Argent Credit Union Chester VA | Best Auto Loans & Business Banking

Introduction

Welcome to Argent, your trusted financial partner located at 11900 Chester Village Dr, Chester, VA 23831. Since opening our doors in 1987, we have proudly served our community with a commitment to providing exceptional financial services tailored to meet your needs. With a total membership of over 35,000 and assets exceeding $495 million, we are more than just a credit union; we are a vital part of the Chester community. At Argent, we believe in the power of relationships. Our dedicated team, led by CEO Jamie Asciolla and Board President Gary Miller, works hard every day to ensure that you receive personalized service and sound financial advice. Whether you're looking for checking and savings accounts, auto loans, or mortgage options, we are here to help you navigate your financial journey. For those who prefer online banking, our website at argentscu.org provides easy access to all our services. From the comfort of your home, you can manage your accounts, apply for loans, and even take advantage of our mobile banking features. While members can visit us at 11900 Chester Village Dr, official correspondence should be sent to our mailing address: Post Office Box 72, Chesterfield, VA 23832. If you have any questions or need assistance, don't hesitate to give us a call at 804-748-9488. Join us at Argent and experience the difference that comes from being part of a community-focused credit union! We look forward to serving you!

Branch History & Mission

At Argent, we take pride in our rich history and unwavering commitment to serving the Chester community. Established in 1987, our branch has grown from a small financial institution into a trusted partner for over 35,000 members. Located at 11900 Chester Village Dr, Chester, VA 23831, we are conveniently situated near local businesses and community hubs, making it easy for members to access our services. Since our opening, Argent has focused on empowering individuals and families through accessible financial solutions. With total assets exceeding $495 million, we've made significant strides in enhancing our offerings, including personal banking services like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Our mission is clear: to provide exceptional financial services while fostering a sense of community among our members. Our drive-thru service and ATM availability ensure that you can manage your finances with ease. Whether it's through quick deposits or withdrawals at our drive-thru or accessing cash at one of our ATMs, we prioritize convenience for all our members. Additionally, we offer online and mobile banking options to keep you connected no matter where life takes you. While members can visit us at 11900 Chester Village Dr, official correspondence should be sent to Post Office Box 72, Chesterfield, VA 23832 if needed. We believe in transparency and accessibility core values that guide every decision we make. Argent is more than just a credit union; we are deeply committed to supporting local initiatives and partnerships that uplift the community. Our outreach efforts focus on education and financial literacy programs designed to empower individuals and families with the knowledge they need to achieve their financial goals. Join us during our operating hours: Monday through Friday from 9 a.m. to 6 p.m., and Saturday from 9 a.m. to 12 noon. Our dedicated team is always ready to assist you with any questions or needs you may have. We invite you to become part of the Argent family today! Experience the difference of a credit union that truly cares about its members and community. Visit us online at Argent CU or call us at 804-748-9488 to learn more about how we can help you achieve your financial dreams!

Branch Location & Accessibility

Accessibility Features

Our branch is designed with accessibility in mind. We offer ADA-compliant features, including ramps and designated parking spaces for those who need them. Your comfort and ease of access are important to us!

Nearby Landmarks

Located near popular spots like the Chester Village Green and just a short drive from the local parks, our branch is easy to find. You'll appreciate the ample parking available right outside, making it hassle-free to pop in for a quick transaction.

Operating Hours and Services

We're open Monday through Friday from 9 a.m. to 6 p.m., and on Saturdays from 9 a.m. to 12 noon, so you can choose a time that fits your busy schedule. At Argent, we offer a range of services tailored to meet your financial needs from personal checking and savings accounts to auto loans and credit cards with rewards. Our drive-thru service makes it easy for you to handle deposits or withdrawals without leaving your car. For those who prefer self-service options, we have an ATM available for quick cash withdrawals and balance checks. If you have any questions or need assistance, don't hesitate to call us at 804-748-9488; our team is always ready to help. We invite you to come visit us at Argent! Experience the welcoming atmosphere and discover how we can assist you with all your banking needs. We look forward to seeing you soon!

Member Eligibility

Welcome to Argent, where we believe that everyone deserves a supportive financial community. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in the Chester area, you're likely eligible to join our family. We aim to help all members achieve their financial goals with friendly service and tailored solutions. To learn more about the specific eligibility requirements, you can check out this helpful resource. Getting started with your membership at Argent is easy. Just visit us at our branch located at 11900 Chester Village Dr Chester Va 23831, or give us a call at (804) 748-9488 for any questions you might have. Ready to take the next step? You can open an account online through this link: https://www.argentcu.org/loans-credit/apply-for-a-loan/. We're excited to welcome you into our community!

Business Banking & Commercial Services

Business Loans Tailored for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $7 in commercial loans for our members, helping businesses scale and succeed. Additionally, we support the broader business community with $42 in non-member commercial loans, providing flexible financing solutions that adapt to your specific circumstances. With an outstanding commercial loan portfolio of $3,646,149, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Simple

Imagine running your business without worrying about payment processing. Our merchant services simplify transactions, allowing you to focus on what you do best serving your customers. By offering reliable payment solutions, we help streamline operations and improve cash flow. Visit us at 11900 Chester Village Dr, Chester, VA 23831 or call us at 804-748-9488 to discover how our business banking services can support your journey toward success!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash? No problem! Our ATMs allow for quick access to your funds anytime you need them. Plus, our drive-thru service provides easy access for deposits and simple transactions without leaving your vehicle. At Argent, we are committed to being there for our members in every financial situation. To learn more about how we can assist you or to explore any of these services further, don't hesitate to reach out at (804) 748-9488 or visit our website at Chester. Your financial well-being is our priority!

Auto Loans & Vehicle Financing

If you're dreaming of a new car or need financing for a reliable vehicle, our auto loans make it easy and affordable. We offer competitive rates and flexible terms that fit your budget. Imagine driving off in your new car with peace of mind knowing you got a great deal through Argent.

Business Banking

For entrepreneurs and business owners, we offer specialized services like merchant accounts and business loans. We understand how crucial it is to have financial support for growing your business and achieving success.

Credit Cards with Rewards

Our credit cards not only offer the purchasing power you need but also come with rewards that add value to every dollar spent. Picture earning points on everyday purchases that can turn into travel rewards or cash back!

Mortgage Loans & Refinancing

Buying a home is one of the biggest decisions you'll ever make, and we're here to help. Our mortgage loans provide various options whether you're purchasing your first home or refinancing an existing mortgage for better rates. Let us guide you through the process so you can focus on making memories in your new home.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why Argent offers robust online and mobile banking services. You can check balances, transfer funds, pay bills, and even send money to friends all from the comfort of your home or on-the-go.

Personal Banking

We know that everyone has different banking needs. Whether you're looking for a checking account to manage daily expenses or a savings account to build your future, our personal banking options have you covered. You can easily open an account online or visit us at our branch located at 11900 Chester Village Dr Chester Va 23831.

Personal Loans & Debt Consolidation

Sometimes life throws unexpected expenses your way, or debt can feel overwhelming. With our personal loans, you can take control of your finances again. Whether it's for medical bills, education, or consolidating debt, we have solutions that work for you.

Digital & Online Banking

Key Features

Our online platform offers a range of user-friendly features that make banking simple. You can view your account balances, transfer funds, and pay bills all from the comfort of your home or on-the-go. If you're looking to send money quickly, our person-to-person transfer option is just a few clicks away, making it easy to share expenses with friends or family. For those who prefer managing their accounts through their smartphones, our mobile application provides a seamless experience. Whether you want to check your transactions or deposit checks, everything is at your fingertips. Plus, with e-statements available, you can easily keep track of your finances without the clutter of paper statements.

Security Matters

We prioritize your security as much as we value convenience. Our online services are designed with robust security measures to protect your personal information and transactions. Although we do not offer electronic signature authorization at this time, rest assured that every interaction is safeguarded.

Stay Connected

With our commitment to providing top-notch service, we encourage you to explore all the possibilities at Argent. Our digital banking options empower you to take control of your financial journey while ensuring accessibility and ease-of-use every step of the way. Join us today and discover how easy banking can be!

Financial Strength

Committed Team

We also take pride in having 89 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With total share accounts reaching 72,051, it's clear that many individuals trust us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Argent is your trusted partner. Visit us at 11900 Chester Village Dr Chester Va 23831 or call (804) 748-9488 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Focused on Our Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Additionally, with $33,886,908 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better.

Secure Savings Options

Members' savings are secured through $145,917,476 in share certificates and $42,195,823 in money market shares, offering stable and rewarding financial growth opportunities. This commitment to safeguarding your funds reflects our dedication to your financial well-being.

Strong Financial Health

With a net worth of $43,106,328, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.70% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

Our lending capacity supports members' financial goals across various sectors with $8,023 in used auto loans and $323,399,848 in total loans and leases. This means whether you're looking to purchase a vehicle or need assistance for other financial needs, we've got you covered. Our $1,305,762 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $140,675,186 in used vehicle loans and $41,357,613 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used car, our team is here to guide you through the process.

Commercial Loans

For business owners, our outstanding commercial loans totaling $3,646,149 provide the capital needed to grow and expand. We understand that every business has unique financial needs, and we're here to support you with tailored lending solutions. At Argent, we also provide refinancing options for many of our loan products. This could help reduce your monthly payments or lower interest rates depending on your situation. For more information about eligibility and how we can assist you further, feel free to reach out. You can visit us at our branch located at 11900 Chester Village Dr Chester Va 23831, Chester, VA, or give us a call at (804) 748-9488 during our operating hours: Mon-Fri from 9 a.m. - 6 p.m., and Saturday from 9 a.m. - 12 noon. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let's work together towards making your financial goals achievable!

Credit Lines and Credit Cards

For those who need flexibility, we offer various credit lines with a total of $133,997,250 available. These can be a great way to manage unexpected expenses or consolidate debt. Additionally, our unsecured credit card loans amounting to $21,873,579 help members effectively manage their finances with flexible repayment options.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $17,219,702, make buying or refinancing simple. We aim to help you find a solution that fits your budget and lifestyle, whether you're purchasing your first home or looking to refinance an existing mortgage.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that all offers are fair and transparent. With a focus on accuracy, LendMesh provides users with reliable information to support their decision-making.

ARGENT FEDERAL CREDIT UNION - Chester, VA

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