Argent Credit Union Chester VA | 24/7 ATM Access & Services

Introduction

Welcome to Argent, your trusted financial partner located at 11651 Alliance Cir, Chester, VA 23831. Established in 1987, we have proudly served our community for over three decades, building strong relationships with our 35,162 members. At Argent, we prioritize your financial well-being by offering a range of services designed to meet your unique needs. With a solid foundation and a commitment to excellence, Argent boasts impressive financial strength. Our total assets reach an impressive $495,079,807, ensuring that we have the resources necessary to support our members effectively. We understand the importance of trust in financial matters; that's why our net worth stands at $43,106,328, reflecting our stability and dedication to responsible management. While you can visit us at our branch address for all your banking needs, please note that official correspondence should be sent to our mailing address: Post Office Box 72, Chesterfield, VA 23832. Our dedicated team of 89 employees is here to help you navigate your financial journey. Under the leadership of CEO Jamie Asciolla and Board President Gary Miller, we strive to create a welcoming environment where every member feels valued. Whether you're looking for loans of which we currently manage over 21,776 or wish to explore deposit options totaling $29,360,578, we are here for you. Join us at Argent Credit Union today! Feel free to reach out by calling us at 804-748-9488 or visit our website at www.argentcu.org for more information on how we can assist you. Your financial future starts here!

Branch History & Mission

Commitment to Accessibility

We understand the importance of making banking accessible for all members of our community. While we currently do not offer drive-thru banking or ATM services, we prioritize providing quality customer service during our operating hours Monday through Friday from 7 a.m. to 8 p.m. Our team is always ready to assist you with your needs. As we continue on this path of growth and service, we invite you to join us at Argent Credit Union. Experience firsthand how we can support your financial journey while making a positive impact in your community. Whether you're looking for loans, savings options, or just some friendly advice, we're here for you! Reach out today at 804-748-9488 or visit us online at Argent's website.

Our Evolution

From our humble beginnings, Argent has continuously evolved to meet the changing needs of our members. We have embraced new technologies and services while maintaining a strong focus on personal connections. As we expanded, we also ensured that our offerings remained accessible and inclusive for everyone in Chester and beyond. Today, we are proud to offer a range of services including online banking and mobile applications to make managing finances easier for our members.

Our Mission

At the core of Argent's mission is a dedication to empowering individuals and families through financial education and support. We believe that everyone deserves access to quality financial services that not only help them reach their goals but also contribute positively to the community. Our mission extends beyond banking; we strive to uplift those around us by engaging in community outreach programs and partnerships that foster growth and well-being. While you can visit us at our branch location in Chester, official correspondence should be sent to Post Office Box 72, Chesterfield, VA 23832.

Branch Location & Accessibility

Access and Parking

We understand that accessibility is key. Our branch is equipped with features that ensure everyone can visit us comfortably. Ample parking is available right outside our doors, making it easy for you to stop by without any hassle. If you have mobility needs, rest assured our location meets ADA compliance standards.

Get in Touch

Have questions? Feel free to reach out to us at 804-748-9488. We're excited to help you on your financial journey and encourage you to stop by soon! Your local Argent branch is here for all your banking needs.

Operating Hours

At Argent, we value your time. Our lobby hours run Monday through Friday from 7 a.m. to 8 p.m., providing you with plenty of opportunities to come in and discuss your banking needs or take care of everyday transactions.

Services Offered

While we currently do not offer ATM services or drive-thru banking, our dedicated team is ready to assist you inside the branch with all your banking inquiries. From opening new accounts to discussing loan options, we provide personalized service tailored to meet your financial goals. If you need official correspondence, please note that it should be sent to our mailing address: Post Office Box 72, Chesterfield, VA 23832.

Member Eligibility

At Argent, we believe that becoming a member means joining a caring community dedicated to your financial well-being. If you're looking to enjoy personalized service and great benefits, you might be eligible to join us! Generally, membership is open to individuals who live, work, or worship in our local area, as well as their family members. This means that if you're part of our community in any way, we welcome you with open arms. To find out more about specific eligibility requirements and to see if you qualify, please visit our website at . Opening an account with us is simple and straightforward! You can easily start the process online or reach out to us directly at (804) 748-9488 for assistance. We are here to help you every step of the way. Don't hesitate to take that first step towards becoming a valued member of Argent where your financial goals become our priority! For detailed information on how to get started, feel free to check out this link: https://www.argentcu.org/loans-credit/apply-for-a-loan/.

Business Banking & Commercial Services

Financing That Fuels Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $7 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $42 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $3,646,149, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Operations

In addition to loans, we offer merchant services designed to simplify payment processing for your business. Imagine being able to accept payments seamlessly at any point of sale, allowing you to focus more on serving your customers rather than worrying about transactions. This is the kind of practical benefit our services deliver. Located conveniently at 11651 Alliance Cir Chester Va 23831 in Chester, VA, we invite you to reach out at (804) 748-9488 or visit us today. Let's work together to turn your business vision into reality!

Comprehensive List Of Services

Call Us Today!

If you have any questions about our services or how we can assist you better, don't hesitate to reach out! Call us at (804) 748-9488 during our operating hours from Monday to Friday, 7 a.m. - 8 p.m. We look forward to helping you achieve your financial goals at Argent! Explore all that we offer and discover how easy banking can be with us!

Digital Banking Features

In today's fast-paced world, having access to your accounts online is essential. That's why we provide robust online banking capabilities through Operations Center. Our online platform allows you to check balances, transfer funds, and manage your accounts from the comfort of your home or on the go. Plus, our mobile application makes it easy to bank from anywhere, giving you control over your finances right in your pocket.

Member-Centric Approach

At Argent, we believe that understanding our members' needs is key to delivering exceptional service. Whether you're saving for a new car or planning a family vacation, we're here to support your financial journey with tailored advice and guidance. Our friendly staff is always ready to answer any questions and help you navigate through our offerings.

Personal Banking Made Easy

We understand that managing your finances can sometimes feel overwhelming. That's why at Argent, we offer convenient ATM Services Only. With our ATM services, you can easily access your funds anytime you need them. Need cash before heading out? Our ATMs are here to help ensure you always have the resources you need at your fingertips.

Digital & Online Banking

Accessible Mobile Application

For those on the go, our mobile application makes banking even more accessible. You can manage your accounts right from your smartphone, making it easier than ever to handle your finances wherever life takes you.

Convenient Online Services

With our 24/7 online banking services available at https://www.argentcu.org/, you can access your accounts whenever it suits you. Whether you're checking your balance, transferring funds, or paying bills, everything is just a few clicks away. Our user-friendly interface ensures that even those new to online banking can navigate with ease.

Effortless Person-to-Person Transfers

Need to send money quickly? Our person-to-person transfer feature allows you to send funds directly to friends or family without any hassle. Just enter their information, and you're set!

Security You Can Trust

We prioritize your security above all else. While we currently do not offer electronic signature authorization, our systems are designed with robust security measures to protect your personal information and ensure safe transactions. At Argent, we believe in making banking straightforward and secure for all our members. Explore our digital banking options today at https://www.argentcu.org/ and experience the convenience of modern banking!

Stay Organized with E-Statements

Say goodbye to cluttered mailboxes! We offer e-statements so you can keep track of your financial activities in a convenient digital format. This feature not only helps you stay organized but also contributes to protecting the environment by reducing paper waste.

Financial Strength

Growing Together

We value our relationship with each member. With a total of 72,051 share accounts, it's clear that many trust us with their finances. Our net shares available for lending stand at $0, showcasing our ability to support your aspirations. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Argent is your trusted partner. Visit us at 11651 Alliance Cir Chester Va 23831 or call (804) 748-9488 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $145,917,476 in share certificates and $42,195,823 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $3,562,370 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 89 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Your Future

With $33,886,908 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $8,023 in used auto loans and $323,399,848 in total loans and leases.

Strong Financial Foundation

With a net worth of $43,106,328, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $870 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $140,675,186 in used vehicle loans and $41,357,613 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have options that fit your budget.

Business Loans

For business owners seeking growth opportunities, our outstanding commercial loans totaling $3,646,149 provide the capital needed to expand your operations and reach new customers. At Argent, we also offer refinancing options for many of our loan products. If you're interested in learning more about eligibility requirements or how refinancing can benefit you financially, please don't hesitate to contact us. We take pride in providing tailored solutions that meet the specific needs of our members. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Explore how our loan offerings can help you today by visiting our website at Argent or come by our branch for personalized assistance!

Credit Lines

For those who need access to funds as needed, our credit lines amounting to $133,997,250 provide the flexibility to cover unexpected costs or larger purchases while allowing you to manage repayments efficiently.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $17,219,702. We make buying or refinancing simple and accessible for first-time buyers and seasoned homeowners alike.

Unsecured Credit Card Loans

Managing everyday expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $21,873,579 in loans helping members manage their finances effectively. This can be a great option if you're looking for convenience without tying up collateral.

Loan Aggregator

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Ensuring Accurate Comparisons

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Argent