We understand the importance of making banking accessible for all members of our community. While we currently do not offer drive-thru banking or ATM services, we prioritize providing quality customer service during our operating hours Monday through Friday from 7 a.m. to 8 p.m. Our team is always ready to assist you with your needs. As we continue on this path of growth and service, we invite you to join us at Argent Credit Union. Experience firsthand how we can support your financial journey while making a positive impact in your community. Whether you're looking for loans, savings options, or just some friendly advice, we're here for you! Reach out today at 804-748-9488 or visit us online at Argent's website.
From our humble beginnings, Argent has continuously evolved to meet the changing needs of our members. We have embraced new technologies and services while maintaining a strong focus on personal connections. As we expanded, we also ensured that our offerings remained accessible and inclusive for everyone in Chester and beyond. Today, we are proud to offer a range of services including online banking and mobile applications to make managing finances easier for our members.
At the core of Argent's mission is a dedication to empowering individuals and families through financial education and support. We believe that everyone deserves access to quality financial services that not only help them reach their goals but also contribute positively to the community. Our mission extends beyond banking; we strive to uplift those around us by engaging in community outreach programs and partnerships that foster growth and well-being. While you can visit us at our branch location in Chester, official correspondence should be sent to Post Office Box 72, Chesterfield, VA 23832.
We understand that accessibility is key. Our branch is equipped with features that ensure everyone can visit us comfortably. Ample parking is available right outside our doors, making it easy for you to stop by without any hassle. If you have mobility needs, rest assured our location meets ADA compliance standards.
Have questions? Feel free to reach out to us at 804-748-9488. We're excited to help you on your financial journey and encourage you to stop by soon! Your local Argent branch is here for all your banking needs.
At Argent, we value your time. Our lobby hours run Monday through Friday from 7 a.m. to 8 p.m., providing you with plenty of opportunities to come in and discuss your banking needs or take care of everyday transactions.
While we currently do not offer ATM services or drive-thru banking, our dedicated team is ready to assist you inside the branch with all your banking inquiries. From opening new accounts to discussing loan options, we provide personalized service tailored to meet your financial goals. If you need official correspondence, please note that it should be sent to our mailing address: Post Office Box 72, Chesterfield, VA 23832.
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $7 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $42 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $3,646,149, we continue to drive economic growth by financing new and expanding businesses.
In addition to loans, we offer merchant services designed to simplify payment processing for your business. Imagine being able to accept payments seamlessly at any point of sale, allowing you to focus more on serving your customers rather than worrying about transactions. This is the kind of practical benefit our services deliver. Located conveniently at 11651 Alliance Cir Chester Va 23831 in Chester, VA, we invite you to reach out at (804) 748-9488 or visit us today. Let's work together to turn your business vision into reality!
If you have any questions about our services or how we can assist you better, don't hesitate to reach out! Call us at (804) 748-9488 during our operating hours from Monday to Friday, 7 a.m. - 8 p.m. We look forward to helping you achieve your financial goals at Argent! Explore all that we offer and discover how easy banking can be with us!
In today's fast-paced world, having access to your accounts online is essential. That's why we provide robust online banking capabilities through Operations Center. Our online platform allows you to check balances, transfer funds, and manage your accounts from the comfort of your home or on the go. Plus, our mobile application makes it easy to bank from anywhere, giving you control over your finances right in your pocket.
At Argent, we believe that understanding our members' needs is key to delivering exceptional service. Whether you're saving for a new car or planning a family vacation, we're here to support your financial journey with tailored advice and guidance. Our friendly staff is always ready to answer any questions and help you navigate through our offerings.
We understand that managing your finances can sometimes feel overwhelming. That's why at Argent, we offer convenient ATM Services Only. With our ATM services, you can easily access your funds anytime you need them. Need cash before heading out? Our ATMs are here to help ensure you always have the resources you need at your fingertips.
For those on the go, our mobile application makes banking even more accessible. You can manage your accounts right from your smartphone, making it easier than ever to handle your finances wherever life takes you.
With our 24/7 online banking services available at https://www.argentcu.org/, you can access your accounts whenever it suits you. Whether you're checking your balance, transferring funds, or paying bills, everything is just a few clicks away. Our user-friendly interface ensures that even those new to online banking can navigate with ease.
Need to send money quickly? Our person-to-person transfer feature allows you to send funds directly to friends or family without any hassle. Just enter their information, and you're set!
We prioritize your security above all else. While we currently do not offer electronic signature authorization, our systems are designed with robust security measures to protect your personal information and ensure safe transactions. At Argent, we believe in making banking straightforward and secure for all our members. Explore our digital banking options today at https://www.argentcu.org/ and experience the convenience of modern banking!
Say goodbye to cluttered mailboxes! We offer e-statements so you can keep track of your financial activities in a convenient digital format. This feature not only helps you stay organized but also contributes to protecting the environment by reducing paper waste.
We value our relationship with each member. With a total of 72,051 share accounts, it's clear that many trust us with their finances. Our net shares available for lending stand at $0, showcasing our ability to support your aspirations. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Argent is your trusted partner. Visit us at 11651 Alliance Cir Chester Va 23831 or call (804) 748-9488 to learn more about how we can help you achieve your financial goals.
Members' savings are secured through $145,917,476 in share certificates and $42,195,823 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Our $1,305,762 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 89 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
With $33,886,908 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $8,023 in used auto loans and $323,399,848 in total loans and leases.
With a net worth of $43,106,328, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.70% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $140,675,186 in used vehicle loans and $41,357,613 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have options that fit your budget.
For business owners seeking growth opportunities, our outstanding commercial loans totaling $3,646,149 provide the capital needed to expand your operations and reach new customers. At Argent, we also offer refinancing options for many of our loan products. If you're interested in learning more about eligibility requirements or how refinancing can benefit you financially, please don't hesitate to contact us. We take pride in providing tailored solutions that meet the specific needs of our members. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Explore how our loan offerings can help you today by visiting our website at Argent or come by our branch for personalized assistance!
For those who need access to funds as needed, our credit lines amounting to $133,997,250 provide the flexibility to cover unexpected costs or larger purchases while allowing you to manage repayments efficiently.
Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $17,219,702. We make buying or refinancing simple and accessible for first-time buyers and seasoned homeowners alike.
Managing everyday expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $21,873,579 in loans helping members manage their finances effectively. This can be a great option if you're looking for convenience without tying up collateral.
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