Argent Credit Union North Chesterfield VA | Best Auto Loans & Business Banking

Introduction

Welcome to Argent, your trusted credit union located at 5403 Route 1, North Chesterfield, VA 23234. Since our establishment in 1987, we have proudly served over 35,162 members, providing a solid foundation for financial growth and community support. With total assets reaching an impressive $495,079,807 and total deposits of $29,360,578, we are committed to helping you achieve your financial goals. At Argent, we understand that every member's journey is unique. That's why we offer a range of services tailored to meet your needs from personal banking solutions like checking and savings accounts to loans for vehicles and mortgages. Our dedicated team of 89 employees, led by CEO Jamie Asciolla and Board President Gary Miller, is here to ensure that you receive personalized service and guidance every step of the way. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: Post Office Box 72, Chesterfield, VA 23832. Whether you're stopping by for a quick transaction or seeking advice on larger financial decisions, our doors are always open from Monday to Friday. Explore the many ways we can support your financial journey today! For more information or assistance, feel free to call us at 804-748-9488 or visit our website at argentincreditunion.org. We look forward to serving you!

Branch History & Mission

Join Us

As we continue this journey together, we invite you to experience the unique advantages that come with being part of Argent. Whether you're looking for guidance on saving for your future or need assistance with financing your next vehicle, we're here to help every step of the way. With operating hours from Monday to Thursday from 9 a.m. - 5 p.m. and Friday from 9 a.m. - 6 p.m., feel free to reach out at 804-748-9488 or explore more about us at Argent's website. Join us today and see how being a member can make a difference in your financial journey!

Our Evolution

From humble beginnings to becoming a trusted financial partner, Argent has always prioritized the well-being of our members. Our journey started with a simple mission: to provide accessible financial services tailored for everyone. As we've grown, we've embraced innovation while staying true to our core values of community support and member care. We offer a range of services including personal banking, auto loans, mortgages, business banking solutions, and much more. Our branch is equipped with modern conveniences like ATM availability and drive-thru banking, ensuring that we are always here for you when you need us most. While members can visit us at 5403 Route 1, official correspondence should be sent to our mailing address: Post Office Box 72, Chesterfield, VA 23832.

Our Mission

At Argent, our mission goes beyond just providing financial products; we aim to empower individuals and families within our community. We believe in fostering long-term relationships based on trust and transparency. Every decision we make is driven by our commitment to serve you better whether it's through personalized customer service or community outreach initiatives. We actively engage with local organizations and support various causes that uplift our neighborhood. This dedication not only strengthens our bond with the community but also enriches the lives of those around us.

Branch Location & Accessibility

Welcome to Argent, your friendly neighborhood credit union located at 5403 Route 1 in North Chesterfield, VA! We're proud to be a part of the vibrant Chesterfield community, making banking easy and accessible for all our members. Just a short drive from popular local spots like the Chesterfield Towne Center, our branch is perfectly positioned to meet your financial needs. At Argent, we understand that convenience matters. Our branch features ample parking and is fully ADA compliant, ensuring that everyone can access our services with ease. Whether you prefer visiting us in person or utilizing our drive-thru service for quick transactions, we're here to help make your banking experience smooth and enjoyable. Our operating hours are designed to fit your busy schedule: we're open Monday through Thursday from 9 a.m. to 5 p.m., and on Friday, we stay open until 6 p.m. If you need assistance outside of these hours or prefer banking on the go, you can take advantage of our ATM services available right at our branch. While you can reach us at our North Chesterfield location for all your banking needs, please note that official correspondence should be sent to our mailing address at Post Office Box 72, Chesterfield, VA 23832. Our team is ready to assist with a range of services including personal banking options like checking and savings accounts, auto loans, mortgage refinancing, credit cards with rewards, and business banking solutions. For any inquiries or assistance, feel free to give us a call at 804-748-9488. We invite you to stop by Argent today and discover how we can support your financial journey!

Member Eligibility

At Argent, we believe that everyone deserves a chance to be part of a caring and supportive financial community. Becoming a member is easy and welcoming! If you live, work, worship, or attend school in the North Chesterfield area, you're likely eligible to join us. We are committed to serving our members with personalized banking solutions that cater to your unique needs. To explore the full eligibility criteria and see if you qualify, please visit our website at . Opening an account is just as straightforward! With just a few steps, you can start enjoying all the benefits of membership, such as competitive rates on loans and savings options that help you grow your finances. If you have any questions or need assistance, feel free to reach out to us at (804) 748-9488. We look forward to welcoming you to the Argent family at 5403 Route 1 North Chesterfield Va 23234!

Business Banking & Commercial Services

Merchant Services That Make Sense

In addition to our loan offerings, we provide essential merchant services that simplify payment processing for your business. Imagine effortlessly accepting payments from your customers with secure transactions allowing you to focus on what you do best: running your business. Whether you're a small shop or a growing enterprise in North Chesterfield, VA, our team at Argent is here to help you navigate the financial landscape. Explore how we can partner with you today by visiting us at 5403 Route 1 North Chesterfield Va 23234 or calling us at (804) 748-9488. Your success is our mission!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $7 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $42 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $3,646,149, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans provide competitive rates and flexible terms designed to fit your budget. Whether it's a brand-new model or a reliable used vehicle, we can help you drive away with confidence.

Business Banking

If you're running a business, Argent offers merchant services and business loans tailored specifically for small businesses. We understand the challenges entrepreneurs face, and we're here to provide the financial backing you need to thrive.

Convenient Access

To enhance your banking experience further, we provide ATM and cash withdrawal services at convenient locations throughout North Chesterfield. Our drive-thru banking allows for quick deposits and withdrawals without having to leave your vehicle perfect for busy days when time is of the essence. We invite you to explore all the ways Argent can support your financial journey. For more information about our services or how to get started, feel free to reach out at (804) 748-9488 or visit us at 5403 Route 1 North Chesterfield Va 23234. Your financial well-being is just a call or click away!

Credit Cards with Rewards

For those who enjoy making purchases while earning benefits, our credit cards come with rewards that give back every time you spend. From cashback offers to travel perks, it's an excellent way to maximize your spending power.

Mortgage Loans & Refinancing

Homeownership is more than just a dream; it's an important milestone. At Argent, we offer mortgage loans that make buying a home easier than ever. If you're already a homeowner, consider our refinancing options to potentially lower your monthly payments or access cash for other needs.

Personal Banking

We offer various personal banking options, including checking and savings accounts that help you manage your everyday expenses and save for your goals. Imagine being able to easily transfer funds between accounts or set up automatic payments all with just a few taps on your smartphone through our online and mobile banking platforms.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's where our personal loans come in handy. They can be used for anything from home repairs to medical bills, helping you navigate those tough times with ease. Plus, if you're dealing with multiple debts, our debt consolidation services can simplify your financial life by combining them into one manageable payment.

Digital & Online Banking

At Argent, we understand that managing your finances should be simple and secure, no matter where you are. That's why we offer a range of digital and online banking services designed to give you full control over your accounts with just a few clicks or taps. With our user-friendly online banking platform, accessible at https://www.argentcu.org/, you can check balances, transfer funds, and pay bills anytime, day or night. Enjoy the convenience of 24/7 online banking services that allow you to manage your money on your own schedule. Plus, you can send money to friends and family easily with our person-to-person transfer feature no need for cash or checks! If you're environmentally conscious, you'll appreciate our e-statements option. This not only helps you stay organized but also reduces paper waste. While we currently don't support electronic signature authorization or mobile payments, our mobile application is available for download, making it even easier to access your accounts from anywhere. We prioritize your security as much as we do convenience. Our systems are equipped with robust measures to keep your financial information safe while ensuring that you have a smooth experience navigating through your accounts. So whether you're at home or on the go, Argent makes digital banking accessible and easy to use. Explore all these features today by visiting us at https://www.argentcu.org/ and take control of your finances like never before!

Financial Strength

At Argent, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that the trust you place in us is paramount, which is why we consistently strive to maintain strong financial health and transparency. Our commitment to stability is reflected in our net worth of $43,106,328. This solid foundation allows us to offer better rates, lower fees, and enhanced member services. Additionally, our net worth ratio of $870 showcases our ability to weather economic fluctuations while continuing to provide essential financial services. Members' savings are secured through $145,917,476 in share certificates and $42,195,823 in money market shares, offering stable and rewarding growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $33,886,908 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, with $8,023 in used auto loans and $323,399,848 in total loans and leases supporting your financial goals across various sectors. Our operational efficiency shines through with a net income of $3,562,370, enabling us to keep providing competitive loan rates and solid financial products for our members. We're proud to have a dedicated team of 89 full-time employees ready to assist you at every turn. In terms of member engagement, we proudly serve 72,051 accounts, demonstrating a growing base of members who trust us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Argent is your trusted partner. Visit us at 5403 Route 1 North Chesterfield Va 23234 or call (804) 748-9488 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $140,675,186 in used vehicle loans and $41,357,613 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates for both new and used vehicles.

Business Loans

For business owners seeking capital for growth and expansion, our outstanding commercial loans totaling $3,646,149 provide the necessary financial backing. We understand the unique challenges faced by businesses and tailor our solutions accordingly. If you're interested in refinancing options or checking your eligibility for any of these loan products, please reach out to us at 804-748-9488. Our team at Argent is ready to assist you in finding the best loan solution tailored to your needs. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us at 5403 Route 1 North Chesterfield Va 23234 or explore more about our offerings at Argent's website. Let us help you take the next step towards achieving your financial aspirations!

Credit Lines and Unsecured Loans

For those who need quick access to funds or want to consolidate debt, our total credit lines amounting to $133,997,250 give you the flexibility you need. Additionally, we also offer flexible terms on unsecured credit card loans. With a total of $21,873,579 in unsecured credit card loans helping members manage their finances effectively, you can enjoy peace of mind knowing that support is just a call away.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $17,219,702, make buying or refinancing simple. We guide you through every step of the mortgage process so you can focus on turning your dream into reality.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to accuracy means users can trust that they are seeing legitimate options.

Argent