Branch Location & Accessibility
Welcome to Argent, your friendly neighborhood credit union located at 5403 Route 1 in North Chesterfield, VA! We're proud to be a part of the vibrant Chesterfield community, making banking easy and accessible for all our members. Just a short drive from popular local spots like the Chesterfield Towne Center, our branch is perfectly positioned to meet your financial needs. At Argent, we understand that convenience matters. Our branch features ample parking and is fully ADA compliant, ensuring that everyone can access our services with ease. Whether you prefer visiting us in person or utilizing our drive-thru service for quick transactions, we're here to help make your banking experience smooth and enjoyable. Our operating hours are designed to fit your busy schedule: we're open Monday through Thursday from 9 a.m. to 5 p.m., and on Friday, we stay open until 6 p.m. If you need assistance outside of these hours or prefer banking on the go, you can take advantage of our ATM services available right at our branch. While you can reach us at our North Chesterfield location for all your banking needs, please note that official correspondence should be sent to our mailing address at Post Office Box 72, Chesterfield, VA 23832. Our team is ready to assist with a range of services including personal banking options like checking and savings accounts, auto loans, mortgage refinancing, credit cards with rewards, and business banking solutions. For any inquiries or assistance, feel free to give us a call at 804-748-9488. We invite you to stop by Argent today and discover how we can support your financial journey!
Member Eligibility
At Argent, we believe that everyone deserves a chance to be part of a caring and supportive financial community. Becoming a member is easy and welcoming! If you live, work, worship, or attend school in the North Chesterfield area, you're likely eligible to join us. We are committed to serving our members with personalized banking solutions that cater to your unique needs. To explore the full eligibility criteria and see if you qualify, please visit our website. Opening an account is just as straightforward! With just a few steps, you can start enjoying all the benefits of membership, such as competitive rates on loans and savings options that help you grow your finances. If you have any questions or need assistance, feel free to reach out to us at (804) 748-9488. We look forward to welcoming you to the Argent family at 5403 Route 1 North Chesterfield Va 23234!
Financial Strength
At Argent, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that the trust you place in us is paramount, which is why we consistently strive to maintain strong financial health and transparency. Our commitment to stability is reflected in our net worth of $43,106,328. This solid foundation allows us to offer better rates, lower fees, and enhanced member services. Additionally, our net worth ratio of 8.70% showcases our ability to weather economic fluctuations while continuing to provide essential financial services. Members' savings are secured through $145,917,476 in share certificates and $42,195,823 in money market shares, offering stable and rewarding growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $33,886,908 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, with $8,023 in used auto loans and $323,399,848 in total loans and leases supporting your financial goals across various sectors. Our operational efficiency shines through with a net income of $1,305,762, enabling us to keep providing competitive loan rates and solid financial products for our members. We're proud to have a dedicated team of 89 full-time employees ready to assist you at every turn. In terms of member engagement, we proudly serve 72,051 accounts, demonstrating a growing base of members who trust us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Argent is your trusted partner. Visit us at 5403 Route 1 North Chesterfield Va 23234 or call (804) 748-9488 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.
