Arcade Credit Union Asheville NC | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Arcade Credit Union, where we are dedicated to serving our community with trust and reliability. Located at 151 Patton Ave Ste 280, Asheville, NC 28801, our credit union has been a cornerstone of financial support since we opened our doors in 1952. Over the years, we've built a strong membership base of 810 individuals and families, all benefiting from our commitment to providing exceptional service and affordable financial solutions. At Arcade Credit Union, we pride ourselves on our impressive financial health, with total assets amounting to $7,813,001 and total deposits reaching $469,630. Our members can feel secure knowing that our net worth stands at $1,044,619, complemented by $139,220 in cash readily available to meet their needs. Led by our dedicated CEO, Shelly Fender, and Board President Vann Gibbs, our small but passionate team of just 3 employees is here to help you navigate your financial journey. We offer a wide range of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, and even business banking solutions. While members can visit us at our branch for all their financial needs, official correspondence should be sent to the same address: 151 Patton Ave Ste 280, Asheville, NC 28801. If you have any questions or need assistance, don't hesitate to reach out at (828) 254-1582 during our lobby hours from 8 AM to 4 PM on weekdays. Join us today and discover how Arcade Credit Union can help you achieve your financial goals! For more information about membership eligibility or to learn more about our services, visit us online at arcadecu.com.

Branch History & Mission

At Arcade Credit Union, we take pride in our rich history and our unwavering commitment to the community of Asheville, NC. Established in 1952, we have been dedicated to providing exceptional financial services while fostering a strong sense of belonging among our members. Over the years, we have grown from humble beginnings into a trusted institution with a membership base of over 810 individuals who rely on us for their financial needs. Our branch is conveniently located at 151 Patton Ave Ste 280, Asheville, NC 28801, a spot that has become familiar to many in the local community. Our location allows us to be easily accessible for those who need assistance with personal banking, auto loans, mortgage refinancing, and more. While members can visit us at this address for all their banking needs, official correspondence should be sent to the same mailing address. At Arcade Credit Union, our mission is clear: We strive to empower our members by providing tailored financial solutions that support their aspirations and improve their lives. Our focus goes beyond just transactions; we aim to build lasting relationships with each member. Whether it's helping someone secure their first home or offering guidance on debt consolidation, we are here to support every step of their financial journey. As part of our dedication to service excellence, we've embraced modern conveniences like online banking and mobile applications. This ensures that members can manage their accounts anytime and anywhere. We also prioritize accessibility and compliance with ADA standards so that everyone in our community can benefit from our services. In addition to our core offerings, Arcade Credit Union actively engages in community outreach programs and partnerships. We believe in giving back to Asheville through various initiatives that promote financial literacy and support local causes. Our team is passionate about making a positive impact beyond banking. With total assets of $7813001, we are equipped to meet the diverse needs of our members while ensuring their funds are safe and secure. Our operating hours are Monday through Friday from 8 AM to 4 PM, allowing us to serve you when it's most convenient. If you're looking for a financial partner that truly cares about your success and well-being, we invite you to join Arcade Credit Union today. Experience firsthand how we can help you achieve your goals while being an integral part of the Asheville community! For more information or inquiries, feel free to call us at (828) 254-1582 or visit our website at arcadecu.com.

Branch Location & Accessibility

Nearby Landmarks and Accessibility Features

Situated near popular spots like the Asheville Art Museum and Pack Square Park, our branch is in a bustling area that's easy to reach. Parking is available nearby, making it simple for you to drop by without any hassle. We prioritize accessibility and ensure that our facilities are ADA compliant, featuring ramps and wide doors for everyone's convenience.

Operating Hours and Services

We're here for you during our lobby hours from 8 AM to 4 PM, Monday through Friday. Our dedicated staff is ready to assist with personal banking services including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. Although we currently do not offer drive-thru banking or ATM services at this location, our online and mobile banking options provide additional flexibility for managing your finances on the go. If you have any questions or need assistance, don't hesitate to give us a call at 828-254-1582. We invite you to come visit us today and discover how Arcade Credit Union can help you achieve your financial goals!

Member Eligibility

At Arcade, we believe that everyone deserves a supportive financial community. Becoming a member is simple and welcoming! If you live, work, or worship in Buncombe County, you're already eligible to join us. We also invite family members of existing members to become part of our credit union family. This means that once you're a member, you can enjoy exclusive benefits tailored just for you, like competitive loan rates and personalized service that truly understands your needs. To learn more about the specific eligibility criteria and what it means to be a part of Arcade, feel free to visit our membership page at https://www.arcadecu.com/membership. If you're ready to take the next step or have any questions, don't hesitate to give us a call at (828) 254-1582. We're here to help you start your journey with us at our branch located at 151 Patton Ave Ste 280 Asheville Nc 28801!

Business Banking & Commercial Services

Merchant Services That Make a Difference

Imagine running your business with the peace of mind that comes from knowing you have reliable merchant services at your fingertips. At Arcade, we offer practical tools that help you manage payments seamlessly, making transactions easy for both you and your customers. Our services are designed to adapt to your business model, ensuring that you can focus on what truly matters growing your business. Visit us at 151 Patton Ave Ste 280 Asheville Nc 28801 in Asheville, NC or call us at (828) 254-1582 to learn more about how our Business Banking & Commercial Services can help take your business to new heights!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For our entrepreneurial members, we offer robust Business Banking services including Merchant Services & Business Loans. Whether you're starting a new venture or seeking to grow an existing one, we're here to support your business ambitions with tailored solutions that make sense for you.

Convenient Access

To ensure you have access when you need it most, we provide various banking conveniences such as ATM & Cash Withdrawal Services. Although we currently do not have ATMs on-site, our online resources keep banking simple and efficient. We invite you to explore how each of these services can empower your financial well-being. If you're ready to take the next step towards smarter banking solutions, don't hesitate to reach out! You can contact us at (828) 254-1582 or visit our website at Arcade Credit Union for more information. Let's work together towards achieving your financial goals today!

Credit Cards

Looking to earn rewards while making everyday purchases? Our Credit Cards with Rewards allow you to do just that! Enjoy perks for spending on groceries, gas, and more while managing your budget effectively.

Loans and Financing

Dreaming of a new car? Our Auto Loans & Vehicle Financing options are designed to get you behind the wheel quickly and affordably. We also offer Mortgage Loans & Refinancing to help make home ownership possible for everyone. If you're facing unexpected expenses or looking to consolidate debt, our Personal Loans & Debt Consolidation can provide the support you need without breaking the bank.

Personal Banking

We understand that managing your day-to-day finances can be challenging. That's why we provide Personal Banking options including Checking & Savings Accounts that fit your lifestyle. Our accounts come with features that help you track spending and grow your savings effortlessly. With our Online & Mobile Banking, you can check balances, transfer funds, and pay bills anytime from the comfort of your home or on-the-go.

Digital & Online Banking

Key Features

One of the highlights of our digital services is the availability of e-statements. Say goodbye to paper clutter! With e-statements, you can easily view and manage your financial records online. Plus, for those who prefer using their mobile devices, we have a dedicated mobile application that puts all these features right in the palm of your hand. While we currently don't support electronic signature authorization or person-to-person transfers, we continue to prioritize security with our online banking services. You can trust that your information is safe as you conduct transactions from wherever you are. For members who enjoy making payments on the go, our mobile payments feature isn't available yet; however, our commitment to enhancing your banking experience remains strong. We are always exploring ways to improve our services for you. In short, Arcade is here to help simplify your banking experience with accessible tools and resources tailored for today's fast-paced lifestyle. Explore everything we have to offer by visiting us online at https://www.arcadecu.com/ today!

Financial Strength

Commitment to Our Members

The strength of Arcade lies not only in numbers but also in the trust we've built with our community. With a total of 1,235 share accounts, it's clear that more people are choosing us as their trusted partner for financial services. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Arcade is your trusted partner. Visit us at 151 Patton Ave Ste 280 Asheville Nc 28801 or call (828) 254-1582 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Member-Centric Savings Options

We believe in securing our members' savings. That's why we have $1,207,739 in share certificates and $1,008,560 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we focus on our members' needs. With non-member deposits at $0, our resources are dedicated to benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $86,765 illustrates our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2 full-time employees and 1 part-time employees who are always ready to assist you with personalized service.

Reinvestment for Future Growth

With $957,854 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to growth is further reflected in our capacity for lending; we have $246 in used auto loans and $4,346,416 in total loans and leases available to support your financial goals across various sectors.

Solid Financial Foundation

With a net worth of $1,044,619, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,337 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,362,239 in used vehicle loans and $1,447,925 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to make sure you find a loan that fits your budget.

Credit Lines and Unsecured Loans

For those seeking additional flexibility in managing their finances, we have credit lines available totaling $500,000. Additionally, we also provide unsecured credit card loans to assist you with everyday purchases or unexpected expenses. While currently our total in unsecured credit card loans stands at $0, this option is available for future lending as we grow. At Arcade, we're committed to making financing accessible and straightforward. We encourage you to explore refinancing options if you're considering lowering your monthly payments or consolidating debt. Plus, eligibility details can be found on our website. For more information about our loan products or to start your application process, contact us at (828) 254-1582 or visit us at 151 Patton Ave Ste 280 Asheville NC 28801. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how Arcade can help you navigate your financial journey today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $678,400, make buying or refinancing simple. We offer various solutions tailored for first-time buyers and those looking to refinance their existing mortgages.

Loan Aggregator

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Arcade