Arc Credit Union Altoona PA | Best Auto Loans & Quick Personal Loans

Introduction

Welcome to Arc, where your financial well-being is our top priority! Located at 419 N 7Th St, Altoona, PA 16601, we have been proudly serving our community since 1956. With a membership base of over 14,354 and total assets reaching an impressive $139,663,277, we are committed to providing personalized financial solutions tailored to your needs. At Arc, we understand that every member's journey is unique. That's why we offer a range of services including checking and savings accounts, auto loans, mortgage options, personal loans, and business banking services. Our total deposits stand at $14,915,406, ensuring that your money is not just safe but also working for you. Moreover, with a net worth of $16,036,840 and cash in hand amounting to $1,240,637, you can trust us to be a solid partner in your financial journey. Our dedicated team consists of 32 employees who are here to assist you every step of the way. Under the leadership of CEO Stephen Dalecki and Board President Steven McCloskey, we strive to foster a community-focused environment that makes banking accessible and stress-free. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 419 N 7th St, Altoona, PA 16601-6119. We invite you to explore how Arc can help you achieve your financial goals. Feel free to call us at 814-296-2455 or visit our website at www.arcfcu.org for more information. Join us today and experience the difference that a member-focused credit union can make!

Branch History & Mission

Community Connection

We understand that being part of a community means more than just providing financial products. That's why Arc actively engages in outreach efforts and partnerships aimed at uplifting those around us. From sponsoring local events to collaborating with organizations that promote economic development in Blair County, we work hard to give back to the community that supports us. While members can visit us at 419 N 7th St, official correspondence should be sent to 419 N 7th St, Altoona, PA 16601-6119. You can reach us at 814-296-2455 during our lobby hours: Monday, Tuesday, Thursday, Friday from 9 AM to 5 PM and Wednesday from 11 AM to 5 PM.

Join Us

As we continue this journey together with you our valued members we invite you to experience the benefits of being part of Arc. Together, let's build a stronger future for ourselves and our community! Visit Arc's website today to learn more about membership and how you can get involved!

Our Journey

From humble beginnings, Arc has evolved into a robust credit union with total assets of $139,663,277. Throughout the years, we have expanded our offerings while maintaining a strong commitment to personalized service. Our journey reflects the growth not just of our organization but also of the relationships we've built within the community. Whether it's helping families secure auto loans or assisting individuals with personal banking needs, we strive to make a positive impact every day.

Our Mission

At Arc, our mission is simple yet powerful: to provide accessible financial services while fostering a spirit of community support. We believe that everyone deserves the opportunity for financial wellness. This belief drives us to offer services like checking and savings accounts, auto loans, mortgages, and business banking solutions tailored to meet diverse needs. Moreover, we are committed to innovation. With features such as online and mobile banking, electronic signatures, and ATM access available at our location, we ensure that banking is convenient for all. We also prioritize accessibility; our facilities are ADA compliant to ensure everyone can receive assistance without barriers.

Branch Location & Accessibility

Comprehensive Services at Your Fingertips

At the Arc Branch, we offer a range of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Our drive-thru service allows for quick deposits and withdrawals without leaving your car, while our ATM is available for cash withdrawal and balance checks whenever you need it.

Convenient Access and Nearby Landmarks

Our branch is nestled close to several local landmarks, making it a breeze for you to find us. Just a short drive from the Blair County Courthouse, we are centrally located for anyone in the area. With ample parking available right outside our doors, you can visit us without any hassle. Plus, our facility is ADA compliant, ensuring all members have easy access.

Get in Touch!

Have questions or need assistance? Don't hesitate to give us a call at 814-296-2455. We'd love for you to come by and experience the welcoming atmosphere of the Arc Branch. Remember, while members can visit us at 419 N 7th St, official correspondence should be sent to our mailing address: 419 N 7th St, Altoona, PA 16601-6119. Come see how we can support your financial journey today!

Operating Hours Tailored for You

We understand that life gets busy, which is why our operating hours are designed to fit your schedule. You can visit us Monday, Tuesday, Thursday, and Friday from 9 AM to 5 PM. If Wednesday works better for you, our lobby opens at 11 AM and closes at 5 PM. Whether you need assistance with personal banking or want to explore our loan options, our dedicated team is ready to assist you during these times.

Member Eligibility

Welcome to the friendly and supportive community at Arc! We believe that everyone deserves a chance to enjoy the benefits of membership. If you live, work, worship, or attend school in our local area, you're likely eligible to join us. Plus, family members of existing members can also become part of our community. Being a member means you'll have access to a range of financial services designed with your needs in mind, including personal banking options, auto loans, and even business banking solutions. Getting started is simple! Just visit us at 419 N 7Th St Altoona Pa 16601 or give us a call at (814) 296-2455 for more details on how you can become a member. For specific eligibility criteria, check out our detailed information at http://www.arcfcu.org/about-us/membership. Once you're ready, you can easily open your account online through this link: https://mobicint.net/arc/userenrollment. Join us today and experience the difference!

Business Banking & Commercial Services

Real-World Merchant Services

Imagine your customers effortlessly making payments while you focus on what you do best running your business. Our merchant services simplify transactions, allowing you to accept payments easily, whether in-store or online. This means faster sales and happier customers, all while enhancing your cash flow. Located conveniently at 419 N 7Th St Altoona Pa 16601 in Altoona, PA, we invite you to explore how Arc can partner with you to achieve your business goals. For more information, give us a call at (814) 296-2455 today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $81 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $7,045,453, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

For our business members, we offer comprehensive Business Banking solutions, including Merchant Services that simplify payment processing and Business Loans to help you grow your venture. We know how important it is for businesses to have reliable banking options that adapt to their needs.

Convenient In-Person Services

If you prefer face-to-face interactions, our Basic Drive-Thru Banking allows for quick deposits and withdrawals without leaving your car. For simple transactions like balance checks or cash withdrawals, our Basic ATM Access ensures that you're never far from what you need. At Arc, we believe that financial services should be accessible and user-friendly. Whether you're managing personal finances or running a business, we're here to help every step of the way. Ready to explore more? Visit us at 419 N 7Th St Altoona Pa 16601 in Altoona, PA, or call us at (814) 296-2455 today! You can also check out our website at Arc Branch for more information on all the services we offer. We look forward to serving you!

Digital Banking Features

In today's fast-paced world, convenience is key. That's why Arc offers robust Online & Mobile Banking services, making it easy for you to check balances, transfer funds, and pay bills anytime and anywhere. Our ATM & Cash Withdrawal Services are available 24/7 for those times when you need quick access to cash.

Personal Banking Services

We understand that managing finances can be challenging, which is why we offer various personal banking services tailored to your lifestyle. Whether you're looking for Checking & Savings Accounts to help you manage your daily expenses or Auto Loans & Vehicle Financing to get you on the road, we've got you covered. If you're thinking about buying a home, our Mortgage Loans & Refinancing options can help make your dream a reality. Life sometimes throws unexpected costs your way, and that's where our Personal Loans & Debt Consolidation come into play, allowing you to take control of your financial situation. Plus, with our Credit Cards with Rewards, you can earn points on your everyday purchases while enjoying the flexibility that comes with credit.

Digital & Online Banking

Easy Access Anytime

Our online banking service at https://www.arcfcu.org/ allows you to check balances, pay bills, and transfer funds with just a few clicks. Whether you're at home or on the go, our 24/7 online banking ensures that your account is just a login away. Plus, with electronic signature authorization available, signing documents has never been easier or more secure.

Mobile Banking Made Simple

Take your banking experience up a notch with our mobile application. Available for download, it offers features like mobile payments and person-to-person transfers. Imagine sending money to friends or family without having to visit a branch it's that simple!

Security You Can Trust

We prioritize your security above all else. Our online services use advanced encryption technologies to protect your personal information, giving you peace of mind while managing your finances digitally. In today's fast-paced world, convenience is key. With the digital banking services at Arc, you can enjoy seamless access to your finances while knowing they are safe and sound. Explore all we have to offer today at https://www.arcfcu.org/!

Stay Updated with E-Statements

Say goodbye to paper clutter! We provide e-statements so you can view your financial information quickly and conveniently. This feature not only helps the environment but also allows you to keep track of your transactions effortlessly.

Financial Strength

At Arc, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial position, which reflects our commitment to serving you well. With a net worth of $16,036,840, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,151 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $14,771,122 in share certificates and $9,812,137 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $15,661,395 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $1,219 in used auto loans and $77,847,415 in total loans and leases. Although our current net income is $0, this reflects our operational efficiency and dedication to providing solid financial products for our members. We also take pride in having 30 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our net shares (funds available for lending and investments) total $88,377, demonstrating the resources we have to help you reach your goals. Additionally, we have 24,272 total share accounts, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Arc is your trusted partner. Visit us at 419 N 7Th St Altoona Pa 16601 or call (814) 296-2455 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Benefits

At Arc, we believe in making borrowing easy and accessible. If you're interested in refinancing your current loans or want to learn about eligibility options, please reach out to us. Our dedicated team is here to guide you through every step of the process. To explore these offerings further or get started with your application, visit us at 419 N 7Th St Altoona Pa 16601 in Altoona, PA, or give us a call at (814) 296-2455. For more information about our services and products, check out our website at https://www.arcfcu.org/. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're committed to helping you find the right loan solution for your needs!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $18,200,358 in used vehicle loans and $5,384,094 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that make it easier for you to finance the vehicle you want.

Business Loans

For business owners, our outstanding commercial loans totaling $7,045,453 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance your current operations, we have financing solutions tailored just for you.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,654,140, make buying or refinancing simple. We offer various products tailored to fit your needs, whether you're a first-time buyer or looking to refinance an existing mortgage.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,691,866 in loans helping members manage their finances effectively. These cards come with competitive interest rates and rewards programs that can benefit your everyday spending.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

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Arc