out! Call us at 602-264-6421 or stop by today. We look forward to serving you!

Member Eligibility

Joining the Arizona Central community is an exciting step towards better financial opportunities and support. To become a member of Arizona Central, you'll find that eligibility is quite welcoming. Typically, anyone who lives, works, or attends school in the area can join, making it easier for local residents to access our services. Not only do we provide a range of financial products tailored to your needs, but we also foster a sense of belonging among our members. For detailed eligibility criteria, you can check out this resource: . Opening an account with us is straightforward and designed to be inclusive. Whether you're new to banking or looking to make a change, you'll find our friendly team ready to assist you every step of the way. If you have any questions or want to start the process, don't hesitate to give us a call at (602) 264-6421. We're here to help you take that next step toward financial empowerment at our branch located at 2020 N Central Ave Ste 200 Phoenix Az 85004!

Business Banking & Commercial Services

Streamlined Merchant Services

Imagine having a reliable partner to help you manage transactions smoothly. Our merchant services simplify payment processing so you can focus on what matters most growing your business. From accepting credit card payments to online transactions, we make it easy for you to serve your customers effectively. Located at 2020 N Central Ave Ste 200 Phoenix Az 85004 in Phoenix, AZ, we're here to help your business thrive. For inquiries, call us at (602) 264-6421 and let's discuss how we can support your financial goals!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $61 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $11 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $68,269,044, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Banking Made Easy

In today's busy world, convenience is key. Our branch provides ATM Services Only, which means you can easily access your cash with basic ATM features like withdrawals and balance checks whenever you need them. Whether you're rushing to work or enjoying a weekend outing, you can rely on our ATMs for quick and easy transactions.

Join Us Today!

At Arizona Central, we strive to create an environment where our members feel valued and supported. Whether you're stopping by our branch or accessing services digitally, we're committed to making banking easy and enjoyable for you. Ready to take the next step? Visit us today at 2020 N Central Ave Ste 200 Phoenix Az 85004 or check out our website at 2020 Corporate Offices for more information about how we can serve your financial needs!

Modern Features for Your Lifestyle

We also recognize that digital banking is crucial for many of our members. With services like online banking and mobile payments, managing your finances has never been more straightforward. Access your accounts from anywhere, check balances, transfer funds, and make payments at your convenience all from the palm of your hand.

Support When You Need It

If you have questions or need assistance, don't hesitate to reach out. Our friendly team can be reached at (602) 264-6421 during our operating hours, which are Monday through Friday from 9:00 AM to 5:30 PM and Saturdays from 10:00 AM to 2:00 PM for our Solution Center Lending Team. We're here to help you navigate your banking experience smoothly.

Digital & Online Banking

Key Features of Our Digital Banking Services

Our online banking platform, available at azcentralcu.org, offers a wide array of features tailored to make your life simpler. You can easily check your account balances, transfer funds, and pay bills all from the comfort of your home or on the go. Plus, with 24/7 online banking services, you have full control over your finances whenever it suits you. For those who prefer mobile banking, our user-friendly mobile application allows for quick access to your accounts right from your smartphone. You can manage transactions on the fly and even take advantage of mobile payments to make purchases directly from your device.

Security and Accessibility

Your security is our top priority. We offer electronic signature authorization for added protection when completing transactions online. And with e-statements available, you can securely receive account statements without the clutter of paper saving both time and trees! If you ever need to send money to friends or family, our person-to-person transfer feature makes it easy and fast. Just a few taps on your screen will do the trick! At Arizona Central, we are committed to providing accessible banking solutions that meet the needs of our members. Whether you're at home or out and about, managing your accounts has never been easier or more secure. Join us today and experience the ease of digital banking!

Financial Strength

At Arizona Central, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We want to reassure you that your finances are in safe hands. With a net worth of $64,024,516, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $922 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $84,753,804 in share certificates and $172,238,441 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Additionally, with $60,980,048 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is significant; we have $7,811 in used auto loans and $580,161,361 in total loans and leases available to support your financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 166 full-time employees and 4 part-time employees who are committed to providing excellent service. We understand that trust is built over time. That's why the number of our Total Share Accounts stands at 100,936, showing a strong and growing member base that trusts us with their finances. Our Net Shares (Funds available for lending and investments) currently total $2,312,762. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Arizona Central is your trusted partner. Visit us at 2020 N Central Ave Ste 200 Phoenix Az 85004 or call (602) 264-6421 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $131,397,618 in used vehicle loans and $156,333,615 in new vehicle loans already helping members get on the road. We also offer refinancing options to ensure you can get the best deal possible on your vehicle financing.

Credit Lines

If you're looking for added flexibility, consider our credit lines totaling $184,542,334. These lines of credit provide you with access to funds when you need them most helping you cover unexpected expenses or fund personal projects without the hassle. At Arizona Central, our goal is to empower our members with the financial tools they need to succeed. Feel free to reach out at 602-264-6421 or visit us at 2020 N Central Ave Ste 200 Phoenix AZ 85004 for more information about our loan offerings. You can also explore our services online at Arizona Central. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $98,800,693, make buying or refinancing simple. We are here to guide you through the process and help you find the right mortgage solution for your situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $8,662,765 in loans helping members manage their finances effectively. Our credit cards come with various benefits that allow you to make purchases while keeping track of your spending.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that the offers presented are fair and transparent. Each lender featured on the platform has undergone verification, which means users can trust that they are viewing legitimate options.

Benefits of Using LendMesh

LendMesh stands out for several key reasons: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: Unlike other platforms that may prioritize lenders based on paid promotions, LendMesh focuses solely on delivering unbiased results to its users. - Real-Time Rate Comparisons: The platform provides up-to-date loan rates from multiple institutions, allowing users to make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" By prioritizing user experience and reliable data, LendMesh has become a trusted resource for individuals seeking the best loan rates available. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Arizona Central