Archer Heights Credit Union Chicago IL | Best Auto Loans & Business Banking

Introduction

Welcome to Archer Heights Credit Union, where your financial well-being is our top priority! Located at 6554 W Archer Ave, Chicago, IL 60638, we have proudly served our community since 1965. With a strong commitment to our members, we are dedicated to providing personalized banking solutions tailored to meet your needs. At Archer Heights, we understand that financial journeys can be challenging. That's why we offer a variety of services, from personal and auto loans to checking and savings accounts. Our team is here to support you every step of the way, ensuring that you feel confident in your financial decisions. We currently serve over 2,357 members and manage assets totaling $20,267,512 a testament to our stability and trustworthiness. Our leadership team is equally invested in your success. Under the guidance of CEO Lisa Strnad and Board President Christopher Koczwara, we strive to create a welcoming environment where everyone feels at home. Whether you're looking for advice on loans (with a total of 59,736) or need help with deposits (currently standing at $1,217,954), our knowledgeable staff is ready to assist you. While members can visit us at our branch location, official correspondence should be sent to the same address: 6554 W Archer Ave, Chicago, IL 60638. If you have questions or want to learn more about how we can help you achieve your financial goals, don't hesitate to call us at 773-229-1500. Join us today and experience the difference of being part of a credit union that truly cares about its members. Visit our website at archerheights.com or stop by your journey towards financial wellness starts here!

Branch History & Mission

Community Commitment

At Archer Heights Credit Union, we believe that banking is more than just transactions; it's about building relationships. We understand that every member's journey is unique. That's why we prioritize personalized service and take the time to listen to your needs. Our team is dedicated to ensuring that you receive the guidance necessary to make informed financial decisions. We are proud to offer modern conveniences such as online banking and mobile applications that make managing your finances easier than ever. Though we currently do not have ATM or drive-thru services available at this location, our commitment to providing excellent service remains unwavering.

Join Us Today!

As we look towards the future, Archer Heights Credit Union invites you to join us on this journey of growth and empowerment. Experience firsthand the benefits of being part of a credit union that truly cares about its members and the community at large. Visit us today or call us at 773-229-1500 to learn how we can help you achieve your financial goals!

Our Journey

Located at 6554 W Archer Ave, Chicago, IL 60638, our branch has witnessed remarkable changes in both the financial landscape and the needs of our community. From our humble beginnings, we have evolved alongside our members, adapting to their needs with innovative services and thoughtful outreach. Today, with total assets reaching $20,267,512, we continue to thrive as a beacon of support for individuals and families seeking financial stability. While members can visit us at our branch address for personal banking needs, official correspondence should be sent to the same address. Throughout the years, we have prioritized creating a welcoming atmosphere where everyone feels valued and supported.

Our Mission

Our mission is simple yet profound: we strive to empower our members through accessible financial services while actively engaging in community support initiatives. We offer a wide range of products including checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. Beyond these offerings, we are committed to being an active participant in local events and partnerships that strengthen our neighborhood.

Branch Location & Accessibility

A Convenient Visit

At Archer Heights, we prioritize accessibility and convenience for our members. Our branch features ADA-compliant facilities, ensuring everyone can navigate easily. With ample parking available right outside, visiting us is hassle-free. Please note that while you can come see us at our branch address for transactions and inquiries, any official correspondence should be directed to our mailing address at 6554 W Archer Ave, Chicago, IL 60638.

Banking Hours That Fit Your Schedule

We understand how busy life can get, so we've tailored our operating hours to suit your needs. You can visit us Monday through Tuesday and Thursday from 9 AM to 5 PM, Friday from 9 AM to 5:30 PM, and Saturday from 9 AM to 12 PM. Our friendly staff is ready to assist you during these hours.

Reach Out Today!

We invite you to visit us at Archer Heights Credit Union or give us a call at 773-229-1500 if you have any questions or need assistance with your banking needs. We're here to help you every step of the way!

Services Offered Just for You

Archer Heights Credit Union offers a wide range of services designed to help you achieve your financial goals. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. While we currently do not have ATM services or drive-thru banking available at this location, our dedicated team is here to provide personalized service that meets your needs.

Member Eligibility

At Archer Heights, we believe that everyone deserves a chance to be part of a caring and supportive community. Joining us as a member is an easy and welcoming process! To become part of the Archer Heights family, you simply need to meet certain eligibility criteria, which typically includes living, working, or worshipping in the local area. We invite individuals from diverse backgrounds to join us and enjoy the benefits of our services designed with you in mind. If you'd like to explore the specifics of membership eligibility, please check out this resource: . Once you've confirmed your eligibility, opening an account is straightforward and hassle-free. You can start your application online by visiting https://amimembernet.com/ahcu/loan-application, or if you prefer a personal touch, feel free to give us a call at (773) 229-1500. Our friendly team is here to guide you through every step of the way. We look forward to welcoming you at our branch located at 6554 W Archer Ave Chicago Il 60638!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently do not have any member or non-member commercial loans, we remain focused on helping local entrepreneurs secure funding as opportunities arise. We believe that every business deserves the chance to succeed and grow.

Merchant Services

Imagine having a payment solution that simplifies your transactions and enhances customer satisfaction. Our merchant services provide businesses with the ability to accept payments quickly and efficiently, whether in-store or online. This means you can focus on what you do best serving your customers while we handle the financial details. At Archer Heights, located at 6554 W Archer Ave, Chicago, IL 60638, we're here to support your business aspirations. Let us be your partner in growth! For inquiries, feel free to call us at 773-229-1500 during our operating hours.

Comprehensive List Of Services

Accessibility and Convenience

Understanding the importance of convenience in today's fast-paced world, we ensure that our members have easy access to their accounts through various channels. Our Online & Mobile Banking features enable quick transactions and account management right from your smartphone. While we currently do not have ATM services at our branch, we are committed to making banking as accessible as possible. With operating hours from 9 AM to 5 PM Monday through Thursday, and extended hours until 5:30 PM on Friday, along with Saturday hours from 9 AM to 12 PM, we're here when you need us most. If you have any questions or need assistance, feel free to call us at 773-229-1500. At Archer Heights Credit Union, we believe in making banking simple and supportive. Explore how we can assist you today! Visit us online at archerheights.com or reach out directly we're here to help!

Business Banking

Business owners will find valuable resources as well. Our Business Banking services include Merchant Services & Business Loans that cater to the unique needs of small businesses in our community. We aim to empower entrepreneurs by providing the financial tools necessary for growth and success.

Personal Banking

Starting with personal banking, we offer Checking & Savings Accounts that help you manage your day-to-day finances effortlessly. Imagine having a checking account that fits your lifestyle and allows you easy access to your funds anytime through our Online & Mobile Banking services. You can check balances, transfer money, and even pay bills from the comfort of your home or on-the-go. If you're considering buying a new car or need financing for a vehicle, our Auto Loans & Vehicle Financing options are designed with competitive rates that make it easier for you to get behind the wheel. Plus, if you're thinking about purchasing a home or refinancing an existing mortgage, our Mortgage Loans & Refinancing services will guide you through every step of the process.

Personal Loans and Credit Cards

For those unexpected expenses or plans that require extra cash, we provide Personal Loans & Debt Consolidation solutions tailored to help you get back on track financially. And don't forget about our Credit Cards with Rewards, which not only offer flexibility in spending but also reward you for every purchase.

Digital & Online Banking

Key Features

One of the standout features is E-Statements Availability. Say goodbye to paper clutter! With e-statements, you'll receive your account statements electronically, making it easy to keep track of your transactions while also being environmentally friendly. Need to send money quickly? Our Person-to-Person Transfers feature allows you to effortlessly send funds to friends or family with just a few clicks. It's perfect for splitting bills or sending gifts without the hassle of cash. If you're always on the move, you'll love our Mobile Application Availability. The app puts all the power of online banking right in your pocket. Whether you're making payments or checking balances, everything is just a tap away. While we don't currently offer Mobile Payments, we ensure that your transactions through our digital platforms are secure and reliable. Your data safety is a top priority at Archer Heights, even if we don't have electronic signature authorization just yet. In summary, our digital banking services are crafted to provide you with accessibility and ease-of-use, enabling real-time management of your finances whenever you need it. Experience the future of banking today at Archer Heights!

Financial Strength

At Archer Heights, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand how vital it is for you to trust your credit union with your finances, and we are proud to share our strong financial standing. With a net worth of $2,071,041, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,022 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,364,986 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to innovation is reflected in our $2,085,537 in undivided earnings, which we reinvest into stronger lending options and enhanced security measures to serve you better. Additionally, with $40,898 in used auto loans and $9,096,680 in total loans and leases, our lending capacity supports your financial goals across various sectors. Our operational efficiency is evident in our $-14,496, allowing us to continue offering competitive loan rates and quality financial products tailored for our members. We also take pride in having 6 full-time employees and 1 part-time employees ready to serve you with knowledgeable support. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 3,713, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Archer Heights is your trusted partner. Visit us at 6554 W Archer Ave Chicago Il 60638 or call (773) 229-1500 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,162,383 in used vehicle loans and $1,272,360 in new vehicle loans already helping members get on the road. We have flexible terms and competitive interest rates that make it easier for you to get behind the wheel.

Credit Lines

Need access to extra funds? Our total credit lines reach up to $1,000,000, providing you with the financial flexibility you need for unexpected expenses or planned purchases.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $178,161, make buying or refinancing simple. We provide guidance through every step of the process and help you find a plan that fits your budget.

Refinancing Options

If you already have existing loans and are looking for better terms or rates, ask about our refinancing options. We're committed to helping you find solutions that fit your current financial situation. For any questions or to start your application process today, feel free to contact us at 773-229-1500 or visit us at 6554 W Archer Ave, Chicago IL 60638. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to help you navigate your financial journey with confidence!

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $527,573 in loans helping members manage their finances effectively. Enjoy rewards and benefits while keeping your spending under control.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This sourcing guarantees fair and transparent offers, allowing users to trust the information presented.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency and reliability. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that reflect the best options available. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, helping them make well-informed decisions tailored to their financial needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of this tool in simplifying the loan search process. Compare real-time loan offers today at LendMesh and find the best rates for your needs. --- Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Archer Heights