Archer Cooperative Credit Union Saint Paul NE | Affordable Vehicle Loans & Quick Personal Loans

Introduction

Welcome to Archer Cooperative, your trusted financial partner located at 1016 2Nd St, Saint Paul, NE 68873. Since our establishment in 1984, we have been dedicated to serving our community with a personal touch and a commitment to excellence. With a robust membership of 5,293 individuals, we pride ourselves on fostering meaningful relationships with each member. At Archer Cooperative, our total assets stand impressively at $94,090,906, showcasing our stability and reliability in the financial landscape. We understand the importance of your hard-earned money, which is why we maintain total deposits of $2,413,193. Our commitment to providing valuable services is reflected in our diverse offerings from checking and savings accounts to auto loans and business financing. Our leadership team is led by CEO Michael Kezeor and Board President Verlen Larsen, who embody our core values of integrity and community focus. Together, they guide a team of 26 employees, all working towards ensuring that your banking experience is seamless and supportive. While members can visit us at our branch location for all their banking needs, official correspondence should be directed to our mailing address: PO Box 386, Saint Paul, NE 68873. We invite you to explore how Archer Cooperative can help you achieve your financial goals. Whether you're looking for a new loan or simply want to ask questions about our services, don't hesitate to reach out! Call us today at 308-754-2400 or visit our website at archerccu.com for more information. Your journey toward financial empowerment begins here!

Branch History & Mission

Commitment to Innovation

As times change, so do we. Archer Cooperative embraces digital advancements to enhance the member experience. With options like online banking and mobile applications available, managing your finances has never been easier or more convenient. We also ensure ADA compliance so that all members can access our services without barriers. While you can visit us at 1016 2Nd St, official correspondence should be sent to PO Box 386, Saint Paul, NE 68873 if needed. Our operating hours are Monday through Friday from 8:00 AM to 5:00 PM, with drive-thru service available until 4:30 PM on weekdays and limited hours on Saturday from 8:00 AM to 11:00 AM.

Join Us

As we look ahead to the future, we invite you to become part of the Archer Cooperative family. Experience firsthand the benefits of being a member at a credit union that truly cares about its community. Together, let's build a brighter financial future! For any inquiries or assistance, feel free to call us at 308-754-2400 or visit our website at archerccu.com.

Our Mission

At Archer Cooperative, our mission is clear: to provide exceptional financial services while fostering a spirit of community. We are committed to empowering our members through a range of offerings, including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. With over 5,293 members and total assets reaching $94,090,906, we have the resources and expertise to meet your financial needs. We believe that banking should be more than just numbers; it should be about people. That's why we're dedicated to serving not only as your financial partner but also as an active participant in the local community. Through various outreach programs and partnerships with local organizations, we strive to make a meaningful difference in the lives of those around us.

Branch Location & Accessibility

Connect With Us

While members can visit us at our branch, official correspondence should be sent to PO Box 386, Saint Paul, NE 68873 if needed. Have questions? Don't hesitate to give us a call at 308-754-2400! Our friendly team is ready to assist you with whatever you need. We invite you to stop by Archer Cooperative today we look forward to serving you!

Nearby Landmarks and Accessibility

Nestled in Howard County, our branch is close to local landmarks that make it easy to find us. If you're near the bustling downtown area or visiting the nearby parks, swing by for all your banking needs. Our location is designed with accessibility in mind; we offer ADA-compliant features including ramps for easy entry and ample parking space to accommodate all visitors.

Operating Hours and Services

We're open Monday through Friday from 8:00 AM to 5:00 PM, with a drive-thru service available until 4:30 PM. On Saturdays, our lobby welcomes you from 8:00 AM to 11:00 AM. You can also take advantage of our ATM services anytime! At Archer Cooperative, we provide a wide range of services tailored to meet your personal and business banking needs everything from checking and savings accounts to auto loans and mortgages.

Member Eligibility

At Archer Cooperative, we believe that joining our community is more than just opening an account it's about becoming part of a supportive family. If you're looking to become a member, you'll be happy to know that eligibility is straightforward and welcoming. Generally, if you live, work, or worship in our local area, or if you have a family member who is already a member, you can easily join us. We strive to include everyone who shares our values of community and cooperation. For the most detailed and updated criteria, feel free to check out our eligibility page at . Once you're ready to take the next step, opening an account with us is simple! You can visit us at our branch located at 1016 2Nd St Saint Paul Ne 68873 or give us a call at (308) 754-2400 for assistance. Our friendly team is here to guide you through the process and answer any questions you may have. We can't wait for you to experience all the benefits of membership at Archer Cooperative!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we provide comprehensive merchant services that simplify payment processing. Imagine your customers enjoying a smooth checkout experience while you easily track sales and manage transactions. Our services are designed to enhance your operational efficiency and help you focus on what matters most growing your business. Visit us at 1016 2Nd St Saint Paul Ne 68873 in Saint Paul, NE, or call us at (308) 754-2400 to learn how we can partner with you for success!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $330 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $49,718,149, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Access and Availability

Need cash quickly? With our ATM services available at the branch, accessing your funds is simple. Plus, if you're short on time during the week, take advantage of our drive-thru banking options for quick deposits and withdrawals. At Archer Cooperative, we're here for all your financial needs big or small. Visit us today at 1016 2Nd St Saint Paul Ne 68873 in Saint Paul, NE or give us a call at (308) 754-2400. We look forward to helping you achieve all of your financial goals!

Business Banking Services

For our local entrepreneurs and business owners, we offer comprehensive business banking solutions. From merchant services that help streamline your transactions to business loans that fuel growth, we support your ambitions every step of the way.

Convenient Digital Banking

In addition to our in-branch services, we know how important convenience is in today's fast-paced world. That's why we provide online and mobile banking services so you can manage your finances anytime, anywhere. With features like person-to-person payments and easy access to account information through our secure online platform, staying on top of your financial health has never been easier.

Personal Banking Solutions

We understand that managing your finances can sometimes feel overwhelming. That's why our personal banking services are designed to simplify your life. Whether you're opening a new checking or savings account, our team is here to guide you through the process and help you find the right accounts for your lifestyle. Need a reliable way to finance your next vehicle? Our auto loans and vehicle financing options are flexible and affordable, making it easier than ever for you to hit the road without breaking the bank. If homeownership is on your mind, consider our mortgage loans and refinancing options that can help make your dream home a reality. In today's world, unexpected expenses can arise at any time. That's where our personal loans and debt consolidation services come into play, providing you with peace of mind when you need it most. Plus, with credit cards offering rewards, you can earn while you spend!

Digital & Online Banking

Key Services

Our 24/7 Online Banking Services let you check balances, pay bills, and transfer funds all in one place. With just a few clicks, you can manage your money without stepping foot in a branch. And if you're looking for quick transfers to friends or family, our Person-to-Person Transfers feature makes it simple to send money with ease. For those who prefer paperless solutions, we offer E-Statements Availability, which allows you to receive your statements electronically. This not only helps the environment but also ensures that you can access your financial information quickly and securely.

Security and Convenience

Your security is our top priority. Our platform includes Electronic Signature Authorization, ensuring that all transactions are safe and authenticated. We know how important it is to feel secure when banking online, so we've built features that protect your information while making it easy for you to conduct transactions. Additionally, if you're always on the move, you'll appreciate our Mobile Application Availability. With our app, banking is right at your fingertips no need to rush back to the office or find a computer. Plus, while we currently do not support Mobile Payments, our existing features are continuously evolving to meet your needs. In summary, at Archer Cooperative, we're dedicated to providing an accessible and user-friendly banking experience that keeps up with your busy life. Explore everything our digital banking has to offer today!

Financial Strength

Dedicated Team

We also take pride in having 26 full-time employees and no part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our dedicated staff is here to assist you with any questions or needs you may have.

Growing Membership

Total Share Accounts: 10,972, showing a strong and growing member base that trusts us with their finances. This trust is the backbone of our operations as we work tirelessly to exceed your expectations. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Archer Cooperative is your trusted partner. Visit us at 1016 2Nd St Saint Paul Ne 68873 or call (308) 754-2400 to learn more about how we can help you achieve your financial goals.

Lending Capacity

Our lending capacity supports members' financial goals across various sectors. With $917 in used auto loans and a total of $81,262,105 in loans and leases, we stand ready to help you achieve your aspirations whether that's purchasing a vehicle or investing in personal projects.

Member-Centric Approach

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $348,668 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We strive to ensure that every dollar works hard for you.

Reinvestment for Growth

With $8,795,536 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. This commitment to improvement means more opportunities for you as we grow together.

Secure Savings Opportunities

Members' savings are secured through $33,461,038 in share certificates, offering stable and rewarding financial growth opportunities. Although we currently have no money market shares, our focus remains on creating secure avenues for your investments.

Solid Foundation

With a net worth of $9,144,204, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $972 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $9,857,380 in used vehicle loans and $2,080,951 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, our team is here to assist you every step of the way.

Business Loans

For business owners, our outstanding commercial loans totaling $49,718,149 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to improve an existing business, we have solutions tailored just for you. At Archer Cooperative located at 1016 2Nd St Saint Paul Ne 68873, we pride ourselves on our personal touch and commitment to serving our community. You can reach us at (308) 754-2400 during our operating hours from Monday to Friday from 8:00 AM to 5:00 PM and Saturday from 8:00 AM to 11:00 AM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We invite you to explore how our loan offerings can help you achieve your financial aspirations today!

Credit Lines

For those looking for more flexibility in managing expenses, our total credit lines amount to $23,683,181. This option provides access to funds when you need them most while keeping your payments manageable.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $845,193, make buying or refinancing simple. We can help guide you through the application process and discuss eligibility options to find the best solution for your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. This product allows you to make purchases and build your credit without needing collateral.

Loan Aggregator

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ARCHER COOPERATIVE CREDIT UNION