Arize Credit Union State College PA | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to Arize, your trusted partner in financial growth and community support, located at 1145 Benner Pike, State College, PA 16801. Established in 1978, we have proudly served our members for over four decades, building lasting relationships and a strong financial foundation. With a total membership of 11,409, we are dedicated to providing personalized services that meet the unique needs of each individual. At Arize, we understand that financial decisions can be overwhelming. That's why our team is committed to guiding you through your options with transparency and care. Under the leadership of our CEO, Michael Meier, and Board President Brad Lundsford, we strive to create an environment where every member feels valued and empowered. With total assets exceeding $154 million and deposits totaling $4,751,753, our credit union is not only stable but also poised to offer competitive loans and savings products tailored for you. Currently, we manage a robust loan portfolio of 4,762 loans and leases, ensuring that whether you're looking for an auto loan or financing for your business endeavors, we've got you covered. While members can visit us at our branch location for all their banking needs ranging from personal banking to business services official correspondence should be sent to the same address: 1145 Benner Pike, State College, PA 16801. Join us at Arize today and discover how our community-focused approach can help you achieve your financial goals! For more information or to get started with your account, feel free to call us at 814-237-5458 or visit our website at www.arizefcu.org. We look forward to serving you!

Branch History & Mission

Join Us

As we look toward the future, Arize continues to innovate while staying true to our roots. We invite you to join us on this journey as we work together towards financial wellness for all. Explore how you can become part of the Arize family today by visiting our website or calling us at (814) 237-5458. With Arize, you're not just a member; you're part of a community dedicated to helping each other succeed!

Our Evolution

Over the years, Arize has continuously adapted to meet the changing needs of our members and the community. We've expanded our services from simple savings accounts to a comprehensive suite that includes personal loans, auto financing, mortgage options, and business banking solutions. Our history is marked by milestones that reflect our dedication to innovation and excellence in member service. As we grew, so did our understanding of what it means to be part of this community. We've forged valuable partnerships with local organizations and actively participate in outreach efforts that strengthen our ties with those we serve. Whether it's through financial literacy programs or supporting local events, Arize remains committed to making a positive impact in State College.

Our Mission

Our mission at Arize is clear: We strive to empower our members through accessible financial services while fostering a spirit of community support. We believe that everyone deserves the opportunity to achieve their financial goals. That's why we offer personalized banking experiences tailored to individual needs. Our modern digital platforms make banking easy and convenient, allowing members to manage their finances anytime, anywhere. While you can visit us at 1145 Benner Pike State College Pa 16801, official correspondence should be sent to 1145 Benner Pike, State College, PA 16801 if different. We also provide ATM access and drive-thru services for your convenience during our operating hours from 9 AM to 4 PM on weekdays.

Branch Location & Accessibility

Banking Hours

At Arize, we want to make it as easy as possible for you to manage your finances. We are open Monday through Friday from 9 AM to 4 PM. Feel free to stop by during these hours for assistance with any of our services!

Connect with Us

If you have any questions or would like more information about what we offer, don't hesitate to reach out! Give us a call at 814-237-5458 or visit our website at www.arizefcu.org. We look forward to serving you and helping you achieve your financial goals!

Parking and Accessibility

We know how important it is for our members to have hassle-free access to banking services. Our branch provides ample parking space and features that meet ADA compliance standards, including ramps for easy entry. This ensures that everyone can visit us comfortably.

Services Offered

Our branch is equipped with various services tailored to meet your financial needs. From personal checking and savings accounts to auto loans and mortgage options, we've got you covered. Need cash? You'll find an ATM on-site for quick withdrawals and balance checks. Plus, if you're in a hurry, our drive-thru banking allows you to handle simple transactions without leaving your car.

Member Eligibility

At Arize, we believe that everyone deserves a supportive financial community, and becoming a member is as easy as reaching out to us! To join our family, you'll need to meet a few friendly eligibility criteria. Generally, anyone who lives, works, worships, or goes to school in the area surrounding 1145 Benner Pike State College Pa 16801 can become a member. We're dedicated to serving our community and providing access to financial products that truly make a difference in your life. For more detailed information about eligibility requirements, feel free to visit our website at https://www.arizefcu.org/membership/ . Once you're ready to take the next step toward membership at Arize, opening an account is straightforward and welcoming. You can start your journey by applying online through this link: https://forms.joinmycu.com/mop/275/apply . If you have any questions or need assistance, don't hesitate to call us at (814) 237-5458. We're here to help you every step of the way!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, our merchant services make day-to-day operations smoother. Imagine having a payment processing solution that adapts to your needs whether it's handling credit card payments at your storefront or enabling online transactions for your e-commerce site. Our services are crafted to enhance customer experiences while simplifying your financial management. Visit us at 1145 Benner Pike State College Pa 16801, State College, PA or call us at (814) 237-5458 to learn how we can help your business thrive!

Tailored Financing Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $74 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $23 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $15,075,374, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For business owners in State College, we offer robust business banking solutions including merchant services and business loans. Your success is important to us, and we strive to provide the resources necessary for your business growth.

Convenient Access

In addition to these essential services, we also provide ATM and cash withdrawal services for easy access to your funds. Our basic drive-thru banking allows for quick deposits and withdrawals without leaving your car perfect for those on-the-go days! At Arize, we're committed to making banking as simple as possible. You can reach us at (814) 237-5458 or visit us at 1145 Benner Pike State College Pa 16801 during our lobby hours from 9 AM to 4 PM on weekdays. We invite you to explore all that we have to offer by visiting our website at State College - Benner Pike. Join us today and experience banking that truly puts you first!

Home Financing

For those looking to buy or refinance their homes, our mortgage loans provide comprehensive solutions tailored to fit your budget. Our knowledgeable staff will guide you through the mortgage process, ensuring that you understand each step along the way.

Personal Banking Solutions

Starting with personal banking, we provide various checking and savings accounts designed to help you manage your day-to-day finances effortlessly. Imagine having easy access to your funds with our online and mobile banking features, which allow you to check balances, transfer money, and pay bills from anywhere. Our credit cards with rewards also offer great benefits for everyday purchases, making it easier to earn while you spend.

Personal Loans

Life can throw unexpected expenses your way, but with our personal loans and debt consolidation services, you can tackle those challenges head-on. Whether it's for home repairs or medical bills, we are here to help ease your financial burdens.

Vehicle Financing

If you're considering a new car, our auto loans and vehicle financing options can make that dream a reality. We understand how important reliable transportation is for our members. With competitive rates and flexible terms, securing an auto loan from Arize is straightforward and convenient.

Digital & Online Banking

Key Features

Our online banking platform allows you to check balances, transfer funds, and pay bills without having to visit a branch. Plus, with the option for electronic signature authorization, signing documents is quick and hassle-free. If you're looking to go paperless, you can sign up for e-statements, so you never have to worry about losing important paperwork again.

Mobile Access

For those who prefer banking on the go, our mobile application is readily available. You can take advantage of features like mobile payments and person-to-person transfers right from your phone. Whether you're grabbing coffee or running errands, you'll find it easy to manage your finances in real-time.

Safety First

Your security is our priority. We use advanced technology to ensure that your transactions are safe and protected. You can feel confident knowing that your financial information is secure as you navigate through our services. With Arize, digital banking isn't just about convenience; it's about providing you with the tools you need to manage your money effectively. Explore all our online offerings today at https://www.arizefcu.org/ and experience banking made easy!

Financial Strength

Commitment to Growth

With $10,132,541 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, our lending capacity supports members' financial goals across various sectors with $1,492 in used auto loans and $106,298,336 in total loans and leases.

Growing Member Base

Total Share and Deposit Accounts: 30,294, showing a strong and growing member base that trusts us with their finances. Our commitment to serving you is unwavering as we focus on building lasting relationships with each member who walks through our doors. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Arize is your trusted partner. Visit us at 1145 Benner Pike State College Pa 16801 or call (814) 237-5458 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $34,420,843 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,919,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 32 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $13,336,971, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $862 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $20,056,263 in used vehicle loans and $7,578,514 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have options tailored just for you.

Business Loans

For business owners, our outstanding commercial loans totaling $15,075,374 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are here to support your entrepreneurial endeavors. At Arize, we believe that everyone deserves access to affordable financing solutions. If you're interested in refinancing or want to know more about eligibility options, please don't hesitate to reach out. Our team is here to assist you every step of the way. For more information about our loan offerings or to speak with one of our representatives, call us at (814) 237-5458. Visit us at our branch located at 1145 Benner Pike State College Pa 16801, State College, PA during our operating hours from 9 AM to 4 PM on weekdays. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you achieve your financial goals today!

Credit Lines

If you're looking for additional flexibility in managing your cash flow, our credit lines are a great choice. With total credit lines reaching $14,324,448, these products provide quick access to funds when unexpected expenses arise.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $17,136,211, make buying or refinancing simple. We offer various mortgage products that fit different budgets and situations, ensuring you find the right solution for your home financing needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,879,721 in loans helping members manage their finances effectively. This option allows for easier budgeting and spending without tying up collateral.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency in your options. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results tailored to your needs. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, LendMesh empowers users to make informed decisions without delay. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Comparisons

LendMesh ensures that the loan data you receive is reliable and accurate. The information is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to sourcing data from reputable lenders guarantees fair and transparent offers for all users.

ARIZE FEDERAL CREDIT UNION