Arizona Central Credit Union Chandler AZ | Best Auto Loans & Business Banking

Introduction

Welcome to Arizona Central, your trusted financial partner since 1939. Located at 1805 W Chandler Blvd, Chandler, AZ 85224, our branch is dedicated to serving the community with a commitment to personalized service and financial well-being. With a robust membership of over 56,648 individuals, we pride ourselves on being a member-focused institution that truly understands your needs. At Arizona Central, we believe in empowering our members through a range of services designed to fit your lifestyle. Whether you're looking for checking and savings accounts, auto loans, or even business banking solutions, we have you covered. Our total assets amount to an impressive $691,479,317, ensuring that your money is in safe hands. With total deposits reaching $30,547,844 and a net worth of $64,024,516, our solid financial standing reflects our dedication to your success. Our team, led by CEO Greg Harden and Board President Mark Denke, is here to support you every step of the way. We have a friendly staff of 170 employees ready to assist with any questions you may have. Plus, with convenient access to our services including ATM availability and drive-thru banking, managing your finances has never been easier. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address: 1805 W Chandler Blvd, Chandler, AZ 85224. If you're ready to take control of your financial future or need assistance with any banking inquiries, don't hesitate to reach out! Call us at 602-264-6421 or explore more about what we offer at azcentralcu.org. Join us today and experience the Arizona Central difference!

Branch History & Mission

Join Us

We invite you to become part of the Arizona Central family. Experience firsthand how we can help you navigate your financial journey while making a positive impact in Chandler. Whether you're looking for personal banking options or business solutions, we are here for you every step of the way. For more information or assistance, don't hesitate to call us at 602-264-6421 or visit our website at Arizona Central. Together, let's build a brighter future!

Our Journey

Located at 1805 W Chandler Blvd, Chandler, AZ 85224, our branch is not just a financial institution but a cornerstone of the local community. Over the years, we have adapted to changes in technology and member expectations. We are proud to offer modern conveniences like online and mobile banking, ensuring that managing finances is as effortless as possible for all our members. As we've grown, so too has our dedication to inclusivity and accessibility. We comply with ADA standards and provide services such as ATM access and drive-thru banking for added convenience. Our mission is clear: to empower our members through personalized financial solutions while fostering a sense of belonging within the community.

Our Mission

The mission of Arizona Central is to deliver outstanding financial services that not only help individuals achieve their personal goals but also uplift the community as a whole. We believe in giving back through various outreach programs and partnerships aimed at supporting local initiatives. This commitment reflects our core values: trustworthiness, respect, and responsibility. While members can visit us at 1805 W Chandler Blvd for their banking needs, official correspondence should be sent to the same address. Our dedicated team is here to assist you during lobby hours from Monday, Tuesday, Thursday, and Friday from 9 AM to 5:30 PM, with extended hours on Wednesday starting at 10 AM.

Branch Location & Accessibility

Operating Hours

Our team is ready to serve you during convenient hours: Monday, Tuesday, Thursday, and Friday from 9 AM to 5:30 PM, and Wednesday from 10 AM to 5:30 PM. We know life gets busy, so we strive to accommodate your schedule as best as we can.

Parking and Accessibility Features

We offer ample parking right outside our branch, making it simple for you to drop by. Our facilities are ADA compliant, with ramps and designated accessible parking spaces available. We want every member of our community to feel welcome and supported when they visit us.

Services Offered

At Arizona Central, we provide a range of personal banking services tailored to meet your needs. From checking and savings accounts to auto loans and mortgage refinancing options, we've got you covered. Need cash on the go? You'll find an ATM right on-site for easy access to your funds. Plus, our drive-thru service allows you to handle basic transactions without leaving your car perfect for those busy days! While members can visit us at 1805 W Chandler Blvd for all their banking needs, official correspondence should be sent to the same address. Have any questions or need assistance? Don't hesitate to give us a call at 602-264-6421. Our friendly staff is always here to help! We look forward to seeing you soon at Arizona Central!

Member Eligibility

Becoming a member of Arizona Central feels like joining a warm and welcoming family, where your financial well-being is our top priority. We invite you to explore membership if you live, work, or worship in the community we serve. Our eligibility criteria are designed to be inclusive and supportive, ensuring that everyone has access to the resources they need for their financial journey. By choosing Arizona Central, you'll enjoy not only competitive rates on loans and savings but also personalized service tailored just for you. The process of opening an account is straightforward just visit us at our branch located at 1805 W Chandler Blvd Chandler Az 85224, give us a call at (602) 264-6421, or check out more detailed eligibility information on our website: . We're here to help you every step of the way!

Business Banking & Commercial Services

Commercial Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $61 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $11 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $68,269,044, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Simple

Imagine having a reliable partner that simplifies payment processing while you focus on serving your customers. Our merchant services equip you with the tools needed to accept payments seamlessly, whether in-store or online. This means less hassle for you and a smoother experience for your customers. Located at 1805 W Chandler Blvd Chandler Az 85224 in Chandler, AZ, we invite you to discover how our dedicated team can assist you in achieving your business goals. Connect with us today at (602) 264-6421!

Comprehensive List Of Services

Additional Services

We also recognize that sometimes you just need quick access for simple transactions. Our drive-thru banking is designed for efficient service when you're on the go whether it's making deposits or quick withdrawals. We invite you to explore all that Arizona Central has to offer! With our friendly staff ready to assist you at every turn, getting started is simple. For any questions or assistance, feel free to call us at 602-264-6421 or visit us online at Arizona Central. Your financial journey starts here!

Business Banking

For those who run their own businesses, we understand the unique challenges you face. That's why our business banking services include merchant services and business loans tailored to help your business thrive in a competitive market.

Credit Cards and Loans

Managing debt is crucial for financial well-being. That's why we offer personal loans and debt consolidation solutions that can ease your burden. Plus, with our credit cards featuring rewards, you can earn as you spend, making every dollar count.

Digital Banking Features

In today's fast-paced world, convenience is key. Our comprehensive online and mobile banking services allow you to manage your accounts anytime, anywhere. You can easily check balances, transfer funds, and even make deposits right from your phone. Need cash? Our ATM services provide easy access for withdrawals and balance checks whenever you need them.

Personal Banking Solutions

Navigating your personal finances can be easier with our various personal banking options. Whether you're looking for a reliable checking or savings account, we have accounts designed for different lifestyles. If you're planning to make a big purchase or need a new vehicle, our auto loans and vehicle financing are here to help you get on the road quickly and affordably. Perhaps you're considering buying a home? Our mortgage loans and refinancing options provide competitive rates to help make your dream home a reality.

Digital & Online Banking

Key Features

Our online banking platform is user-friendly and comes equipped with various features to help you manage your money effortlessly. Whether you're checking balances, transferring funds, or paying bills, everything is just a few clicks away. Plus, with electronic signature authorization available, signing documents has never been simpler or more secure. E-statements are also part of our service offerings. You can say goodbye to paper clutter and easily access your statements online whenever you need them. This not only helps the environment but also provides a quick way to review your financial history. For those who prefer banking on their smartphones, we have a dedicated mobile application that allows you to handle transactions wherever you are. From mobile payments to person-to-person transfers, our app makes it easy to send money to friends or family instantly no hassle involved!

Security and Convenience

Security is a top priority at Arizona Central. Our systems are designed to protect your information while providing you with convenient access. You can rest easy knowing that your data is safe as you navigate through our online services. In summary, whether you're using our online banking at https://www.azcentralcu.org/ or our mobile app, managing your finances has never been easier or more secure. Join us at Arizona Central today and take advantage of these great digital tools tailored just for you!

Financial Strength

Growing Membership Base

We have a strong community of trust with 100,936 total share accounts. This growing member base shows that more people choose Arizona Central as their trusted financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Arizona Central is your trusted partner. Visit us at 1805 W Chandler Blvd Chandler Az 85224 or call (602) 264-6421 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $84,753,804 in share certificates and $172,238,441 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 166 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $60,980,048 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $7,811 in used auto loans and a total of $580,161,361 in loans and leases.

Strong Capital Foundation

With a net worth of $64,024,516, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $922 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Our auto loans are tailored to fit your budget and lifestyle. Whether you're considering a brand-new model or a reliable used car, our competitive rates make it easy to drive away happy. If you want flexibility in payments or refinancing options, we're here to help guide you through the process.

Business Loans

For business owners in our community, we offer outstanding commercial loans totaling $68,269,044. These funds can provide the capital needed to grow and expand your business operations effectively. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. If you're interested in any of our loan products or have questions about eligibility options and refinancing possibilities, don't hesitate to reach out! Contact us at (602) 264-6421 or visit us at our branch located at 1805 W Chandler Blvd Chandler Az 85224 in Chandler, AZ. We're here to assist you every step of the way!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $98,800,693, make buying or refinancing simple. We understand that purchasing a home is one of the biggest decisions you'll ever make and we're dedicated to making it as straightforward as possible.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes require extra flexibility. That's where our unsecured credit card loans come into play. With a total of $8,662,765 in these loans available, we provide terms that help you manage your finances effectively without the burden of collateral.

Loan Aggregator

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ARIZONA CENTRAL CREDIT UNION