Welcome to area, a trusted financial institution proudly serving our members since 1935. Located in the heart of Aberdeen, SD, we are dedicated to empowering our community through accessible and reliable banking services. Our mission is to provide exceptional financial solutions that cater to the needs of our diverse membership, including military personnel and their families. Under the leadership of CEO Steve Streier and Board President Douglas Thompson, we prioritize a member-first approach, ensuring that every interaction reflects our commitment to service and community well-being.

As an NCUA-insured institution since 3/2/1971 0:00, you can trust that your deposits are secure with us. We strive to enhance your banking experience with modern tools such as online banking, a convenient mobile application, peer-to-peer transfer capabilities, e-statements, mobile payments, and more. At area, we believe in making banking easy and accessible for everyone. For more information or assistance, feel free to reach out to us at (605) 225-5737 or visit our website at https://www.areafcu.org/ . Join us on this journey towards financial empowerment!

At Area Federal Credit Union, we understand the importance of accessible financial services tailored to meet the diverse needs of our members. Our offerings span a wide range of options, including personal banking solutions such as checking and savings accounts, auto loans, mortgage loans and refinancing, credit cards with rewards, and comprehensive business banking services that feature merchant services and business loans. With our commitment to facilitating everyday banking, we empower our members to effectively manage their finances and plan for life milestones with ease.

In today's digital age, we are proud to provide robust online banking capabilities that include a user-friendly mobile application, person-to-person transfers, mobile payments, and e-statements. These features ensure that managing your finances is seamless and convenient, whether you're at home or on the go. Our services not only help individuals manage their day-to-day banking but also support small businesses in their growth journey. For those interested in exploring membership eligibility, detailed information can be found at https://www.areafcu.org/membership/ . Additionally, if you are looking to compare loan options or check rates, feel free to visit https://www.lendmesh.com/loans/vehicle_loans for more insights. Should you have any questions or need personalized assistance, do not hesitate to reach out via fax at (605) 225-5737; we're here to help you every step of the way.

Area Federal Credit Union stands as a trusted and valuable financial partner for individuals and businesses alike, deeply rooted in the community since 1935. With a total membership of 11,582, we pride ourselves on fostering strong relationships that empower our members to achieve their financial goals. Our commitment to exceptional service is reflected in our robust financial standing, boasting total assets of 182,087,158 and a net worth of 29,745,494. This solid foundation not only ensures the safety of your deposits but also enables us to offer competitive rates and products tailored to meet your needs.

Transparency is at the heart of our operations, with a net worth ratio of 1,633, indicating our prudent management and dedication to financial health. While many institutions may struggle, our disciplined approach has led to a consistent performance, maintaining a total loan and lease volume of 7,160. We understand the importance of accessible credit; hence, our auto loan volume stands impressively at 9,158, allowing members to drive away in their dream vehicles effortlessly.

Moreover, with commercial loans totaling 25, Area Federal Credit Union actively supports local businesses, contributing to economic growth within our community. Our team, comprising 34 dedicated professionals, works tirelessly to provide personalized service and guidance, ensuring you feel valued every step of the way.

We recognize that every member's financial journey is unique, which is why we prioritize flexibility and innovation in our offerings. Whether you're looking for personal banking solutions or business financing options, we are here to help you navigate your choices with confidence.

Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov .

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