Ardent Credit Union King Of Prussia PA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Ardent, your trusted financial partner located at 110 Town Square Pl, King Of Prussia, PA 19406. Since our establishment in 1977, we have proudly served our community with a commitment to providing reliable banking solutions tailored to meet your needs. With over 34,737 members and growing, we strive to create a welcoming environment where everyone feels valued. At Ardent, our total assets stand strong at $843,628,186, allowing us to offer a variety of services ranging from personal banking options like checking and savings accounts to auto loans and mortgages. We also cater to businesses with essential services such as merchant banking and business loans. Our dedication is reflected in our total deposits of $47,802,724 and a net worth of $86,712,422, ensuring that your money is safe and secure. Under the leadership of our CEO, Robert Werner, and Board President, Gloria Wilson, we are driven by a mission to support our members' financial journeys. Whether you're looking for guidance on loans or want to take advantage of our online banking services, our team of 114 employees is here to assist you every step of the way. While members can visit us at our branch address, official correspondence should be sent to 1500 Spring Garden St, Phila, PA 19130. If you have any questions or need assistance, don't hesitate to reach out at 215-569-3700. We invite you to explore the range of services we offer and experience the Ardent difference firsthand. Visit us today or check out our website at ardentcu.org for more information!

Branch History & Mission

Join Us

As we continue on this journey of growth and service, we invite you to be part of it. Experience firsthand the benefits of membership at Ardent Credit Union. Together, let's build a brighter financial future for you and our community. Visit us today or learn more about how you can join by calling us at ${phone_number} or exploring our website here.

Our Evolution

From our modest beginnings, we have steadily expanded our offerings and reach. Today, we serve a diverse membership base from our convenient location at 110 Town Square Pl, King Of Prussia, PA 19406. Situated near local landmarks and easily accessible for residents, our branch stands as a testament to our commitment to serving the needs of our community. Over the years, we've embraced technological advancements to enhance member experiences, ensuring that services like online banking and mobile payments are at your fingertips.

Our Mission

At Ardent, we believe in more than just banking; we believe in building relationships. Our mission is to empower members with the financial tools they need to achieve their goals while actively supporting the community around us. We offer a wide range of services including checking and savings accounts, auto loans, mortgage options, personal loans, and business banking solutions. Each service is designed with your needs in mind. We are also proud to maintain strong partnerships within the community, participating in outreach efforts that make a real difference in people's lives. Whether it's providing financial education workshops or supporting local events, we are dedicated to being more than just a credit union we strive to be a trusted partner. While you can visit us at our branch for all your banking needs during our operating hours Monday through Wednesday from 9 AM to 5 PM, Wednesday and Thursday until 6 PM, and Saturday from 9 AM to 2 PM official correspondence should be sent to our mailing address at 1500 Spring Garden St, Phila, PA 19130.

Branch Location & Accessibility

Welcome to Ardent, your friendly neighborhood credit union located at 110 Town Square Pl in King Of Prussia, PA. We're conveniently situated near popular spots like the King of Prussia Mall and the Valley Forge Casino, making it easy for you to stop by while running errands or enjoying a day out. Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and ample parking space, ensuring that everyone can visit us comfortably. While members can visit us at our branch location, official correspondence should be sent to our mailing address at 1500 Spring Garden St, Philadelphia, PA 19130. At Ardent, we understand that life can be busy. That's why we offer flexible operating hours to fit your schedule. You can come by Monday through Wednesday from 9 AM to 5 PM, and on Wednesdays and Thursdays until 6 PM. Need to take care of banking on a Saturday? We're open from 9 AM to 2 PM then too! Our branch is equipped with an ATM for your convenience, along with drive-thru banking services for quick deposits and withdrawals without leaving your car. Plus, if you happen to need shared services, we've got you covered! If you have any questions or need assistance, don't hesitate to reach out! You can call us at 215-569-3700. We can't wait to help you with all your personal banking needs. Come visit us today!

Member Eligibility

At Ardent, becoming a member means joining a welcoming community that truly cares about your financial well-being. If you're looking to open an account with us, you'll be glad to know that eligibility is quite simple! Generally, anyone who lives, works, or attends school in the areas we serve can become a member. This means you can access all the benefits we offer, including competitive loan rates and personalized service. For the most current eligibility details, feel free to check out our website at . Opening an account is just as easy! You can start your journey with us by visiting https://ebanking.ardentcu.org/ardentcreditunion/sdk/autoenrollmente2e . If you have any questions or need assistance during the process, don't hesitate to give us a call at (215) 569-3700. We're here to help you every step of the way!

Business Banking & Commercial Services

At Ardent, we understand that every business has its unique challenges and opportunities. Whether you're just starting or looking to expand, having the right financial partner is crucial. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. Imagine a local café ready to open its doors but needing a boost to buy equipment and cover initial expenses. With our tailored commercial loans, that dream becomes a reality. Our financing options empower entrepreneurs to turn their ideas into thriving businesses. Additionally, our merchant services streamline payment processing, allowing you to focus on what you do best serving your customers. From accepting card payments to managing transactions smoothly, we help take the hassle out of handling finances. At 110 Town Square Pl King Of Prussia Pa 19406, King Of Prussia, PA, we're here to assist you every step of the way. Let's work together to fuel your business journey!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash fast? Our network of ATMs ensures that you can access funds whenever necessary, whether it's for an impromptu outing or simply grabbing lunch with friends. Plus, our drive-thru banking offers convenience for those quick transactions like deposits and withdrawals without leaving your car.

Auto Loans & Vehicle Financing

If you're in the market for a new vehicle, look no further than our auto loans and vehicle financing options. Whether you're eyeing that shiny new sedan or a reliable used truck, we offer competitive rates that fit your budget. Our simple application process means you can get pre-approved quickly, letting you shop with confidence.

Business Banking

For entrepreneurs and small business owners, our business banking services include merchant services and business loans designed to fuel your growth. We understand the challenges of running a business and are here to help you navigate them with tailored solutions.

Credit Cards with Rewards

With our credit cards featuring rewards, every purchase can bring you closer to exciting benefits like cash back or travel points. Imagine earning rewards on everyday expenses like groceries or gas it's an easy way to make the most out of what you spend!

Mortgage Loans & Refinancing

Owning a home is one of life's biggest milestones. At Ardent, we offer mortgage loans and refinancing options tailored to meet your needs. Picture yourself moving into your dream home with a mortgage plan that fits comfortably within your financial plans. Our experienced mortgage specialists will guide you through each step.

Online & Mobile Banking

In today's fast-paced world, having access to your accounts anytime is essential. Our robust online and mobile banking features allow you to manage your finances on-the-go whether checking balances or making transfers from the comfort of your couch or during a lunch break at work.

Personal Banking

Managing your finances should be straightforward and convenient. With our personal banking services, including checking and savings accounts, we make it easy for you to access your money whenever you need it. Imagine waking up to find that your paycheck has been deposited seamlessly into your account overnight, allowing you to start your day without worry.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, and that's where our personal loans and debt consolidation services come in handy. Whether it's covering medical bills or combining high-interest debts into one manageable payment, we're here to provide the financial relief you need.

Shared Branch Transactions

As part of our commitment to convenience, we also provide basic shared branch transactions for members of partner credit unions. This means even when you're away from home, accessing funds is just as easy as if you're visiting us directly. We invite you to explore all these services at King Of Prussia by calling us at (215) 569-3700 or visiting us in person at our branch in King Of Prussia, PA. Our team is ready to assist you with any questions you may have about how we can help improve your financial journey!

Digital & Online Banking

Key Features

With our 24/7 online banking services, you can check balances, transfer funds, and pay bills right from your device. It's all about convenience! Plus, if you prefer to receive your statements electronically, we provide e-statements for a more eco-friendly option. You can even authorize transactions with just a click thanks to our electronic signature feature, ensuring your interactions are not only quick but also secure. For those who love mobile technology, our mobile application is here to make banking even easier. You can manage your accounts directly from your smartphone or tablet, making it simple to stay on top of your finances while you're out and about. And if you want to send money to friends or family instantly, our person-to-person transfer feature has got you covered.

Security and Accessibility

At Ardent, security is a top priority. We use advanced encryption technologies to keep your information safe while ensuring that you have seamless access whenever you need it. Our mobile payments feature allows you to make transactions effortlessly, whether you're shopping in-store or online. In short, our digital banking services are tailored for ease-of-use and accessibility. You have real-time control over your financial activities without any hassle. So why wait? Dive into the world of online banking with Ardent today!

Financial Strength

A Dedicated Team at Your Service

We also take pride in having 113 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our total share accounts stand at 75,179, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ardent is your trusted partner. Visit us at 110 Town Square Pl King Of Prussia Pa 19406 or call (215) 569-3700 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Investing Back into Our Community

With $84,692,470 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We have $5,442 in used auto loans and $587,882,053 in total loans and leases, which supports members' financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members.

Secure Savings Options

Members' savings are secured through $200,437,167 in share certificates and $57,441,961 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Foundation

With a net worth of $86,712,422, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,029 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $87,674,288 in used vehicle loans and $33,492,860 in new vehicle loans already helping members get on the road. We cater to all types of vehicle financing needs whether you want to drive off with a brand-new model or a reliable used car.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $18,112,533 in loans helping members manage their finances effectively. These cards come with benefits that can help you handle everyday expenses while giving you peace of mind.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $121,371,102, making buying or refinancing simple and accessible. We aim to make the journey to owning a home as smooth as possible.

Total Financing Solutions

In addition to our auto and mortgage loans, we provide various other financing solutions including personal loans and debt consolidation options. Our total credit lines amount to $375,257,006, ensuring you have access to funds when you need them most. For those considering refinancing options or eligibility inquiries for our loan products, our team is here to help guide you through the process. Feel free to reach out at 215-569-3700 during our operating hours: Monday to Wednesday from 9 AM to 5 PM; Wednesday & Thursday from 9 AM to 6 PM; and Saturday from 9 AM to 2 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore how Ardent can support your financial journey today!

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ARDENT FEDERAL CREDIT UNION