Arizona Central Credit Union Flagstaff AZ | Best Auto Loans & Mortgage Rates

Introduction

Welcome to Arizona Central, your trusted financial partner located at 1948 S Woodlands Village Blvd, Flagstaff, AZ 86001. Since our establishment in 1939, we have been dedicated to serving our community with integrity and commitment. With a strong membership base of over 56,648 individuals, we are proud to offer personalized banking solutions tailored to meet your unique needs. At Arizona Central, we understand the importance of having reliable financial support. Our total assets stand at an impressive $691,479,317, ensuring that we have the resources necessary to provide you with exceptional services. Whether you're looking for personal banking options like checking and savings accounts or loans for your next vehicle or home purchase, we have you covered. Our leadership team, led by CEO Greg Harden and Board President Mark Denke, is committed to fostering a welcoming environment for all members. We believe in empowering our community through financial education and accessible services. With a net worth of $64,024,516 and total deposits reaching $30,547,844, you can trust that your finances are in good hands. While members can visit us at our branch for a range of services including online banking and ATM access official correspondence should be sent to the same address: 1948 S Woodlands Village Blvd, FLAGSTAFF, AZ 86001. We invite you to experience the difference at Arizona Central. Feel free to call us at 602-264-6421 or visit our website at azcentralcu.org for more information on how we can help you achieve your financial goals. Join us today and discover the benefits of being part of a credit union that truly cares about its members!

Branch History & Mission

Arizona Central has a rich legacy of serving the community since its establishment in 1939. Located at 1948 S Woodlands Village Blvd, Flagstaff, AZ 86001, our branch has grown alongside the vibrant community it serves. With a current membership of over 56,648 individuals, we pride ourselves on being more than just a financial institution; we are a cornerstone of support for our members and local residents. From our humble beginnings, Arizona Central has evolved significantly over the years. We have expanded our offerings to include personal banking services such as checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Our commitment to serving our members goes beyond traditional banking; we also provide business banking solutions to help local entrepreneurs thrive. As of today, our total assets stand at an impressive $691,479,317, reflecting our financial strength and stability. Our mission is clear: to empower our members through accessible financial services while fostering community growth and collaboration. We believe that when our members succeed, the entire community flourishes. Our dedicated team works diligently to ensure that everyone receives personalized service tailored to their unique needs. At Arizona Central, we understand that convenience matters. That's why we offer various services including online and mobile banking options, ATMs for easy access to funds, and drive-thru banking for quick transactions. We also maintain ADA compliance to ensure all members can comfortably access our services. Although we do not have a shared service center, we strive to make every visit to our branch rewarding. While members can visit us at 1948 S Woodlands Village Blvd, official correspondence should be sent to 1948 S Woodlands Village Blvd, FLAGSTAFF, AZ 86001 if necessary. Our operating hours are designed with your schedule in mind: Monday, Tuesday, Thursday, and Friday from 9 AM to 5:30 PM, and Wednesday from 10 AM to 5:30 PM. As part of our commitment to community outreach, Arizona Central actively participates in various local initiatives aimed at improving the lives of those around us. We believe in building strong partnerships that promote economic empowerment and foster a sense of belonging. Join us at Arizona Central! Experience how we can help you achieve your financial goals while being part of a caring community. For any inquiries or assistance, feel free to reach out at 602-264-6421 or visit us online at azcentralcu.org. Together, let's build a brighter future!

Branch Location & Accessibility

Convenient Access and Parking

At Arizona Central, we prioritize accessibility for all our members. Our branch is equipped with features that ensure everyone can visit comfortably, including ADA-compliant entrances and ample parking spaces. You won't have to worry about finding a spot when you come to see us!

Get in Touch With Us

Have questions or want more information? Feel free to call us at 602-264-6421. We'd love to hear from you! Whether you're a current member or looking to join our community, we invite you to visit us at Arizona Central Woodlands #10. Your financial journey starts here!

Operating Hours That Fit Your Schedule

Our lobby hours are designed to accommodate your busy life. We're open Monday, Tuesday, Thursday, and Friday from 9 AM to 5:30 PM, and on Wednesday from 10 AM to 5:30 PM. This flexibility allows you to plan your visit around your daily activities without any hassle.

Services Tailored for You

At Arizona Central, we offer a range of services tailored to meet your banking needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have solutions for everyone. Plus, with our drive-thru service available for simple transactions like deposits and withdrawals, you can enjoy quick banking on the go. And if you need cash outside of regular hours, don't worry! Our ATM is ready for you 24/7.

Member Eligibility

At Arizona Central, we believe that everyone deserves a chance to be part of a caring financial community. Becoming a member is easy and welcoming! If you live, work, or go to school in the Flagstaff area, or if you have a family member who is already a member, you're likely eligible to join us. We're excited to offer you access to a variety of benefits, from personalized banking services to competitive loan rates and financial education resources. To learn more about the specific eligibility criteria, feel free to check out our detailed information at . Once you're ready to take the next step, opening an account is straightforward! Just give us a call at (602) 264-6421, or stop by our branch located at 1948 S Woodlands Village Blvd Flagstaff Az 86001. Our friendly staff is here to guide you through the process and answer any questions you may have. Join us today and start enjoying all the advantages that come with being part of Arizona Central!

Business Banking & Commercial Services

Financing Options Tailored for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $61 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $11 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $68,269,044, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make a Difference

Imagine running your daily operations smoothly with reliable payment processing. Our merchant services simplify transactions, allowing you to focus on what you do best serving your customers. From credit card processing to online payment solutions, we equip you with the tools necessary for seamless sales experiences. Visit us at 1948 S Woodlands Village Blvd Flagstaff Az 86001 in Flagstaff, AZ, and let's discuss how we can help your business thrive! For more information, call us at (602) 264-6421 or check out our website here.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're thinking about getting a new car, our Auto Loans & Vehicle Financing options can help make that dream a reality. We understand that purchasing a vehicle is a significant investment, and we're here to guide you through every step of the process. Our competitive rates and flexible terms ensure that you'll find an option that suits your budget.

Business Banking

For small business owners, our Business Banking services including Merchant Services and Business Loans are crafted to help your enterprise thrive. We understand how important it is for businesses to have reliable banking solutions, so we offer personalized support to meet your unique requirements.

Credit Cards with Rewards

Our Credit Cards with Rewards program lets you earn while you spend! Enjoy perks that add value to your everyday purchases perfect for those who love to shop or travel.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we prioritize Online & Mobile Banking features that allow you to manage your accounts from anywhere at any time. You can easily access ATMs for cash withdrawal services and perform basic transactions at our drive-thru banking facility making it easier than ever to stay on top of your finances. Whether you're at home or on the go, our digital banking tools put all these services right at your fingertips. From balance checks to person-to-person payments, everything is designed for ease of use. We invite you to explore all that Arizona Central has to offer by visiting us or calling us at (602) 264-6421 today! Let us partner with you on your financial journey and provide the support you deserve. For more information about our services, feel free to check out our website: Woodlands #10.

Mortgage Solutions

For those ready to buy a home or refinance an existing mortgage, our Mortgage Loans & Refinancing services offer great choices tailored just for you. We'll work closely with you to find the best mortgage solution, making the home-buying process as smooth as possible.

Personal Banking

Starting with personal banking, we provide Checking & Savings Accounts that fit any lifestyle. Imagine having the ability to manage your money easily while earning interest on your savings. Our accounts are designed to help you budget effectively and reach your financial milestones.

Personal Loans

Life can throw unexpected expenses your way. With our Personal Loans & Debt Consolidation options, you can tackle those financial surprises head-on. Whether it's for medical bills or consolidating credit card debt into one manageable payment, we've got your back.

Digital & Online Banking

Access Your Accounts Anytime

With our 24/7 online banking services available at https://www.azcentralcu.org/, you can check balances, transfer funds, and pay bills with just a few clicks. Need to send money to a friend? Our person-to-person transfer feature makes it simple and fast. Plus, if you're out shopping or dining, our mobile payments option allows you to make purchases right from your phone.

Mobile Application for Your Convenience

For even more accessibility, download our mobile application. It puts everything you need right at your fingertips from checking your balance to applying for loans all in a user-friendly layout designed for ease of use. At Arizona Central, we prioritize security and simplicity in all our digital banking solutions. We believe that managing your finances should be straightforward and stress-free. Experience the freedom that comes with having full control over your accounts wherever life takes you!

Sign with Ease and Security

Worried about signing documents? With our electronic signature authorization, you can complete transactions without the hassle of printing or mailing forms. It's a safe and efficient way to handle important paperwork from the comfort of your home.

Stay Organized and Informed

Say goodbye to paper clutter with our e-statements feature. Enjoy the benefit of viewing your statements electronically whenever you need them. It's not just about convenience; it's also about helping you stay organized. You can keep track of your financial activities while reducing environmental impact.

Financial Strength

Growing Member Base

Total Share Accounts stand at 100,936, showing a strong and growing member base that trusts us with their finances. This trust fuels our mission to provide exceptional service while maintaining the highest standards of financial strength. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Arizona Central is your trusted partner. Visit us at 1948 S Woodlands Village Blvd Flagstaff Az 86001 or call (602) 264-6421 to learn more about how we can help you achieve your financial goals.

Investing Back Into Our Community

With $60,980,048 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is impressive; with $7,811 in used auto loans and $580,161,361 in total loans and leases, we support our members' financial goals across various sectors.

Member-Centric Savings Solutions

Members' savings are secured through $84,753,804 in share certificates and $172,238,441 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 166 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $64,024,516, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our robust net worth ratio of $922 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $131,397,618 in used vehicle loans and $156,333,615 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, our financing options are tailored to fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $68,269,044 provide the capital needed to grow and expand. Whether it's for equipment purchases or operational costs, we're here to support local businesses as they thrive.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $98,800,693, make buying or refinancing simple. We know how important it is to find the right home and we're here to help every step of the way.

Refinancing Options

If you're looking to lower your monthly payments or access cash from your existing loans, consider our refinancing options available across all loan types. We'll work with you to find solutions that best fit your financial situation. At Arizona Central located at 1948 S Woodlands Village Blvd Flagstaff Az 86001, we pride ourselves on serving our community with integrity and transparency. If you have any questions about our loan products or would like to apply today, don't hesitate to reach out! You can contact us at 602-264-6421 for more information. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $8,662,765 in loans helping members manage their finances effectively. These cards come with competitive interest rates and no annual fees, giving you peace of mind while you spend.

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. Each loan comparison is backed by verified data from legitimate financial institutions, promoting trust in every choice you make.

Key Benefits of Using LendMesh

LendMesh stands out for several reasons: - Verified Data: All loan offers come from trusted financial institutions, ensuring you get accurate information. - No Sponsored Listings: Unlike other platforms, LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, LendMesh empowers you to make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" You can also benefit from these insights. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Arizona Central